Journey to Multifamily Millions Tim

Today's guest is  Igor Shaltanov, he is the founder and managing partner of Avista Fund, and a former professional athlete who transitioned into successful entrepreneurship and real estate investing.
In this episode, Igor shares his journey from Moscow to multifamily investments in the US, starting with renting out an apartment and progressing through single-family homes. He highlights the importance of market understanding, teamwork, and trend awareness, having experienced both successes and failures. 
Igor's story demonstrates the resilience and strategic thinking vital in real estate. Transitioning to fund creation, he delves into passive investment strategies, property management challenges, and his philosophy on success. 
His multifaceted approach embodies the dynamic nature of real estate, showcasing the necessity of adaptability and seizing opportunities across diverse asset classes.


Episode Topics
[01:19]  Meet our guest, Igor Shaltanov
[02:49] The Power of Real Estate: A Personal Journey
[12:59]  Transitioning to the U.S. and Building a New Life
[19:44] From Saving to Investing: A New Chapter in the U.S.
[22:11] First Foray into Real Estate: Learning from Experience
[31:50] Building a Syndication Portfolio: Operator Vetting and Asset Classes
[40:29] What is one red flag every investor should look out for?
[40:59] What is a myth about the real estate business?
[42:25] Connecting to Igor


Notable Quotes
"My humble beginning of real estate investment taught me supply and demand, understanding what people want, and the obstacles in renting." - Igor Shaltanov"Information wasn't always at our fingertips; it was more about learning by doing." - Tim Little"Trying and failing, trial and error. You fail a couple of times and you'll find out." - Igor Shaltanov"A lot of passive investors want to be hands-off. They're high-income earners, too busy to dive into due diligence." - Tim Little"Many stay with money managers expecting high returns, but often get little above inflation." - Tim Little"Stick to your strategy, avoid chasing shiny objects. Conservative operators who stick to their plan are the real winners." - Igor Shaltanov 
👉Connect with   Igor Shaltanov
LinkedIn:  Igor ShaltanovWebsite: Avista FundEmail: igor@avistafund.com Telephone: 310-529-1067👉 Connect with Tim
Linkedin: Tim Little Instagram: @tim_at_zana Email: tim@zanainvestments.com Visit www.ZANAinvestments.com for more info on Tim and how you can passively invest in multifamily real estate Get your Passive Investor's Cheat Sheet FREE Subscribe, Rate, and leave a review here 🌟
https://podcasts.apple.com/us/podcast/journey-to-multifamily-millions/id1634643497

Today's guest is Larry Pendleton. He is the Senior Partner of PC Financial Services LLC, CPA, and an active multifamily real estate investor.
In this episode, Larry discusses the importance of leveraging real estate investments for wealth building and employing strategic tax practices to retain more income.
He also talks about insights into tax strategies that take advantage of real estate investments, emphasizing cost segregation studies and the impact of recent tax laws. 
Additionally, He shares the advantages of being considered a real estate professional for tax purposes, material participation, and how proper tax planning can significantly reduce tax liabilities while promoting wealth growth through real estate.


Episode Topics
[01:43]  Meet our guest, Larry Pendleton
[02:56] Diving Deep into Tax Strategies for Real Estate Investors
[05:01]  Understanding Your Income Tax: Active vs. Passive
[12:27] Maximizing Depreciation: A Key Tax Strategy
[17:45] Exploring Cost Segregation Studies for Bigger Tax Breaks
[37:04] Real Estate Professional Status & Material Participation
[41:28] Closing Remarks and Thank You


Notable Quotes
"Real estate is the main vehicle for building long-term wealth, not just quick riches." - Larry Pendleton"Shift your income from active to passive; it's taxed less harshly, allowing you to keep more of what you make." - Larry Pendleton "Replace assets to offset depreciation, but don't overspend." - Tim Little"Taxes incentivize government goals, like job creation." - Tim Little"One of the most American things you can do is follow the tax code. Investing in a building benefits everyone, creating jobs and housing." - Larry Pendleton"Depreciation is like a loan from the government; they want it back when you sell. Plan ahead to offset it." - Larry Pendleton"Give investors time to plan for a capital event." - Tim Little 
Connect with  Larry Pendleton
LinkedIn: Larry PendletonWebsite: https://linqapp.com/LarryPendletonCPAinRealEstate?r=link Email: info@pcfsva.com Telephone: 757-535-8592👉 Connect with Tim
Linkedin: Tim Little Instagram: @tim_at_zana Email: tim@zanainvestments.com Visit www.ZANAinvestments.com for more info on Tim and how you can passively invest in multifamily real estate Get your Passive Investor's Cheat Sheet FREE Subscribe, Rate, and leave a review here 🌟
https://podcasts.apple.com/us/podcast/journey-to-multifamily-millions/id1634643497

Today's guest is Greg Bronson, he has nearly 20 years of industry experience focused on residential property sectors, including student housing, multifamily housing, and senior housing. Head of acquisitions at Ashland Capital, he has closed over $2 billion of transactions throughout his career across acquisitions, refinancings, and recapitalizations leveraging his debt and equity relationships.
Greg talked about his professional journey working at Lehman Brothers, surviving the subprime crisis, and transitioning to commercial real estate. He emphasizes how to find profitable investment opportunities, take advantage of debt and equity partnerships, and give investors attractive risk-adjusted returns.
He discusses the operational differences between multifamily and student housing, the value of diversity, and how current market conditions impact investments. He also shares his thoughts on investing in the face of economic challenges, the importance of connections in the sector, and underwriting.



