Not Your Average Investor Show

Gregg Cohen (JWB) & Pablo Gonzalez
  • 4.8 (18)
  • Investing
  • Updated Semiweekly

Rental Income Property investing doesn't need to be as difficult as you think it is. Why do we say this? Studies have shown that most Americans believe real estate is the best tool to accumulate wealth, yet only a minority of them use that tool... simply because it seems too complicated. The Not Your Average Investor show will show you how JWB has made it easy for people like you to invest in rental income properties by showing you the fundamentals that make rental income investments succesfull- cash flow, market dynamics, and (most importantly) people.We're glad you've decided you are NOT average!

  1. 5d ago

    515 | Florida Becoming Unaffordable For Renters? August Rate Drop? NYAInsights

    Data came out saying Florida renters need about $77,500 a year to afford a modest two-bedroom rental. That sounds like bad news for Florida real estate investors. But is it really? Jacksonville, Miami, Tampa, Orlando, and South Florida all tell very different stories when you compare rents, prices, and investment economics. After signaling a potential rate increase in September, rates dropped in August. Should investors wait, or act now while options like JWB’s 3.9% financing are still available? These are the topics that JWB's cofounder, Gregg Cohen, and host, Pablo Gonzalez will tackle on this week's edition of the Not Your Average Investor Show. They’ll break down: ✅ What the $77,500 Florida renter number is really signaling ✅ Why Jacksonville may not move like Miami, Tampa, Orlando, or South Florida ✅ Why rates dropped when a possible September rate hike was what was predicted ✅ How JWB’s limited 3.9% financing offer could change the math on a rental property today What does it all actually mean for investors right now? And is waiting the smarter move… or the riskier one?  Listen NOW! Chapters: 00:00 Florida Rent Shock 02:04 Renters Boost Credit 03:34 How Rent Reporting Works 05:26 Affordable Housing Groundbreaking 05:51 LIHTC Explained 08:00 Why This Deal Matters 11:02 JWB Cares Fundraising Update 12:05 Is Florida Unaffordable? 14:16 Florida Markets Compared 17:09 Jacksonville Rent Advantage 18:39 Income vs Rent Burden 24:53 Home Prices and Cost of Living 26:22 Miami Cost Shock 26:44 Population Growth Runway 30:21 Jacksonville Bubble Explained 31:55 Separating Headlines From Data 34:14 Why Big Markets Only 36:00 Fed Dot Plot Reset 38:52 Rate Probabilities Whiplash 41:43 Stop Sitting On Sidelines 43:58 Boring Buy And Hold Wins 46:16 Deal Breakdown Ottawa Avenue 50:54 Wrap Up Community Q And A Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  2. Aug 24

    514 | Before You Invest: How to Read a Rental Property Pro Forma The JWB Way

    A rental property pro forma can show cash flow, appreciation, tax savings, and long-term profit. But only if you know where to look and what the numbers actually mean. On this Not Your Average Investor Show, Gregg and Pablo break down how to read a rental property pro forma through the five profit centers. They’ll explain why some returns show up in year one while others build over time, where tax savings fit into the projection, and how investors can use the numbers to make a better buying decision. They’ll break down: ✅ How to tell where a rental property’s returns are actually coming from ✅ Which numbers matter now versus what builds over time ✅ Where the five profit centers show up on a pro forma ✅ What to look for on a deal sheet before making a buying decision  Knowing where the returns come from, when they happen, and which assumptions drive them can help you evaluate a rental property more clearly. Listen NOW! Chapters: 00:00 Why Pro Formas Matter 01:56 Five Million Distributed 04:08 Rental Market Strength 06:52 Webinar Dates Announced 08:40 Meetup Shoutout 10:44 Juiced Pro Forma Example 13:24 Cap Rate and NOI Basics 15:01 Seven Pro Forma Red Flags 19:07 Appreciation and Reserves Scam 24:48 Selling Costs Reality Check 26:27 Using AI to Audit Numbers 30:20 Recasting to Real Returns 33:00 JWB Pro Forma Preview 33:35 Unlocking 3.99% Loans 34:59 Deal Sheet Overview 37:29 Assumptions Behind Returns 43:19 Vacancy Turn Timing 49:24 Cashflow Swings Reserves 51:31 Tax Savings Done Right 01:00:49 Audience Q&A Rapid Fire 01:11:08 Wrap Up Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  3. Aug 24

    513 | The Trump Accounts Effect & What Will Your Kids Inherit With Rentals?

