171 episodes

Remember that class where they taught us how to handle the money? Neither do I. Creator and Award-Winning Blogger, Chris Peach of Money Peach, shows you exactly how to HAPPEN TO YOUR MONEY instead of your money happening to you. This is the show where you will actually learn something that you can take with you and implement right away. It’s about showing you the STEP-BY-STEP, COMMON-SENSE, and sometimes the in-you-face reality check, when it comes to BUDGETING, PAYING OFF DEBT, SAVING MONEY, BUILDING WEALTH, and all the little tips, tricks, and ideas along the way. Want the plan to get started with your life and money? Grab the free budget here: http://www.moneypeach.com/freebudget

Money Peach Chris Peach

    • Education
    • 4.8 • 148 Ratings

Remember that class where they taught us how to handle the money? Neither do I. Creator and Award-Winning Blogger, Chris Peach of Money Peach, shows you exactly how to HAPPEN TO YOUR MONEY instead of your money happening to you. This is the show where you will actually learn something that you can take with you and implement right away. It’s about showing you the STEP-BY-STEP, COMMON-SENSE, and sometimes the in-you-face reality check, when it comes to BUDGETING, PAYING OFF DEBT, SAVING MONEY, BUILDING WEALTH, and all the little tips, tricks, and ideas along the way. Want the plan to get started with your life and money? Grab the free budget here: http://www.moneypeach.com/freebudget

    What is a Health Savings Account?

    What is a Health Savings Account?

    What is a Health Savings Account (HSA) and is it a good money move for you?
    With open enrollment right around the corner, I am going to break down everything Health Savings Account today. Here's what you will hear on the show today:
    How does an Health Savings Account Work? Who is eligible and who is not? How much can I contribute to an HSA? What are the tax benefits? Employed versus Self-Employed? Best places to open HSA? And most importantly - How do I determine if an HSA is a good plan for me?
    **
    Mentioned in this episode
    Best Place to Open an Health Savings Account **
    Are you currently living on a plan for your life and money...AKA a budget?
    The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
    If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
    Grab Free Budget Templates Here
    **
    Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
    **
    Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 
    If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
     
    All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session173

    • 26 min
    Help! I Have IRS Problems - What Are My Rights?

    Help! I Have IRS Problems - What Are My Rights?

    Do you have IRS problems or maybe worried that your tax situation may not be as good as you thought?
    Or, are you a victim of identity theft and the IRS is telling you owe money you really don't owe?
    First off — you're not alone. Whether you owe the IRS or you are trying to prove you don't owe the IRS, what are your options?
    What can you do right now?
    What should you be doing right now?
    And what are your rights when it comes to managing a situation with the IRS?
    I will be asking our IRS expert Ben Golden all of this and more when it comes to dealing with the IRS.
    Mentioned in the Episode:
    👉 https://irstroublesolvers.com
    **
    Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
    **
    Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 
    If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
    All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session172

    • 32 min
    Should I Lease a Car or Get an Auto Loan?

    Should I Lease a Car or Get an Auto Loan?

    When it comes time to drive off a new car, you have three basic options:
    You can pay cash You can get an auto loan  You can drive off with a lease But with the average price of a new car at almost $41,000, most drivers today are driving off the lot with either an auto loan or a lease.

    ❓ But which is better - an car lease or an auto loan?
    What are the costs that go with each?
    And how do you know if you're making the best financial decision when it comes to driving your next car?
    Is there something we are missing when comparing the two?
    Today on the show, I will compare the auto loan and car lease, so you can decide which is the best way to drive off the lot in a new car.
    But, to start off, the simplest way to separate an auto loan and a lease is by understanding that an auto lease allows you to DRIVE the new car, whereas an auto loan allows you to DRIVE and BUY the car.
    ❗ ❗ Of course there’s a lot more to it and to tell the whole story let’s jump right in.
    **
    Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
    **
    Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 
    If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
    All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session171

    • 45 min
    How Does a Cash-Out Refi Work and is it Right for Me?

    How Does a Cash-Out Refi Work and is it Right for Me?

