Property Mastermind Podcast with Bob Andersen & Hilary Saxton

Bob & Hilary - Property Mastermind
  • 0.0 (0)
  • EDUCATION
  • UPDATED BIWEEKLY
Property Mastermind Podcast with Bob Andersen & Hilary Saxton

Want to sky-rocket your property development career? Bob Andersen & Hilary Saxton are here to add value to your property journey, whether it be through high-quality education, guidance, and accountability. Stay tuned for weekly episodes!

  1. 6 DAYS AGO

    Ep. 190 - Finding a Viable Development Site (Event Recap)

    A great property development starts with finding the right site—but not every piece of land is a good investment. In this episode of the Property Mastermind Podcast Hilary Saxton and Bob Andersen recap the recent "How To Find a Viable Development Site" event. They break down what makes a site viable, how to assess its potential, and the key red flags to avoid. From understanding your budget and financial capacity to selecting the right location, zoning, and market demand, this episode provides a step-by-step guide to identifying profitable development opportunities. Plus, Bob shares real-world insights from over 40 years in the industry, including how to negotiate better terms, what due diligence to focus on, and how to stay ahead of the competition. Episode Highlights [00:00] Introduction – The importance of finding the right development site. [02:18] Masterclass Recap – Insights from the recent training session on site selection. [04:03] Step 1: Understand Your Budget – Why knowing what you can afford is the first step. [05:50] Finding Your “Patch” – How to identify the best suburbs and locations for development. [07:43] Key Factors for a Strong Site – What makes a site suitable for development? [09:57] Why Duplexes Are Trending – The reasons behind the rise in duplex developments. [12:00] The Biggest Challenge in Finding a Viable Site – How pricing and market conditions affect feasibility. [13:53] Feasibility & Due Diligence – Running the numbers and doing proper site assessments. [17:49] Market Demand & Buyer Preferences – Understanding what buyers want before you build. [22:02] How to Research Market Trends – Talking to agents, visiting open homes, and reviewing data. [23:59] Real-Life Development Example – How tweaking a design added $180K in value. [27:22] Negotiation Tactics for Better Terms – How to secure longer settlements and better prices. [29:20] Buyer-Ready Advantage – How being prepared can give you an edge in competitive markets. [32:14] The Biggest Red Flag in Site Selection – Why emotional decision-making can lead to costly mistakes. [34:02] Final Takeaways – How to confidently find and secure a viable development site. ➡️ The Property Mastermind MASTERCLASS - https://bit.ly/4gSi0Xx ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    34 min

  2. FEB 21

    Ep. 189 - Understanding Financial Feasibility in Property Development

    Financial feasibility is the backbone of every successful property development. Without the right calculations, even the best sites can turn into financial disasters. In this episode, Hilary Saxton and Bob Andersen break down what goes into a financial feasibility analysis, why it matters, and how to ensure your numbers stack up before committing to a project. Understanding feasibility will help you avoid costly mistakes and secure profitable projects. From land costs to construction expenses, finance charges, and council fees, this episode provides a step-by-step guide to mastering feasibilities so you can confidently assess any development opportunity. Episode Highlights [00:00] Welcome & Introduction – What financial feasibility is and why it’s critical in property development. [03:11] Understanding Financial Feasibility – The key components of a feasibility study and how it predicts project success. [05:29] Common Mistakes in Feasibility Studies – Why developers often overestimate profits and underestimate costs. [07:30] Breaking Down Sales & Revenue Projections – How to accurately estimate what your finished product will sell for. [09:42] The Biggest Costs to Get Right – Why land and construction costs make up 80% of your expenses. [10:55] Finance Costs & Interest Rates – How loan costs can impact your bottom line and what to account for. [13:01] The Dangers of Relying on Agent Feasibilities – Why real estate agent estimates can mislead developers. [16:11] Real-Life Feasibility Failures & Lessons Learned – Examples of projects that went wrong due to poor feasibility. [20:00] The Impact of Market Timing – Why finishing a project near Christmas or in a slow market can hurt sales. [23:38] Risk Mitigation Strategies – How to create financial buffers and plan for unexpected delays. [25:42] Profit Margins for Different Development Types – What margins financiers require for subdivisions, duplexes, and apartments. [29:24] How to Use a Feasibility Calculator – Tools and methods to calculate your project’s financial viability. [35:30] Mastering Feasibility for Long-Term Success – Why collecting and refining feasibility data helps you scale up. [38:53] Final Takeaways – Recap of the key points and how to get started with feasibility analysis. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    39 min

