Our Most Embarrassing Money Mistakes (A Financial Roast) | Two Cents Podcast

Welcome to our financial roast! 🦃

From bulk ordering woes and forgetful spending to costly orthodontic journeys and unexpected money pits, we "thoughtfully" roast each other's financial habits.

Hannah shares her struggles with remembering expenses (and losing $3,000 on orthodontics), while James reflects on unhealthy habits and his costly love for motorcycles!

Our goal? To reflect on our money values, address financial trauma, and work together to improve our worst financial habits. 🤝

Don’t miss this honest, relatable (and slightly embarrassing) look at how we navigate money as a married couple.

👉 What’s your worst financial habit that you'd like to improve in the new year? Let us know in the comments!

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

Follow Salary Transparent Street:

• ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠
• ⁠Facebook⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠

Follow Hannah:

• ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠
• ⁠TikTok⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠

Follow James:

• ⁠Instagram⁠⁠⁠⁠⁠⁠

Edited by ⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠

Graphics by ⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠

Episode breakdown:

0:00 Intro

1:06 This week's topic: a financial roast

2:03 Thanks to this week's sponsor, Public!

3;50 Hannah's bulk ordering problem

6:10 James' unhealthy habits

8:05 Hannah's forgetful memory is costing her...

11;27 "You will ruin brand new clothes."

13:59 Hannah lost $3,000 on her ortho