Property Uncovered Sanjeev Sah

Bhavya Nanjundappa's story is a testament to life's unpredictability and the merits of adaptability. Soon after securing her first home in Sydney, circumstances changed, and Bhavya relocated to Brisbane. Transforming her Sydney property into an investment, her property journey began.
 
In this episode, Sanjeev dives into Bhavya's inspiring story of growth, from initial uncertainties and learning curves to purchasing three investment properties and achieving considerable financial success.
 
Through this candid conversation, Bhavya emphasizes the importance of starting small, understanding market dynamics, and empowering oneself with financial knowledge—especially for women seeking to establish financial independence. Join us as we explore how strategic investments can yield significant value appreciation and positive cash flow. 
 
-- AUDIO TIMESTAMPS –
 
(00:00:00) Intro
(00:03:49) Bought Unit in Sydney: Transition to Investment
(00:07:23) Learning Through Mistakes: Property Sale and Loan Pay-off
(00:12:06) COVID's Impact: Hybrid Work and Regional Investment Boost
(00:14:49) Housing Market Struggles: Fear of Rising Prices
(00:18:18) Investment Properties: Positive Experiences Summary
(00:21:18) Investing: Easing Financial Stress and Family Commitments
(00:22:45) Financial Support: Entrepreneurial Transition in 2019
(00:27:50) Stick to Budget: Start, Educate, Motivate, Succeed
(00:30:58) Self-Care for Happiness, Empowerment, and Success
(00:33:14) Leveraging Bank's Money: Safe Asset Growth
(00:34:56) Outro
 
-- QUOTES --
  "We just only went through our convenience, what would work, our location, easy maintenance and that's what we want."
 
 "And the knowledge that we gained through the whole process was like, wow, why didn't we know this before? So whatever I said, the mistakes we learned, it was then that we started realizing that, oh, my God, if only I had done this way, it would have been a different story for us now."
"Don't go beyond your budget or what you can contribute to with less stress or what you're able to do. Just get started. I'm just saying, just get started."
 
"Try and diversify and think of other ways of doing it. And yeah, probably these are my top three things."
 
"I think first thing is empower yourself with that knowledge of investing."
 
-- CONNECT WITH SANJEEV --
💼 LinkedIn: https://linkedin.com/in/sahsanjeev
 
-- FOLLOW INVESTORS DREAM --
👉 Website: https://investorsdream.com.au
📞 Book a call: https://investorsdream.com.au/bookcall
📸 Instagram: https://instagram.com/investorsdreambuyersagent
🌌 Facebook: https://facebook.com/investorzdream
 

Karthik's life entered a new chapter in 2017 when he and his family embarked on a journey from their homeland to the vibrant shores of Australia. They settled in Sydney in 2018, navigating the challenges of renting in a competitive housing market while building their careers. Seeing friends pursue home-ownership sparked a similar aspiration in Karthik. With stable jobs and a growing family, they embraced the future.
 
Karthik's journey reflects the opportunities that come with determination and hope in a new land. Today, he's settled, focused on his career, and a devoted family man. In this episode, Karthik shares insights on property investment and the importance of automatic saving and investing for long-term returns. 
 
Whether you're a novice investor or expanding your portfolio, Karthik's story promises inspiration and practical advice. Join Sanjeev in this episode of Property Uncovered to learn how making saving and investing an automatic part of your life can have multi-fold returns.
 
 
-- AUDIO TIMESTAMPS –
(00:00) Intro
(00:56) Introducing Guest Speaker Karthik
(05:42) Property Purchase: Seizing Opportunity with Low Interest Rates
(08:00) Budgeting and Seizing Opportunities
(10:29) Family: Learning about Equity and Investments
(14:45) Shared Philosophy: Seeking Comfortable Lifestyle through Investments
(18:15): Property Investment Conversations: Finding Confidence
(21:40) Skeptical Approach to Super Money Investment
(22:22) Navigating EMI, Rent, and Investments
(24:25) Understanding Self-Managed Super and Trusts
(28:17) Overcoming Initial Doubts and Fears
(31:50) Importance of Seeking Help and Taking Action
(34:20) Confidently Pursuing New Opportunities with Financial Backing
(38:23) Inspiring Story: Passion and Capital
(41:30) Start Investing. Cultivate Good Habits. Seek Guidance.
(44:04) Efficient Set-up of SMSF Account and Trust
(46:35) Advice: Please Invest for the Future
(54:00) Outro
 
-- QUOTES --
-“We knew that the interest rates wouldn't stay at one-ish percent forever, but at that point in time, it seemed very less. So we thought, hey, why not? This is the right time to invest.”
 
-"When you're earning, when you're in the prime of your life, when you're making a decent amount of money, you want to ensure that whatever you lead a comfortable lifestyle with it, of course, not squeeze it, but at the same time also ensure that the money grows, because you never know what other expenses might come up in future."
 
