The Insurance Pro Blog Podcast releases new episodes each week that support professional life insurance agents and financial planners who seek to better understand how cash value life insurance, in particular, might work for the benefit of their clients.
Selling Life Insurance on the Internet-10 Years in the Making
Buying Life Insurance with Leverage
In the interest of building newer and sexier ways to lure you into buying life insurance, agents and marketing organizations think it would be super nifty if you harnessed the extra buying power of a bank's money to make the policy you can buy even bigger! The idea looks something like this, buying more life insurance provides you with even more cash value. So if you borrow money from a bank and use that money to buy an even bigger policy you can power up your savings plan with an even larger pot-o-money with OPM--other people's money.
This isn't a particularly new concept but you should be asking yourself, "is it better than just buying a policy without leverage?"
Check out the latest article to see how the numbers shake out--> https://theinsuranceproblog.com/buying-life-insurance-with-leverage/
Old Whole Life Insurance vs. New Whole Life Insurance
Which Whole Life Companies Are Best Positioned for the Coming Inflation?
Ohio National Whole Life Policy Historical Performance
Penn Mutual Whole Life Policy Historical Performance
Wealth of info
My go to insurance experts
Their go to phrase... ”it depends” 😁
Glad these guys are back on the air!! Great analysis and have learned so much about cash value life insurance since listening to them - they provide objective analysis - so don’t waste your time with financial ‘entertainers’ if you want to know the truth about cash value life insurance.