Market Insights Insigneo

Listen to market and economic updates, from our CIO Office.

Listen to market and economic updates, from our CIO Office.

RichardBernstein is the chief executive officer/chief investment officer of Richard Bernstein Advisors LLC.

The firm utilizes a unique top-down approach to investing, focusing on macro trends rather than individual stock selection. RBA is one of the fastest growing money
management firms, is among Morningstar’s Top 10 ETF Model Managers in assets and partners with some of the world’s leading financial institutions.

Mr. Bernstein has over 40 years’ experience on Wall Street, and was formerly the Chief Investment Strategist at Merrill Lynch & Co. Prior to joining Merrill Lynch in 1988, he held positions at E.F. Hutton and Chase Econometrics/IDC.

A much-noted expert on equity, style and asset allocation, Mr. Bernstein was voted to Institutional Investor magazine’s annual “All-America Research Team” eighteen
times and is one of only fifty-seven analysts inducted into the Institutional Investor “Hall of Fame”. He was also twice named to both Fortune magazine’s “All-Star Analysts” and to Smart Money magazine’s “Power 30” and was a member of Registered Rep’s “Ten to watch” for 2012. His book “Style Investing: Unique Insight into Equity Management” is widely viewed as the seminal book on style-oriented investment strategies. He donates the

profits from that and his other book, “Navigate the Noise: Investing in the New Age of Media and Hype,” to charity.

Mr. Bernstein is chair of the Alfred P. Sloan Foundation endowment’s Investment Committee (~$2.0 billion) and sits on the Hamilton College endowment’s Investment
Committee (~$1 billion); he is a trustee of both institutions.

Rich holds an MBA in finance, with Beta Gamma Sigma distinction, from New York University, and a BA
in economics from Hamilton College. He has lectured on finance and economics at numerous colleges, universities, and professional forums.

Listen to market and economic updates, from our CIO Office.

Listen to market and economic updates, from our CIO Office.

Tamarind Effio joins us from PNC International Private Bank, with over 18 years of consumer facing banking experience, most recently focused on offering U.S based life insurance policies as a tool for legacy planning, estate tax liability mitigation, estate planning and business succession planning for clients. As a bilingual professional, she has worked in both Latin American and domestic markets supporting financial advisors and wealth managers with life insurance solutions for their clients. Prior to her career in life insurance, Tamarind worked extensively in commercial and residential lending for nationwide banks, and this experience has allowed her to assist clients in navigating the financing of life insurance premiums. Her key to success has been to convey the importance of life insurance as a necessary tool for protection and asset growth on several fronts for clients. There are very few products in the capital markets today that offer the guarantees and tax benefits that life insurance can provide.