The Unconventional Investor

Michelle Moses | Certified Financial Planner + Founder of Me Financial
The Unconventional Investor

Are you an accredited investor feeling overwhelmed by managing your portfolio? Do you struggle to find an expert who can help you with alternative investments ideas? Are you looking for ways to simplify your finances and create more income? If you answered yes to any of these questions, you’re in the right place! Welcome to The Unconventional Investor podcast, where we explore alternative investments and real estate strategies to help you create a more robust portfolio and grow your wealth beyond the traditional stock market. My hope is that this show empowers you to gain the confidence to make informed financial decisions and achieve your long-term financial goals by thinking differently about your finances. I’m your host - Michelle Moses, a Certified Financial Planner®, Licensed Realtor® and Founder of Me Financial. My mission is to help accredited investors like YOU invest their money in ways that excite them, so they can move forward and grow their portfolios with clarity and confidence. Over the last 20 years, I’ve worked with hundreds of clients to help them achieve their financial goals while also feeling better doing it, drawing on my experience of owning multiple businesses, flipping houses, managing rentals, and investing in a wide array of assets. I believe that when you balance your financial products and create a "why" behind each one, you feel more confident and can focus on making money rather than worrying if you’re doing the right thing. Tune in for actionable investing tips and alternative investment strategies to help you invest in alternative assets and balance your portfolio with your lifestyle. This podcast will provide answers to questions such as: - What are the best alternative investment strategies for retirement? - What is an example of an alternative investment? - What steps should I take to diversify my portfolio effectively? - How can I diversify my investment portfolio? - How do I start investing in real estate? - What are the benefits of working with a financial strategist? - Real estate vs. stock market: what’s the difference? If you’re looking to expand your finances beyond the traditional stock market, tune in to the latest episode of The Unconventional Investor today. Subscribe to the podcast wherever you listen to podcasts and be sure to share your favourite episode with a friend. Visit the website to learn more about our services https://www.mefinancial.net/

  1. 11/26/2024

    Practical Budgeting Tips To Make Your Life Easier (Ep. 58)

    No matter how much you make, tracking your spending not only helps you feel better, but allows you to make informed decisions.  A budget isn't there to cut costs or live like a miser, it's there so you know what's going on in your financial life.  3 takeaways from this episode: Focus on Large Items: Cars, homes, loans - keeping the cost of these items low, allows you to spend more freely in other areas. Embrace Financial Awareness - Track!: Use a software like YNAB (You Need a Budget), will help you see where you money is going. By constantly monitoring your spending habits and identifying areas to cut costs, you gain more control and make informed decisions to enhance your savings. Plan For Irregular Expenses: Budgeting isn’t just about monthly expenses; it’s about preparing for those non-recurring costs like auto insurance, holiday shopping, and emergency funds. Setting aside funds for these will help alleviate financial stress.  Related episodes: My New Favorite Financial Book: No Worries by Jared Dillian (Ep 51) Your Best Financial Life: Save Smart Now For the Future You Want (Ep 40)   Ready to take the next step? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    18 min
  2. 11/19/2024

    IRA Contribution Strategies: How You Need to Alter Your Retirement Savings After the SECURE Act (Ep 57)

    Thinking about leaving a legacy? The SECURE Act changed the rules for inheriting IRAs, potentially impacting your financial plans. Learn how you can change your savings strategy to minimize taxes for your heirs. What You'll Learn: The 10-Year Distribution Rule: Understand how the SECURE Act affects how beneficiaries access inherited IRA funds. The Power of Roth IRAs: Discover why Roth IRAs are even more important now for tax-free retirement income. Strategic IRA Withdrawals & Alternatives: Explore strategies like controlled withdrawals and life insurance to manage tax implications and secure your heirs' future. Related Episodes: Using a Backdoor Roth IRA for Retirement Savings (Ep. 54)  Controlling Your Wealth with Wills, Trusts and Estate Planning (Ep. 14)   Ready to take the next step? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle for more financial tips:  YouTube: youtube.com/@theunconventionalinvestor  Instagram: michelle.e.moses Website: www.mefinancial.net   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    14 min
  3. 10/22/2024

    How to Maximize Your Tax Savings with Employee Benefits - w/ Corina Delugos (Ep. 56)

