138 episodes

Remember that class where they taught us how to handle the money? Neither do I. Creator and Award-Winning Blogger, Chris Peach of Money Peach, shows you exactly how to HAPPEN TO YOUR MONEY instead of your money happening to you. This is the show where you will actually learn something that you can take with you and implement right away. It’s about showing you the STEP-BY-STEP, COMMON-SENSE, and sometimes the in-you-face reality check, when it comes to BUDGETING, PAYING OFF DEBT, SAVING MONEY, BUILDING WEALTH, and all the little tips, tricks, and ideas along the way. Want the plan to get started with your life and money? Grab the free budget here: http://www.moneypeach.com/freebudget

Money Peach Chris Peach

    • Self-Improvement
    • 4.9, 138 Ratings

Remember that class where they taught us how to handle the money? Neither do I. Creator and Award-Winning Blogger, Chris Peach of Money Peach, shows you exactly how to HAPPEN TO YOUR MONEY instead of your money happening to you. This is the show where you will actually learn something that you can take with you and implement right away. It’s about showing you the STEP-BY-STEP, COMMON-SENSE, and sometimes the in-you-face reality check, when it comes to BUDGETING, PAYING OFF DEBT, SAVING MONEY, BUILDING WEALTH, and all the little tips, tricks, and ideas along the way. Want the plan to get started with your life and money? Grab the free budget here: http://www.moneypeach.com/freebudget

    Second Stimulus Check Update - How Much You May Be Getting

    Second Stimulus Check Update - How Much You May Be Getting

    On Monday, the Senate pushed through the HEALS Act which is expected to be signed into law on August 7th.
    What to expect from the HEALS Act:
    Stimulus Checks
    $1,200 for individuals making less than $75k and phasing out at $99k $2,400 for families making less than $150k and phasing out at $198k $500 for dependents 19 and younger OR 24 and younger if they are a student Unemployment Benefits
    The $600 weekly benefit (in addition to state benefits) expires on 07/31/2020 Decreased amount to $200 per week (in addition to state benefits) through September and then 70% wage increase, up to $500, from October through December 31st. School Reopening
    $70 billion to K-12 that open for in-person classes $29 billion for higher education $1 billion for Bureau of Indian Education $5 billion to be used by each state at their discretion Coronavirus Testing
    $16 billion This is only what has been proposed by the Senate on Monday and is expected to pass by August 7th. Talks from both sides of the aisle and President Trump have also mentioned that the package may even offer more than this current proposal.
     
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    This episode of the Money Peach Podcast was brought to you by OneAZ Credit Union - the credit union I have personally been a member with since 2011. 
    If you live in the state of Arizona and you are looking to get away from the profit-focused big banks - look no further than OneAZ Credit Union. 
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    All the show notes, links, and anything mentioned in today's show can be found over at https://www.moneypeach.com/session140
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    Would you like to SAVE more money and PAY OFF DEBT faster? 
    Great! Please take my free how-to-budget mini course where I will quickly show you how to create a budget that fits your lifestyle and will also give you all of my templates and budget forms to get started.
    Head on over to https://www.moneypeach.com/freebudget
     
     

    • 18 min
    Mom and Dad, We Need to Talk About the Money with Cameron Huddleston

    Mom and Dad, We Need to Talk About the Money with Cameron Huddleston

    We focus so much about helping our kids with the finances, but what about our parents?
    Right now there are close to 50 million Americans who are age 65 and over. This means 1 out of every 7 Americans should at least start having the money talk sooner than later.
    But how do you start a money conversation with your parents?
    What should you say, and more importantly - what do you NOT say?
    What things need to be in place before it's too late?
    What are the real-life examples of the shattered families when the money-talk didn't happen?
    Author, speaker, and personal finance journalist Cameron Huddleston is my guest on the show to take us through all of these answers and more.
    Cameron has lived it. After her mother was diagnosed with early onset dementia, Cameron painstakingly made her way through the financial journey with her own parents. During this time, she learned a lot of what to do and what not to do. 
    After going through this personal experience, Cameron made her mission to help other adult children navigate the waters of having the money-talk with Mom and Dad.
    You can grab a copy of Cameron's book: Mom and Dad, We Need to Talk here.
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    All the show notes, links and anything Cameron and I talked about can be found at https://www.moneypeach.com/session139

    • 34 min
    Cashless Society: Good or Bad Idea?

    Cashless Society: Good or Bad Idea?

    This week there was a post floating around social media right now (you've probably seen it) about the reality of a Cashless Society.
    I am going to break down that post, compare the facts vs fiction and the pros vs cons of a Cashless Society.
    Some of the facts surrounding the idea of a cashless society is absurd, a little bit of it actually makes sense, and part of this may even get the hairs on your neck to stand up!
    Don't worry, I'm not going to make you wonder where I stand on this topic...I'll explain in the first few minutes.
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    Need a better plan for your money? I am asking you to PLEASE take my FREE budget tool called the Cash Flow Formula.
    https://www.moneypeach.com/freebudget
    *
    This is the exact same tool I use every single day of my life and I would be completely lost without it. What gets measured gets managed and when you aim at nothing, you will hit it every time.
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    All the show notes, links, and anything I mentioned in the episode can be found over at https://www.moneypeach.com/session138
    Thanks so much for listening and the best way to show support for the show is SHARE, SHARE, SHARE!
     

