Long Story $hort Money Management International (MMI)

For Mike Clement, a septic tank was his ‘tipping point.’ After he and his family moved to a larger house on four acres, unexpected repairs started piling up. Mike and his wife used store-sponsored credit cards to cover the costs. When their septic tank needed to be replaced, they took out a home equity loan. Mike knew he needed help. While working with the debt relief counselors at Money Management International, Mike paid off $72,000 of debt in 4.5 years and learned how to use credit responsibly.

When Paige Demontigny helped a family member pay for necessary but expensive name-brand prescriptions, she amassed unmanageable credit card debt. Paige's bank suggested contacting MMI for help. The debt relief counselors at Money Management International advocated on Paige's behalf by contacting her creditors and negotiating interest rates. With discipline and MMI's advocacy, Paige paid off $24,000 of credit card debt in just over 4.5 years.

After a difficult divorce and subsequent relocation, Annette Spychalla accumulated consumer debt that was too big to overcome alone. In this episode, Annette shares how she found the courage to face her problems and get help. With MMI’s help, Annette paid off $20,000 of credit card debt in four years. Now working as a Jay Shetty certified life coach, Annette advises that anyone struggling with their relationship with money should get quiet and be radically honest with their beliefs and current situation.

After leaving an unhealthy relationship, Lauren Lazarus wanted a fresh start and rented a new apartment. As Lauren settled into the next chapter of her life, the temptation of furnishing her home with new items resulted in maxed-out credit cards. When Lauren didn’t qualify for a much-needed education loan, she knew she needed help. Her mom suggested that she contact Money Management International. While working with the debt relief counselors at MMI, Lauren paid off $25,000 of debt in about 4.5 years. She also increased her credit score by 113 points along the way. Lauren describes the counselors at MMI as her guiding light; she worked hard while they cheered her on and kept her focused on the mission.

When Brittney Roberson’s evening side hustles weren’t tackling her credit card debt effectively, her mom suggested she contact Money Management International. Working with the credit counselors at MMI, Brittney made a big sacrifice — moving back home to live with her mom — to decrease her monthly expenses. Those sacrifices paid off, as Brittney was able to eliminate $57,000 of credit card debt in just over 2.5 years. Now living in her “promised land” in Charlotte, North Carolina, Brittney is free of debt and free to travel the world and give to her chosen causes.

Jared Walker believes that a medical emergency shouldn’t be followed by a financial emergency. After watching his family go through a medical crisis, Jared founded Dollar For, a national nonprofit that crushes medical bills by empowering patients and advocating on their behalf. In this episode, Jared will share more about Dollar For and explain Charity Care, medical debt, and how you can overcome expensive hospital bills.