51 episodes

The Minority Money Podcast is about finance, family, fitness/health, and education and how all of these things affect your overall wealth.

Minority Money Emlen Miles-Mattingly

    • Careers
    • 5.0, 36 Ratings

The Minority Money Podcast is about finance, family, fitness/health, and education and how all of these things affect your overall wealth.

    Why health is important in retirement planning with Phil Pearlman

    Why health is important in retirement planning with Phil Pearlman

    Life doesn’t always go the way we want them to. That’s why it won’t hurt to be prepared for what is uncertain.


    In this episode, we’re talking about health, wealth, and your retirement plan! 


    I’m joined by Phil Pearlman, the Chief Community Officer at StockTwits, a social media platform designed for sharing ideas between investors, traders, and entrepreneurs.


    Retirement planning is something most people normally put off until it’s too late. If you want to spend a quality retired-life in the future, then health and retirement planning should be on your priority list!


    In this conversation, Phil and I discuss why it’s important to take note of the health side of things when doing long-term monetary planning. We also talk about regrets, health, family, business, investments, and finding simplicity.


    If you want to learn more about retirement planning and health, then listening to this episode is a good start!


    Highlights:


    >> Why health is not much talked about when talking about monetary long term planning


    >> Why health needs to be considered when talking about retirement plan


    >> Implementing the health portion of retirement planning


    >> Why your health and food choices matter


    >> The Socratic method


    >> Hedge fund and the cognitive theory of noise


    >> How to find simplicity


    >> Why you should give yourself a break


    >> Important takeaways from Phil


    Resources:


    >> Dr. Preston’s Social Media


    Twitter @ppearlman (https://twitter.com/ppearlman)


    Stocktwits @ppearlman (https://stocktwits.com/ppearlman)


    >> Prime Cuts Newsletter - Phil’s blog (https://primecuts.substack.com/)


    If you loved this episode, you have to listen to these episodes as well:


    >> The Importance of Financial LIFE Planning (https://www.minoritymoneypodcast.com/podcast/episode/9dd7f240/the-importance-of-financial-life-planning)


    >> The Importance of Growing Your Personal Equity (https://www.minoritymoneypodcast.com/podcast/episode/bf9c0643/the-importance-of-growing-your-personal-equity)


    >> Education, Financial Stability, Health and Your Well-Being (https://www.minoritymoneypodcast.com/podcast/episode/b0723337/education-financial-stability-health-and-your-well-being)


    ---


    I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on (https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast) with a friend.


    **********


    Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth ( https://www.facebook.com/groups/423846561552747/ (https://www.facebook.com/groups/423846561552747/) ) 


    Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com (mailto:emlen@minoritymoneypodcast.com) Can't wait to meet you.

    • 39 min
    A Conversation on Gratitude, Life Aspirations, and Money with Dr. Preston D. Cherry, CFP®

    A Conversation on Gratitude, Life Aspirations, and Money with Dr. Preston D. Cherry, CFP®

    “Let your life lead your money, not your money lead your life” — Dr. Preston D. Cherry


    How we use our money is a testament to who we are and what we really care about. To achieve your aspirations, you need to have a clear understanding of how to manage your money and resources in a way that improves your life.


    To do that, our values, aspirations, and money need to be aligned. But how? How do you dream without any ceiling and still make it happen?


    Get the answers to your questions as Dr. Preston Cherry joins us to talk about gratitude, life aspirations, and how to not let money lead your life!


    Dr. Cherry is the Founder & President of Concurrent Financial Planning, LLC, a comprehensive financial planning firm serving households and business owners across generational lines. He also serves as a financial advisor’s coach for Carson Group Coaching, a leading national financial advisor coaching, and resource program. He has been published in the Wall Street Journal, ThePennyHoarder.com, The New York Magazine blog The Cut, and the Lubbock Avalanche-Journal.


    In this episode, Dr. Cherry will share with us why and how he got his Ph.D. We talk about money resources and achieving your life aspirations and how gratitude plays an important part in all of it.


