Money Talks News: The Podcast Money Talks News

Here's one of our best podcasts from the archive that you may have missed.Thanks for listening to Money Talks News…the podcast!  

Let's start with a question: Do you have enough in your retirement account? According to a recent report from Vanguard, the average American has around $140,000 saved for retirement. For those 65 and older, that average balance is about twice that, or $280,000.

Sounds like a lot, right? But for many people, even with Social Security, it's not going to be enough.

If that's you, let's fix it. In this podcast, we help you create a plan to beef up those retirement savings.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is a friend of the show, Joe Saul-Sehy from Stacking Benjamins.

Disclaimer:Remember, even though we sometimes talk about money and specific investments, never take them as recommendations. Before investing in anything or making any other money moves, do your own research and make your own decisions.

You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts:

Listen on Apple PodcastsListen on Google PodcastsListen on Spotify

Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos.

Are you ready for retirement?

The Employee Benefit Research Institute points out that 7 in 10 workers are confident they can retire comfortably. In this show, we talk about the potential disconnect between what you might think is enough and what's actually enough. Here are some articles that can help.

How Much People Have Saved for Retirement at Every Age6 Big Obstacles to Having a Comfortable RetirementMost People Say They've Reduced or Stopped Saving for Retirement Because of Inflation4 Generations Share the Age They Started Saving for RetirementHere's the New Magic Number for Living Comfortably in Retirement6 Reasons Americans Are Fast-Tracking Their Retirement9 Signs Your Retirement Is on TrackEven Millionaires Share These 4 Retirement Worries7 Reasons Americans Seniors Stay Frugal in Retirement10 Reasons Today's Older Workers Are Delaying Retirement

How to create a retirement plan that works for you

Stacy mentions his book "[amazon url="https://www.amazon.com/Life-Debt-2010-Financial-Freedom/dp/1439168601" text="Life or Debt"][/amazon]," as a good starting point to help you figure out what you want out of life—and how to prioritize it. Joe and Miranda also have some good ideas for creating a retirement plan you'll stick with. We also mention our podcast on paying off your mortgage aggressively so you have more money available in retirement.

Let's take a look at some great Money Talks News resources about planning for retirement.

15 Tips for Those Within 10 Years of RetirementPre-Retirement Checklist: What to Do Within 5 Years of RetiringFinancial Advisers Say These Are the Top 10 Retirement Planning MistakesOver 50? Here's How to Catch Up on Retirement SavingsHealth Savings Accounts and Why They Are Great for Retirement (Miranda never gets tired talking about HSAs.)Is a Bond Ladder Strategy Right for Your Retirement?4 Things You Can Control in Retirement13 Types of Retirement Income That Are Not Taxable3 Things You Should Do – and Not Do – to Prepare for Your Retirement6 Ways to Guarantee Yourself a Steady Retirement IncomeSequence of Returns Risk and How to Protect Your Retirement From It

Meet this week's guest, Joe Saul-Sehy

Joe is a former financial adviser (16 years) and represented American Express and Ameriprise Financial in the media. He was the "Money Man" at Detroit television station WXYZ-TV, appearing on air twice weekly. He's appeared in Bride, Best Life, and Child magazines, and in the Los Angeles Times, Chicago Sun-Times, Detroit News and Balt

Welcome to the Money Talks News Podcast!

In this episode, we're talking about paying off your mortgage early so you can put that money to better use.

Fewer than half — 40% — of homeowners are mortgage-free, according to a Bloomberg analysis. And many of those are baby boomers. Being mortgage-free is often seen as a big milestone on the journey to financial freedom. So, how do you become one of the favored few who pay off their mortgage before the 30-year term is up?

Let's find out.







As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's guest is Andy Hill, founder of Marriage, Kids and Money. He paid off his mortgage early not too long ago and he's going to tell us exactly how he did it — and how it improved his finances and his life.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions.

You can download the episode wherever you get your podcasts:


Listen on Apple Podcasts
Listen on Google Podcasts
Listen on Spotify

Don't forget to check out our podcast page for more episodes designed to help you make the most of your money.

How to buy a home

As you get ready to buy a home, there are a lot of moving parts. Here's what you need to know about getting the best deal when you buy a house — no matter where you live.