    Trump Accounts have created a new way to set your family up for a solid financial future at a time when 401(k)s are reaching record highs. But have you ever asked yourself this: If your kids inherited it tomorrow, would they know what to do with it? In this week's Not Your Average Investor Show, Gregg and Pablo discuss retirement, 401(k)s, Trump Accounts, and what it really means to leave wealth to the next generation. They’ll break down: ✅ How Trump Accounts don't just help children invest earlier, but also teach a valuable lesson ✅ Why people can have a large 401(k) and still feel unsure about retirement ✅ What your kids actually inherit when they inherit rental properties Leaving your children assets is one thing. Leaving them with the knowledge and confidence to make good decisions is another. Listen NOW! Chapters: 00:00 Hot Topic Preview 02:00 HomeStep Fundraiser Win 05:09 JWB Property Management Ranking 07:21 What Are Trump Accounts 09:43 Why Compounding Matters 12:43 Community Gifting Mindset 18:54 Case Study Numbers Breakdown 21:50 From $5K to $500K Future 24:16 Retirement Reality Check Setup 24:27 Retirement Confidence Paradox 25:11 Vanguard Data Bright Spots 26:06 Auto Enrollment and Autopilot Investing 27:32 Hardship Withdrawals Surge 30:01 Gallup Poll Confidence Drop 31:11 Why the Model Feels Broken 32:43 Education and Community Fix 34:45 Passing Rentals to Heirs 38:32 Step Up Basis Explained 42:03 Next Episode and Closing Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  4. Aug 10

    512 | New Housing Law: Threat or Opportunity for Real Estate Investors?

    The housing bill passed. But will it actually lead to more homes in Jacksonville? That is the part no headline can answer yet. In this week's Not Your Average Investor Show, Gregg and Pablo are breaking down what made it into the final law, including manufactured housing, office-to-apartment conversions, renovation programs, zoning reform, and the 350-home provision. They’ll walk through the bill through JWB’s operational lens, explaining which ideas could realistically work, what could stand in the way, and what it would take for experienced builders to bring them to market. You’ll learn: ✅ Will any of this actually increase housing supply? ✅ Could manufactured housing make homes cheaper and faster to build? ✅ Why does density matter so much? ✅ And how much depends on what local governments decide to allow? The law may create new opportunities, but it does not build homes on its own. Listen NOW! Chapters: 00:00 Housing Bill Headlines 01:37 Welcome Home Fund Mission 02:45 How the Fund Works 06:56 Donation Levels Perks 08:02 Golf Tournament Access 11:00 Live Ticker and Roll Call 14:35 Bill Overview: Supply Reforms 19:08 Key Provisions Breakdown 20:24 Institutional Investor Rules 23:56 Exceptions Build Renovate 27:34 Qualified Homeownership Programs 28:45 Fundraiser Momentum 29:09 Institutions As Partners 33:11 Local Zoning Reality 36:35 Nimbyism Explained 41:15 Modular Housing Shift 49:43 JWB Experiments Lessons 52:42 Homeownership Incentives 54:32 Community Giving Rollcall 58:08 Bill Takeaways Wrap 59:50 Next Week Preview Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  5. Aug 3

