99 episodes

Mortgage Mom Radio provides education and information regarding all things real estate. Learn how to buy your first home, obtain the financing that you need, refinance your home for a better payment, renovations, or to pay off debt. We help all those who are navigating the real estate, home buying, and mortgage process. You are encouraged to call us with all of your questions 844-935-3634 or go to our website mortgagemomradio.com to book your free phone consultation today!

Mortgage Mom Radio - Podcast Debbie Marcoux - Mortgage Mom Radio

    • Education
    • 4.5 • 11 Ratings

Mortgage Mom Radio provides education and information regarding all things real estate. Learn how to buy your first home, obtain the financing that you need, refinance your home for a better payment, renovations, or to pay off debt. We help all those who are navigating the real estate, home buying, and mortgage process. You are encouraged to call us with all of your questions 844-935-3634 or go to our website mortgagemomradio.com to book your free phone consultation today!

    New! In-Person Workshops Available – RSVP Today!

    New! In-Person Workshops Available – RSVP Today!

    5/10/2022



    Restrictions are gone and we're ready to get back to in-person business! We will once again be offering Homebuyer Workshops as well as Homeowner Workshops in person.



    I'm super excited to announce that we will be offering two workshops coming up in the month of June.



    June 4, 2022 - Our first ever, Homeowner Workshop!



    This workshop is for our HOMEWONERS 



    This workshop will give you everything that you need to know about selling your home. If you are considering selling your home and buying another, we've got you covered there too!



    * How much is my home worth?

    * How much would I walk away from after closing costs and commissions?

    * How much are closing costs and commissions? What are they for?

    * How much will I qualify for to buy again?

    * If I am in forbearance and sell my home, can I buy again?

    * What if I am in forbearance and I do not want to sell, what are my options?



    Our goal is to educate you around the process of selling your home as well as getting you prepared for your next home purchase. If you are caught in a bind with your current mortgage, selling your home may not be your only option and we will walk you through your options in that scenario as well.



    We must keep this workshop small. We are going to provide a good amount of information which will include one-on-one consultations for each homeowner. We want you to leave understanding all of your options to help you make the best decision for you and your family!



    If you would like to RSVP for this event, please click on the link and type Homeowner Workshop in the message section. We will call you to confirm your reservation and the details of the event, date, time, and documents that you should bring with you!



     



    June 25, 2022 - Homebuyer Workshop!



    Do you want to buy and have been striking out with offers or need help getting started? 



    We have been delivering successful homebuyer workshops since 2015. We had a few years where contact was limited, and these workshops had to be made via YouTube. We're excited to have you back and ready to learn in person. We will be covering the following:



    * Real Estate and Mortgage Buzz Words - the most utilized words and their definitions

    * Loan Programs and their guidelines - FHA/USDA/VA/CONVENTIONAL/JUMBO/SELF-EMPLOYED BANK STATEMENT/DEBT SERVICE/ASSET DEPLETION/CRYPTO ASSETS

    * Closing Costs - What are they, how much are they, what are they for?

    * Credit Repair - How can I increase more credit score quickly?

    * What is Escrow?

    * Lock and Shop program?

    * EMD Insurance program?



    Again, our goal with this workshop is to educate you around the process of purchasing a home. The more prepared and educated that you are, the less stressful that the experience will be. This should be an exciting time, not an emotional and upsetting transaction.



    If you would like to RSVP for this event, please click on the link and type Homebuyer Workshop in the message section. We will call you to confirm your reservation and the details of the event, date, time, and documents that you should bring with you!



    Book your free phone consultation today, BOOK NOW



    We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.



    Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential...

    • 35 min
    Forbearance Is Over, What Now?

    Forbearance Is Over, What Now?

    4/26/2022



    Is your loan currently in forbearance but you have not yet reached out to the bank to get back on track or rectify the balance due?



    Today we discussed the current situation of the US in regards to the amount of homeowners who had put their loan in forbearance at the beginning of the pandemic. We gave updated figures as to the number of homeowners who are still currently in forbearance and will soon need to rectify the balance due.



    What are the options available to you if you are in forbearance and it's time to talk with the bank.