How to Buy a Home Responsibly
15 Critical Things to Look for When Touring an Open House
15 Cities Where It's Cheaper to Buy a Home Than Rent
The 10 Worst Places to Buy a Home If You Want It to Gain Value
How Much Does It Cost To Sell a House?
House Hunting? Here's How to Choose the Right Neighborhood
What You Need to Know About Buying a Country House
Should You Buy a House or a Townhouse?
Is Now a Good Time to Buy a House? Here Are Some Questions to Consider
12 Tips for Buying Your First House
How Much Are Closing Costs When Buying a House?
5 Things to Know About Buying a Fixer-Upper House
5 Ways to Buy a House With a Small Down Payment

What you need to know about mortgages

When you buy a home with a mortgage, you need to know how it works, and the best way to tackle it. Plus, you also need to figure out whether you think you'll actually pay off your mortgage, and whether you think it's a good idea.


What You Need to Know About Taking Out a Joint Mortgage
How to Get Pre-Qualified for a Mortgage
7 Ways To Pay Off Your Mortgage Years Earlier
How Making 1 Extra Mortgage Payment Could Shave Years Off Your Debt
Should You Pay Off Your Mortgage or Invest?
Should You Refinance Your Mortgage?
7 Times When It's Smart Not To Pay Off Your Mortgage Early
4 Arguments for Retaining Your Mortgage in Retirement
Does a Reverse Mortgage Make Sense? 3 Things to Know

Meet this week's guest, Andy Hill

Accredited Financial Counselor Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of podcast downloads and video views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.When he's not "talking money," Andy enjoys being a soccer dad, singing karaoke with his wife and relaxing on his hammock.


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Don't listen to podcasts?

A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle.

You can listen to our latest podcasts here or download them to your p

Here's one of our best podcasts from the archive that you may have missed.

Original air date: February 27th, 2021

Not long ago, the phrase "working in retirement" was an oxymoron, much like "bittersweet" or "act naturally." After all, if you're working, you're by definition not retired.

But that was then. These days, working at least part-time while retired is increasingly common. According to one survey, 27% of pre-retirees said they planned to work part-time in retirement and among recent retirees, 19% work part-time.

Why so much working during retirement? More likely than not, because of money. As we explain in articles like "8 Reasons Your Parents Had an Easier Retirement Than You Will," pensions are rapidly disappearing, replaced by much less reliable accounts like IRAs and 401(k)s. And as retiree income is falling, costs are rising.

On the plus side, however, while more retirees may be forced back into the workplace to make ends meet, there are more ways than ever to bring in a bit of extra bacon.

In short, in my parent's generation, retirement meant not working at all. But for us boomers, retirement is morphing into something different. It's not about doing nothing. Hopefully, it's about being productive and making money, but by doing what you want to do, rather than what you have to do.

What kind of work will today's (or tomorrow's) retiree look forward to doing? Will it be easy to find pleasant, lucrative work? Should we start long before we retire?

In this week's "Money" podcast, we're going to find answers to these questions, as well as many more. Our guest is author and super-popular podcaster Paula Pant from Afford Anything. She's smart, funny and knowledgeable -- you'll have a good time listening to her.

As usual, my co-host will be financial journalist Miranda Marquit, and we're joined by our producer and sound effects guy, Aaron Freeman.

Sit back, relax and listen to this week's "Money" podcast!

Listen on Apple PodcastsListen on Google PodcastsListen on Spotify

[related]

Not familiar with podcasts?

A podcast is basically a radio show you can listen to anytime, either by downloading it to your smartphone or other device, or by listening online.

They're totally free. They can be any length (ours are typically about a half-hour), feature any number of people and cover any topic you can possibly think of. You can listen at home, in the car, while jogging or, if you're like me, when riding your bike.

You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS.

If you haven't listened to a podcast yet, give it a try, then subscribe to ours. You'll be glad you did!

Show notes

Want more information? Check out these resources:

"7 Tips for Getting a Great Part-Time Job in Retirement""10 Stats About Working in Retirement""This Job Board Specializes in Remote Work and Flexible Gigs""5 Reasons You Should Work for as Long as You Live""15 Jobs for Retirees That Can Be Done From Home""8 Signs That It's Time for You to Unretire"AARP: Job Search Resources for 50+Subscribe to the Money Talks News newsletterTake our The Only Retirement Guide You'll Ever Need courseTake our Money Made Simple courseAbout me

I founded Money Talks News in 1991. I'm a CPA, and have also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.
Become a member: https://www.moneytalksnews.com/members/
See omnystudio.com/listener for privacy information.

Welcome to the Money Talks News Podcast.

This podcast is all about making you richer. And at the end of the day, there are only two ways to do that: either you make more, or you spend less. In this episode, we're going to talk about ways to spend less, BUT, doing it without sacrificing your quality of life.

That's right: I'm talking financial gain without lifestyle pain.