    511 | Memphis vs Jacksonville: Breaking Down Real Rental Property Deal Sheets

    It is too easy to fudge a rental property deal sheet, sell the property to an investor, and blame the property manager when the property doesn't perform as expected. But the person that loses most in that scenario is the investor!   That's why we'll be breaking down real deal sheets in this week's Not Your Average Investor Show! JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are breaking down a Memphis rental property deal and comparing it with how JWB looks at rental opportunities in Jacksonville. They’ll walk through the numbers, point out what may or may not be included, and show you why monthly cash flow is only one part of the picture. You’ll learn: ✅ How to compare rental property deals across two different markets ✅ Why two deal sheets may show expenses differently ✅ Which numbers and assumptions deserve a closer look ✅ How financing and property management can affect the deal ✅ Why the biggest cash flow number does not always tell the whole story  A good deal is not just about the city or the biggest number on the page. Listen NOW! Chapters: 00:00 Deal Sheet Showdown 02:04 Resident Testimonial Story 03:51 Why Great PM Matters 07:24 Show Origin and Disclaimers 08:17 Seven Pro Forma Red Flags 13:38 Memphis Deal Sheet Overview 15:00 New Construction Appreciation Trick 18:23 Rent Growth and PM Fee Incentives 24:12 Cash Flow Table and Lease Assumptions 28:14 Renewals vs Turnover Maintenance Reality 31:22 Maintenance Reality Check 32:30 2.5% Assumption Exposed 34:30 Vacancy and Management Fees 36:01 Occupancy and Renewals Matter 37:06 Tax Savings Math Errors 39:11 Property Tax Fact Checking 40:48 Loan Payoff Confusion 43:05 Appreciation and Selling Costs 48:39 Right Sizing the Pro Forma 50:35 Memphis vs Jacksonville Returns 53:22 Equity Harvesting Strategy 56:11 JWB Pro Forma Q&A 01:02:58 Jacksonville Downtown Catalyst 01:05:54 Community Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  6. Jul 27

    510 | Berkshire Bets $8.5B Into Housing & Fannie Predicts Recovery - Not Your Average Insights

    Berkshire Hathaway has agreed to acquire Taylor Morrison, one of the nation’s largest public homebuilders, in a deal valued around $8.5 billion including debt. The interesting part is the timing: homebuilder sentiment, new home sales, affordability, and buyer confidence are still challenged, but Fannie May has recently released a slow-and-steady housing recovery forecast.   We'll dive into why Berkshire is making this bet now, and what Fannie sees in our latest edition of Not Your Average Insights! This is where JWB Co-founder, Gregg Cohen, and show host, Pablo Gonzalez, pick recent news stories and add the perspective real estate investors aren't getting from the media. This week they'll talk about: - Does Berkshire think we're at the bottom of the market? - Why Berkshire is paying a premium price to get into the housing market under these economic conditions? - What happens if Fannie May is right (or wrong)? - and more! Come be a part of the conversation, and help us dig into the non-obvious insights that investors can use to make smart decisions. Listen NOW! Chapters: 00:00 Headlines And Housing Bottom 01:29 Show Welcome And Banter 02:04 3.99% Mortgage Program 04:29 Berkshire’s $8.5B Housing Bet 05:25 Why Buffett Buys Builders 13:34 Global Builder Consolidation 16:05 Fannie Mae Market Forecast 18:53 Jacksonville Data Deep Dive 24:29 Investor Mindset And Q&A 29:12 Policy Hopes vs Reality 29:47 Build to Rent Impact 30:43 Builders and Cycles 32:32 JWB Recession Playbook 37:16 Deep Pockets Advantage 39:40 Rents for Retirement 40:12 Real Estate Cycle Myth 42:23 Home Prices Rarely Fall 45:45 Rates vs High Floor 47:07 Deferred Maintenance Rules 49:56 3.99 Rate and Lenders 51:24 Stop Waiting to Buy 53:00 Community and Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  7. Jul 20

