Money Ripples Podcast

Money Ripples Podcast
Money Ripples Podcast

Welcome to the Money Ripples Podcast with Cash Flow Expert, Chris Miles. This show is your trusted guide to learn ways to make your money work for you so you don't always have to work for your money. New episodes air every Wednesday and Friday with guest interviews every Friday. From learning new ways to unlock cash flow now to discussing the ways you can become a better steward of your money, this show will help you carve your way to the "work optional" lifestyle you've always dreamed of. Becoming a good steward of your money is step one. Business, money, and mindset advice are ahead.

  1. FEB 5

    Will Whole Life Insurance Pay More Than the Stock Market?

    Book your infinite banking call now: https://bit.ly/4jFbupN Is there a place where you can store your money safely, earn strong returns, and keep liquidity? In this episode, I sit down with Parker Jardine to dive deep into infinite banking, using whole life insurance as a financial strategy, and why this could be a better alternative to the stock market over the next decade. We discuss how Parker financed his college education while making money, why high-net-worth investors are storing millions in life insurance, and how you can double-dip your money—earning interest while using it for real estate, business, and other investments. If you’re looking for a secure way to grow your wealth, this episode is a must-watch. Timestamps: 0:00 - Where can you store money safely and earn good returns? 0:28 - Welcome to the show 1:06 - How to calculate your passive income potential 2:36 - Introducing Parker Jardine & his investing background 3:48 - From day trading to infinite banking 5:35 - How Parker used life insurance to pay for college and make money 7:33 - Why infinite banking is a powerful wealth strategy 9:35 - Using life insurance instead of a 529 plan for kids' education 11:08 - The case for building wealth while your kids are still young 13:19 - Homeownership challenges & how life insurance can help 14:31 - How Parker got a $50K discount on his home using life insurance 17:13 - Why more people are prioritizing liquidity & reserves 18:56 - High-net-worth investors storing millions in life insurance 19:58 - How whole life insurance is outperforming the stock market 21:25 - Dividend rates are increasing—what this means for policyholders 23:26 - How life insurance dividends are calculated 25:35 - Why Warren Buffett is sitting on billions in cash 27:42 - Stock market returns vs. life insurance over the next 10 years 30:38 - What sets Money Ripples apart from other infinite banking agents 35:32 - Case study: A 24-year-old’s policy that added $300K in cash value 37:50 - Using term insurance as a bridge to infinite banking 41:13 - Why more people are shifting cash from banks to life insurance 42:06 - How to book a free consultation for your situation

    43 min
  2. JAN 31

    Why Aren't Bank Owners Saving THEIR Money in Banks?

    Get started with Infinite Banking whole life insurance now: https://bit.ly/40QSDAL Is whole life insurance really better than a bank? How do the wealthy use it to grow and protect their money? In this episode, I sit down with MC Laubscher, founder of Cashflow Ninja, to uncover how whole life insurance and the infinite banking concept can be a game-changer for investors and business owners. MC shares his journey from South Africa to the U.S., how he built wealth through real estate, and why he was blown away when he discovered how the ultra-wealthy use whole life insurance as their personal banking system. We also discuss common mistakes people make with infinite banking, how to avoid financial traps, and the best way to structure policies for maximum cash flow and wealth creation. If you want to learn how to take control of your financial future, watch this episode until the end! - Get MC Laubscher’s Book: GetWealthyForSure.com - Follow MC’s Podcast: https://www.cashflowninja.com Timestamps: 0:00 - Introduction: Is whole life insurance better than a bank? 0:28 - Welcome to the show 1:08 - How MC Laubscher got started in investing 2:22 - Growing up in South Africa and lessons from uncertainty 5:04 - How MC transitioned from sports to real estate investing 6:11 - Discovering infinite banking and how the wealthy use it 10:28 - Why wealthy families store money in whole life insurance 14:57 - Why banks also invest in life insurance 16:37 - How MC started using infinite banking in his own life 18:30 - The biggest mistakes people make with whole life insurance 20:13 - Exotic life insurance strategies to avoid 22:08 - Why leverage can be risky if done incorrectly 23:48 - How to balance real estate investing with infinite banking 25:50 - Why this is a time for capital preservation 28:16 - Warren Buffet’s cash strategy and what it means for investors 30:43 - Where to follow MC Laubscher and get his free book 31:30 - MC’s ripple effect and long-term mission 32:50 - Final thoughts and how to take action

