378 episodes

Jamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness".

The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy.

The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store.

As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence.

Journey To Launch Jamila Souffrant

    • Business
    • 4.9 • 1.6K Ratings

Jamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness".

The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy.

The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store.

As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence.

    Life Planning for Fulfillment Beyond Finances & 3 Questions To Help You Live a Meaningful Life w/ George Kinder

    Life Planning for Fulfillment Beyond Finances & 3 Questions To Help You Live a Meaningful Life w/ George Kinder

    George Kinder is an author, international thought leader, and founder of Kinder Institute of Life Planning with more than 35 years of experience as a financial planner and tax advisor. George is dedicated to guiding individuals in uncovering their deepest values and leading more fulfilling lives. His ultimate aim is to promote greater freedom in every aspect of existence.
    In this conversation we discuss: 
    The importance of living in the present moment and mastering one's life. George’s three questions to help identify goals and priorities and how the answer to the "having 24 hrs left" question helps you realize what you’ve missed in life.  The balance between short-term pleasure and long-term financial planning.  How to find a trust-worthy financial planner who will help with your life plan George’s approach to parenting is being a good listener & showing empathy, rather than being overly restrictive or reactive + more! Other Links Mentioned in episode:
    George's book, "The Three Domains of Freedom" will be available late Spring 2024! Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with George:
    Website: https://KinderInstitute.com Website: https://www.GeorgeKinder.com Connect with me:







    Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

    • 48 min
    From $300K in Debt to $1 Million in Investments w/ Bernadette Joy Cruz Maulion

    From $300K in Debt to $1 Million in Investments w/ Bernadette Joy Cruz Maulion

    Bernadette Joy Cruz Maulion is a first-gen Filipina-American joins the Journey To Launch podcast to share how she paid off $300,000 of debt in three years and invested her first $1 million in her 30s. Today, Bernadette works only 20 hours a week in order to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. She understands those who feel like they missed the money memo, and is dedicated to educating others on financial topics with strategies in a way so simple anyone can understand it.
    In this episode Bernadette shares: 
    Her experiences growing up in New York City as an immigrant child of Asian descent, emphasizing the pressure to excel academically and socially. How she had to make tough choices, such as saying no to friends' events and being honest about what she could afford, to achieve financial freedom. Why she and her husband sold their paid-off home and chose to rent instead Where she invests her money from real estate sales and rental income including high-yield savings, CDs, treasury bills 401k, IRAs, and real estate investment trusts.  The importance of being present in life's moments and embracing authenticity in both personal and professional aspects + more! Other Links Mentioned in episode:
    Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Bernadette:
    Website: https://CrushYourMoneyGoals.com Instagram:@BernaDebtJoy Twitter: @BernaDebtJoy Connect with me:







    Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

    • 55 min
    Overcoming Poverty, Divorce, and Achieving FIRE with an Over $1 Million Portfolio w/ Jackie Cummings Koski

    Overcoming Poverty, Divorce, and Achieving FIRE with an Over $1 Million Portfolio w/ Jackie Cummings Koski

    This week on the Journey to Launch Podcast, we have Jackie Cummings Koski, author of the award winning book “Money Letters 2 my Daughter” and her new book, “F.I.R.E. for Dummies”. Jackie overcame poverty, divorce and single motherhood and despite having a late start and making less than six figures, she reached Financial Independence and Retire Early (FIRE) at age 49 in 2019 when she officially retired from her corporate job with a net worth of over $1 million. Jackie shares with us the importance of mindset and reframing attitudes towards money, strategies for managing retirement finances, & how you too can reach financial freedom even if you are starting later in life. 
    In This Episode you’ll learn: 
    How Jackie used the 25x rule to get her FI number, and what financial habits helped her reach FI in 10 years, despite being in a difficult financial situation after her divorce.  How shifting your mindset from saving for retirement to investing for financial independence, can make it exciting to save and invest. Why she initially struggled with the emotional aspect of withdrawing money from her investment accounts in early retirement, and how her net worth increased to 2.8 million by 2024, even after making withdrawals  Example of retirement planning strategies for early retirees, including Social Security benefits and tax-free withdrawals  How Jackie’s daughter has been her biggest cheerleader and how her views on work and retirement differ from Jackie’s as she is part of a different generation, Gen Z.  Watch the video to this episode on YouTube by going to https://youtu.be/JARjqHD1r0s 
    Other Links Mentioned in episode:
    Jackie’s first episode All About The Health Savings Account (HSA) -The Ultimate Retirement And Investment Account W/ Jackie Koski
    Jackie’s previous episode: How To Thrive in the Current Financial Market Turmoil & Better Position Yourself Financially with Jackie Cummings Koski
    Get a copy of Jackie's book: F.I.R.E for Dummies Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