    • 39 min
    We Paid Off Our Mortgage in 5 Years

    We Paid Off Our Mortgage in 5 Years

    Talaat McNeely from His and Her Money is on the show today to talk about how they paid off their mortgage in 5 years.
    Talaat and his wife Tai started His and Her Money back in 2015 and have become known as America's Couple Money Experts. They have an incredible YouTube channel with 144k subscribers and one of their highest viewed video is where they walk into the bank and pay off their mortgage!
    From starting with a negative net worth, lies about money inside the marriage, and a pile of debt — the two almost didn't make it.
    During our conversation, Talaat explains the steps they took to rebuild the trust inside the marriage and money, how they paid off their $30k in debt, and then how they paid off their mortgage in 5 years...starting out on a single income teacher's salary!
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    All the show notes, links and anything we mentioned in the episode can be found over at https://www.moneypeach.com/session137
     
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    Looking for a simple budget for your family to live on? You can have the exact same budget my wife and I have used for the past decade to pay off all of our debt, stay out of debt, and build wealth.
    Grab it here for the best price of FREE:
    https://www.moneypeach.com/freebudget

    • 39 min
    "Affluenza" - The We Need More Stuff to Be Happy Epidemic

    "Affluenza" - The We Need More Stuff to Be Happy Epidemic

    Affluenza is the damage done to our health, our families, our communities, and our environment by the obsessive quest for material gain.
    To make this simple: Affluenza is the "we need more stuff to be happy" epidemic.
    Since the late 1950s, the happiness inside the United States has steadily decreased. However, incomes have almost doubled, our houses have more than doubled in size, and the quest to gain happiness through "stuff" is at an all time high.
    And what about the consequences of Affluenza? How much of our money do we actually save compared to the rest of the world? And what are the other consequences when it comes to this epidemic?
    All of this in the show today AND a freebie cheat sheet that I use when deciding on making a big purchase.
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    You can grab that free PDF cheat sheet here:
    https://www.moneypeach.com/136download
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    All the show notes and links mentioned in the episode can be found at:
    https://www.moneypeach.com/session136
     

    • 28 min
    5 Steps to Become the 401k Millionaire Next Door

    5 Steps to Become the 401k Millionaire Next Door

    Benjamin Brandt, host of the Retirement Starts Today Radio Show and Founder/CEO of Capital Wealth Management is coming on the show today to talk about the 5 steps to building wealth inside your 401k.
    Believe it or not, $1 million may seem like a lofty goal by today's standards, but will it be enough if you're planning on retiring 20-30 years from now?
    Here are the 5 steps we will discuss during the show:
    Step 1: Start Saving Today 
    The money you will be living off of in retirement is not from the money you are setting aside today. It's from the money that your money will be making in the form of compound interest. 
    Step 2: 10% -15% Invested
    Start off by saving 10% - 15% of your income. Then, every time you get a raise, split the raise: half goes to you and the other half goes to your 401k.
    Step 3: Always Get the Employer Match
    97 percent of employers offer a company match. How much is the match, is it a tiered match, and how do you find this out? Remember, the employer match is truly FREE money for your nest egg.
    Step 4: Invest Into the Right Funds
    Not everyone will be investing into the same funds. Some of us retire next year and other will retire in 30 years from now. Knowing what to invest in based on the level of risk and time you have left is crucial. 
    Benjamin gives some great insight on what you should be investing in depending on age vs risk vs reward.
    Step 5: Keep Your Hand out of the Cookie Jar
    There are three ways you can access money from your 401k, and only one of them is correct.
    The correct way: wait until you are in retirement and access your nest egg penalty free.
    Wrong way #1: early withdrawal and pay a hefty penalty
    Wrong way #2: take a 401k loan
    Benjamin breaks down why you want to avoid tapping into your 401k until you are at retirement age and most importantly why this is not a good idea.
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    All the show notes and links Benjamin mentioned can be found at https://www.moneypeach.com/session135
    ***
    If you would like a plan on how to create a budget, save more money, and pay off debt, I would love to work with you.
    I am currently taking applications for my next live coaching program. Head on over to https://www.moneypeach.com/apply to learn more about how you and I can work together and the results you will get.
    Apply Now
     

    • 36 min

Customer Reviews

4.9 out of 5
138 Ratings

138 Ratings

AZ big guy ,

You’re back!!!

I’ve missed your podcast!! One of the best personal finance podcasts I listen to. So excited to have Money Peach back. Chris does an excellent job keeping it real and having some of the neat guests on his show.

VampireBunneh ,

Fan

I've been a fan for more than a year now. Chris's guest are some the best, and most informed in their respective industries.

Bcrocks95 ,

Insightful information

I found this podcast while looking for a new finance podcast and wow. I have learned so much from the newest episode on Medicare! I look forward to learning more about this topic.

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