119 episodes

Helping you understand , budgeting, investing, insurance and all things personal finance from a uniquely Canadian perspective. Featuring Christine Conway, a Certified Financial Planner, author and owner of Braun Financial. Along with her husband Cameron Conway, an author in his own right whose trying to better understand this wide world of personal finance.

*This is for entertainment purposes only, please consult a local certified financial planner to assist you in developing your financial plan.

It's Personal Finance Canada Christine Conway & Cameron Conway

    • Education
    • 5.0 • 1 Rating

Helping you understand , budgeting, investing, insurance and all things personal finance from a uniquely Canadian perspective. Featuring Christine Conway, a Certified Financial Planner, author and owner of Braun Financial. Along with her husband Cameron Conway, an author in his own right whose trying to better understand this wide world of personal finance.

*This is for entertainment purposes only, please consult a local certified financial planner to assist you in developing your financial plan.

    How to Retire with Enough Money

    How to Retire with Enough Money

    Of course I’m ready and saved up to retire, it should only cost about $1400 to get new tires on my van, oh wait that’s not what retirement means, it’ll cost how much!?? This week we review “How to Retire with Enough Money: And How to Know What is Enough” by Teresa Ghilarducci Ph.D, an academic that can actually communicate with average people. Find out why the author thinks people need to take retirement seriously, whether its better to budget 70% or even 100% of your current expenses for retirement, how many times income you'll want to save and more. Plus we provide needed Canadian context and alternatives to help you make this all work in your own life.



    If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 



    Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada



    Useful Resources:


    Nov 2023 Stats Can Retirement savings report: https://www.statcan.gc.ca/o1/en/plus/4868-canadians-retirement-savings-trend-upward-cost-living-continues-squeeze-budgets

    • 34 min
    Redefining the Good Life

    Redefining the Good Life

    What is the good life? “To crush your enemies, see them driven before you, and to hear the lamentations of their women.” This week we review “The Good Life” by Robert Waldinger & Marc Schultz to see how our health and well-being are dictated by our overall happiness and connections with others. What have these authors learned from The Harvard Study of Adult Development and how do we as Canadians stack up in the most recent World Happiness Report, spoiler alert its worse than last year.
     
    Alternate opening for those celebrating easter: Yes we’re redefining the good, good, good life, yes it’s a good, good, good life, mmmhhh yes it is good *cue 10 min droning keyboard/synth solo*.

    If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

    Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

    Useful Resources:

    Companion site for the book “The Good Life” https://www.lifespanresearch.org/

    2024 World Happiness Report: https://worldhappiness.report/news/world-happiness-report-2024-most-comprehensive-picture-yet-of-happiness-across-generations/

    • 36 min
    Understanding the Business Cycle

    Understanding the Business Cycle

    What goes up can only go higher - you have no power here laws of thermodynamics! This week we talk about the classic business cycle and show how the stages of Recovery, Expansion, Slowdown, Contraction are unavoidable yet predictable. Find out where we are not in the cycle, what to look out for and how to thrive in these regular seasons of transition, prosperity and doom.

    If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 

    Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

    Useful Resources:

    The Conference Board “Business Cycle Indicators Handbook” https://www.conference-board.org/pdf_free/economics/bci/BCI-Handbook.pdf 

    The Conference Board Leading Indicators Description of
    Components: https://www.conference-board.org/data/bci/index.cfm?id=2160

    Bank of Canada Indicators of financial vulnerabilities: https://www.bankofcanada.ca/rates/indicators/indicators-of-financial-vulnerabilities/

    OCED Main Economic Indicators (Canada on Page 82): https://read.oecd-ilibrary.org/economics/main-economic-indicators/volume-2023/issue-12_ded67b87-en#page82

    • 33 min
    Smoke and Mirrors

    Smoke and Mirrors

    If I had nickel for every time someone told me about a myth that keeps me away from more nickels, I could retire. This week we evaluate “Smoke and Mirrors: Financial Myths that Will Ruin Your Retirement Dreams” by David Trahair. Has this Canadian accountant figured out the five myths which holds us back from financial success or are we just being nickeled and dimed by outdated advice?



    If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 



    Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

    • 35 min
    Why Have Fixed Income Your Portfolio?

    Why Have Fixed Income Your Portfolio?

    Finally, it’s time for me to make money off someone else’s debt! This week we talk about all things fixed income and whether you want it in your portfolio or not based on your risk tolerance requirements. We explain what bonds are, why they’ve been broken in the past couple of years and what to expect going forward. So, get ready to see how, if and why fixed income can fix your income.
     
    If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 
     
    Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

    • 31 min
    Are We in a Tech Sector Bubble?

    Are We in a Tech Sector Bubble?

    At least when the robots take over I won’t have to pick my own stocks anymore. This week we go over fresh research from Ray Dalio and see if the current tech sector is in a bubble that is about to burst or is simply overvalued. What is the state of the Magnificent 7 ( or AAAMMNT for short), what could be the true impact of AI and are we all just getting worked up about nothing?



    If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com 



    Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada



    Useful Resources:



    Ray’s research: https://www.linkedin.com/pulse/we-stock-market-bubble-ray-dalio-zpdre?utm_source=share&utm_medium=guest_mobile_web&utm_campaign=copy

    • 37 min

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