    We've all seen that long list of options your employer hands you. Do you need all of them? Which ones are worth it? In this episode, Corina Vakira Delugos, MBA, EA talks to us about which benefits can save you in taxes - so you're spending tax-free money for your expenses. Corina is a financial services professional with over 25 years of experience in tax, mortgage, and insurance planning.  Key Takeaways: Utilize Flexible Spending Accounts (FSAs) Wisely: Depend Care FSA : Set aside up to $5,000 pretax for child or dependent care. Healthcare FSA : Use for out-of-pocket medical expenses, but remember that funds generally don’t roll over. Maximize Health Savings Accounts (HSAs): Paired with high deductible health plans. Triple tax benefits: contributions are tax-deductible, growth is tax-free, and withdrawals for medical expenses are also tax-free. Explore Employee Stock Purchase Plans (ESPPs): Purchase company stock at a discount. Hold for over a year for favorable long-term capital gains tax treatment. Listen to the full episode for more tips and strategies to save on taxes while making the most of your employee benefits! Contact Corina - www.keenfinancialsolutions.com   Ready to ditch the financial stress? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: michelle.e.moses Work with Michelle: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    22 min
  4. 10/15/2024

    Essential Questions for Choosing a Tax Professional with Corina Delugos (Ep. 55)

    Have you had a hard time finding a tax preparer, or been less than happy with the match? Many people make the mistake of picking a tax advisor without asking the right questions, only to face unexpected bills or inadequate service when IRS issues arise. To help us navigate this, we have Corina Vakira Delugos, MBA, EA. Corina is a financial services professional with over 25 years of experience in tax, mortgage, and insurance planning. In this episode, Corina shares tips on the important questions to ask when choosing a tax professional—from understanding their qualifications and experience to knowing what types of clients they typically serve. Here are 3 key takeaways from our discussion: Understand Their Specialization and Credentials: Not all CPAs handle personal taxes. It's important to ask about their qualifications and the specific types of clients they usually work with to ensure they align with your needs. Communication and Transparency: Knowing how your tax professional communicates and what they expect from you. This can include their availability during tax season and whether they provide pricing transparency upfront. Proactive Tax Planning: Engage with a tax professional who is forward-thinking and proactive about tax planning. This approach can save you thousands of dollars and make the tax filing process smoother. 🎧 Listen to the full episode to get all the tips on making sure your tax professional is the right fit for you! Contact Corina - www.keenfinancialsolutions.com   Ready to ditch the financial stress? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle on YouTube: youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: michelle.e.moses Work with Michelle: www.mefinancial.net   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    26 min
5
out of 5
34 Ratings

About

Are you an accredited investor feeling overwhelmed by managing your portfolio? Do you struggle to find an expert who can help you with alternative investments ideas? Are you looking for ways to simplify your finances and create more income? If you answered yes to any of these questions, you’re in the right place! Welcome to The Unconventional Investor podcast, where we explore alternative investments and real estate strategies to help you create a more robust portfolio and grow your wealth beyond the traditional stock market. My hope is that this show empowers you to gain the confidence to make informed financial decisions and achieve your long-term financial goals by thinking differently about your finances. I’m your host - Michelle Moses, a Certified Financial Planner®, Licensed Realtor® and Founder of Me Financial. My mission is to help accredited investors like YOU invest their money in ways that excite them, so they can move forward and grow their portfolios with clarity and confidence. Over the last 20 years, I’ve worked with hundreds of clients to help them achieve their financial goals while also feeling better doing it, drawing on my experience of owning multiple businesses, flipping houses, managing rentals, and investing in a wide array of assets. I believe that when you balance your financial products and create a "why" behind each one, you feel more confident and can focus on making money rather than worrying if you’re doing the right thing. Tune in for actionable investing tips and alternative investment strategies to help you invest in alternative assets and balance your portfolio with your lifestyle. This podcast will provide answers to questions such as: - What are the best alternative investment strategies for retirement? - What is an example of an alternative investment? - What steps should I take to diversify my portfolio effectively? - How can I diversify my investment portfolio? - How do I start investing in real estate? - What are the benefits of working with a financial strategist? - Real estate vs. stock market: what’s the difference? If you’re looking to expand your finances beyond the traditional stock market, tune in to the latest episode of The Unconventional Investor today. Subscribe to the podcast wherever you listen to podcasts and be sure to share your favourite episode with a friend. Visit the website to learn more about our services https://www.mefinancial.net/

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