  3. FEB 14

    Ep. 188 - Conducting Effective Market Research For Your Development

    In this episode of the Property Mastermind Podcast, Hilary Saxton and Bob Andersen dive into the importance of conducting effective market research before starting a development project. They discuss why understanding the market is crucial, how to analyse buyer behaviour, and the risks of relying on assumptions rather than data. Using real-world examples, they break down the key factors that contribute to successful market research, including selecting the right location, analysing demographics, and working with agents to gather insights. The episode also covers mistakes developers make when they build based on personal preferences rather than market demand. Episode highlights Why Market Research Matters [04:54] – The risks of choosing a development location based on assumptions rather than demand. Successful Market Research Example [06:50] – How a well-researched duplex development aligned perfectly with buyer needs. Mistakes Developers Make [10:23] – The dangers of building based on personal preferences instead of market demand. Real-World Case of Bad Market Research [12:40] – How poor design choices led to slow sales and financial loss. How to Conduct Market Research [14:38] – Steps to choosing the right location, analysing data, and understanding demographics. Data-Driven Decision Making [17:20] – Why you should rely on facts and trends rather than opinions when planning a development. Retirement Village Development Case Study [19:01] – How thorough demographic research identified a strong demand for an over-50s community. Market Research for Rental Developments [21:15] – Key differences between owner-occupier and investor-driven projects. Avoiding Emotional Decision-Making [26:31] – Why personal preferences should never dictate property development choices. Final Takeaways [29:30] – Summary of key lessons and the importance of data-backed strategies. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    29 min

  4. FEB 7

    Ep. 187 - Finding A Viable Development Site

    Choosing the right site is one of the most critical steps in property development. In this episode of the Property Mastermind Podcast, Hilary Saxton and Bob Andersen break down exactly what makes a site viable, the common mistakes developers make, and how to avoid costly pitfalls. They discuss key factors like zoning, market demand, financial feasibility, and infrastructure, providing a step-by-step guide to finding and assessing a great development site. Whether you're a beginner or an experienced developer, this episode will help you make smarter decisions and avoid costly mistakes. Episode Highlights Welcome and Overview [00:00] – Introduction to the episode and why finding the right site is crucial for success. The Reality of Property Settlements [02:03] – Why 30% of property settlements don’t happen on time and what to expect. The Risks of Choosing the Wrong Site [03:31] – Common mistakes developers make, including miscalculating costs, overestimating values, and skipping due diligence. Understanding Market Demand [06:51] – How emotions and impatience can lead to poor decisions when choosing a site. The Importance of Due Diligence [08:02] – Why failing to check flood overlays, sewer mains, and other hidden risks can derail a project. A Successful Site Example [09:31] – How a recent duplex project ticked every box, from location to builder selection, and why it was so smooth. Learning from Mistakes [12:46] – Bob shares a personal story of a tough market downturn and how he recovered. Key Factors in Finding a Viable Site [20:40] – The importance of zoning, location, transport access, and local regulations. Working with Council Regulations [23:18] – Why councils can be unpredictable and how to navigate changing policies. Knowing Your Market [27:17] – Why visiting open homes, speaking to agents, and researching local sales are essential. Ensuring Financial Feasibility [34:21] – Why crunching the right numbers upfront determines project success. Final Takeaways [37:44] – Recap of key steps and an invitation to join the upcoming lunchtime masterclass on site selection. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    39 min