As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today our guest is Gina Zakaria, a viral TikTok sensation and author of the book Simple Secrets to Becoming a Saving Whiz.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions.

You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts:


Listen on Apple Podcasts
Listen on Google Podcasts
Listen on Spotify

Don't forget to check out our podcast page for more episodes designed to help you make the most of your money.

How to save more money

Gina takes us through her process for figuring out how to save a little extra and do it without feeling a lot of pain or making dramatic changes. We've got plenty of tips and tricks for how you can easily cut costs.


Depression-Era Hacks and Frugal Living Ideas to Save Money Now
10 Ways to Change Bad Spending Habits and Save Money
11 Ways To Save Money on Food Without Using Coupons
12 Simple Ways To Save Money in Retirement
25 Tips for How to Save Money If Your Paycheck Is Stretched Thin
Frugal Living Guide: How to Have Less Stuff and Save Money
13 Ways To Save Money on Road Trips
5 Easy Home Repairs That Save Money
How to Use Gift Cards to Save Money
5 Best Ways to Save Money for Kids
15 Ways to Save Money on Prescription Drugs
15 Ways to Save Money on Vacation

What to do with all the money you save

Now that you have saved some money, you can put it to good use. Pay down debt, start an emergency fund or invest for the future. Once you've got a handle on saving money, we've got some great resources that can help you put your money to work on your behalf.


8 Surefire Ways To Get Rid of Debt ASAP
5 Tips to Deal With Debt When Interest Rates Are Rising
Debt Consolidation vs. Debt Settlement: 5 Things You Need To Know
How to Destroy Your Debt and 3 Things to Do Next
How to Start an Emergency Fund From Scratch so You're Prepared for Anything
9 Tips for Starting an Emergency Fund Today
How to Start Investing — No Matter How Much Money You Have
The Top 4 Investing Blunders and How to Avoid Them
Why Index Fund Investing Is Good for Your Retirement
4 Ways to Tax-Proof Your Investment Portfolio
Are You an ‘Emotionally Intelligent' Investor?
Should You Pay Off Your Mortgage or Invest?

Meet this week's guest, Gina Zakaria

Gina Zakaria (known as the Saving Whiz to her 5 million+ followers on social media) is a personal finance educator, published author, and savings expert. She founded Saving Whiz after learning many money lessons the hard way as she paid off her six figures of debt with her husband and achieved financial freedom. Saving Whiz is a money education platform specifically designed to share simple strategies to help women take charge of their finances the easy way.

She's been in the money space for over 20 years and has been featured in Forbes, Money Magazine, Good Morning America, NBC Today, and other prominent personal finance publications.

Her approach of simplicity and small, gradual steps has been embraced by people around the world and has helped them transform their lives and eliminate the stress and overwhelm from the process.


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Don't listen to podcasts?

A podcast is basically a radio show you can listen to

Welcome to the Money Talks News Podcast.

In this episode, we're talking about how asking the right money questions can help you find your own version of financial freedom.

When it comes to money, most people want answers. But sometimes getting ahead isn't about getting answers, it's about asking the right questions. Like WHY we're doing what we're doing and where we want to end up when we do it.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week we welcome back Matt Schulz, the chief credit analyst at Lending Tree and author of the book Ask Questions, Save Money, Make More: How to Take Control of Your Financial Life.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions.

You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts:


Listen on Apple Podcasts
Listen on Google Podcasts
Listen on Spotify

Don't forget to check out our podcast page for more episodes designed to help you make the most of your money.

The money decisions you make have an impact

Understanding the impact of your money decisions is an important part of long-term financial success. Part of that is asking the right questions. In this episode, we cover the questions you can ask to improve your understanding of money—and make better financial decisions.

We also have some resources on the website that can help you navigate your money choices:


5 Bad Decisions That Harm Retirement Readiness the Most — and 5 Choices That Boost It
The Best Sources to Help You Make Great Financial Decisions
5 Tips to Make Better Financial Decisions
5 Decisions That Can Make or Break Your Retirement
15 Tips for Making the Best Social Security Decisions
Depression-Era Hacks and Frugal Living Ideas to Save Money Now
6 Clever Ideas to Make Money While You Sleep
11 Cheap Business Ideas You Can Start for Less Than $1,000
9+ Flexible Job Ideas for Retirees With Little or No Savings

Learn more about important financial areas of your life

Our guest, Matt, takes us through some of the best questions to ask about important financial areas of your life, including credit, housing, health and more. We also have a lot of great resources that can help you navigate various money issues.


