70 episodes

Welcome to the People, Not Titles Podcast, where we delve into the inspiring stories and experiences of real estate professionals and entrepreneurs. Join us as we shine a light on their journeys, successes, and challenges, giving voice to their brand and story. Get ready to be motivated, learn valuable insights, and be inspired to turn your own dreams into reality. Tune in to the People, Not Titles podcast and let these remarkable individuals ignite your entrepreneurial spirit!

People, Not Titles Stephen Kaempf

    • Education
    • 5.0 • 1 Rating

Welcome to the People, Not Titles Podcast, where we delve into the inspiring stories and experiences of real estate professionals and entrepreneurs. Join us as we shine a light on their journeys, successes, and challenges, giving voice to their brand and story. Get ready to be motivated, learn valuable insights, and be inspired to turn your own dreams into reality. Tune in to the People, Not Titles podcast and let these remarkable individuals ignite your entrepreneurial spirit!

    Episode 70 - Real Estate Market Trends - May 2024

    Episode 70 - Real Estate Market Trends - May 2024

    Matt Lombardi and Steve Kaempf talk about May's Real Estate Market Trends

    00:00 Introduction
    01:30 NAR Commission Settlements
    05:34 Changes in Business Practices
    12:14 Impact on Realtor Membership
    17:22 Value of NAR Membership
    24:10 Inflation Rates and Mortgage Rates
    24:19 Mortgage Rates and Inflation
    25:18 Fed Policy and Rate Cuts
    27:35 Impact of Mortgage Rates
    29:10 Fluctuations in Mortgage Rates
    30:36 Real Estate Inventory
    33:07 Real Estate Inventory Trends
    38:19 Effects of 0% Down Purchase Program
    40:11 Title Insurance and Real Estate Transactions
    42:11 Upcoming Real Estate Events
    44:43 Baseball Banter
    46:31 Closing Remarks

    People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.

    Our Success Series covers principles of success to help your thrive!

    IG - https://www.instagram.com/peoplenotti...
    FB - https://www.facebook.com/peoplenottitles
    Twitter - https://twitter.com/sjkaempf
    Spotify - https://open.spotify.com/show/1uu5kTv...

    • 47 min
    Episode 69 - Title Insurance 101 - What Real Estate Agents Need to Know

    Episode 69 - Title Insurance 101 - What Real Estate Agents Need to Know

    Our title 101 includes three real estate attorneys as members of our panel

    Diana Mendoza Pacheco - https://lawofficeofmp.com/

    Tom Anselmo and John Brennock - https://dallegal.com/

    Josephine Hamel - www.dkmolaw.com

    00:00 Introduction

    00:23 The title insurance policy 

    02:51 Introduction of panelists 

    10:15 Ownership challenges and title insurance 

    11:55 Risks related to property liens 

    16:21 Auction property and title insurance 

    19:07 Seller's and lender's protection 

    20:49 Mechanics liens and title insurance 

    24:32 Discussion about the need to protect buyers and sellers during property transactions.

    25:26 The potential issues and risks of allowing buyers to do repair work on a property before closing.

    27:30 Risks and concerns associated with buyers doing work on a property before closing.

    29:47 Issues related to improperly handled or recorded documents that title insurance protects against.

    31:33 Encroachments and easements that title insurance protects against.

    33:25 Information about title insurance providers and the role of attorneys in real estate transactions.

    35:57 The importance of using a real estate attorney who is experienced and focused on real estate transactions.

    43:31 The process of introducing an attorney into a real estate transaction and building a partnership with the client.

    45:02 The timing of attorney referrals in real estate transactions.

    47:20 Discussion on the expertise of the speakers, the role of attorneys and agents in real estate transactions.

    48:20 The Role of Attorneys in Real Estate Transactions

    49:22 Importance of Attorneys in Title Insurance 

    50:44 Risks and Concerns with Brokers Acting as Title Agents 

    52:21 Title Insurance as a Product and Consumer Protection

    55:50 Seller Impersonation Fraud


    People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.

    Our Success Series covers principles of success to help your thrive!

    IG - https://www.instagram.com/peoplenotti...
    FB - https://www.facebook.com/peoplenottitles
    Twitter - https://twitter.com/sjkaempf
    Spotify - https://open.spotify.com/show/1uu5kTv...

    • 1 hr 6 min
    Episode 67 - Vincent Auricchio - Real Estate Attorney

    Episode 67 - Vincent Auricchio - Real Estate Attorney

    Vincent Auricchio is the managing partner of Auricchio Law Offices. He has been practicing as an attorney for several years, and considers it not only his career, but his vocation. As a committed Christian, he brings his values both to the closing table as well as to the courtroom. This includes honesty, integrity, and a passion for helping his clients to the best of his ability.