    34 min
  3. JAN 24

    How Podcasting Can 10X Your Business Growth and Credibility

    You deserve the work-optional lifestyle: https://bit.ly/4aloIng Try PodMatch to Get Booked on More Podcasts: https://www.joinpodmatch.com/moneyripples Podcasting isn't just for media personalities—it’s one of the most powerful business growth tools available today. In this episode, I sit down with Alex Sanfilippo, the founder of PodMatch, to break down how getting on the right podcasts can scale your business, build trust, and drive revenue like never before. 🔹 How one podcast appearance led to over $4 million in revenue 🔹 The best strategy to get booked on podcasts that actually move the needle 🔹 How PodMatch is changing the game for business owners and experts If you’re looking for a simple yet powerful way to grow your brand, attract new clients, and build authority, this is an episode you don’t want to miss. 00:00 – The Business Growth Strategy That Changed Everything 01:45 – Why Podcasting is a Game-Changer for Entrepreneurs 04:19 – Alex Sanfilippo’s Journey from Corporate to Entrepreneurship 07:02 – How PodMatch Connects Guests with the Right Podcasts 09:27 – Why Every Business Owner Should Be a Podcast Guest 12:03 – How a Single Podcast Appearance Generated Millions 16:37 – The Power of Authenticity in Podcasting 20:29 – How PodMatch Streamlines Podcast Booking 23:18 – The Secret to Being a Great Podcast Guest 25:19 – The Ripple Effect of Podcasting on Your Business

    27 min
  4. JAN 22

    401k & IRA Changes in 2025 – What You NEED to Know Now!

    Forget the 401ks and start making REALLY retirement income TODAY, not when you're old.  Start HERE: https://bit.ly/3DUJRsx New year, new rules! In 2025, 401(k), IRA, and retirement plan regulations are changing—are you ready? In this episode, I break down what’s new, including higher contribution limits, new withdrawal rules, and changes to inherited IRAs that could impact your financial future. If you have a 401(k), IRA, Roth IRA, Health Savings Account (HSA), or inherited retirement funds, you need to hear this. I’ll also reveal the hidden risks of traditional retirement plans, why the government keeps changing the rules, and what you can do instead to protect your wealth and create financial freedom today—not decades from now. 00:00 – Intro 00:59 – Why tax laws keep changing & how it affects your money 01:52 – New 401(k) contribution limits & what they really mean 03:28 – The hidden 401(k) loophole for those over 60 06:14 – IRA & Roth IRA updates: Who can contribute & new income limits 08:34 – Social Security & Medicare changes: What you need to know 09:27 – Health Savings Account (HSA) changes & how to use them for tax-free savings 11:40 – The government is forcing you into a 401(k)—what you can do about it 14:52 – Inherited IRA new rules & why you must withdraw within 10 years 17:55 – The biggest retirement risk: Can you trust the government with your money? 20:59 – Why I don’t trust 401(k)s & IRAs and what I do instead 21:53 – How to create true financial freedom today, not in 30+ years

    23 min
4.6
out of 5
128 Ratings

About

Welcome to the Money Ripples Podcast with Cash Flow Expert, Chris Miles. This show is your trusted guide to learn ways to make your money work for you so you don't always have to work for your money. New episodes air every Wednesday and Friday with guest interviews every Friday. From learning new ways to unlock cash flow now to discussing the ways you can become a better steward of your money, this show will help you carve your way to the "work optional" lifestyle you've always dreamed of. Becoming a good steward of your money is step one. Business, money, and mindset advice are ahead.

You Might Also Like

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes, and get the latest updates.

Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada