Infinite Banking Mastery

Valerie LaRoque
  • 5.0 (21)
  • INVESTING
  • UPDATED WEEKLY

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it? And the banks and government aren’t going to help you. We all know this. That’s the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don’t rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute).. Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.

  1. 5H AGO

    How can I ensure I have income in Retirement?

    You already know IBC can help you have a predictable income stream in retirement, but you might be wondering if there’s even more you could do to brace for the uncertainty of your golden years. This episode is for you because I’ll explain how to set up a product that works like a personal pension, how it works, and why now could be the absolute best time to consider this type of vehicle. Listen now! Show highlights include: Overlooked certainty (as sure as death and taxes) that will crush your standard of living if you’re unprepared. (1:30) How the government’s refusal to tackle the deficit threatens your freedom and wealth. (2:09)  “Inevitable” reason the government will lower interest rates, and what it means for financial and insurance products when they do. (4:03) Why now might be the best opportunity for the rest of your life to acquire this financial vehicle. (6:14) How to create a “DIY pension.” (9:50) Unprecedented way–not offered by most companies–to prepare yourself for long term care needs. (10:39) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    15 min

  2. SEP 11

    Is This a Myth? All Whole Life Policies Work for Infinite Banking

    A key benefit of Infinite Banking is the ability to borrow against the cash value in a Whole Life insurance policy. So you might be wondering: “Does it have to be specially built, or will any Whole Life policy work?” This is a great question because it helps us appreciate the difference between something that technically works and something that works for you the best it possibly can. In this episode, I’ll explain why it’s best to start with a Whole Life insurance policy specifically structured for IBC, when your interest is in creating a family banking system. I’ll also share when it makes sense to use your existing Whole Life policy, even though you started it before you knew what Infinite Banking was. Listen now! Show highlights include: Essential provision your Whole Life policy must have if you’re using it for IBC. (1:34) Why the actions you take matter more than compound interest. (2:19) Counterintuitive reason to repay yourself with more interest than the insurance company charges. (2:59) 3 ways your life insurance company can accept funds, and how it affects the extra interest you pay yourself on your loans. (4:28) Should you replace your traditional whole life policy? Here’s when it makes sense to keep it. (11:07) Ideal way to start IBC, so you can have cash value available sooner. (11:32) Why you shouldn’t use an IUL for Infinite Banking. (13:30) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    16 min

  3. SEP 4

    Myth Busters: Borrowing Against Your Life Insurance Policy Will Cause You to Lose Money

    It’s time to bust another myth about Infinite Banking. This time I’m tackling the mistaken idea that borrowing against your life insurance policy makes you lose money. I’ll explain where the confusion comes from, and the truth about IBC and borrowing. Listen now! Show highlights include: Surprising source of IBC confusion. (1:15) IBC loans “de-mystified.” What actually happens when you take a policy loan. (1:45) Unique advantages to borrowing against your policy cash value, instead of from a bank. (2:04) Why life insurance loans are the most efficient type of loan. (3:59) 3 concerns that fuel confusion about life insurance loans. (5:00) Beware! Risks that actually could wreck your policy. (8:54) Bank Loans and Credit vs. Policy loans. The clear-cut winner. (12:27) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    15 min

  4. AUG 28

    Myth Busters: Infinite Banking is Only for Retirement Planning

    Some people think Infinite Banking is only for retirement planning. But while IBC is wonderful in retirement, it’s a mistake to think it can only help you later in life. In this episode, I’ll explain the multitude of ways IBC can help you plan in all stages, not just retirement. Listen now! Show highlights include: Key features of IBC and common pitfalls to avoid. (2:41) Unbelievable flexibility of IBC policy loans. (3:16) How IBC benefits entrepreneurs without making them debt slaves to banks. (5:28) Why you shouldn’t borrow against your policy too often, even though you can. (6:24) How to make your emergency fund work harder, without losing access to funds when you need them most. (7:26) Distinguished way to help your kids or grandchildren with college expenses, and it doesn’t hurt their FAFSA. (8:03) The simple move that smashes high-interest debt with low-stress rate and payment terms you choose. (9:00) IBC’s “Carpe Diem” secret to capture time-sensitive opportunities — even in real estate. (10:12) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    12 min