    Connect with Jackie:
    Website: https://FinomenalWoman.com Instagram:@FInomenal_Woman Twitter: @FInomenal_Woman Catching Up to FI Podcast Connect with me:







    Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

    • 48 min
    Financial Autonomy, Safeguarding Assets in Toxic Relationships & Ethical Considerations for Achieving FI w/ Jannese Torres

    Financial Autonomy, Safeguarding Assets in Toxic Relationships & Ethical Considerations for Achieving FI w/ Jannese Torres

    Jannese Torres, Latina money educator, and author of the new book Financially Lit, joins us on the Journey to Launch Podcast to talk to us about her success in entrepreneurship and reaching her financial independence goals. 
    Jannese highlights the significance of financial autonomy and safeguarding assets in unhealthy relationships. She shares with us her own experience with postnuptial agreements, the benefits of maintaining separate finances, why we need to normalize discussions on prenups and toxic relationships & much more.  
    In This Episode We Discuss: 
    The financial implications of divorce, including the potential loss of assets and the need for a prenup or postnup  Jannese’s personal experience with buying a house, highlighting the importance of aligning financial decisions with personal values. The issue of wealthy outsiders taking advantage of Puerto Rico's tax breaks while native Puerto Ricans are left behind. The importance of uncovering internalized money stories and recognizing emotions that may be triggering financial fears and beliefs.  & much more! Timestamps:
    0:00-12:01: Jannese reflects on her own experience with divorce, discussing the financial implications and the significance of having a postnuptial agreement.  12:01-17:41: Recognizing unhealthy dynamics and the importance of having a supportive network during challenging transitions. 17:41-20:15: Jannese’s experiences with homeownership, highlighting the shift from a transactional mindset to values-based spending. 20:15-28:54: The complex dynamics of moving to places like Puerto Rico for tax benefits and the ethical considerations involved. 30:44- 35:40- The concept of privilege within wealth accumulation, advocating for transparency and recognition of the support received and the responsibility to uplift future generations.  35:40- 39:19: The importance of addressing money trauma and uncovering internalized money stories to understand one's mindset about wealth. 39:19-42:45: Jannese shares she feels content with her current lifestyle, which allows her to work on projects she's passionate about, have the flexibility to travel, and define her own schedule.  Watch the video to this episode on YouTube here:
    Other Links Mentioned in episode:
    Listen to Jannese's first interview on the Journey to Launch Podcast, Using Side Hustles To Earn An Additional $100,000 A Year And Paying Off $39,000 Of Debt With Jannese Torres-Rodriguez Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

    Connect with Jannese:
    Website: https://YoQuieroDineroPodcast.com Instagram:@YoQuieroDineroPodcast Twitter: @DineroPodcast Jannese's TikTok YouTube: @YoQuieroDineroPodcast Connect with me:







    Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

    • 46 min
    Following Your Passions & Navigating Airbnb Success by Building Unique Homes w/ Whitney Hansen

    Following Your Passions & Navigating Airbnb Success by Building Unique Homes w/ Whitney Hansen

