427 episodes

Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more tune in to Fintech One•On•One (formerly the Lend Academy Podcast).

Fintech One•On•One Peter Renton

    • Business
    • 4.8 • 52 Ratings

Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more tune in to Fintech One•On•One (formerly the Lend Academy Podcast).

    #385: Robert Morgan of USDF Consortium

    #385: Robert Morgan of USDF Consortium

    The benefits of blockchain technology are yet to be realized in banking. While some large banks have commercial projects nothing has really taken off yet. Much of that is due to regulatory uncertainty but many banks are actively engaging and learning while we are in this something of a holding period.

    Our next guest on the Fintech One-on-One podcast is Robert Morgan, the CEO of the USDF Consortium, a group of banks creating a blockchain-based system for tokenized deposits that will make banking safer, cheaper and more reliable for consumers. Rob used to be the head of innovation at the American Bankers Association (we had him on the show back in 2017) and so he has a deep understanding of banking and technology.

    In this podcast you will learn:
    Why Rob decided to make the jump from the ABA to the USDF ConsortiumHow he describes what USDF is exactly.How banks will use USDF and a description of the payments flow.The primary benefits of USDF and the most popular use cases.How the programmability of USDF can be leveraged.Why USDF will be complementary to Fedwire and FedNow (when it launches).How the USDF Consortium, the Provenance Blockchain and Figure are related.How they are working with the Federal regulatory agencies today.Details of their response to Treasury’s RFC on digital assets.How they view CBDCs and how it could be complementary to what they are building.The types of banks that are members of the consortium.Where they are at when it comes to USDF going live.The objections of banks who are not ready to join the consortium.What Rob thinks the next move from regulators will be when it comes to digital assets.What the banking system could look like in ten years time.

    • 33 min
    Fintech Nexus News Show: September 22, 2022

    Fintech Nexus News Show: September 22, 2022

    One the news show yesterday we discussed big fintech stories from FTX, Stash, Voyager, Adyen, Cash App, Nasdaq, Sardine, Consumer Financial Protection Bureau, Marcus by Goldman Sachs, Synctera and more. 

    • 31 min
    #384: Sameer Gulati of ZenBusiness

    #384: Sameer Gulati of ZenBusiness

    Starting a business is an exciting time for new entrepreneurs, a time full of optimism and possibilities. That optimism can fade as reality sets in with a myriad of legal and financial steps that must be taken that have nothing to do with his or her passion. Thankfully, there are technology companies that are making it much easier today.
    Our next guest on the Fintech One-on-One podcast is Sameer Gulati, the head of fintech for ZenBusiness, a company helping would-be entrepreneurs launch new businesses. His company realized that once a business has been created there are a myriad of financial products that the new entrepreneur will need and who better to help them than the company that guided them through the setup process.
    In this podcast you will learn:
    What was the catalyst for taking this role at ZenBusiness.The mission of ZenBusiness and how they have evolved.The amazing number of new businesses that are being created today.Why the idea of a side hustle has been a real accelerant.What kinds of businesses people are starting.The demographic profile of these new entrepreneurs.How they are giving potential new business owners the confidence to take the leap.What ZenBusiness provides once people have made the decision to start a business.The financial services that ZenBusiness is going to offer their clientsHow they have approached the development of new financial products.The huge advantage that ZenBusiness has over other fintechs.How they intend to grow with their small business customers.The types of partners they will work with to help their faster-growing customers.Details of their recent $200 million fundraise.How they are raising awareness of the ZenBusiness brand.How the shift to embedded finance is making their move into fintech so much easier.

    • 28 min
    #383: Dimitri Dadiomov of Modern Treasury

    #383: Dimitri Dadiomov of Modern Treasury

    Every company on the planet processes payments. They will usually take some combination of cash, checks or credit cards. But increasingly companies are offering ACH, wires or some other kind of electronic payment. If your organization is doing hundreds or thousands of these kinds of transactions a day you need to have software to help you reconcile it. 
    My next guest on the Fintech One-on-One podcast is Dimitri Dadiomov, the CEO and Co-Founder of Modern Treasury. Dimitri and his co-founders saw this challenge firsthand while working at LendingHome (now Kiavi) and they realized it was a pain point that many companies have. Reconciling large numbers of ACH or wire payments is not a trivial task but it is a critical function that needs to work every time.
    In this podcast you will learn:
    The founding story of Modern Treasury.Why the infrastructure for receiving wires and ACH payments had not been built.How they were able to land their first client.How their product offerings have evolved since they started.Some of the verticals they are focused on.A detailed case study: how they are helping Pipe.How banks view what Modern Treasury is doing.How they are working with Silicon Valley Bank.What they are doing with real-time payments.How they had to change their systems for real-time payments.How they approach fraud and what they make available to their customers.The scale they are at today.The vision for Modern Treasury.

    • 31 min
    Fintech Nexus News Show - Sep 8, 2022

    Fintech Nexus News Show - Sep 8, 2022

    On this week's news show we discussed the OCC's views on bank-fintech partnerships, UBS, Wealthfront, Binance, Coinbase, Zelle, Apple, Walletmor and more.

    • 30 min
    #382: Laura Merling of Arvest

    #382: Laura Merling of Arvest

    I would say that most banks today talk about digital transformation. They know that what made them successful in the 2010s may not work as well in this decade. So, they partner with fintechs, build innovation teams and try to transform their bank. One bank that is all-in on this process is Arvest Bank, a $26+ billion bank based in Bentonville, Arkansas.
    Our next guest on the Fintech One-on-One podcast is Laura Merling, the Chief Transformation & Operations Officer at Arvest Bank. Laura left a senior role at Google to work for this community bank, the reason behind that is compelling in and of itself. But when you listen to this interview you will have an appreciation for how Arvest is tackling this whole process of transformation in a different way.
    In this podcast you will learn:
    What attracted Laura to Arvest that caused her to move there from Google.How she defines her title, Chief Transformation and Operations Officer.The advantage of coming from outside of finance to this position.The size and different business lines of Arvest Bank.What early wins they have had since Laura started at the bank.Why they decided to change out their core banking platform.How they get everyone on board for transformation.How the culture is unique at Arvest, leading to multiple awards.Details of their Million Meals Program.How the Walton family is involved with Arvest.What upcoming in the near term on their transformation path.

    • 28 min

Customer Reviews

4.8 out of 5
52 Ratings

52 Ratings

JoshCrist ,

Empowering, insightful and actionable! 🔥

Whether you’re well established as someone innovating in the lending ecosystem, or just getting started as a catalyst for change within your organization - this is a must-listen podcast for you! Peter does an incredible job leading conversations that cover a huge breadth of topics related to the ins and outs of navigating an ever changing fintech environment - from leaders who’ve actually walked the path. Highly recommend listening and subscribing!

BooshAgain ,

Worth your time

The biggest challenge now with the amount of content is to find something worth your time. I came across this podcast while doing research for a Capstone project for a Harvard short course certificate. It was so worth it. Very thoughtful interrogation of the ideas, clear presentation no hype and marketing teased out lots of information. Great resource.

Tony ssd ,

Great information

I work in Fintech and discovering this podcast has been a great benefit to my work. Would recommend the podcast 10/10 to all financial services professionals

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