    * Loan Modification

    * Loan Refinance

    * Sell your home to retain the equity



     



    How will the $1,000,000 homeowners who are still unable to make mortgage payments move the market? Will we see more homes and inventory that are listed for sale, will it slow down the appreciation that we have been experiencing over the last few years?



    If you are a buyer who has been actively seeking a new home and struggling with current prices and interest rates, should you still be shopping?



    We gave a lot of valuable information in this episode and we are here to help anyone who needs our assistance. Not sure what you can do? Give us a call!



    Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW



    Book your free phone consultation today, BOOK NOW



    We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.



    Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!



    Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

    • 1 hr
    Our New Lock and Shop Program!

    Our New Lock and Shop Program!

    4/18/2022



    Today we announced our New Lock and Shop Program! What does this mean? Exactly what it sounds like. You can now lock in an interest rate while you shop. You do not need to have an address identified or be under contract.



    Learn more by listening to today's episode. Call us for additional details or to get your lock and shop started! 844-935-3634



    Exciting news, our North Carolina license was also just approved. We now have 12 states under our belt where we can help you and we continue to add more as rapidly as we can. If your looking to make a move, in my opinion, we are the best in the business, give us a call.



    Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW



    Book your free phone consultation today, BOOK NOW



    We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.



    Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!



    Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926

    • 54 min
    Home Solar – Power Purchase – Lease – Or Buy, which is best for you?

    Home Solar – Power Purchase – Lease – Or Buy, which is best for you?

    4/13/2022



    Have you been thinking about getting solar on your house?



    * Does it make sense for you and your family?

    * Which option is best?

    * Do you purchase the panels outright, lease them, or have you had someone talk to you about a power purchase?

    * Learn what each is, what are the best options, and does solar make sense where you live?



    Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW



    Book your free phone consultation today, BOOK NOW



    We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.



    Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!



    Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

    • 41 min
    Our New EMD Guarantee Program – Compete in Today’s Crazy Market

    Our New EMD Guarantee Program – Compete in Today’s Crazy Market

     4/13/2022

    Today we talked about our New EMD Guarantee Program - Compete in Today's Crazy Market!



    What is an EMD Guarantee? When you open escrow/title depending on the state where you are purchasing, you will likely wire money to show the seller that you have every intention of buying the home. This wire is called your earnest money deposit.



    Most contracts will give you a contingency time frame to get your financing in order or better known as your loan contingency. If you can write NO LOAN CONTINGENCY, the seller will take you more seriously.



    We have come up with a way that you can waive your loan contingency and close in as little as 5 business days!



    Watch today's show and give us a call if you would like to get your pre-approval started. 844-935-3634!



    Want to learn more or talk with one of us today? Give us a call, we'd be happy to discuss this loan program with you. 844-935-3634



    Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW



    Book your free phone consultation today, BOOK NOW



    We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.



    Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!



    Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

    • 35 min
    USDA Home Loans

    USDA Home Loans

    4/6/2022



    USDA home loans are amazing! Today we had David Corwin, Deputy Director with the USDA on our show to talk about eligibility and the benefits of a USDA home loan.



    Did you know:



    * You can buy a home using a USDA home loan with zero down payment

    * They work off of the appraised value, not the purchase price which means that you could potentially finance more than what you bought the home for.

    * The income limits are 115% of the median income in the area where you will purchase (this is quite generous). 67% of households in the US will qualify

    * 92% of the homes in the US are within USDA approved rural areas



     



    Want to learn more or talk with one of us today? Give us a call, we'd be happy to discuss this loan program with you. 844-935-3634



    Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW



    Book your free phone consultation today, BOOK NOW



    We are LIVE on YOUTUBE every Monday and Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments.



    Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube!



    Debbie Marcoux is licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

    • 34 min

Customer Reviews

4.5 out of 5
11 Ratings

11 Ratings

Top Podcasts In Education

Dr. Jordan B. Peterson
Lauryn Evarts & Michael Bosstick / Dear Media
TED
Motiversity
Duolingo
Kerry Muhlestein

You Might Also Like

Dustin Owen
HousingWire
Carl White
BiggerPockets
Adam Lesner
Chad Duval