    Be inspired and motivated to do your best as Dr. Cherry shares his accomplishments and how he did it so that you can too!


    Highlights:


    >> Why Dr. Cherry decided to get a Ph.D. in financial planning?


    >> Imagery and representation


    >> Aspirations and not limiting yourself


    >> The connection between aspirations and money resources


    >> Why you shouldn’t let money lead your life


    >> Why gratitude matters so much and why you should be grateful always


    >> What gratitude means for Dr. Cherry


    >> The emotions of money


    >> Being honest with yourself and taking personal inventory


    Resources:


    >> The Concurrent LIFE MONEY BALANCE Blog (https://www.concurrentfp.com/theconcurrent-lifemoneybalance-blog)


    >> If You Must Go Into Debt, Here’s What to Consider (https://www.wsj.com/articles/if-you-must-go-into-debt-heres-what-to-consider-11587634201)


    >> Watch out for Dr. Cherry's upcoming book called "Statements" coming in the Fall 2020 or Spring 2021


    Dr. Cherry’s Social Media


    LinkedIn (https://www.linkedin.com/in/drprestondcherry)


    Twitter @DrPrestonCherry (https://twitter.com/DrPrestonCherry)


    Facebook (https://www.facebook.com/concurrentfp/)


    Concurrent Financial Planning (https://www.concurrentfp.com/)


    If you loved this episode, you have to listen to these episodes as well:


    >> The Ins and Outs of Cryptocurrency and Growing From Failure (https://www.minoritymoneypodcast.com/podcast/episode/af002070/the-ins-and-outs-of-cryptocurrency-and-growing-from-failure)


    >> What School Never Taught You Abou Money (https://www.minoritymoneypodcast.com/podcast/episode/1a283d14/what-school-never-taught-you-about-money)


    >> Developing the Millionaire Mindset with Dr. Sarah Fallaw (https://www.minoritymoneypodcast.com/podcast/episode/2a7a85d4/developing-the-millionaire-mindset-with-dr-sarah-fallaw)


    ---


    I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on (https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast) with a friend.


    **********


    Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth ( https://www.facebook.com/groups/423846561552747/ (https://www.facebook.com/groups/423846561552747/) ) 


    Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com (mailto:emlen@minoritymoneypodcast.com) Can't wait to meet you.

    • 32 min
    We Need To Talk… about Allyship, Empathy, and Racial Justice

    We Need To Talk… about Allyship, Empathy, and Racial Justice

    In every organization, company, or community, in order to thrive, achieve goals, and make change possible, understanding and collaboration, is needed.


    To be honest, black people, especially males, are treated differently by law enforcement and society. We are feared for reasons we don’t understand. This fear of black people has been going on for a very long time and is completely getting out of hand.


    It’s time that we put a stop to this history of violence and oppression. But how? Where should one start? How do we even make others aware of all of this when they’re not willing to take a look? How do we bring this issue to the table?


    As a white brother or sister, how can you be a part of this change?


    Join me in this episode, as we talk to people, whom I consider my allies in the financial industry — Sonya Dreizler, Justin Castelli, and Jason Wenk. They are all successful financial professionals who are empowering people to do their best with what they have, to live the life they deserve.


    In this conversation, we talk about allyship, empathy, the importance of racial justice, and why we need to talk about racial issues now and the role of white people on behalf of the black community. 


    They also share their honest thoughts on what they felt and where they stand on this current situation we’re facing.  We also talk about solutions and suggestions on how to take real action for people of color inside and outside the workplace.


    If you really want to be a part of this movement of change and break the systemic racism in this country, start by listening to this episode. I encourage you to step up into action so that we can all move forward towards a brighter future where we are all collaboratively thriving.


    Highlights:


    >> Our allies thoughts on the recent events that unfolded recently in our country


    >> Where do you fit in as an ally and how can you become a part of this change?


    >> Why it matters that people need to listen to this issue we’re facing right now? Why should people take a second look?


