141 episodes

Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!

Phil's Tax Hacks Phil Putney

    • Business
    • 4.5 • 2 Ratings

Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!

    Ep 140: Investor Beware: Advisor Red Flags

    Ep 140: Investor Beware: Advisor Red Flags

    With the volatility in the market many of us are looking to start working with an advisor. What should we keep an eye out for when shopping around for an advisor? What red flags do we need to be aware of?

     

    Watch the video podcast: https://www.youtube.com/channel/UCGS8K5-iPEy6b7fu4pLNLtA

     

    Key points: 

    2:09 – Spotting red flags

    2:44 – Works with everyone

    6:25 – Good news and certainty

    10:35 – Too much jargon

    15:02 – More talking than listening

     

    Read more and get additional financial resources here: http://philstaxhacks.com 

    • 24 min
    Ep 139: Are You a Risk Taker? Evaluating Your Risk Tolerance Level

    Ep 139: Are You a Risk Taker? Evaluating Your Risk Tolerance Level

    Do you take a lot of risk or are you a conservative investor? On today’s episode, we’ll explore why risk tolerance matters and how understanding our own risk tolerance level can protect our assets and future.

     

    Watch the video podcast: https://www.youtube.com/channel/UCGS8K5-iPEy6b7fu4pLNLtA

     

    Key points: 

    0:25 – The current stock market

    2:20 – Increasing inflation and retirement

    3:56 – Do most people know their risk tolerance level?

    5:31 – Are we panicking too much?

    8:00 – How often does risk match their portfolio?

    11:30 – Should we adjust our risk level now?

    13:11 – Bucket strategy to mitigate risk

    14:53 – Taking unnecessary amounts of risk

    17:49 – Adjusting your risk strategy in retirement

    20:40 – Can you reduce risk without giving up growth?  

     

    Read more and get additional financial resources here: http://philstaxhacks.com 

    • 28 min
    Ep 138: Top 10 Financial Debates - Part 2

    Ep 138: Top 10 Financial Debates - Part 2

    Let’s continue our conversation on financial debates today. From deferring taxes to using credit cards, what is your opinion on these common financial debates?

     

    Watch the video podcast: https://www.youtube.com/channel/UCGS8K5-iPEy6b7fu4pLNLtA

     

    Key points: 

    2:45 – Defer or don’t defer taxes

    10:24 – You should never use credit cards

    15:53 – Mutual funds or individual stocks

    25:03 – Start Social Security as soon as possible

    28:31 – Can you DIY retirement planning?

     

    Read more and get additional financial resources here: http://philstaxhacks.com 

    • 37 min
    Ep 137: Top 10 Financial Debates – Part 1

    Ep 137: Top 10 Financial Debates – Part 1

    Should you pay the house off before retirement? Do you need to keep your life insurance once retired? Do annuities deserve their bad reputation? On today’s episode, we’ll break down some famous financial debates and how each side approaches these topics. Who do you agree with?

     

    Watch the video podcast: https://www.youtube.com/channel/UCGS8K5-iPEy6b7fu4pLNLtA

     

    Key points: 

    1:05 – To pay off the house or to not pay off

    7:50 - Individual bonds vs. bond funds

    11:18 – Nobody needs life insurance after retirement

    17:47 – Annuities are a rip-off

    25:08 – Fee-based advisor vs. commissioned broker

     

    Read more and get additional financial resources here: http://philstaxhacks.com 

    • 30 min
    Ep 136: Are These Retirement Statistics Encouraging or Discouraging?

    Ep 136: Are These Retirement Statistics Encouraging or Discouraging?

    We are breaking down some retirement statistics on today’s episode. Are these numbers encouraging or discouraging?

     

    Watch the video podcast: https://www.youtube.com/channel/UCGS8K5-iPEy6b7fu4pLNLtA

     

    Key points: 

    1:29 – Women have less saved than men

    7:00 - You need $1.04 million to retire

    9:29 – 55% of workers plan to continue to work

    10:47 - 25% of Americans increased their savings

    13:46 – 70 million people are taking Social Security

     

    Read more and get additional financial resources here: http://philstaxhacks.com 

    • 19 min
    Ep 135: The Secret to Retirement Success

    Ep 135: The Secret to Retirement Success

    So, what really is the secret to retirement success? While it may be harsh, the reality is we are often our own worst enemy when it comes to planning. On today’s episode, we are going to discuss how we, as investors, can get out of our own way in order to have a successful retirement.

     

    Watch the video podcast: https://www.youtube.com/channel/UCGS8K5-iPEy6b7fu4pLNLtA

     

    Key points: 

    1:09 – We aren’t being harsh

    3:44 – Fear and greed

    6:40 – Investing for taxes

    9:55 – Too much cash

    14:03 – Not doing anything

     

    Read more and get additional financial resources here: http://philstaxhacks.com 

    • 23 min

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