Margaritas with Marguerita Cheng, CFP® Pro Inkandescent Radio

April 14, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles. 

Meet our guest: Ben Miller, founder of ChroniFI

Today's Topic: Money is Time

Rita asks Ben:

Why should people think about their money in terms of time?
What role does simplicity play in personal finances?
What does ChroniFI do to help people make better decisions?
Why did you start your company?
Why is behavior such an important part of the realm of financial planning?

About our Guest: Ben says, "I built ChroniFI to help people simplify their finances so they can confidently make choices that are aligned with their goals. This platform is based on the tools I used to convince myself it was time to stop chasing money and start making meaning. ChroniFI makes the complex simple by allowing you to see your entire financial picture in one place, and more importantly to understand what it all means. With that information in hand, you can pursue a path to financial independence that you can enjoy every step of the way. My ultimate goal is to help people live their most fulfilling lives and place meaning over money on their way to financial freedom. Please join me!" Learn more at ChroniFI.com.

Learn more about our host at MargueritaCheng.com • Don't miss a single podcast: MargueritaChengRadio.com • Watch all of our TV episodes: MargueritaCheng.tv! Cheers!

March 24, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right learning from industry experts how to flex our financial muscles. 

Meet our guest: Dr. Megan McCoy, Ph.D., LMFT

Today's Topic: The Power of Financial Therapy

Rita asks Megan:




How did you end up with a focus on financial therapy?
What kind of courses do you teach at KState?
What articles have you published recently that you are especially proud of?
Do you have any current projects in the works?
If you had funding for a dream research project, what would it be?



About Dr. Megan McCoy: Megan is an Assistant Professor at Kansas State University’s personal financial planning program. She teaches courses at the undergraduate, master's, and doctoral levels focused on financial well-being, financial therapy, and couple dynamics regarding financial therapy. She holds a B.A. in Psychology, an M.A. in Marriage and Family Therapy, and a Ph.D. in Human Development and Family Science with an emphasis on Marriage and Family Therapy. She is a licensed Marriage and Family Therapist, an Accredited Financial Counselor®, and a Certified Financial Therapist-I™.

During her doctoral program, Megan developed a specialization in financial therapy and client psychology. She worked with clients alongside financial planning students to treat their financial well-being together. Observing and learning from financial planners’ work with clients enabled her to gain more insights into the psychology of financial planning. She volunteers on the Financial Therapy Association's Board of Directors and is the co-editor of the Financial Planning Review. She was also a guest editor on a special issue on finances for Contemporary Family Therapy.
Megan's research interests focus on financial therapy, financial well-being, financial communication, diversity, equity, and inclusion. She has published over 40 articles in top-tier mental health, family science, financial counseling, and financial planning journals. This year her research has won her research awards through the National Council of Family Relations and Financial Therapy Association. Megan has been awarded grants from the Financial Planning Association, the National Endowment for Financial Education, and FP Canada to continue research in this area. She has been featured as a financial well-being expert on the Today Show, NPR, BBC, the Wall Street Journal, and many other media outlets.
Learn more about our host at MargueritaCheng.com • Don't miss a single podcast: MargueritaChengRadio.com • Watch all of our TV episodes: MargueritaCheng.tv! Cheers!

March 17, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles. 

Today's guest: Financial Coach Linda Lingo, CPA

Today's Topic: The Secrets of Financial Freedom

Rita asks Linda: 

What is money EQ?
How does this differ from money IQ?
In your years of coaching women, how do you help them with their money EQ?
How can we help women be better money managers to achieve financial freedom?

About our guest: Linda Lingo is an authority on women building wealth. Her successful 35-year career in corporate America and her ten years as a Financial Advisor has given her practical experience, radical knowledge, and a deep understanding of the best ways to manage money for the modern-day woman.





Women work with Linda to discover how to become a master at their finances, build their wealth and make an even bigger impact in the world. Linda’s mission is to empower women with smart strategies for a successful, stress-free approach to money. Through inspiration and education, Linda guides women into clarity and confidence in their finances so they can live the life they desire.

Linda was born and raised in South Dakota and obtained her BA from Augustana University. She moved to California, where she continued her career as a CPA for thirty-plus years and also obtained her MBA in Finance.

As an involved community leader, Linda has served as the treasurer of The Women’s Fund, Assertive Women Entrepreneurs, and Women of Vision. She has been active in Soroptimist International and Girls Inc. She also supports women-owned businesses as an Activator with SheEO and is active in the National Cinderella to CEO Awards Program.

Linda was thriving after her recent divorce and chose to relocate to Oregon to live closer to her two children and three grandchildren who she adores. Linda is living her dream life which includes traveling, reading, gardening, and everything about wine. Click here to learn more: lindalingo.com





Learn more about our host at MargueritaCheng.com • Don't miss a single podcast: MargueritaChengRadio.com • Watch all of our TV episodes: MargueritaCheng.tv! Cheers!

March 3, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles. 

Meet our guest: Thao Truong, CFP®, client manager at Morton Wealth 

Today's Topic: Herself by Morton, an initiative that provides women with free networking opportunities and financial education resources

Rita asks Thao:

Tell us about your background and what inspired you to get started in this industry.
How have your career aspirations changed over the years leading to this point?
Can you talk more about Herself and what you hope to achieve from it?
Share some quick tips for how women can be prepared for the unexpected.
What exciting things are you working on in 2023?