    After paying off $30,000 of debt in 10 months, paying only $472 for her MBA, and buying her first home at 19, Whitney Hansen discovered her love for teaching others how to get better with their money. She travels frequently, teaches college students about personal finance as an Adjunct Professor, and tests side hustles for fun. 
    Whitney’s most recent side hustle includes unconventional real estate investments of building a geodesic dome and a flower pot Airbnb. We chat about the creative approaches to finding and developing unique properties, as well as the financial aspects of these projects and how to navigate the Airbnb business successfully. 
    In this episode you will learn:
    Why personal finances must be in order before investing in real estate The importance of understanding local regulations, seeking professional help, and creating accurate cost estimates during the planning phase. The need to consider multiple revenue streams when investing in short-term rentals Why property owners should manage their own properties rather than use property managers and much more! Check out photos of Whitney's Cascade Dome and Idaho Flower Pot Airbnb at https://journeytolaunch.com/episode371
    Other Links Mentioned in episode:

    AirDNA.co Listen to Whitney's first interview on the Journey to Launch Podcast, How To Become A Money Nerd With Whitney Hansen, here. Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

    Connect with Whitney:
    Website: https://whitneyhansen.com Instagram: @Whitney_Hansen_CO Cascade Dome Instagram: @CascadeDome Idaho Flower Pot Instagram: @IdahoFlowerPot Facebook: @WhitneyHansenCO Listen to the Money Nerd Podcast Connect with me:







    Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

    • 49 min
    Paying Off $102K of Student Loans & Buying a House in NYC on a Teacher’s Salary w/ Melissa Jean-Baptiste

    Paying Off $102K of Student Loans & Buying a House in NYC on a Teacher’s Salary w/ Melissa Jean-Baptiste

    Melissa Jean-Baptiste, financial educator and author of "So This Is Why I'm Broke” is a first-generation Haitian American and former NYC high school teacher. Melissa joins us this week to recount her journey of paying off $102,000 in student loans and buying her first home, all on a teacher's salary. As the founder of Millennial In Debt, she creates a shame-free digital platform dedicated to helping Millennials and Gen Z restructure their relationships with money, obtain financial freedom, build generational wealth and become future millionaires. 
    In this episode, we discuss: 
    How Melissa’s student loans grew from graduating with $50K owed to $80K in 3 years due to an interest-only payment plan she didn't fully understand and how she successfully paid it all off in 2018 through selling her teaching lesson plans as a side hustle.  Her venture into homeownership and the challenges encountered during the home buying process. Melissa underlines the importance of obtaining an independent home inspection alongside the bank's appraisal. How she transitioned from teaching to dedicating herself entirely to content creation and entrepreneurship within her "zone of genius". The significance of having a supportive community, both online and offline, to navigate significant life and career transitions effectively + much more! Other Links Mentioned in episode:

    Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

    Connect with Melissa:
    Website Instagram: MillennialInDebt Facebook: MillennialInDebt YouTube: MillennialInDebt Connect with me:







    Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

    • 50 min

Customer Reviews

4.9 out of 5
1.6K Ratings

1.6K Ratings

KCBunny23 ,

What a blessing

I started listening to Jamila around November 2023 when I was trying to get started in listening to podcasts rather than listening to music during my shifts. I found the show looking for something in finance as I am an accountant and wanted something I felt would also teach me. I heard Jamila talking about her new book that was coming out early December 2023 and tbh I was thinking “is this another one of those…” hearing a lot of other podcasters on my main homepage talking up their recent books. But then I kept listening and learning about Jamila’s view of FI and I HAD to get it ! As a black female in finance, I’m so glad to have found Jamila to be relatable & inspiring. Especially her 6 year goal because I was just turning 25 setting a 5 year goal.
I did slow down on podcasts for a few weeks, still reading my book, but I’ve been listening to the more recent new episodes and was just feeling so inspired by hearing everyone’s stories & Jamila saying how far she’s come, & referencing old episodes - so last week I decided to go allll the way back to see where Jamila started to give myself more confidence IT IS POSSIBLE. I can see my mindset has changed a lot in the last 6 months, not only from listening to Jamila but also executive some of the things I’ve learned.
Thank you for bringing us on your Journey Jamila !!!

lamar Rich ,

Motivation

Gave information to invest without being scare.

Ruth_Ruth ,

Thank you!

I’m new here and diving into the archives, guided by your book. OMG — thank you. What a tremendous wealth of resources you’ve given the world.

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