    >> Expanding your knowledge and awareness of what’s really happening


    >> The importance of racial justice and the role of white people in all of these issues


    >> The negative overrepresentation of media to the black community


    >> Brief history of the racial inequality in the United States


    >> Feeling empathy, regrets, and addressing mistakes


    >> Micro and Macro Action: measures we can do to help propel change and how to start?


    >> Listening, understanding then collaborating


    >> Suggested solutions for a more inclusive and diverse workplace


    Resources:


    >> Sonya Dreizler’s Social Media


    LinkedIn (https://www.linkedin.com/in/sdreizler)


    Twitter @SonyaDreizler (https://twitter.com/SonyaDreizler/status/1266071363506200576)


    Solutions with Sonya (https://www.solutionswithsonya.com/)


    >> Financial Services Has a Racism Problem (https://www.solutionswithsonya.com/news/2020/5/27/financial-services-has-a-racism-problem)


    >> Justin Castelli 


    LinkedIn (https://www.linkedin.com/in/justincastelli)


    Twitter @just10castelli (https://twitter.com/jus10castelli)


    Justin Castelli - website (https://justincastelli.io/)


    RLS Wealth Management (https://rlswm.com/)


    >> Jason Wenk’s Social Media 


    LinkedIn (https://www.linkedin.com/in/jasonwenk)


    Twitter @jasonwenk (https://twitter.com/jasonwenk)


    Altruist (http://altruist.com)


    Jason Wenk - website (https://www.jasonwenk.com/)


    Jason Wenk’s blog (https://medium.com/@jason.wenk)


    >> Additional resources to expand your Knowledge about racism, racial justice, and what’s really happening to the black community: 


    Revision for History: GCSE Modern World History by Ben Walsh and Wayne Birks...

    • 1 hr 10 min
    We Need To Talk… About Systemic Racism, Sexism And Discrimination In The Workplace

    We Need To Talk… About Systemic Racism, Sexism And Discrimination In The Workplace

    It is appalling that after all these years, racism is still rampant in our society. Some are blissfully blind that it still exists and those who are aware but don’t know what to do just choose to remain silent.


    Can we even put a stop to something that’s been happening for the past 400 years? As hard as it may seem, there is always something that we can do!


    In this episode, I am joined by 3 women CFPs — Angela Moore, Chloé Moore, and Lauryn Williams, who all worked hard to get to where they are and have successfully built their own financial firms despite the struggles they had to go through.


    We talk about their experiences and perspective on what it’s like when you’re the only black or brown person in the room and a woman at that. They share also their thoughts on the #BLM movement, having a voice, allyship, and what it means to have a seat at the table.


    If you want to support your black and brown brothers, sisters, friends, and people of color, then I encourage you to listen to this episode so that you have a general view of what it’s like to be in their shoes.


    Highlights:


    >> Thoughts on the events taking place in the US, particularly on racism


    >> Helping other people be aware of what’s really happening around us 


    >> Racism, sexism, and prejudiced experiences of people of colors in the workplace 


    >> Silent racism encounters


    >> Getting your intelligence questioned because of the color of your skin and how you look


    >> What it feels like to be the only black person and a woman in the room?


    >> How can we change the way black women and minorities, in general, are treated in the financial industry and in other fields


    >> #BLM is more than a hashtag


    Resources:


    >> Angela Moore's Social Media


    LinkedIn (https://www.linkedin.com/in/angelamooremma)


    Modern Money Advisor (https://www.modernmoneyadvisor.com/)


    Instagram @modernmoneyadvisor (http://instagram.com/modernmoneyadvisor)


     


    >> Chloé Moore's Social Media


    LinkedIn (https://www.linkedin.com/in/chloemoore)                                                 


    Twitter @finstaples (https://twitter.com/finstaples)


    Facebook @finstaples (http://facebook.com/finstaples)


    Financial Staples (http://www.financialstaples.com/)


    >> Lauryn William's Social Media


    LinkedIn (https://www.linkedin.com/in/lauryn-williams)


    Lauryn’s Personal Website (http://www.lauryn-williams.com)


    Worth Winning (https://www.worth-winning.com/)