    In 2012, Vincent Auricchio was selected as a National Trial Lawyers Top 40 Under 40 as a personal injury litigator. This honor is by invitation only and is extended exclusively to those individuals who exemplify superior qualifications, trial results, and leadership as a young lawyer.  In years past, Mr. Auricchio was selected as an “Outstanding Young Attorney” and “Top Young Attorney in Illinois” in the fields of real estate law and business litigation (2008, 2009, 2010 and 2011).  More recently, Mr. Auricchio was appointed as a member of the National Association of Distinguished Counsel (Top One Percent) for 2015 and 2017.

    00:00 Introduction

    01:41 The state of Chicago real estate 

    02:50 The changing landscape of commercial real estate 

    04:10 The ripple effect of the work-from-home trend

    06:31 Impact on workers and opportunities for agents 

    16:05 Creative solutions and suburban vs. urban differences 

    18:07 Nuances of commercial real estate deals

    23:32 Elements of the Contract 

    24:52 Due Diligence Period 

    26:19 Role of Commercial Real Estate Agents 

    29:19 Title Insurance and Surveys 

    34:34 Zoning and Usage Rules

    38:02 Insurance and Damage Considerations 

    42:24 Legal Fees and Contract Extensions 

    44:48 The escrow negotiation

    45:00 Seller and buyer reactions

    49:23 Confidentiality clauses in real estate 

    52:51 Litigation in real estate 

    56:40 Personal touch in legal services & Wrap up

    • 59 min
    Episode 66 - Market Trends April 2024

    Episode 66 - Market Trends April 2024

    Matt Lombardi and Steve Kaempf talk about Real Estate Market Trends for April 2024


    00:00 - Introduction

    01:57 - The commission settlement lawsuit

    05:06 - Impact of professionalism

    11:11 - Mortgage rate fluctuations

    17:12 - Listing inventory and market trends

    21:50 - Proposed waiver of title insurance requirement

    24:21 Real Estate Trends in Chicago

    28:13 T3 Summit and AI in Real Estate

    35:08 Real Estate Market Statistics

    37:01 Chicago Bears Draft

    40:03 Upcoming Events and Podcasts

    People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.

    Our Success Series covers principles of success to help your thrive!

    IG - https://www.instagram.com/peoplenotti...
    FB - https://www.facebook.com/peoplenottitles
    Twitter - https://twitter.com/sjkaempf
    Spotify - https://open.spotify.com/show/1uu5kTv...

    • 42 min
    Episode 65 - Matthias Smith CEO Pioneer Capital Advisory LLC

    Episode 65 - Matthias Smith CEO Pioneer Capital Advisory LLC

    Matthias Smith talks about his career journey and his launching of Pioneer Capital.
    www.pioneercapitaladvisory.com

    00:00 Introduction
    01:22 The bank teller to entrepreneur journey
    02:27 Entrepreneurial spark
    04:06 Entering the SBA space
    06:06 Learning the SBA process
    16:42 Personal development and side projects
    18:44 The birth of Pioneer Capital
    22:33 Challenges at the bank
    24:31 The decision to become entrepreneurial
    25:35 Forming Pioneer Capital Advisory
    27:58 Starting a business and family support
    30:26 Challenges and perseverance
    32:30 Specializing in business acquisitions
    33:17 Personal brand and vision for the firm


    People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.

    Our Success Series covers principles of success to help your thrive!

    IG - https://www.instagram.com/peoplenotti...
    FB - https://www.facebook.com/peoplenottitles
    Twitter - https://twitter.com/sjkaempf
    Spotify - https://open.spotify.com/show/1uu5kTv...

    • 36 min
    Episode 64 - Peter Fitzgerald - Real Estate Attorney and Partner @ Angelina & Herrick PC

    Episode 64 - Peter Fitzgerald - Real Estate Attorney and Partner @ Angelina & Herrick PC

    https://www.ah-lawyers.com/aboutPeter is a partner at Angelina and Herrick PC00:00 Introduction00:26 The journey to becoming a lawyer01:00 Deciding on a career path03:52 Struggles in law school 05:18 Career aspirations and initial experiences 08:40 Passing the bar exam 16:51 Job search and imposter syndrome18:11 Doubts and perseverance 19:02 The humbling experience 20:19 Competitive spirit and work ethic 22:23 Interview and first impressions (00:22:23) 25:02 Mentorship and learning experience 26:18 Family-oriented law firm27:37 Becoming independent 34:44 Attorney-client communication36:46 Changes in the real estate industry38:44 Maintaining the human element 39:55 Professional Development40:32 Inspiration and Enthusiasm 44:23 Family and Routines 46:18 Recreation and Passion47:42 Closing Remarks and Sponsorship People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.

    Our Success Series covers principles of success to help your thrive!

    IG - https://www.instagram.com/peoplenotti...
    FB - https://www.facebook.com/peoplenottitles
    Twitter - https://twitter.com/sjkaempf
    Spotify - https://open.spotify.com/show/1uu5kTv...

    • 48 min

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