-“We realized that investing through self-managed super seems much easier and safer than pulling equity from an investment property."
 
-“It's almost like entering the investment market again as a fresher from a different mindset. But all those discussions that we had with our accountant, with yourselves, with my mortgage broker, sort of clarified a lot of things in terms of it's not that bad because you set up your own trust, everything goes from the trust, and everything comes back to the trust.”
 
-“Back in Bangalore, when you want to buy something, you go look at it ten times, 15 times, look at multiple things there, and then make a decision whether you want to buy it or not.
Whereas here, you just know the address, you know, some people who have advised about it and, you know, some people are looking after it, and you are just interacting with these people on a property that you have literally virtually seen. Just a few photos and probably a video, a good 30-minute video that you had presented initially."
 
-“It's been a very satisfying experience, to be very honest. Like I said, there was one part of the fear of investing and borrowing so much from the banks because, again, the family comes from a traditional mindset of having in mind that borrowing is not good; borrowing is bad. So if you have borrowed, you repay it as soon as possible. That's the mindset that traditionally, we all come from.”
 
-“Coming here, trying to understand a different market, understand

Cherry Ann Brangovits leads with confidence as a team leader within the accounts department of a renowned engineering firm, leveraging her skills to break new ground and drive success. However, her journey is not just about professional strides.
In this episode, Sanjeev delves into Cherry Ann’s self-taught property investment journey and discusses everything from prospecting investments to retirement and future-proofing finances.
Join us as Cherry Ann shares the strategies she and her husband, Georgie, implement to achieve their goal of finding financial freedom and building generational wealth for their family through property investment.
 
--TIMESTAMPS--
(00:00:00) Intro
(00:06:35) Navigating Fear in Real Estate Through Education
(00:10:00) Property Investment: Long-Term, Not Quick
(00:10:49) Exploring Alternative Paths Towards Achieving Generational Wealth
(00:15:39) Self-Sufficiency: Investing in Property for the Retirement
(00:17:47) Property: Less Risk, Insurance Key
(00:23:02) Embracing Success Together: Investing As a Couple
(00:27:19) Find Your People, Build Your Dream Team
(00:30:20) Investing Wisely: Focus on Data and Growth
(00:34:38) Inspired Couple Pursuing Property Investment
(00:37:26) Financial Stability: The Key to Freedom
(00:47:00) Empowering Women for Financial Freedom
(00:50:00) Outro
 
-- QUOTES --
-"I think you need to understand that investing in property is not a quick fix. It's not the thing that's going to get you rich tomorrow or get you comfortable tomorrow. You go into that knowing that the rewards of an investment property is a long term gain."
 
-"If you come across a bit of a stumbling block in front of you, don't let that be the thing that makes you go, oh, okay, we can't do it. What are the other ways that you can kind of reach your dreams, pursue your dreams, have the right team behind you to help facilitate that."
 
-"I think everyone needs to kind of sit back and go, a pension is not guaranteed. So if it's not guaranteed, can I afford the life that I want, the life that I've been accustomed to long after I finish working?"
 
-"The people who really care and who are really passionate about what they're doing, they give you more information than they probably should. They give you that information for free."
 
-"Our plan is also to grow our SMSF. Like while we've got that one property and we could easily just have that one property. And be fine. We want to be able to exceed what we've got in there and be very comfortable with our SMSF, but our passion will always be the conventional way we would be planning."
 
-"And to those who sit back and go, oh, I'll just wait till the interest rate goes down and everything, there is never the right time to get into the market. Whether the interest rate is high or low and how far your dollar will stretch does not mean that you shouldn't just jump in."
 
-"I'd love to see more women pursue this as well. And like I said, obviously I'm doing it with my partner. But for the single ladies out there who as yet haven't got a partner or are happy to be single, I'd love to say to them, see investing as being a way of getting financial freedom."
 
-- CONNECT WITH SANJEEV --
💼 LinkedIn: https://linkedin.com/in/sahsanjeev
 
-- FOLLOW INVESTORS DREAM --
👉 Website: https://investorsdream.com.au
📞 Book a call: https://investorsdream.com.au/bookcall
📸 Instagram: https://instagram.com/investorsdreambuyersagent
🌌 Facebook: https://facebook.com/investorzdream

Dinesh Chappidi is an IT professional and property investor living in Sydney. After living in the country for several years and thinking about purchasing a property, he realized the lack of education was holding him back. In this episode, Sanjeev and him will dive into the challenges Dinesh faced building his first investment property, how he couples short-term action with long-term vision, or why he believes education and guidance are crucial for success in property investment. Join us as Dinesh shares his journey, from his background and settling down in Australia to his decision to enter the property market.
 
