Financially Confident Christian

Ralph V. Estep, Jr.
  • ٤٫٨ (١٩)
  • المسيحية
  • يتم التحديث يوميًا

2025 Best Christian Finance Podcast in the U.S., awarded by Best of Best Review. Money isn’t just about numbers — it’s about confidence, stewardship, and faith. If you've ever felt stuck in the cycle of financial shame, you're not alone — and you don't have to stay there. Welcome to Financially Confident Christian, where we blend Biblical wisdom, practical financial strategies, and daily encouragement to help you break free, build lasting confidence, and honor God with your resources. Hosted by Ralph Estep Jr., a seasoned financial coach with a heart for ministry, each episode offers real-world steps you can take today — no complicated jargon, no judgment — just real hope and real help. Whether you're climbing out of debt, learning to budget with purpose, or dreaming of financial freedom, this is your place to start. One step. One decision. One prayer at a time. Your story isn’t defined by your past. It's shaped by your next faithful step. Let’s walk this journey together.

  1. Why Do Ads Make Me Feel Like I Need More Stuff?

    قبل ١٢ ساعة

    Why Do Ads Make Me Feel Like I Need More Stuff?

    Today we’re diving into the wild world of advertising and how it messes with our heads, making us feel like we need more stuff. Why Do Ads Make Me Feel Like I Need More Stuff? Seriously, how many times has your phone buzzed today, trying to sell you the next big thing? I’m talking about that constant pressure to keep up with the latest trends, and let’s be real, it’s exhausting. We're gonna chat about why these ads are designed to make us feel discontent and how we can finally silence that noise. So, if you’re ready to reclaim some cash and your peace of mind, stick around as we explore how to find true contentment without the clutter! Read today's blog article Check the full podcast episode here Ever felt like your phone's a dog begging for attention? Buzzing here, lighting up there, and it’s all just ads trying to sell you stuff you didn’t even know you needed? Yeah, I’ve been there too. This episode dives into the world of advertising that’s constantly tugging at our hearts, telling us that we need more. I mean, seriously, why do we feel like we’re not enough unless we buy the latest gadget or the fanciest car? We peel back the layers and discover that ads aren’t just selling products; they’re selling emotions—discontentment, status, and the idea that we’re missing out. Together, we tackle how to break free from this cycle of wanting more, and how to find contentment in what we already have. Hint: it’s not in the next big purchase, but in our mindset and faith. Let's reclaim our peace and wallets, one ad at a time! Takeaways: Ads are everywhere, constantly bombarding us and making us feel like we need more stuff. The pressure to conform to societal expectations can lead to unnecessary spending and dissatisfaction. True contentment isn't something you can buy, but rather a mindset you cultivate daily. Creating ad-free zones in your life helps reduce temptation and fosters gratitude instead. Our culture often pushes us to feel inadequate, but we can choose gratitude over comparison. Being aware of the emotions that ads evoke can help us guard our hearts and finances. Links referenced in this episode: financiallyconfidentchristian.comfinanciallyconfidentchristian.com/becoming LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Buy Ralph's Book - a href="https://askralph.kit.com/products/master-your-finances" rel="noopener noreferrer"...

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  2. Why Do I Feel Constantly Pressured to "Keep Up" With Others?

    قبل يوم واحد

    Why Do I Feel Constantly Pressured to "Keep Up" With Others?

    Feeling like you're stuck in a never-ending race just to keep up with everyone else? Why Do I Feel Constantly Pressured to "Keep Up" With Others? Yeah, we get it. Today, we're diving into that pesky pressure of comparison and how it can totally drain your joy and your wallet. We're all about finding that sweet spot of freedom from the constant urge to upgrade and spend more just to keep pace with the Joneses. So, if you're tired of the treadmill of social media envy and want to kick that comparison habit to the curb, you’re in the right place. Let’s chat about how to embrace radical contentment and find peace in what you’ve already got, because true strength comes from within, not from the stuff you own. Buckle up, it's time to level up your financial confidence! Read today's blog article Check the full podcast episode here You ever feel like you’re stuck in a race that just never ends? Yeah, I know the feeling, and let me tell ya, it’s a wild ride. In this episode, we dig into the pressure of keeping up with what everyone else has, and trust me, it is exhausting. It’s like we’re all running on this treadmill of comparison, scrolling through social media, and suddenly everything we own feels tiny and sad. But guess what? It doesn’t have to be this way! We’re here to talk about how to break free from that cycle of comparison and find some serious joy in what we already have. Through some biblical insights, we realize that true strength comes from our faith, not our stuff. We explore how God calls us to be content and not covet what others have, reminding us that we are all unique in our own journeys. Takeaways: Feeling like you're in a never-ending race can totally zap your joy and wallet. Social media pressure can lead to a constant cycle of comparison and discontentment. Breaking free from the comparison trap involves learning to celebrate what you already have. True strength and contentment come from within, not from what you own or see online. Practicing radical contentment is countercultural but essential for finding peace and joy. Identify your triggers for comparison and limit exposure to them for a better mindset. Links referenced in this episode: financiallyconfidentchristian.comfinanciallyconfidentchristian.com/becoming LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Buy Ralph's Book - a...