    >> Revision for History: GCSE Modern World History by Ben Walsh and Wayne Birks (https://www.amazon.co.uk/Revision-History-Modern-World-Guides/dp/0719572290)


    >> The New Jim Crow: Mass Incarceration in the Age of Colorblindness by Michelle Alexander (https://www.amazon.com/New-Jim-Crow-Incarceration-Colorblindness/dp/1595586431)


    >> Black Wall Street: From Riot to Renaissance in Tulsa's Historic Greenwood District by Hannibal B. Johnson (https://www.amazon.com/Black-Wall-Street-Renaissance-Greenwood/dp/1934645389)


    >> The Meaning of Freedom: And Other Difficult Dialogues by Angela Y. Davis (https://www.amazon.com/Meaning-Freedom-Difficult-Dialogues-Lights/dp/0872865800)


    >> The Brew’s Black Lives Matter Syllabus (https://www.morningbrew.com/daily/stories/2020/06/05/brews-black-lives-matter-syllabus)


    >> 100 ways you can take action against racism right now (https://www.usatoday.com/story/life/2020/05/29/george-floyd-death-donations-resources-justice-petitions/5282539002/)


    >> Photos: Protests In Response To The Death Of George Floyd Shake The Nation...

    • 53 min
    We need to talk... about racism, empathy, George Floyd, and being Black in America

    We need to talk... about racism, empathy, George Floyd, and being Black in America

    Hey, we need to talk.


    As protest continues over the unjust death of George Floyd and the continuous mistreatment and brutality of some police to black Americans... we need to talk. 


    We need to take action. We need to do something. But what should be done? How and where should we start?


    In this new podcast series, we’ll be tackling major current events with other experts and talk about solutions to address these issues. 


    For this episode, I’m joined by three of my good friends, brothers in arms, and soldiers on the front lines — Dasarte Yarnway, Samuel Deane, and Tyrone Ross, Jr. who are financial advisors helping minorities create wealth and achieve financial freedom.


    We’re going to talk about what it’s really like to be Black in a society where oppression towards black people still exists. We talk about empathy and what it means for us black people when you want to be our allies. 


    Highlights:


    >> Thoughts on George Floyd’s death


    >> What can you do to support your black brothers and sisters


    >> How can we help make things better?


    >> Take action against racism


    >> Financial education and economic empowerment


    >> Activism and advocacies


    >> The definition of an ally


    >> The real deal about diversity


    >> What it means to really have empathy


    Resources:


    >> Tyrone Ross's Social Media


    LinkedIn (https://www.linkedin.com/in/tyroneross)


    Twitter @tr401 (https://twitter.com/tr401)


    >> Dasarte Yarnway's Social Media


    LinkedIn (https://www.linkedin.com/in/dasarte-yarnway-b3b39443)


    Instagram @dasarteyarnway (https://www.instagram.com/dasarteyarnway/)


    Twitter @DasarteYarnway (https://twitter.com/DasarteYarnway)


    >> Samuel Deane's Social Media


    LinkedIn (https://www.linkedin.com/in/samuelsdeane/)


    Instagram @samuelsdeane (https://www.instagram.com/samuelsdeane/)


    Twitter @samuelsdeane (https://twitter.com/samuelsdeane)


    >> The Brew’s Black Lives Matter Syllabus (https://www.morningbrew.com/daily/stories/2020/06/05/brews-black-lives-matter-syllabus)


    >> 100 ways you can take action against racism right now (https://www.usatoday.com/story/life/2020/05/29/george-floyd-death-donations-resources-justice-petitions/5282539002/)


    >> Photos: Protests In Response To The Death Of George Floyd Shake The Nation (https://www.npr.org/sections/pictureshow/2020/05/31/866345845/photos-protests-in-response-to-the-death-of-george-floyd-shake-the-nation)


    >>  Support the Equal Justice Initiative (https://support.eji.org/give/153413/#!/donation/checkout)


    ---


    I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on (https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast) with a friend.


    Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth ( https://www.facebook.com/groups/423846561552747/ (https://www.facebook.com/groups/423846561552747/) ) 


    Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com (mailto:emlen@minoritymoneypodcast.com) Can't wait to meet you.

