Money Making Sense KSL Newsradio

Not using your employers matching funds to the fullest is the biggest mistake you can make.  That's from Dan Beck, the co-founder and CEO of 401GO, who says you can double your retirement contribution

Dan also says not contributing to a 401k plan as soon as you're able is the second biggest mistake.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

See omnystudio.com/listener for privacy information.

No matter what the person's story -- NEVER pay anyone with a gift card.  That's from Christina Miranda, the senior project manager and consumer education specialist with the Federal Trade Commission.  Go to: FTC.gov/giftcards for more information.

Christina also discusses on-line shopping scams.  What are some of the red flags and how can you get your money back?  If you spot a scam, or are a victim of a scammer, go to: ReportFraud.ftc.gov.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

See omnystudio.com/listener for privacy information.

Inflation is tightening everyone's wallets -- just in time for the holidays.  McKenzie Walsh, certified personal finance coach with the Fair Credit Foundation has tips on how to make it through this year; including spending within your means.

Susan Speirs, the CEO of Utah Association of CPAs, says we need to change our spending behaviors.  Especially as the cost of groceries is nearly triple from just two months ago.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

See omnystudio.com/listener for privacy information.

Is it better to get a high deductible health plan or one where you have lower out of pockets expenses?  Amy O'Meara Chambers, COO and co-founder of HealthBridge, says you've "got to do the math" when picking health insurance.  

Amy also says creating Medical Lines of Credit may be the way to keep people from having to file bankruptcy over medical care costs.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

See omnystudio.com/listener for privacy information.

The opposite of panicking when the stock market declines is called 'Irrational Exuberance.'  Dr. Susan Laubach says both can be just as bad for your bottom line. 

Dr. Laubach says financial advisors will always tell you the good things about  investments, but you should always ask "what can go wrong."

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

See omnystudio.com/listener for privacy information.

Do you have a child about ready to get their driver's license?  Kerry Sherin, consumer advocate with Bumper has tips to lower the cost to get car insurance coverage for them.

TIP #1 -- shop around BEFORE your kids are close to getting their license.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

See omnystudio.com/listener for privacy information.