186 episodes

Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!

Phil's Tax Hacks Phil Putney

    • Business
    • 4.8 • 4 Ratings

Financial, tax and retirement planning guidance from Phil Putney. Each week Phil will talk about the keys to building a sound financial strategy that can survive throughout the ups and downs of the market. We'll have plenty of tax hacks along the way and other retirement facts!

    Ep 185: Top Money Mistakes In Retirement (Part 2)

    Ep 185: Top Money Mistakes In Retirement (Part 2)

    In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are the top 10 mistakes to watch out for. In part two of this two-part episode, we’re going to discuss the next 5 money mistakes that Phil often sees in retirement planning.
     
    Here are some of the things we’ll address in this episode:
    1:21 – Not having a clear retirement goal
    4:22 – Not accounting for inflation in your retirement budget
    10:50 – Failing to update your retirement plan regularly
    14:28 – Assuming that you won’t live a long time
    19:08 – Forgetting about sequence of returns risk
     
    For more, visit us online: http://philstaxhacks.com
    Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts

    • 24 min
    Ep 184: Top Money Mistakes In Retirement (Part 1)

    Ep 184: Top Money Mistakes In Retirement (Part 1)

    In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are the top 10 mistakes to watch out for. In part one of this two-part episode, we’re going to discuss the first 5 money mistakes that Phil often sees in retirement planning.
     
    Here are some of the things we’ll address in this episode:
    2:30 – Ignoring future tax implications of your retirement savings
    5:51 – Starting Social Security too early
    9:59 – Focusing on returns instead of income
    12:01 – Being too aggressive or conservative
    16:02 – Taking investing advice from family or friends
     
    For more, visit us online: http://philstaxhacks.com
    Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts

    • 20 min
    Ep 183: Key Finance Decisions During Major Life Events Like Marriage, Divorce, Job Loss & More

    Ep 183: Key Finance Decisions During Major Life Events Like Marriage, Divorce, Job Loss & More

    Are you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making during key life events. From the excitement of getting remarried or entering retirement to the challenges of divorce and the loss of a loved one, we'll provide practical tips and guidance to help you make informed decisions and maintain financial stability.
     
    Here are some of the things we’ll address in this episode:
    1:21 – Financial decisions during remarriage
    4:13 – Financial decisions during divorce
    7:43 – Financial decisions during job changes
    10:37 – Planning for retirement
    12:31 – Severe medical issues and disabilities
    18:13 – Financial decisions during the loss of a loved one
     
    For more, visit us online: http://philstaxhacks.com
    Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts

    • 24 min
    Ep 182: Unsure, Confident or Certain: Retirement Planning Next Steps

    Ep 182: Unsure, Confident or Certain: Retirement Planning Next Steps

    In today’s episode, we’re going to focus on the three categories that many clients fall into when starting their retirement planning journey: The unsure, the confident, and the certain. Whether you have no idea if you can retire or if you’re positive that you have sufficient funds to retire, we’ll cover some critical areas of retirement planning that you need to pay attention to.
     
    Here are some of the things we’ll address in this episode:
    1:10 – The “I have no idea if I can retire” client
    5:24 – The “I think I have enough money” client
    7:25 – What is a reasonable rate of return?
    11:33 – The “I know I have enough money to retire” client
     
    For more, visit us online: http://philstaxhacks.com
    Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts

    • 17 min
    Ep 181: Should You Relocate In Retirement?

    Ep 181: Should You Relocate In Retirement?

    Today, we'll be discussing some challenges of moving amidst the current climate, particularly for pre-retirees and retirees. We recently came across a Vanguard article that proposes a way to potentially add $100,000 to one's retirement savings by selling and relocating to a different state. Is this a feasible strategy? We’ll answer that question and more about relocating in this episode.
     
    Here are some of the things we’ll address in this episode:
    1:06 – Some things to think about if you’re considering moving in the current economy.
    4:31 – Understanding the pros and cons of the real estate market you’re in right now compared to where you are moving.
    8:48 – The importance of looking at the bigger picture when making the decision to move.
    12:01 – The challenges of moving right now.
     
    For more, visit us online: http://philstaxhacks.com
    Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts
     
     

    • 17 min
    Ep 180: Crash Course: The Psychology of Investing in the Wake of Historic Market Crashes

    Ep 180: Crash Course: The Psychology of Investing in the Wake of Historic Market Crashes

    Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. In this episode, we examine how significant market crashes of the past might be impacting your current money management habits.
     
    Here are some of the things we’ll address in this episode:
    1:32 – The ripple effects of the Great Depression
    3:29 – Soaring interest rates
    8:21 – Black Monday to the Dotcom bubble
    16:15 – The impact of the Great Recession
    18:57 – The quick downturn of the pandemic

    22:03 – Finding balance in your investment strategy

     
    For more, visit us online: http://philstaxhacks.com
    Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts
     

    • 28 min

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