Money Talk With Tiff Tiffany Grant

In this insightful episode of Money Talk with Tiff, host Tiffany Grant is joined by podcast expert Virginia Elder. They dive deep into what it takes to start and maintain a successful podcast, especially for business owners contemplating entering the podcast space. From deciding if podcasting is the right medium to understanding the commitment it entails, Tiffany and Virginia cover all you need to know to make informed decisions.
About Our GuestVirginia Elder is a dynamic and driven individual with a strong foundation in project management, client service, and strategic organization. With over 15 years of experience under her belt, she has honed her skills and is now known for her ability to make things happen. Whether it's behind-the-scenes support or content marketing strategies, Virginia shines brightest when helping entrepreneurs expand their reach and boost their revenue.
Her journey into podcast editing began with a simple 'yes' to a friend's project in 2019. Since then, she has taken on numerous copywriting and audio editing endeavors, which have led to her leaving her 9-5 job to forge her own business path. This move has not only allowed her to pursue her passion but also live her dream of walking her kids to and from school each day.
When you entrust your raw audio and video recordings, web copy dreams, weekly newsletter musings, and blog post aspirations to Virginia, you are giving yourself the gift of freedom. She takes care of the entire content creation process - from editing to publishing - so you can focus on serving your clients and growing your business.
Editing audio, video, and copy may be daunting for some, but for Virginia, it's second nature. With a dedicated content production team by her side, they work together to turn visions into reality. Don't let content creation hold you back any longer; let Virginia and her team handle it with their expertise so you can concentrate on what you do best.
Connect with VirginiaWebsite: PodcastAbundance.com
Instagram: @PodcastAbundance
Facebook: @PodcastAbundance
Connect with TiffanyWebsite: https://www.moneytalkwitht.com
Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff
Pinterest: @moneytalkwitht
TikTok: @moneytalkwitht
Timestamps[00:00] Consider comfort, goals, time, and integration.
[05:55] Podcasting is a long-term marketing strategy.
[09:40] Identify ideal client, structure episodes, purposeful content.
[13:35] Set clear expectations, plan and follow through.
[15:30] Consistency in releasing content is crucial.
[21:18] Efficient batching helps release podcasts consistently.
[22:17] Virginia shared valuable podcasting advice for...

In this crucial episode of Money Talk with Tiff, Tiffany Grant dives into the seldom-discussed topic of how credit cards can significantly influence our mental health. She unpacks the history of credit cards, discusses the psychological effects of spending with plastic, and gives practical advice on managing credit card use to foster financial and mental well-being.
Timestamps:[00:00] Competition spurred credit card innovation, global convenience.
[06:36] Credit card debt causes financial stress and strain.
[09:31] Creating a budget is crucial for financial stability.
[13:04] Use credit card regularly, pay off immediately.
[14:41] Get help with credit card debt wisely.
Key Points:The origin of credit cards and their evolution since the 1950s.The psychological differences between spending with cash versus credit.Benefits of using credit cards, including building credit history, rewards (with a cautionary note on their use), and fraud protection.Personal anecdotes about how credit can be advantageous when used responsibly.The stress and anxiety associated with credit card debt, backed by studies highlighting the correlation between debt and decreased mental health.The role of money management in personal relationships and self-esteem.Strategies to stay in control of credit card use, such as budgeting, spending tracking, and setting spending limits.The importance of paying off balances each month and keeping utilization low to improve credit scores.
Resources:Blog post on budgeting with a video walkthrough of the budget spreadsheet (free download).Budget Nirvana course, which delves deeper into budgeting strategies and mindset.Need personal help with credit card debt management? Schedule a free 15-minute consultation with Tiffany.Get YNAB to start your budgeting journeyDo you know when you will be debt-free? Get Debt Payoff Planner to find out!Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179
Call to Action:Reflect on your relationship with credit cards.Consider necessary changes to enhance your financial health and mental well-being.Get help if you're struggling with credit card debt.Engage with Tiffany through social media or email to share your experiences.
Reminder:If you have a question for Tiffany to answer on the podcast, submit it at www.moneytalkwitht.com/asktiffany.Don’t forget to like, subscribe, share, rate, and review the podcast.
Social Media: Follow @moneytalkwitht on all platforms for updates and financial insights.
Contact Information: Website: www.moneytalkwitht.com
Submit Questions:...

