We talk about self-development, financial independence, and other life lessons learned from years of study & observation.
Santa Claus Wuz Here, Final Thoughts of 2023, Bye for Now
In this final episode of 2023, I share personal stories from Christmas Eve, Christmas Day, comment on others’ ‘Best of’ Lists & Quotes, and share an update on the near-future of the podcast.
Here’s what’s covered in this final episode of 2023:
Top 5 Wealth Killers by Peter Mallouk
By a landslide: credit card debtHigh student loans without a high earning degreeHouse(s) / car(s) beyond needs and with a higher carrying cost than you can affordA partner that encourages excessive spendingPersonal lifestyle creepLouis L’Amour was one of the world’s most popular authors. My friend, Joseph Wells (@josephcwells on X), who wrote How to Become the Richest Man in Babylon, in October 2019, read L’Amour’s autobiography in 2023 and wrote the Top 10 Lessons he learned:
Expect rejection and be pleasantly surprised by success.Don’t let school interfere with your education.Only judge people of the past based on standards of the past.Ideas are everywhere. All you have to do is pay attention.Just because you disagree with someone doesn’t mean you can’t learn from them.Having an opinion is not the same as thinking. The latter is more valuable than the former.“Only one who has learned much can fully appreciate his ignorance.”The best way to be a bad manager is to act before you understand a situation.“Talent is nothing but long patience.”“Let people know what you’re looking for. Often the best information will come from the least likely sources.”By the way, I’ve been reading Joseph Wells’ The Lake Street Journal for 4 years. It’s sent to my Inbox every Friday morning. I recommend it.
The Millionaire Mind, Start Saving Early, Gen Z & Social Media with Jacob Shamban
My guest today is Jacob Shamban. He's a financial advisor who is hardworking and conscientious. Jacob also happens to be the only guest we've had NOT born in the 20th Century!
The dynamic 22-year-old is breaking norms in the finance world with fresh insights and a unique approach to personal finance. Not only is he skilled at helping people with financial plans, but as one of his mentors, I've found him to be an excellent communicator.
In this episode, Jacob and I discuss his college baseball journey from Texas to Iowa. He attended Iowa Western for two years before transferring to the University of Wisconsin-La Crosse. Jacob always wanted to play college baseball, and was willing to leave Texas to do it. Now that he's earned a college degree, he's decided to call Wisconsin home.
According to Jacob, the main obstacle he faced in achieving his ultimate goal of playing Division I Baseball was his mindset. Although he had the skills, he said lack of confidence held him back. As a sharp young financial advisor, it's evident he no longer lacks for confidence.
We also talk about Jacob's goal of becoming a millionaire by age 30. When I ask about his strategies, he says he's focused on improving his saving habits. He emphasizes the importance of starting to save early and letting compound interest work its magic. Although his father set aside funds for his education, Jacob wishes he'd started saving even earlier.
Hope you enjoy listening as much as we did recording.
Wisdom & Insight from a Former Olympian Sprinter with Coach Pow (Round 2)
You asked for it. We delivered. Because after Emmanuel Paris' first appearance on the podcast, our 'socials' were flooded with DMs from listeners who couldn't get enough of his wisdom and insight. Paris, also known as "Coach Pow," today made his second appearance.
Coach Pow isn't your run-of-the-mill fitness expert. He doesn't just "talk the talk." He also "walks the walk." And sprints it too!
As a 2008 Canadian Olympian sprinter and a 2006 Commonwealth Games Bronze Medalist, he knows what it takes to excel in the world of athletics. He's also a former pro drug-free bodybuilder, proving you can build a strong & healthy body without shortcuts or long-term repercussions.
Nowadays, he "pays it forward," as a high-performance coach in the fitness industry. Pow shares a wealth of knowledge and experience to help individuals reach their fitness goals.
In this episode, Coach Pow reflects on his evolving fitness perspective. He's shifted his focus from "getting big" to more refined qualities like agility and joint pain-reduction. He says the new retirement plan revolves around strength, but isn't limited to just building muscle; rather it encompasses flexibility, mobility, and participation in sports, like sprinting, soccer, and martial arts.
We also talk about how Coach Pow's path to becoming a running back was diverted by his environment. He mentions that his high school didn't have a football team. Also, his mom disliked contact-sports, which led to him missing an opportunity to participate in organized football.
In his local community, Pow recalls showcasing his innate talent for football, drawing attention from those around him, especially his friend's dad, who wanted to take him "under his wing." But his mom had other plans, steering him toward a school focused on academics and non-contact sports. His high school had Debate & Chess. Despite projecting as an NFL running back IMO, Coach Pow's journey took a different, more fulfilling turn.
This conversation was packed with valuable fitness insights and life advice. I hope you enjoy as much as I did!
Travel to Italy, Seeking Fulfillment, Getting a Promotion with Michael D'Albor
My guest is Michael D’Albor. Some of you will remember his last appearance on the podcast in August 2019. Several listeners have said it was their favorite.
Michael and I go way back. We were baseball teammates during our time at Nicholls State University. Since then, he’s ventured into commercial banking, earning his MBA along the way. Recently, he received a promotion and now works as an “acquisition banker.”
But perhaps his most significant role is that of a dedicated single-father, caring for his special-needs child, Jolie.
In this episode, we chat about Michael’s work & fitness routine in the post-COVID era. Now doing more remote work, we discuss whether he’s been hitting the gym or sticking to home workouts. He shares that he’s a member at four gyms, thanks to his company’s insurance plan. He still gets home workouts in, but 90% of his fitness life happens at the gym. Plus, he’s been doing yoga, spin classes, and sauna sessions for a well-rounded wellness experience.
We also talk about his recent trip to Europe. He recently embarked on a memorable trip with a buddy, exploring Munich, Hvar (Croatia), Naples, and the awe-inspiring Amalfi Coast. According to him, the Amalfi Coast stole his heart with its “breathtaking views.”
Michael’s “island-hopping” escapades in Hvar were his favorite part of the trip—offering a perfect blend of relaxation and adventure.
Hope you enjoy this episode as much as we did!
The Audacity of Semi-Attractive Women, Personal Finance Matters, Why God Ain't Dead with Brad Dantonio
In this solo episode, I cover a range of topics that have been on my mind lately.Tune in as I share insights into my recent investments and where I've been putting my money. I'll also chat about some captivating reads that have caught my attention.Shifting gears, I'll explore the reasons why we go to church, pondering its significance. And of course, I'll spill the beans on why I've been hanging out more on Instagram these days. Hope you enjoy listening as much as I did recording!
Nomadic Russian, Financial Freedom, 7-Day Dry Fasts for a Psychological & Emotional Reset with Galina Lipina
Galina Lipina spent 15+ years in IT industry managing projects for global corporations and startups. She is also a speaker, trainer and a certified coach. She helps people create harmony with themselves and in their relationships, and achieve goals with ease and flow. Also, blending her passions of transformation and business into one—she helps organizations to change their culture by transforming individuals. How? By bringing a conscious neuroscience-based change process to increase resilience, creativity, and adaptability and achieve their full potential.
The questions asked in this podcast along with the guests make the podcast so great. As a Teammate of Tyler Johnson “Tank” and a good friend of mine, this podcast captured EXACTLY what his character is. Definitely will keep listening!
This podcasts presents some very outstanding storytellers that often motivate and inspire while also providing life lessons along the way.
Review of: Everyday I’m Raking
Everyday I’m Raking provided me confidence that good, quality programs see players as real people. Not just robots or numbers that can be used for a profit or transaction. It’s nice to see personality involved and the philosophy of having a strong, united family unit that reaches even beyond high school baseball.