    509 | BoA Predicts 3 Rate Hikes - 2026 State of Cash Flow In Rental Properties

    Bank of America is now predicting three Fed rate hikes, and that raises a big question for rental property investors: Can rental properties still cash flow if rates stay high or move even higher? This week on the Not Your Average Insights Show, Gregg Cohen and Pablo Gonzalez are breaking down what cash flow looks like for rental property investors in 2026. They’ll look at how today’s rates affect the numbers, what could change if rates rise, and how JWB’s limited 3.99% loan product could change the cash flow picture for investors. You'll learn: - what higher rates could mean for rental property cash flow - what “cash flow positive” actually looks like in 2026 - how financing changes the monthly numbers - why the right financing structure matters Listen NOW! Chapters: 00:00 Rates Narrative Shifts 01:46 Why Hikes Matter 06:04 Mortgage Rates Explained 09:59 BPS and Fed Funds 12:16 Impact on Owners 15:26 Coil Effect and Data 21:37 Buying in High Rates 28:33 JWB Strategy and 3.99 Rate 32:31 Case Study Setup 34:31 Market Noise Immunity 34:58 Live Deal Breakdown 36:01 Why Negative Cashflow Hurts 38:43 3.99 Rate Game Changer 41:04 Limited Slots Explained 42:14 Vertical Integration Advantage 46:09 Community Q&A Basics 47:00 After Year Seven Plan 54:34 Ten-Year Wealth Outlook 56:25 More Q&A DSCR And Risk 59:18 How To Get Started 01:00:53 Wrap Up And Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

  8. Jul 13

    508 | The $44 Billion Reason Investors Are Betting on Jacksonville To Keep Growing - Inside The JAXPORT Expansion w/ Nick Primrose

    A major project to raise power lines over the St. Johns River is set to finish by the end of this year.  When it is done, Jacksonville will be able to handle even larger container ships and join a short list of U.S. ports capable of receiving vessels at that scale. That's why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are sitting down with Nick Primrose of the Jacksonville Port Authority to share what the next chapter of port growth means for the people who own rental property here. You'll learn: ✅ Why the power line project changes the scale of what Jacksonville can handle, and why that matters for jobs ✅ How the economic impact of port growth shows up in housing demand, not just cargo numbers ✅ What the port's forward-looking 10-year projection tells investors about where Jacksonville is heading ✅ Why Nick believes Jacksonville's best economic chapter is still ahead If you own rental property in Jacksonville or are thinking about buying here, this episode gives you the economic foundation to guide you. Listen NOW! Chapters: 00:00 Jacksonville Growth Market 01:20 Meet JaxPort Leadership 02:54 Port Jobs And Purpose 03:48 Workforce Housing Connection 05:30 Economic Impact Numbers 07:13 Why Ports Matter Investors 11:35 JaxPort 101 Terminals 15:12 Neighborhoods And Rent Math 18:34 Rail Road Advantage 20:17 One Day Truck Reach 21:25 Migration Shifts Cargo 25:28 Deepening The Harbor 28:43 Raising Power Lines 30:52 Bigger Ships Bigger Stakes 31:31 Jobs Math And TEUs 33:55 Landing Major Brands 38:57 Public Private Playbook 43:00 How Other Ports See Us 46:49 Workforce Veterans Advantage 49:08 Path Of Progress Investing 51:11 Closing Thanks And Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

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4.8
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About

Rental Income Property investing doesn't need to be as difficult as you think it is. Why do we say this? Studies have shown that most Americans believe real estate is the best tool to accumulate wealth, yet only a minority of them use that tool... simply because it seems too complicated. The Not Your Average Investor show will show you how JWB has made it easy for people like you to invest in rental income properties by showing you the fundamentals that make rental income investments succesfull- cash flow, market dynamics, and (most importantly) people.We're glad you've decided you are NOT average!

Information

  • Creator
    Gregg Cohen (JWB) & Pablo Gonzalez
  • Years Active
    2020 - 2026
  • Episodes
    491
  • Rating
    Clean
  • Copyright
    © 2026 Not Your Average Investor Show
  • Show Website
    Not Your Average Investor Show

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