  5. JAN 31

    Ep. 186 - The Ultimate Beginner’s Guide to Property Development

    Starting in property development can feel overwhelming, but knowing the right steps can make all the difference. In this episode of the Property Mastermind Podcast, Hilary Saxton and Bob Andersen break down exactly where to begin—whether you're looking for the best courses, podcasts, or guidance on finding your first site. They cover why having a strong motivation matters and how defining your "why" can keep you focused and driven through the challenges of property development. Whether it's financial freedom, more time with family, or creating long-term wealth, having a clear goal will help you push through setbacks and make better decisions. The episode also explores how to transition from learning to doing—because property development isn’t just about theory. Bob and Hilary discuss common pitfalls beginners face when they focus too much on education without applying their knowledge. They provide real-world insights into how to take those first practical steps, from researching the market to finding and assessing potential development sites. This episode will give you a clear roadmap to get started—whether you're just looking into property development or you're ready to take action. Episode Highlights: Welcome and Overview [00:00] – Introduction to the episode, covering where to start in property development, courses, and podcasts. Why Property Development? [04:09] – Understanding personal motivations and why having a strong "why" is crucial for success. The Importance of Education [05:47] – Why learning the right processes is essential before jumping into property development. The Evolution of Property Development [08:05] – How the industry has changed and why it's easier to start now than in the past. Where to Start with Podcasts [09:38] – Recommendations for which Property Mastermind Podcast episodes beginners should listen to first. Converting Theory into Practice [11:39] – Why education alone isn’t enough and how to apply learning to real projects. Upcoming Lunchtime Learning Series [13:21] – Details about the February masterclass on site selection and feasibilities. Masterclass Breakdown [16:38] – How the full-day masterclass in March provides a deeper, hands-on approach to property development. Choosing the Right Learning Path [20:11] – Online courses vs. mentoring and which option best suits different learning styles. What Makes Property Mastermind’s Mentoring Unique? [21:11] – One-on-one, customised mentoring designed to fit individual goals. Understanding Project Feasibility [23:07] – How to determine the right type of development based on available funds and investment strategy. Final Thoughts and Next Steps [27:18] – The essential first steps for starting in property development: education, finance, and site selection. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    29 min

  6. JAN 24

    Ep. 185 - How To Succeed In Property Development In 2025 (5 Key Mindset Strategies)

    Are you ready to take your property development game to the next level in 2025? In this motivating solo episode, Hilary Saxton explores the critical skills and traits needed to thrive as a property developer in 2025. She unpacks five essential attributes—resilience, communication, problem-solving, emotional intelligence, and time management—and shares real-life stories and strategies for building each one. You’ll also learn the importance of networking and how to create connections that open doors to new opportunities. Whether you're navigating your first project or scaling up, this episode will inspire and equip you to take action. Episode Highlights: Welcome and Overview [00:23] – Introduction to the five key attributes for success in property development and a book giveaway. Resilience [01:38] – The importance of resilience as the foundation for enduring challenges in property development. Decision-Making and Resilience [02:39] – Strategies for accepting or changing situations to build mental toughness. Communication [07:16] – Clear and tailored communication as a tool for managing teams and building connections. Personality Profiling in Communication [09:24] – Insights on adapting communication styles to match different personalities for better collaboration. Problem Solving [11:39] – Treating problems as opportunities and making quick decisions to maintain project momentum. Emotional Intelligence [13:59] – Developing empathy and understanding to improve leadership, negotiation, and team dynamics. Time Management [21:17] – Effective time allocation as a key to balancing property development with other commitments. Networking [28:21] – Building strong connections to create opportunities and leverage relationships in property development. Closing Thoughts [35:26] – Recap of the five key attributes and encouragement to take action in 2025. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    35 min