About Thao Truong: Thao joined Morton Wealth in December 2020. She has ten years of experience in the wealth management business. Before joining Morton Wealth, she held various roles in financial planning, private investments, portfolio design, and advisory services at other independent advisory firms in San Francisco and San Diego. Additionally, Thao is a CERTIFIED FINANCIAL PLANNER™️ professional. She graduated magna cum laude with a B.S. in finance and economics from the University of New Hampshire.

Born and raised in Saigon, Vietnam, she moved to the United States by herself and became financially independent at age 16. Thao is dedicated to supporting youth and women through life transitions and closing the financial literacy gap. She recently helped launch “Herself by Morton,” an initiative that provides women with free networking opportunities and financial education resources. Thao is a member of the National Association for Divorce Professionals member and is training to become a Certified Divorce Financial Analyst®️ (CDFA®️). She is among the honorees of the 2022 class of 40 Under 40 by InvestmentNews. Outside of work, she enjoys reading, crafting, and maintaining an active lifestyle: running, cycling, hiking, tennis, and yoga. She is fluent in Vietnamese and knows some French because of her Vietnamese heritage.
Learn more about Thao: 


https://www.instagram.com/herself_by_morton/
https://www.linkedin.com/in/thaottruong/
https://www.mortonwealth.com/

Learn more about our host at MargueritaCheng.com • Don't miss a single podcast: MargueritaChengRadio.com • Watch all of our TV episodes: MargueritaCheng.tv! Cheers!

March 1, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles. 

Meet our guest: Fiona Simon

Today's Topic: The entrepreneurial path

Rita asks Fiona:

What was your inspiration for wanting to write this book?
What made you decide that you wanted to start your own granola business?
What was the most unexpected challenge you encountered while starting your business?
What started your passion for healthy food?
What's one piece of advice you have for people (especially women) looking to start their own businesses?

About our Guest: "I was lured by the adventures of entrepreneurship and launched my own organic granola company. It led to success, despite having no business background and simultaneously juggling the demands of being a single mom." So, truly amazing Fiona decided to turn her experience into a book documenting the challenges, hardships, and triumphs, both personal and professional. The result is her book, Gambling on Granola: Unexpected Gifts on the Path of Entrepreneurship. In it, Simon shares a tale that is uplifting and inspiring but also raw and honest. This is a business memoir but also a love story―the love for her daughter, a journey in uncharted waters, of the products and company she created, and the continued challenge to follow her dream. "You'll see my growth and healing over 15 years as mistakes, weaknesses, and naiveté, evolve into resilience, resolve, and inspiration. It started as all new businesses do―with an idea. But my world quickly became more complex as I established my company, developed new product lines, forged personal relationships in a competitive environment, grew the business, and held onto my deepest values―all while raising my daughter, Natalie." Click here for more!

Learn more about our host at MargueritaCheng.com • Don't miss a single podcast: MargueritaChengRadio.com • Watch all of our TV episodes: MargueritaCheng.tv! Cheers!

A Note from Actuary and Author Peter Neuwirth, FSA, FCA — I invite you to tune in for this month's episode of my podcast and video show, Money Mountaineering, where for 30 minutes, financial experts help us answer the question: What's your future worth?

Meet our guest: Marguerita Cheng, CFP® Pro

Today's topic: The journey to becoming a financial planner — Diary of a CFP® Pro

Petes asks Marguerita:


Why did you become interested in retirement income planning?

Tell us about your new book, Diary of CFP Pro: diaryofacfppro.com

This is your second book, the first being Wealth Management Rules: wealthmanagementrules.com 

These books seem to culminate everything you’ve learned in your career. Tell us how you got into the business of being a CFP.

How do you do business differently than other financial planners?

You are a big supporter of women and minorities and do a lot to help others succeed in the financial planning businesses. You were recently appointed to be a member of the CFP Board. Tell us about your work for that organization and why you are inspired to help others.

You are closing in on 100 episodes of your podcast show, Margaritas with Marguerita, and have interviewed many interesting guests. What is your biggest takeaway from hosting that show?

What are your plans for the future?

About Marguerita Cheng: ​Rita is the founder and Chief Executive Officer of Blue Ocean Global Wealth.  She has also been a spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. Previously, she was a Financial Advisor at Ameriprise Financial and an analyst and editor at Towa Securities in Tokyo, Japan.

Her certifications include: CFP® professional, Chartered Retirement Planning CounselorSM, Retirement Income Certified Professional® and a Certified Divorce Financial Analyst. As a Certified Financial Planner Board of Standards (CFP Board) Ambassador, Marguerita helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. She serves as a Women’s Initiative (WIN) Advocate and subject matter expert for CFP Board, contributing to the development of examination questions for the CFP® Certification Examination.

Rita volunteers for several organizations including: CFP Board Disciplinary and Ethics Commission (DEC) hearings, she has also served on the Financial Planning Association (FPA) National Board of Directors from 2013-2015 and is a past president of the Financial Planning Association of the National Capital Area (FPA NCA).

Her awards include: Ameriprise Financial Presidential Award for Quality of Advice and the prestigious Japanese Monbukagakusho Scholarship. In 2017, she was named the #3 Most Influential Financial Advisor in the Investopedia Top 100, a Woman to Watch by InvestmentNews, and a Top 100 Minority Business Enterprise (MBE®) by the Capital Region Minority Supplier Development Council (CRMSDC).

Click here to learn more about Blue Ocean Global Wealth and email Marguerita today!

And click here to learn more about actuary and author Peter Neuwirth: www.PeterNeuwirth.com • Listen to our podcasts on PeterNeuwirthRadio.com • Watch all of our episodes: www.PeterNeuwirth.tv