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  3. Why Do My Kids’ Activities Cost So Much and Stress Me Out?

    قبل يومين

    Why Do My Kids’ Activities Cost So Much and Stress Me Out?

    Feeling the pressure from your kids to join every activity under the sun? Why Do My Kids’ Activities Cost So Much and Stress Me Out? You’re not alone! Today, we’re diving into the wild world of kids' extracurriculars and how to keep your sanity (and wallet) intact while supporting their passions. We’ll talk about setting those all-important boundaries and making sure your family’s values align with what the kids want to do. Plus, I’m sharing some tips on budgeting and getting creative with costs so you don’t feel like money’s slipping away faster than a kid can say “I want to join the robotics club!” So grab a seat, and let’s figure out how to manage those activities without losing our minds—or our savings! Read today's blog article Check the full podcast episode here Juggling kids' activities is like trying to balance flaming swords while riding a unicycle—it's no easy feat! We dive into the financial chaos that comes with our little ones wanting to try everything under the sun. From soccer and piano lessons to robotics clubs, it can feel like your wallet is getting lighter by the minute. But don’t sweat it! We're all about finding that sweet spot where you can support your kids' dreams without breaking the bank. You’ll get some solid tips on how to set boundaries, prioritize activities that align with your family values, and most importantly, keep your budget in check. Plus, we share some crafty ideas to keep those costs low, like second-hand gear and carpooling. Because let’s face it, it’s not just about the money; it’s about teaching our kiddos some valuable life lessons about choices and gratitude. So tune in as we break it all down and help you navigate the wild world of kids' extracurriculars with grace and a grin! Takeaways: Managing kids' extracurricular activities can really stretch your budget, so plan wisely. Create clear family boundaries about how many activities your kids can do each season. Remember, saying no sometimes teaches kids valuable lessons about priorities and stewardship. Budgeting for kids' activities is key; set a spending limit and stick to it! Encourage kids to pick one or two activities that truly matter to them each season. Finding creative ways to save on activities can help keep your finances healthy and balanced. Links referenced in this episode: financiallyconfidentchristian.comfinanciallyconfidentchristian.com/becoming LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page a href="https://financiallyconfidentchristian.com/" rel="noopener...

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  4. Why Do I Keep Falling Back Into Debt After Paying It Off?

    قبل ٣ أيام

    Why Do I Keep Falling Back Into Debt After Paying It Off?

    Today, we're diving deep into the struggle of breaking the debt cycle. You know that feeling when you finally get out of debt, and it's like a huge weight has been lifted? But somehow, just a few months later, you find yourself back in the same boat. Why Do I Keep Falling Back Into Debt After Paying It Off? Well, what if I told you there’s a way to kick that cycle to the curb for good? We’re chatting about how to shift your mindset from just paying off debt to actually protecting your hard-earned freedom. So grab a comfy seat, maybe a snack, and let’s get into some real talk about financial habits that can change your life! Read today's blog article Check the full podcast episode here We explore why just paying off debt isn’t the end of the road. Nope! It’s just the first step. Ralph cleverly likens it to trying to lose weight—if you don’t change your eating habits, you’ll just find yourself back where you started. The show emphasizes the importance of changing our mindset and creating new habits instead of merely focusing on the numbers. And let’s be real—life happens. Unexpected expenses can throw a wrench in the best-laid plans. Ralph shares personal stories that hit home, making us chuckle while also shaking our heads in agreement. He reminds us that financial freedom isn’t just about paying off those pesky credit cards; it’s about protecting that hard-won freedom and making smarter choices going forward. So, sit back, relax, and let’s break that debt cycle together! Takeaways: Getting out of debt feels amazing, but falling back into it can be a major bummer. Breaking the cycle of debt isn't just about paying it off; it's a whole mindset shift. Think of your debt like a diet; if you don't change habits, you’ll end up back where you started. Building an emergency fund is crucial—it’s your financial safety net for those pesky surprises. Cutting up credit cards can help you resist the temptation of easy spending and keep you on track. Find an accountability partner; having someone to check in with can seriously help you stay committed. Links referenced in this episode: financiallyconfidentchristian.comfinanciallyconfidentchristian.com/becoming LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Buy Ralph's Book - Mastering Your Finances! Buy Ralph's Book - a...

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  5. Why Do Unexpected Expenses Always Destroy My Budget?

    قبل ٤ أيام

    Why Do Unexpected Expenses Always Destroy My Budget?

    Let’s dive into the nitty-gritty of unexpected expenses and how they can totally throw a wrench in our budgeting plans. You know the drill: one minute you're cruising along, and the next—bam! Your car's on the fritz or the dentist drops the bomb on you. It’s like life has a personal vendetta against our financial peace, right? But fear not, because today we’re chatting about how to build that all-important emergency fund to keep those surprise costs from knocking us off our feet. We’ll break it down nice and easy, so you can start prepping for life's curveballs without losing your cool. Let’s get our finances in check and finally answer the question: Why do unexpected expenses always destroy my budget? Read today's blog article Check the full podcast episode here Budgeting can feel like a smooth ride until life throws you a curveball. You know how it goes: you’ve got your financial game on lock, everything’s chugging along nicely, and then—bam!—your car breaks down, or you get hit with a surprise dentist bill that you didn’t see coming. We've all been there, right? It’s like the universe has a knack for reminding us that no matter how well we plan, unexpected expenses can pop up out of nowhere and send our budgets spiraling. So, what’s the deal? How do we prepare for these financial ambushes and keep our sanity intact? In today’s show, we’re diving deep into how to build that all-important emergency fund and avoid the trap of going back into debt when those pesky surprise expenses hit. Let’s get to it and chat about how we can safeguard our financial futures with a little wisdom and some smart planning. We'll even throw in a sprinkle of biblical insight to inspire us along the way! Takeaways: Unexpected expenses are like ninjas; they jump out when you least expect it, so be ready! You gotta build that emergency fund, folks; it's your financial shield against life’s curveballs. Budgeting is cool, but without a cushion, unexpected costs can wreck your plans like a bull in a china shop. Remember, having an emergency fund isn't just smart; it's practically a holy act of stewardship! Proverbs is right: wise folks see trouble coming and prepare, while the simple just keep on truckin' into chaos. Getting an emergency fund started doesn’t mean you need a mountain of cash; even a little can go a long way! Links referenced in this episode: financiallyconfidentchristian.comfinanciallyconfidentchristian.com/becoming LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail...

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  6. From Rainy Walks to Financial Wins: A Journey of Perseverance

    قبل ٥ أيام · إضافة

    From Rainy Walks to Financial Wins: A Journey of Perseverance

    Perseverance is the name of the game, folks! We’re diving into how sticking to your guns, even when the going gets tough, can lead to some serious wins in life. I mean, let’s be real—there are days when I just don’t wanna lace up my sneakers and hit the pavement, especially when it’s pouring outside. But hey, that’s where the magic happens—pushing through those rough patches. We’ve all got our battles, whether it’s sticking to a budget or resisting that sneaky impulse buy. So, grab your raincoat and let’s chat about how we can keep our eyes on the prize and persevere, no matter what life throws our way! Join me today and a journey of perseverance. Takeaways: Perseverance is key when facing life's trials, even on those rainy, lazy days. Financial decisions are more like a marathon, not a sprint; pace yourself and stay committed. It's normal to feel overwhelmed and want to give up, but stick with it for the long haul. Prayer can provide strength and guidance when you're struggling to stay on track financially. Remember, blessings come to those who persevere; you'll earn your crown in the end! Stay focused on your goals, even when temptation to stray from your budget calls your name. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Buy Ralph's Book - Mastering Your Finances! Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey Buy Ralph's Book - How to Become a Financially Confident Christian Want to be a guest on Financially Confident Christian? Send Ralph Estep, Jr. a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1704313698808231d175d3ba6 Tired of feeling stuck in your business? Discover my 12-week coaching program built for small business owners just like you: www.gritandgrowthbusiness.com/coaching

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  7. Why Is It So Hard to Start Saving Anything At All?

    قبل ٥ أيام

    Why Is It So Hard to Start Saving Anything At All?