  7. JAN 16

    Ep. 184 - Profit And Property Development

    Are you curious about how property development can boost your financial future? In this episode of the Property Mastermind Podcast, Hilary Saxton and Bob Andersen dive into the fascinating world of property development profits. From simple splitters to multi-townhouse projects, they break down potential earnings and share inspiring success stories from their mentoring students. Whether you're considering your first venture or looking to level up, this episode is packed with actionable insights to get you excited about 2025. The episode highlights real-life examples and stories, such as a mentoring student's success in moving into industrial property development. They also emphasise how property development can transform lives, offering significant returns even with part-time involvement. The episode wraps up by encouraging listeners to take steps toward their property development goals in 2025. Episode Highlights: Technical Difficulties and New Year Tips [01:38] – Overcoming studio challenges and sharing a New Year’s tip about relaxation. Choosing a Word for the Year [02:33] – Tips for staying motivated in 2025 with a focus word or theme. Splitter Definition and Profit Expectations [06:26] – Explanation of splitters and typical profits ($100,000–$120,000). Building on Splitter Lots [08:49] – Exploring the added value of building on split lots, with profits of $400,000+. Two Lot Subdivision Explained [11:36] – Key differences between splitters and two-lot subdivisions, including costs and profits. Duplex Development Profits [13:40] – Discussing profits from duplex developments, typically $450,000–$600,000. Middle Market Duplex Example [16:05] – Insights into profits from middle-market duplexes and their financial impact. Managing Multiple Projects While Working [18:30] – How part-time property developers manage multiple projects while maintaining full-time jobs. Two Lot Subdivision vs. Duplex [18:45] – Advantages and disadvantages of two-lot subdivisions compared to duplex projects. Battle Axe Subdivision [20:52] – Introducing the concept of retaining a house while subdividing and building on the back lot. Profit from Battle Axe Subdivision [21:19] – Typical profits from battle axe subdivisions, around $350,000. Three Townhouses Development [23:19] – Exploring the process and profits of three-townhouse developments ($450,000–$500,000). Four Townhouses Development [24:15] – Increased profits ($600,000–$700,000) from larger townhouse projects. Scaling Up: Six to Eight Townhouses [27:25] – Discussion on economies of scale and higher profits in larger townhouse developments. Industrial and Commercial Developments [28:07] – Exploring the benefits and risks of industrial and commercial projects. Profit Margins in Industrial Developments [30:30] – Insights into higher returns (25–30%) in industrial projects. Return on Cost in Different Projects [31:14] – Understanding return on cost as a measure of project profitability. Encouragement for Aspiring Developers [31:24] – Inspiring advice for those considering property development in 2025. Conclusion and Next Episode Teaser [31:45] – Closing remarks and a sneak peek into the next episode. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E 👉 The Property Developer Kickstart - https://bit.ly/3OG5zSY 👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️ See omnystudio.com/listener for privacy information.

    33 min

  8. JAN 10

    Ep. 183 - How We Deal With Unexpected Property Development Events

    This week, Hilary and Bob discuss how to navigate unexpected events in property development. They emphasise that surprises are a common occurrence in the field, and sharing their current experiences provides valuable insights for listeners. They also dive into the importance of reflection, inspired by Hilary's recent mindset session. Bob highlights that while reflecting on past experiences is crucial for learning, it's important to remember that the past should be a place of learning from history rather than dwelling on the past. Episode Highlights: Importance of Reflection [01:27] Reflection vs. Residing in the Past [01:52] Current Issue: Industrial Development [03:08] Christmas Shutdown Challenges [03:42] Finance and Valuation Delays [08:46] Requesting an Extension [11:58] Dealing with Multiple Investors [12:48] Lawyer Communication Issues [16:02] Importance of Relationships [18:02] Plan B: Settling Without Financier [21:21] Plan B Details [23:51] Christmas Settlement Challenges [27:17] Boxing Day Settlement Example [28:07] Conclusion [28:32] ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E 👉 The Property Developer Kickstart - https://bit.ly/3OG5zSY 👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️   See omnystudio.com/listener for privacy information.

    30 min
See All (189)

About

Want to sky-rocket your property development career? Bob Andersen & Hilary Saxton are here to add value to your property journey, whether it be through high-quality education, guidance, and accountability. Stay tuned for weekly episodes!

Information

You Might Also Like

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes, and get the latest updates.
Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada