Money Boss Parent Anna Sergunina

Have you ever considered how life insurance fits into your financial toolbox?
Many of my clients are currently navigating the application process, with some facing challenges because of their health. This has sparked a necessary conversation about the importance of life insurance in securing your family's financial future.
Whether you're new to life insurance or revisiting your policy choices, this episode is crafted to provide you with the insights you need.
Anna's Takeaways:
Intro (00:00)Life Insurance Options For Families (05:27)Financial Planning For Families (10:42)Term Life Insurance Policies And Their Benefits (16:33)Life Insurance Options And Their Financial Stability (20:42)The Importance Of Revisiting Policies As Life Changes (25:13)
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Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.
Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.
 Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!
FREE GUIDE- Kid Money Boss: School isn’t teaching my son about Money. It’s up to us Parents. Here are 9 tools I am using to team with my son, everything I never learned as a kid.
Website & Links mentioned:
#056: Love is in the air, so is Life Insurance
#236 – Banking on Yourself: Mastering Wealth Building Strategies with Mark Willis, CFP
207 -Maximizing Overlooked Employee Benefits in Open Enrollment for Parents

"Banking on Yourself" --- Why is it gaining traction? What can it truly offer to your financial planning?
Join me as Mark Willis, a Certified Financial Planner and leading authority on this concept, reveals how you can use whole life insurance policies not just for assurance, but as a dynamic tool for building wealth.
How can this strategy help you save for retirement or your next car, or even your children's education? Discover the unique benefits and applications of banking on yourself with Mark Willis, and explore how you can take control of your financial future today.
Anna's Takeaways:
Intro (00:00)Saving And Recapturing Interest (02:01)Personal Finance And Retirement Planning (06:49)Using Whole Life Insurance As A Banking System (12:17)Life Insurance Benefits And Tax Advantages (15:42)Using Life Insurance Policies As Investment Buckets (21:54)No Credit Check Or Repayment Plan (27:29)Personal Banking System (30:35)Investment Vehicle (35:35)
Meet Mark Willis:
Mark Willis, CFP® is a man on a mission to help you think differently about your money, your economy and your future. 
Mark is a CERTIFIED FINANCIAL PLANNER™, a three-time #1 Best Selling Author and the owner of Lake Growth Financial Services, a financial firm in Chicago, Illinois. As co-host of the Not Your Average Financial Podcast™, he shares some of his strategies for investing in real estate, paying for college without going broke, and creating an income in retirement you will not outlive.  Mark works with people who want to grow their wealth in ways that are safe and predictable, to become their own source of financing, and create tax-free income in retirement

Rate, Review, & Follow on Apple Podcasts
Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.
Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.
Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!
FREE GUIDE- Kid Money Boss: School isn’t teaching my son about Money. It’s up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.

Guest Websites:
Lake Growth Financial Services: https://lakegrowth.com/
Not Your Average Financial Podcast: https://nyafinancialpodcast.com/
YouTube: https://www.youtube.com/channel/UCw-DvhKT2EaPFdncLy39LIQ
LinkedIn: https://www.linkedin.com/in/marklakegrowth/
Twitter:https://twitter.com/LakeGrowth
Facebook: https://www.facebook.com/lakegrowth
Instagram:a...

It sounds simple, but why is saving money so challenging for many of us?
This episode features Anne Lester, former head of retirement solutions at JP Morgan, who brings both personal experience and professional expertise to the discussion. Anne explores the psychological barriers that complicate saving, such as anxiety and shame, and shares effective strategies to overcome these hurdles.
Discover actionable tips like automating your savings to simplify financial decisions and learn about practical ways to enhance your savings habits for a secure future.
Anna's Takeaways:
Intro (00:00)Personal Finance, Savings + Spending Habits (08:53)Money Types (12:33)Managing Spending Habits + Creating Savings Guardrails (16:55)Small Changes Lead To Significant Savings (22:14)Finding Joy In Everyday Life (26:08)Saving + Investing For Retirement (30:45)
Meet Anne Lester:
Anne Lester is a retirement expert, author of Your Best Financial Life, media commentator, top-rated speaker and former Head of Retirement Solutions for J.P. Morgan. She co-founded The Aspen Leadership Forum on Retirement Savings with AARP. Anne is on a mission to help rising leaders retire on their time and target. 
Rate, Review, & Follow on Apple Podcasts
Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.
Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.
Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!
FREE GUIDE- Kid Money Boss: School isn’t teaching my son about Money. It’s up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.
Guest Websites:
Website: https://annelester.com/

Popular Debt Management Strategies.
1. Debt Settlement:
Debt settlement involves negotiating directly with creditors to pay a reduced amount on your credit card debt. It's not guaranteed to be accepted by lenders and can negatively impact your credit score. It's not the quickest method and typically involves fees ranging from 15% to 25% of the settlement amount.
2. Credit Counseling:
Credit counseling is suitable for those who can manage their debt but need some guidance. Credit counselors educate and help devise personalized debt management strategies. Although many offer a free initial session, ongoing services may involve fees. The National Foundation for Credit Counseling (NFCC) and the Financial Counseling Association of America (FCAA) offer accredited counseling services, potentially including free options.
3. DIY Debt Management:
This approach involves handling debt reduction personally, without professional assistance. It's a cost-effective method where individuals create budgets, cut expenses, and monitor their credit reports for errors. It's suitable for those comfortable with managing their finances independently.
4. Debt Consolidation Loan:
Debt consolidation loans combine multiple debts into a single loan with potentially lower interest rates and one monthly payment. This can simplify debt management and reduce the number of payments. However, there might be origination fees, and the loan term could extend the debt repayment period.
5. Credit Card Balance Transfer:
This strategy involves transferring existing debts to a new credit card that offers lower interest rates, often with a 0% APR introductory period. It's a popular method among Americans for managing credit card debt and can provide significant interest savings during the introductory period. Websites like Nerdwallet offer resources to find suitable balance transfer cards.
Rate, Review, & Follow on Apple Podcasts
Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.
Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.
Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!
FREE GUIDE- Kid Money Boss: School isn’t teaching my son about Money. It’s up to us Parents. Here are 9 tools I am using to team with my son, everything I never learned as a kid.
Websites Mentioned on the Show:
Nerdwallet.com has a great resource for finding a 0% credit card to transfer your balance.

Today we're exploring how to support your partner to be physically and financially healthy with financial and health expert; Bradley Jarryd.
Listen in as Bradley shares his transformative journey from an overweight child to becoming a model and wellness advocate, emphasizing the importance of both financial prudence and physical health in strengthening relationships.
Dig deeper into what it takes to create a supportive environment that fosters personal growth, health, and empowerment in partnerships and learn how balancing health and finances can enrich your relationship and lead to mutual empowerment.
Anna's Takeaways:
Intro (00:00)Why People Struggle With Both Health And Finances (07:26)Financial Struggles And How To Approach The Topic With A Spouse (13:09)Financial And Health Goals, Roles, And Accountability In Relationships (19:29)Health Transformation For Busy Fathers (23:35)Personal Development And Healthy Habits (29:05)Healthy Eating And Budgeting For Busy Professionals (33:14)Simple Habits And Mindset Changes (37:23)
Meet Bradley Jarryd:
Brad, born in South Africa and raised as a shy, overweight only child in Tampa, Florida, underwent a transformation driven by a desire to fit in, leading to a successful career in male modeling. Motivated by his observations of American financial habits compared to his immigrant parents', Brad became a certified Finance Coach in 2019. Recognizing the link between physical health and financial wellbeing, he co-founded Empower Men, aiming to assist busy professional husbands and fathers in achieving optimal health and financial stability while fostering a sense of brotherhood. Brad's mission is to cultivate a nation of healthier fathers, wiser husbands, and stronger contributors to family and community.
Rate, Review, & Follow on Apple Podcasts
Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.
Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.
Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!
FREE GUIDE- Kid Money Boss: School isn’t teaching my son about Money. It’s up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.
Guest Websites
Instagram: @empowermen.co
Website: https://empowermen.co/

Today we're shaking up traditional financial wisdom by exploring investments you never thought you needed but won't regret making.
Curious about how these unconventional purchases can transform your budgeting strategies and offer a clearer path toward financial success? Join me as we unveil the power of smart spending on resources that do more than just save you money—they guide you toward making informed, impactful decisions for a brighter financial future.
Anna's Takeaways:
Intro (00:00)Budgeting Apps + Financial Planning Consultations (01:52)
  Monarch Money app You Need a Budget (YNAB) Tiller Money
Financial Planners + Their Payment Structures (06:18)
Garret Planning NetworkNational Association of Personal Financial Advisors (NAPFA)XY Planning Network
Investing In Educational Resources + Legal Documents For Parents (08:38)Term Life Insurance + Its Importance (13:26)
Rate, Review, & Follow on Apple Podcasts
Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family.
Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.
 Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!
FREE GUIDE- Kid Money Boss: School isn’t teaching my son about Money. It’s up to us Parents. Here are 9 tools I am using to team with my son, everything I never learned as a kid.
Website & Links mentioned: