The banking industry is undergoing a radical shift, one driven by new competition from fintechs, changing business models, mounting regulation and compliance pressures. Join us on Digital Banking Trends in Asia-Pacific by Temenos, a podcast where we speak to industry experts and practitioners to help banks chart a clear path forward to attain digital transformation.
Road ahead for Digi Banks
Digitalization is no longer an option but an experience for consumers today. As a result, the future of digibanks is bright, and we may expect new innovations in banking services in the near future. ASEAN region, including Malaysia, is poised to be the next battleground for digital banks, with existing players stepping up their expansion plans, in addition to the new entrants. Having said that, the million-dollar question of whether digital banks can be successful is expected to dominate conversations for the time being. In this episode, we talk about the changing bank landscape, customer expectations from digibanks, digibank success, and the partnerships between digibanks and other fintechs.
Join the conversation with Rafiza Ghazali, Director of Digital Banking at KAF Investment Bank, and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos.
Should you build, buy or both when it comes to Digital?
Today, one of the most hotly debated areas in the banking industry is whether to build or buy banking technology solutions and softwares. There are perks to both. Building allows you to be in complete control of your final product while buying provides a cost-effective, often quick solution that is usually reliable and robust. This episode explores the build versus buy framework to help you decide whether to buy software off the shelf, build a custom solution, or decide which bits to buy and which bits to build. We also discuss the decision of build versus buy in terms of organizational goals and motivations, types of organizations and the framework that is right for them, considerations banks should keep in mind when buying software, and the impact of hyperscalers and their SaaS ecosystem on small and midsize banks.
Join the conversation with Arivuvel Ramu, CTO of Tonik Bank and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos.
Operationalizing digital change
With a pandemic digital transformation is more important than ever. In fact, digital is the only growing channel in banking. In this episode we talk about operationalizing digital change and the big transformation challenges that the banks are facing. We also discuss the role of SaaS platforms in ensuring business agility and speed, the advantages of leveraging on cloud and artificial intelligence as the current and future enablers of transformation and the key to a successful digital transformation in a banking environment.
Join the conversation with Tu Duong, Deputy Head of Digital Division at Saigon Hanoi Bank (SHB) and host Swapnil Deshmukh, Regional Director for Infinity Digital Banking at Temenos.