How to Protect Your Kids' Credit
6 Ways to Keep a Stellar Credit Score in Retirement (and Why)
How I Got a Perfect Credit Score in 4 Steps
How to Raise Your Credit Score Without Getting Ripped Off
7 Ways to Get Your FICO Credit Score for Free
8 Telemedicine Options for Affordable Health Care Without Insurance
13 Habits of Happy and Healthy Aging
6 Medicare Mistakes To Avoid for a Healthy Retirement
98 Tips for a Healthy, Wealthy and Happy Retirement
7 Ways Anyone Can Save on Out-of-Pocket Health Care Costs
What To Do When You Can't Find Affordable Housing
How to Buy a Home Responsibly
7 Signs That You're Not Ready to Buy a Home
9 Grocery Shopping Mistakes That Will Cost You
How the 6-1 Method Makes Grocery Shopping a Breeze
A $50-a-Week Meal Plan for 1 When Shopping at Aldi
10 Ways to Save Money Shopping for Clothes
Shopping Secrets Revealed: 6 Tricks the Pros Use to Save Hundreds
7 Sneaky Travel Charges to Avoid
How to Travel Europe on a Budget
20 Traveling Jobs That Let You See the World
Frugal Travelers Love These Economy Hotel Chains

Meet this week's guest, Matt Schulz

Matt Schulz is a personal finance expert and author of Ask Questions, Save Money, Make More: How to Take Control of Your Financial Life (March 2024), a money manual that empowers you to pay less, earn more and keep more of your hard-earned money by asking the right questions in everyday, real-life situations.

A nationall

Welcome to the Money Talks News Podcast.

In this episode, we're talking about investing in artificial intelligence, as well as using AI tools to become a more successful investor.

The hype around artificial intelligence has been insane, with some calling it the greatest game-changer since the invention of the internet or even electricity!

Is it true? Is AI that big a deal? And if so, should we be investing in the companies developing it? And how do we go about harnessing AI to make better investment decisions?

We're going to answer both those questions, and more, in this podcast.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is Kevin Matthews, a former investment advisor and the founder of Building Bread, an investment education website.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions.

You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts:


Listen on Apple Podcasts
Listen on Google Podcasts
Listen on Spotify

Don't forget to check out our podcast page for more episodes designed to help you make the most of your money.

Is AI going to change your life?

We talk about AI and how it's starting to permeate various aspects of life. It could change how you live and work—and even how you manage your money. Check out some of our resources on using AI in your finances and other parts of your life.


20 Jobs That Are Safest From Artificial Intelligence
Will Robots and Artificial Intelligence Take Your Job?
8 Ways AI Can Help Plan Retirement — and 12 Risks From Using It
Using AI to Build Your Resume: Tips and Prompt Examples
How to Use AI to Generate Your Cover Letter
Hear a Loved One's Voice Calling for Help? It Might Be a Scam
How to Invest in AI as ChatGPT Takes Tech by Storm
5 Ways AI Is Changing Your Life, and 5 Ways to Profit From It

Resources for better investing

You don't have to assume that AI is the only way to invest. We have plenty of resources for better investing—no matter how you go about it.


Why Index Fund Investing Is Good for Your Retirement
How to Start Investing — No Matter How Much Money You Have
The Top 4 Investing Blunders and How to Avoid Them
The Investing Combo Linked to a Better Retirement Lifestyle
Investing in Gold and Gold IRAs: 5 Things You Need to Know
How to Choose Between Active and Passive Investing
28 Investing Tips From Today's Financial Geniuses
What Does a Bull Market Mean for Retirement Investing?
7 Things You Should Know Before Investing in I Bonds

Meet this week's guest, Kevin L. Matthews II

Kevin L. Matthews II is a Plutus Award winner and number one bestselling author. He has helped hundreds of individuals plan for their retirement in addition to managing more than $140 million in assets during his advisory career. In 2017, he was named one of the Top 100 Most Influential Financial Advisors by Investopedia.

Kevin launched BuildingBread in 2010 to inspire millennials to set, simplify and achieve any financial goal. Kevin regularly speaks to young adults across the country and has been featured in several media publications and productions including The Wall Street Journal, The New York Times, Forbes, Black Enterprise, CNBC, and many others.

Kevin holds a bachelor's degree in Economics from Hampton University, a certificate in financial planning from Northwestern University and a certificate in disruptive strategy from Harvard Business School. In 2020, he graduated from the University of Texas at Austin's McCombs School of Business with a Master's in Technology Commercialization (MSTC).


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