    • 56 min
    Getting out of Poverty & Creating Wealth with Dr. David Rhoiney

    Getting out of Poverty & Creating Wealth with Dr. David Rhoiney

    How do you get out of poverty, create wealth, and be financially independent?


    Poverty doesn’t only involve money. It is scarcity in different areas of life - time, relationships, education, spirituality. Being surrounded by poverty as a child is enough reason for anyone to persevere and push through in life. Being in dire circumstances can push anyone to do whatever it takes to get their foot out and create a better life.


    How do you emerge from this and create wealth in all areas of your life? How can you persevere despite your circumstances?


    Learn how you can break free from the crutches of poverty as we talk about the incredible story of Dr. David Rhoiney who persevered through poverty and is now a surgeon, software developer, entrepreneur, and investor!


    Get inspired and empowered by his journey and find out how he broke free! He talks about life as a homeless child, the value of financial knowledge and continuous learning, and the importance of perseverance and hard work.


    You don’t need to have everything - expensive cars, houses, and all the things but you deserve to live comfortably and feel secure.


    Highlights:


    >> D Rhoiney’s journey from being homeless as a child to becoming a DO


    >> What is perseverance?


    >> How D Rhoiney develop fortitude in the hardest and lowest points of his life


    >> Making the conscious decision of becoming financially independent


    >> How to persevere in life despite growing in poverty


    >> Money conversation and becoming a surgeon


    >> The value of financial knowledge and learning from others


    Resources:


    >> David’s Social Media


    Twitter @FiSurgi (https://twitter.com/fisurgi)


    LinkedIn @drhoiney (https://www.linkedin.com/in/drhoiney)


    Instagram @surgifi (https://www.instagram.com/surgifi/)


    Facebook @surgifi (https://www.facebook.com/SurgiFI)


    If you loved this episode, you have to listen to these episodes as well:


    >> The Ins and Outs of Cryptocurrency and Growing From Failure (https://www.minoritymoneypodcast.com/podcast/episode/af002070/the-ins-and-outs-of-cryptocurrency-and-growing-from-failure)


    >> What School Never Taught You About Money (https://www.minoritymoneypodcast.com/podcast/episode/1a283d14/what-school-never-taught-you-about-money)


    >> Developing the Millionaire Mindset with Dr. Sarah Fallaw (https://www.minoritymoneypodcast.com/podcast/episode/2a7a85d4/developing-the-millionaire-mindset-with-dr-sarah-fallaw)


    ---


    I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on (https://www.facebook.com/sharer/sharer.php?u=https://www.minoritymoneypodcast.com/podcast) with a friend.


    **********


    GET A CHANCE TO WIN A FREE ESTATE PLAN!


    Do you want to receive a custom Estate Plan to protect your family's future? Join our giveaway and get a chance to win. Visit www.minoritymoneypodcast.com/giveaway (http://www.minoritymoneypodcast.com/giveaway) or share our page on social media. Winner will be announced on the 2nd week of June.


    **********


    Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth ( https://www.facebook.com/groups/423846561552747/ (https://www.facebook.com/groups/423846561552747/) ) 


    Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com (mailto:emlen@minoritymoneypodcast.com) Can't wait to meet you.

    • 37 min

Customer Reviews

5.0 out of 5
36 Ratings

36 Ratings

financialogiq ,

Excellent

A must listen for financial planners who want to be proactive in changing systemic racism in our industry.

Garrett Philbin ,

A must listen for Advisors

A friend recommended listening, and I’m so grateful they did. His “we need to talk” series is incredible and something that all planners/advisors need to listen to in order to better understand how to be supportive and inclusive in this industry. It’s a conversation that needs to be had, and I’m grateful that Emlen is taking the time to have it.

Mrs. Miles-Mattingly ,

Amazing Podcast “A Must Listen”

Amazing podcast not just because it’s my husbands but because he has episodes that help answer questions that people commonly have. Everything is presented perfectly and easy to understand. Love It!

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