  5. AUG 21

    From Coffee Shops to Cash Value: My Journey Into Infinite Banking

    I’ve shared several details before about how I discovered IBC and started advising other people. But if you’ve ever wanted to know more, then you’ll love this episode. That’s because I’m sharing my recent appearance on the Infinite Banking Initiative podcast from the Nelson Nash Institute. And it is all about how I found IBC, and the impact it has on me and my clients. This is the most-detailed account I’ve shared about my journey from entrepreneur to IBC, and the bumps and detours I took along the way. Listen now! Show highlights include: The shocking job offer (right after I bombed an interview) that changed my life. (8:56) How 2008 shattered my perceptions and nearly forced me out of advising for good. (10:30) Random way I met my mentor, and the mindblowing 1-hour meeting that sold me on IBC. (14:18) My Raw reaction to Becoming Your Own Banker — and the “forbidden” word it embraced, but Wall Street couldn’t handle. (19:49) What going “all in” on IBC really means — and how 9 policies power my financial life. (21:24) Real-life examples of how far IBC’s flexibility can take you. (27:19) The one thing I’d change about my IBC journey, if I could. (29:31) Why it matters whether your advisor has a mentor. (31:16) The biggest myth about IBC — and why it melts under scrutiny. (33:52) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    40 min

  6. AUG 14

    Myth Busters! You Lose Control of Your Money with the Infinite Banking Concept

    Some people look at the funds that go into a Whole Life Insurance policy built for Infinite Banking and think the money goes in and then you don’t have control…at least not for a long time. But is that the truth? In this episode I’m tackling two more IBC myths head-on so you can have a clear view of what Infinite Banking is really like. I’ll explain why–despite what critics say–IBC offers you unmatched control of your money, and benefits you can access from the very first day. Listen now! Show highlights include: Easiest loan process ever? How borrowing from your Whole Life policy compares to conventional bank loans. (1:52) Why borrowing against your 401K may not be the best idea, especially if you’re under 60 or plan to change jobs soon. (2:18) What “margin call” actually is, and why you need to know before you think about borrowing against securities. (3:40) How HELOC beats a credit card, but can’t keep up with IBC. (4:31) Does it really take a decade to see any benefits with IBC? What the timeline actually looks like. (5:40) Surprising truth about how quickly you can borrow against your cash value. (6:10) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    12 min

  7. AUG 7

    Encore: Compound Interest, Uninterrupted

    Would you rather earn: $100,000 a day for 30 days or… Earn a penny that doubles every day for 30 days? Trick question. At the end of the 30 days, you would have earned $3 million at $100k per day. Not too shabby. But what about a penny that doubles every day for 30 days? A cool $10.7 million! So how is this possible? Well, it’s all possible with Albert Einstein's “8th Wonder of the World” — uninterrupted compounding interest. Not only does Albert subscribe to this, but so does Tony Robbins, Warren Buffet, and Charlie Munger. And in today’s episode, I reveal how to start snowballing your retirement fund with the power of uninterrupted compounding interest, so that you don’t have to retire with all of your hope in the volatile stock market.  Listen now! Show Highlights Include: Why you might not receive all of your savings if your bank collapses because of the insidious wording in a March 13 press release by the FDIC (2:09) How the Dodd-Frank Act of 2010 legally forces you to bail out the banks instead of the government (2:24) Albert Einstein's “8th Wonder of the World” secret for amassing a Scrooge McDuck pile of wealth (without earning more or spending any time building your empire) (6:15) A simple experiment to 3x your nest egg in 30 days by filling up your wallet with a penny a day (7:59) How to snowball $100,000 into an enormous retirement fund with the power of a boring life insurance policy (10:00) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    16 min

  8. JUL 31

    Myth Busters! Infinite Banking is Too Complicated

    There are plenty of myths about Infinite Banking, and any of them could derail you from doing something great for you and your family. That’s why I like to bust these myths.  And today I’m busting two more. In this episode, I’ll tackle the mistaken idea that IBC is just too complicated, and the faulty claim that IBC is a scam. You’ll see the reality that IBC is a “too good to be true” thing that’s actually true, and it’s built on a stable foundation the wealthy have been relied upon for generations. Listen now! Show highlights include: Why I normally recommend borrowing against your policy instead of taking a distribution. (2:06) What you need to know before taking a distribution so you don’t get an expensive visit from Uncle Sam. (2:58) Surprising reason lifelong bachelors shouldn’t ignore their death benefit, even though it seems unimportant. (4:16) “Anti-Scam” reason Infinite Banking is completely above board. (7:30) Informative reason, proven repeatedly, you should read Nelson Nash before moving forward with IBC. (8:06) Nelson Nash’ “naysayer secret” to overcome peer pressure and do what you know is right. (9:08) Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

    10 min
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5
out of 5
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About

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it? And the banks and government aren’t going to help you. We all know this. That’s the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don’t rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute).. Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.

Information

  • Creator
    Valerie LaRoque
  • Years Active
    2022 - 2025
  • Episodes
    140
  • Rating
    Clean
  • Copyright
    © Copyright 2022-2025
  • Show Website
    Infinite Banking Mastery

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