Welcome to another engaging episode of Money Talk with Tiff! Today, we're thrilled to have Dr. Hans Boateng join us to unravel the complexities of digital assets, NFTs, and the broader spectrum of investment diversification. If terms like cryptocurrencies, NFTs, and blockchain sound like a foreign language to you, then you're in for a treat. Dr. Hans offers a deep dive into the potential of these digital assets in our investment portfolios and how they can significantly impact wealth-building strategies, especially within our community.
We'll explore the rollercoaster world of cryptocurrencies, the average returns versus the S&P 500, and discuss the inherent risks involved in chasing higher gains. Furthermore, Dr. Hans illuminates the concept of NFTs beyond just the quirky pictures of apes and penguins and shares his innovative approach to NFTs with The Royals project—a cultural milestone connecting the African diaspora through blockchain technologies.
Tune in as Dr. Hans demystifies investing in the digital age, the value proposition of NFTs, and how they authenticate ownership in ways far transcending the current hype.
Remember, this is not investment advice but an insightful conversation to empower your financial knowledge.
About Our GuestDr. Hans is the ideal person to teach you about investing. He was able to climb the ladder of financial success from the bottom 10% to the top 1%. He is an accomplished professional with a wealth of knowledge and experience in finance and investing. He holds an MBA with a Path of Distinction and a Doctorate degree. He grew up in Ghana, West Africa; when he arrived in the US, he recognized the lack of investment literacy in immigrant and minority households. This fueled his passion for teaching others how to build wealth. He spent 13 years mastering the subject of money and has worked with over 10,000 members. Dr. Hans has been featured on Bloomberg and Business Insider and is trusted by the communities he serves.
Connect with Dr. HansRoyals Experience: https://www.ghanaroyalgala.com/
Instagram: @theinvestingtutor
Facebook: The Investing Tutor
Twitter: @investingtutor
Connect with TiffanyWebsite: https://www.moneytalkwitht.com
Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff
Pinterest: @moneytalkwitht
TikTok: @moneytalkwitht
Timestamps[00:00] Diversification essential for catching up in investments.
[05:45] Upside potential comes with downside risk awareness.
[07:55] NFTs: Unique digital tokens, not interchangeable items.
[10:32] Authenticating ownership via blockchain, accessible

This week, we're diving into the often-overlooked world of philanthropy with a fellow UNCG alum, Dean Castaldo. Join us as Dean shares his extensive knowledge on the many ways we can support our favorite causes, from naming beneficiaries and directing stocks to establishing donor-advised funds and trusts.
Whether you're just starting your financial journey or looking to leave a legacy, Dean's insights will illuminate a plethora of options for making impactful contributions. Get ready to discover how you can make a difference, not just now, but for generations to come.
Tune in now to unlock the potential of your philanthropic spirit!
About Our GuestDean Castaldo, J.D. leads a dedicated team of fundraisers at the USNA Foundation, connecting with alumni and parents across the Southeast and Southern California to secure 6- and 7-figure philanthropic investments that enhance the midshipman experience. Prior to his role with the Foundation, Dean honed his development skills as Associate Director of Alumni Engagement at UNC-Greensboro, where he supported corporate partners, the military-veteran community, and young professionals. He has served in the development profession since late 2015 while bringing over 15 years of combined active and reserve experience leading teams of warfighters as a Marine Corps NCO and a current Naval Officer.
Dean has extensive non-profit advisory experience serving on multiple boards, including as a current member of the UNCG Alumni Leadership Board and the Naval Sea Cadets Foundation Board of Directors.
Connect with DeanLinkedIn: https://www.linkedin.com/in/deancastaldojr/
Connect with TiffanyWebsite: https://www.moneytalkwitht.com
Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff
Pinterest: @moneytalkwitht
TikTok: @moneytalkwitht
Timestamps[00:00] Philanthropy is reachable for majority of people.
[05:19] Designate beneficiaries flexibly with selection of percentage.
[08:24] Transfer accounts tax free or tax deferred.
[10:40] Utilize trust structures for financial and estate planning.
[13:58] Invest $100 monthly into donor advised fund.
[18:14] Gratitude for information and hope for day.
Key ThemesUnderstanding philanthropy.Options for philanthropic giving.Beneficiary designations for donations.Tax advantages of estate gifts.Using wills and trusts.Donor-advised funds explained.Gifting stocks to nonprofits.
Additional Links & ResourcesHome Page - UNC GreensboroHabitat for HumanityVeterans Charity - Non...