    On the show today I am breaking down the Cash-Out Refinance strategy.
    Many people are noticing a high uptick in the value of their homes, and with this uptick in value comes an increase in home equity.
    So what can you do with the equity in your home, how does it work, and what are the risks?
    In this episode I am going to break down:
    How to calculate your home's equity How much of the equity you can actually tap into The process of of a cash-out refinance Reasons for going with a cash-out refi The risks the banks forge to tell you about  
    **
    Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
    **
    Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 
    If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
    All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session170

    • 23 min
    What is "Infinite Banking" and is it a Scam?

    What is "Infinite Banking" and is it a Scam?

    On the show today is America's #1 Money Mentor, Chris Naugle.
    I'll be honest — I brought Chris to have a conversation on a topic we don't agree on...infinite banking.
    If you haven't heard of infinite banking before, you're perfectly normal. It's not a very popular term in the financial world and most financial gurus like Dave Ramsey and Suze Orman are completely against it.
    But, what I've learned over the years in this world of personal finance is not every guru is always right.
    Therefore, I decided to say "yes" to my guest today so I can ask him the hard questions about...
    how infinite banking works why it is (or is not) a scheme the risks do you have to wealthy to utilize infite banking are there better alternatives Now, we will dive into infinite banking in depth, but here is the sceanrio/example he used inside the episode:
    👉 You deposit $1,000 into a whole life cash value life insurance plan (yes, you read that correctly...and I was cringing when he said it).
    👉 The life insurance plan pays out 4% guaranteed return plus non-guaranteed dividends. The dividends in this scenario were 2%. Therefore, your return is 6%.
    👉 Then you immediately borrow from the life insurance plan $900, while your $1,000 remains inside the plan earning 6%. You borrow the $900 at 5%, earning a 1% spread.
    👉 Next you take the $900 that you are paying 5% while earning 6% on your $1,000 and you use it to pay off high interest debt, to save, or to invest.
    In theory, this looks great on paper. But, I had a lot of questions and concerns with this strategy and kudos to Chris Naugle (my guest) for answering every question I throw at him.
    Mentioned in the Show
    Learn more about Chris Naugle and Infinite Banking Here.
    Watch the Free 90-minute webinar with Chris
    Free Book: Mapping Out the Millionaire Mystery by Chris Naugle
    [Watch] Dave Ramsey on Infinite Banking
    Follow Chris on all social channels @thechrisnaugle
    **
    Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
    **
    Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 
    If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
    All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session169

    • 47 min
    Building Wealth through Multi-Family Investing with Gino Barbaro

    Building Wealth through Multi-Family Investing with Gino Barbaro

    There are so many strategies to building wealth and we try to explore all of them on this show.
    Today I am interviewing an expert in multifamily real estate investing - Gino Barbaro.
    Gino, and his partner Jake, are both experts in multifamily real estate investing and have achieved.
    They are NOT from the financial world...meaning they didn't get a PhD in finance and then build their wealth. Nope, Gino was a pizza restaurant owner and Jake was a pharmaceutical rep...which just shows us that everyday people like you and I are learning AND actually building wealth.
    Jake and Gino also have an entire website with multiple podcasts dedicated to showing you how to get started in real estate.
    Jake and Gino
    Learn more about Jake and Gino here.
    The Book: Wheelbarrow Profits
    **
    Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
    **
    Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011. 
    If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
    All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session168
     

    • 44 min

Customer Reviews

4.8 out of 5
148 Ratings

148 Ratings

malfoxley ,

Great show!

Chris, host of the Money Peach podcast, highlights all aspects of budgeting and more in this can’t miss podcast! The host and expert guests offer insightful advice and information that is helpful to anyone that listens!

oliviabaker13 ,

Hit the subscribe button! 🔥

Money Peach is a top-notch personal finance podcast! Chris is such an awesome host and he does a fantastic job leading conversations with his expert guests. His passion and positivity really shines through his interviews. If you’re looking for tips on how to handle your money, aspiring toward financial independence, or simply looking to reframe your perspective on wealth building - hit the subscribe button!

Saws mama ,

Peach Teaches!

I just listened to the HELOC episode, and even though I’ve had one for just over a year, I learned things that the bank did not share with me. It seems like one of those things that we’re all supposed to know about as adults, but Peach puts it in language for the beginner and the advanced. I always feel savvier after listening to his episodes!

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