Episode Topics
[01:30]  Meet our guest, Greg Bronson
[02:01]  From Lehman to Success: A Financial Journey
[01:56]  Surviving the Financial Meltdown: Lessons Learned
[08:49] Exploring the Intricacies of Family Offices and Foreign Investments
[17:01] The Nuances of Student Housing vs. Multifamily Investments
[22:32] Navigating Current Market Challenges and Opportunities
[28:20] What is one red flag every investor should look out for?
[29:32] What is a myth about the real estate business?
[31:58] Connecting to Greg 


Notable Quotes
"There was no better learning experience during the course of my career than basically trying to survive while the world was crumbling around us." - Greg Bronson "Returning from Iraq during 2007-2008, the financial turmoil felt like entering a different world." - Tim Little "Family offices offer flexibility and broader mandates, unlike institutions, enabling a wider investment scope." - Greg Bronson"Diversifying into US real estate was driven by the opportunity for dollar-denominated investments and high-quality assets." - Greg Bronson"For value-added multifamily, it's crucial to stagger leases to avoid the risk of all expiring at once." - Tim Little"The gap between buyers and sellers persists, but despite challenges, there are still deals meeting our return criteria." - Tim Little "Both multifamily and student housing offer attractive opportunities; it's about identifying the right investment for solid returns." - Greg Bronson 


👉Connect with  Greg Bronson
LinkedIn: Greg BronsonWebsite: Ashland CapitalEmail: greg@ashlandcapitalfund.com Telephone: 914-980-5709👉 Connect with Tim
Linkedin: Tim Little Instagram: @tim_at_zana Email: tim@zanainvestments.com Visit www.ZANAinvestments.com for more info on Tim and how you can passively invest in multifamily real estate Get your Passive Investor's Cheat Sheet FREE Subscribe, Rate, and leave a review here 🌟
https://podcasts.apple.com/us/podcast/journey-to-multifamily-millions/id1634643497

Today's guest is Van Carlson, Van is the Founder & CEO at SRA 831(b) Admin and has over twenty-five years of experience in the risk management industry. 
Van’s primary goal is to continue the upward growth of SRA and continue to develop new products to bring to market.
He explains how 831B plans provide a tax-advantaged means of self-insurance for business owners that cover risks that are either too costly to transfer to standard insurance policies or not generally insured.
He also talks about how these plans can act as a financial cushion, possibly converting cost centers into profit centers through the investment and growth of plan funds in a tax-deferred manner. 
Van also addresses common misconceptions and emphasizes the significance of adopting 831B plans with the right intent to prevent unnecessary IRS attention, as well as the flexibility of these plans in managing certain risks such as damage waivers and rent protection.


Episode Topics
[01:17]  Meet our guest, Van Carlson
[02:53]  The Power of Self-Insuring: Transforming Risk into Opportunity
[06:27]  Maximizing Returns: The Strategic Advantage of 831B Plans
[17:48] The Future of Multifamily Investments: Adapting to New Challenges
[24:53] The Impact of Market Conditions on Insurance for Multifamily Properties
[31:47] The IRS's View on Innovative Insurance Plans
[38:32] What is one red flag every investor should look out for?
[39:11] What is a myth about the real estate business?
[41:31] Connecting to Van


Notable Quotes
"There's got to be a smarter way. Small to middle market business owners need to be aware of self-insuring risk." -Van Carlson "Every business owner should have their own PPP plan. This code allows you to self-fund it and has been around for 38 years." -Van Carlson "The biggest benefit is having that tax-deferred reserve... If you can make that money work, that's even better." - Tim Little"Having that flexibility to tenants can really make a difference... It's big!" - Tim Little"Your approach is very custom, every person or business is different. And so you have to look at the risk scale, et cetera, associated with that." - Tim Little"I like the accidental damage waiver because I do think it's an additional revenue maker for the building owners right now." - Van Carlson

👉Connect with  Van Carlson
LinkedIn: Van CarlsonWebsite: SRA 831(b) AdminEmail: sra@831b.comTelephone: (208)-424-2249👉 Connect with Tim
Linkedin: Tim Little Instagram: @tim_at_zana Email: tim@zanainvestments.com Visit www.ZANAinvestments.com for more info on Tim and how you can passively invest in multifamily real estate Get your Passive Investor's Cheat Sheet FREE Subscribe, Rate, and leave a review here 🌟
https://podcasts.apple.com/us/podcast/journey-to-multifamily-millions/id1634643497

Today's guest is Sharon Riddle, over her career, Sharon has worked in companies, non-profit organizations, and government agencies providing business solutions in the areas of software upgrades and business process analyses. 
Sharon began investing in single-family real estate in 2005 with her husband and business partner, Dan. They started the transition to Multifamily in 2015 through education and passive investments in multifamily syndications, before pursuing a more active role.
Sharon emphasizes the importance of education, mentoring, and strategic planning in real estate investing. The discussion covers market trends, investment techniques, and changing goals, providing valuable insights for effective investing. Stay tuned!


Episode Topics
[01:14]  Meet our guest, Sharon Riddle
[01:36] Sharon's Transition from Single Family to Multifamily Investing
[05:20]  Navigating the 2008 Financial Crisis with Private Lenders
[12:12] The Shift to Multifamily and the Power of Stagger Sales
[13:34] Tax Strategies and the Benefits of Multifamily Investing
[19:59] The Future of Multifamily Investing and Market Insights
[23:26] What is one red flag every investor should look out for?
[24:05] What is a myth about the real estate business?
[26:43] Connecting to Sharon


Notable Quotes
“Mentors, childhood background, and MBAs guided our real estate journey. With training on private lenders, we added properties to our portfolio." -Sharon Riddle"Scaling single-family homes became a challenge. Dallas Fort Worth's market clashed with our formula, prompting our shift to multifamily." -Sharon Riddle"Private lending gave us a unique advantage during the crisis. We capitalized when others struggled with bank loans."  -Sharon Riddle "Diversifying with passive investing builds a cushion beyond relying solely on a job or a 401k." -Tim Little "Diversify income, utilize cross-skills to create businesses." -Sharon Riddle"Keep training and networking; you never know when you'll need to pull something out of your hat." -Sharon Riddle"Multiple streams of income are crucial; relying on one source is risky." -Tim Little "Start by passively investing to understand the responsibility before becoming a syndicator." -Sharon Riddle👉 Connect with  Sharon Riddle
LinkedIn: Sharon RiddleWebsite: https://excalibretexas.com/Email: riddledsn@verizon.netTelephone: (817) 368-1938👉 Connect with Tim
Linkedin: Tim Little Instagram: @tim_at_zana Email: tim@zanainvestments.com Visit www.ZANAinvestments.com for more info on Tim and how you can passively invest in multifamily real estate Get your Passive Investor's Cheat Sheet FREE Subscribe, Rate, and leave a review here 🌟
https://podcasts.apple.com/us/podcast/journey-to-multifamily-millions/id1634643497

Today's guest is Ginny Bolling, Ginny has been in real estate for over 35 years doing everything from government real estate acquisitions to her current multifamily investing.
In this episode, Ginny outlines her unusual path into government real estate acquisitions with the Florida Department of Transportation. She emphasizes the complications of land acquisition, negotiations, and her move into multifamily investing. 
Ginny also discusses her transition to syndications, the necessity of investing in growing sectors, and her plan for diversifying her portfolio by becoming a limited partner. 
Finally, she discusses her long-term charitable goal of improving the lives of teenagers through a dedicated organization. Stay tuned!


Episode Topics
[01:14]  Meet our guest, Ginny Bolling
[01:27] Ginny's Diverse Real Estate Background and Initial Steps
[03:05]  The Intricacies of Government Real Estate and Permitting
[06:01] Transitioning to Commercial Multifamily Investing
[15:34] The Challenges and Insights of Raising Capital for the First Time
[19:21] Exploring the Syndication Space and Future Plans
[23:26] What is one red flag every investor should look out for?
[24:05] What is a myth about the real estate business?
[26:43] Connecting to Ginny 



Notable Quotes
"DOT experience taught me to navigate complex land acquisition, negotiating with attorneys, and managing teams in contentious scenarios." -Ginny Bolling "Navigating city and county permitting is a bureaucratic marathon, but understanding processes and timelines is the key to efficiency." -Tim Little"Invest smart, invest where you'd like to go. My leap into syndications was eye-opening, and I'm thrilled about the opportunities ahead” -Ginny Bolling "Opting for long-term asset retention in syndications. As a baby boomer, I see the value in staying in good deals." -Ginny Bolling "Government inspections are crucial; detailed pre-underwriting is key to avoid plan disruptions." -Tim Little"Slow down in real estate; it's not a race. 'Earn while you learn'—consider starting as a limited partner to grasp nuances from the investor's perspective." -Tim Little 


👉Connect with  Ginny Bolling
LinkedIn: Virginia "Ginny" (Graf) BollingWebsite: Pivot Real Estate InvestmentsEmail: ginny.bolling@pivotalreillc.com Telephone: 321-303-3258👉 Connect with Tim
Linkedin: Tim Little Instagram: @tim_at_zana Email: tim@zanainvestments.com Visit www.ZANAinvestments.com for more info on Tim and how you can passively invest in multifamily real estate Get your Passive Investor's Cheat Sheet FREE Subscribe, Rate, and leave a review here 🌟
https://podcasts.apple.com/us/podcast/journey-to-multifamily-millions/id1634643497