Get ready for an insightful conversation with our special guest, Bob Wheeler. He will present an enlightening framework to enhance our decision-making process: the Four W's: What? Why? Why? What?
Dive deep with us as Bob teaches us to explore the depths of our desires, understand the core of our motivations, and confront the barriers that hold us back from achieving them. Whether you're contemplating life-changing decisions or everyday choices, this episode promises to equip you with a non-threatening way to evaluate what truly drives you.
Join me, Tiffany Grant, as we unravel the maze of wants and wishes and discover the power of intentionality in shaping our financial independence and personal fulfillment. Prepare to challenge your intrinsic motivations and align your aspirations with your values, all here on Money Talk with Tiff.
About Our GuestBob Wheeler, a CPA and somatic therapist, merges financial expertise with emotional insight in his approach to personal finance. Author of "The Money Nerve: Navigating the Emotions of Money," Bob explores the psychological aspects of money management, aiming to guide individuals toward financial freedom. He hosts the "Money You Should Ask" podcast, sharing personal finance tips and stories from various guests. Bob also leads seminars internationally, focusing on Radical Abundance and Money at its CORE, drawing from his certification in ‘CORE Energetics’ and Radical Aliveness.
In addition to his professional pursuits, Bob has a passion for standup comedy, blending humor with financial advice. He serves as the CFO for The World Famous Comedy Store in West Hollywood and La Jolla, California. A graduate of Rhodes College, Bob's adventurous spirit has taken him to high altitudes around the world, including Mt. Kilimanjaro and the Everest Base Camp.
Connect with BobWebsite: https://themoneynerve.com/
Email: info@themoneynerve.com
Facebook: The Money Nerve
Instagram: @moneyyoushouldask
Instagram: @bobwheelerr
Connect with TiffanyWebsite: https://www.moneytalkwitht.com
Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff
Pinterest: @moneytalkwitht
TikTok: @moneytalkwitht
Timestamps[00:00] Understanding motivations is key to achieving goals.
[05:32] Seeking benefit and joy in self-care.
[06:18] Internal payoff is crucial for intrinsic motivation.
[09:34] Accountant weighs cost and benefit of actions.
[13:42] Excited about newfound clarity and direction.
Key ThemesAsking the Four W's framework.Importance of intrinsic motivation.Exploring...

In this episode of Money Talk with Tiff, Tiffany Grant responds to a listener's question on recovering from a budget setback. Tiffany shares personal experiences and practical steps to help listeners get back on track when facing unexpected expenses or drifting from their financial plans.
From reflecting on the reasons behind the budget slip to embracing flexibility and forgiveness, Tiffany offers valuable insights and tips for creating a resilient budget recovery plan. Tune in to gain expert advice on budget reassessment, emergency fund building, and the importance of regular financial reviews. Plus, discover how to avoid future detours through mindful spending and continuous financial education.
Join Tiffany as she takes you on a journey to financial recovery, empowering you to navigate your money matters with confidence and clarity.
Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany
Connect with TiffanyWebsite: https://www.moneytalkwitht.com
Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff
Pinterest: @moneytalkwitht
TikTok: @moneytalkwitht
Timestamps[00:00] Understand why budget strayed, adapt for resilience.
[04:35] Review budget, cut expenses, increase income options.
[08:09] Have an emergency fund in high-yield savings.
[11:37] Stay present, be grateful, and move forward.
Key ThemesBudget Recovery: Steps to get back on track.Reflect and Understand: Identifying reasons for budget deviation.Reassess Your Budget: Review income, expenses, and goals.Implement a Recovery Plan: Adjusting expenses, increasing income, and being realistic.Build an Emergency Fund: Creating a financial safety net.Embrace Flexibility and Forgiveness: Being adaptable and practicing self-compassion.Review and Adjust Regularly: Keeping track and celebrating progress.
Additional Links & ResourcesBudgeting Basics: How To Make A Personal Budget That Works For Youa...