    Today, we’re diving into the nitty-gritty of saving money, and trust me, it’s not as impossible as it seems. Ralph’s here to remind us that waiting for the "perfect" moment to save is just a trap—if you think you’ll start once you make more cash, spoiler alert: you might be waiting forever! We’re breaking down why it feels like saving is just out of reach and how even the tiniest step can lead to big changes. Seriously, even if you can only stash away five bucks, it’s all about making saving a priority. So, grab your favorite drink and let’s chat about how to kick those financial chains to the curb and answer the question: Why Is It So Hard to Start Saving Anything At All? Read today's blog article Check the full podcast episode here Saving money can feel like trying to find a unicorn in a haystack, right? We’ve all been there, promising ourselves that the next paycheck will be the one where we finally start saving, only to have bills and surprise expenses swoop in like a ninja. Today, we dive into why saving seems so impossible and how we can kick that feeling to the curb, even if it feels like we’re starting from scratch. I’m Ralph, your trusty guide on this financial journey, and we’re here to break those chains holding us back from financial freedom. Seriously, if you think you need a massive surplus to start saving, let’s flip that script! Saving isn’t about waiting for the perfect moment; it’s about making saving a priority, no matter how small those first steps are. And trust me, even putting away a measly five bucks can start a chain reaction of confidence and growth. So grab your favorite drink, kick back, and let’s get this money-saving party started! Takeaways: Saving money can feel like a mountain to climb, but even a small start is key. Don't wait for the perfect moment to save, because it might never come, my friend. Start saving by putting aside just a tiny amount, like five bucks, and watch it grow. It's all about making savings a priority, not just waiting for leftover cash after bills. Even if you're tight on cash, setting aside any amount is a step in the right direction. Remember, faithfulness in small amounts can lead to bigger blessings in the future. Links referenced in this episode: financiallyconfidentchristian.comfinanciallyconfidentchristian.com/becoming LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Buy Ralph's Book - a href="https://askralph.kit.com/products/master-your-finances" rel="noopener...

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  8. Why Does Money Make Me Feel Like a Failure?

    قبل ٦ أيام · إضافة

    Why Does Money Make Me Feel Like a Failure?

    Feeling like you're always failing with money? You're not alone, and that's the vibe we're diving into today. This bonus episode is all about tackling that nagging question from a listener: "Why do I feel like I'm always failing with money no matter how hard I try?" We'll chat about the tough cycles of financial shame, how to break free from that identity crisis tied to your bank account, and some real talk on how to shift your mindset. Plus, I've got a simple challenge for you to kickstart your journey—just save 10 bucks today. So, grab your favorite drink, kick back, and let’s get into it! Why does money make me feel like a failure? Ever feel like you're just spinning your wheels when it comes to money? You set a budget, you track your spending, but somehow it all goes sideways, right? That's the heart of our listener's question today: why does it feel like I'm always failing with money, no matter how hard I try? In this laid-back bonus episode, we dive deep into the emotions and realities tied to financial struggles. It's a real bummer when you try to save up, only to have life throw you a curveball—like that emergency expense that comes outta nowhere and wipes out your savings. But here's the thing: you're not alone. We've all been there, and it’s about breaking that cycle of financial shame. It's not about perfection; it's about progress. So let's chat about how to shift our mindset and focus on small wins like saving just ten bucks today. Because every step counts, and trust me, you’re not defined by your financial slip-ups. Let's keep it real and tackle this together! Takeaways: It's totally normal to feel like you're failing with money; you're not alone in this struggle. Financial setbacks are a part of life; they don't define your worth or identity, so chill out! Your budget might go out the window sometimes, but developing financial habits takes time, so keep at it! Identify where your value comes from; it's not your bank account, it's your relationship with Christ that matters. Shame and fear can weigh heavier than money itself; break the cycle by celebrating small wins, like saving just ten bucks! You're not your financial mistakes; remember, you are a child of God, and He wants you to thrive, not just survive! Links referenced in this episode: justaskralph.comfinanciallyconfidentchristian.com LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) SUPPORT THE SHOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Buy Ralph's Book - Mastering Your Finances! Buy Ralph's Book - Gospel of Entrepreneurship:

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2025 Best Christian Finance Podcast in the U.S., awarded by Best of Best Review. Money isn’t just about numbers — it’s about confidence, stewardship, and faith. If you've ever felt stuck in the cycle of financial shame, you're not alone — and you don't have to stay there. Welcome to Financially Confident Christian, where we blend Biblical wisdom, practical financial strategies, and daily encouragement to help you break free, build lasting confidence, and honor God with your resources. Hosted by Ralph Estep Jr., a seasoned financial coach with a heart for ministry, each episode offers real-world steps you can take today — no complicated jargon, no judgment — just real hope and real help. Whether you're climbing out of debt, learning to budget with purpose, or dreaming of financial freedom, this is your place to start. One step. One decision. One prayer at a time. Your story isn’t defined by your past. It's shaped by your next faithful step. Let’s walk this journey together.

المعلومات

  • صناع العمل
    Ralph V. Estep, Jr.
  • سنوات النشاط
    ٢٠١٧ - ٢٠٢٥
  • الحلقات
    ٨٧٨
  • التقييم
    ملائم
  • حقوق النشر
    © Ask Ralph Media, Inc.
  • موقع البرنامج على الويب
    Financially Confident Christian

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