-- TIMESTAMPS --
(00:00) Intro
(00:51) Dinesh’s background
(05:40) Education in Property Investing
(08:27) Challenges in Buying His First Property
(13:44) What’s it like to Buy Interstate
(18:06) Advice for New Property Investors
(22:58) Outro
 
-- QUOTES --
- “Lack of education was the primary reason why we wouldn’t think about properties at all… I delayed my property journey because of it.”
- “Ups and downs are common… In the long term, everything settles by itself and it doesn't matter how the economic condition is.”
- “Buying a land was a pretty straightforward process. But building a house on top of it, a lot of variables changed.”
- “If you are looking to invest long-term, I don’t see a reason why you should wait.”
 
-- CONNECT WITH DINESH --
💼 LinkedIn: https://www.linkedin.com/in/dinesh-c-15600415/
 
-- CONNECT WITH SANJEEV --
💼 LinkedIn: https://linkedin.com/in/sahsanjeev
 
-- FOLLOW INVESTORS DREAM --
👉 Website: https://investorsdream.com.au
📞 Book a call: https://investorsdream.com.au/bookcall
📸 Instagram: https://instagram.com/investorsdreambuyersagent
🌌 Facebook: https://facebook.com/investorzdream

Samantha Gillett is a property investor from Sydney. As a 51-year-old mother of five children, plus two dogs and a full-time job, you would think of her as the typical investor. But after being inspired by a family member, she decided to start doing her own research on property investing. Not long after, she brought her husband along with the ride and together they hit the ground running, buying 2 properties in only 4 months.
In this episode of Property Uncovered, Sanjeev sits down with Samantha to discuss what it’s like to buy a property through Zoom, how to get your partner on board with your investment plan, or why it’s never too late to take action and get started on your goals.
 
-- TIMESTAMPS --
(00:00) Intro (00:50) Background (02:15) Investing In Property (08:22) Getting My Partner On Board (12:58) Acquiring Off-Market Properties (15:03) Thoughts on Interest Rates (16:48) Buying Properties Through Zoom (19:52) 3 Tips For Investors (21:47) It’s Never Too Late (25:44) Outro
 
-- QUOTES --
- “My husband and I went through school learning that having debt it's a bad thing.”
- “Now is the best time to invest because while there is high-interest rates, many people don't want to buy.”
- “I really believe that these days, with technology like Zoom, it's really irrelevant where the property is located now.”
- “We really believe the more properties we have the better off we will be when retirement comes around. It will give us more options and flexibility to do what we want to do.”
 
-- CONNECT WITH SANJEEV --
💼 LinkedIn: https://linkedin.com/in/sahsanjeev
 
-- FOLLOW INVESTORS DREAM --
👉 Website: https://investorsdream.com.au
📞 Book a call: https://investorsdream.com.au/bookcall
📸 Instagram: https://instagram.com/investorsdreambuyersagent
🌌 Facebook: https://facebook.com/investorzdream
 
 

 
Samantha Delaney is the New Business Development Manager at Harcourts Mandurah, the leading real estate agency in the Peel region in Perth.
After working in the customer service industry, Sam moved from the UK to Western Australia and joined Harcourts Mandurah in 2012 as a property manager.
In this episode of Property Uncovered, Sanjeev and Sam discuss the number of properties that a property manager can manage while still being effective, when your real estate agency should incorporate an additional hire, or how to pick the right property manager as an investor.
 
-- TIMESTAMPS --
(00:00) Intro
(00:51) Working at Harcourts Mandurah
(02:43) Background In Property Management
(04:07) Team And Roles At Harcourts Mandurah
(08:06) Incorporating A New Hire In The Team
(11:17) Insights That Helped Her In Her Role
(13:07) Choosing A Property Manager As An Investor
(19:00) How Buyer’s Agents Affect Her Work
(22:02) The State Of The Current Market In Mandurah
(24:29) Supporting People In Need
(27:26) Tips To Secure A Home As A Buyer
(29:23) Do Your Research
(33:36) Where to find Sam
(34:03) Outro
 
-- QUOTES --
- “There’s nothing worse for an owner than (not being able to) get ahold of their property manager.”
- “I’ve heard of property managers running with over 200 properties. That’s something we would never do, simply because the utmost priority for us is to deliver good customer service.”
- “Our property managers do everything from end to end. There’s never that third-party going in where the communication is lost.”
- “(Buying a house) is not a process I would ever recommend that somebody does for themselves.”
 
-- CONNECT WITH SAM --
💼 LinkedIn: https://linkedin.com/in/samantha-delaney-5232711b2
📨 Email: sam.delaney@harcourtsmandurah.com.au
📞 Phone: 0421504492
 
-- FOLLOW HARCOURTS MANDURAH --
🌐 Website: https://harcourts.net/au/office/mandurah
💼 LinkedIn: https://linkedin.com/company/harcourts-mandurah
📸 Instagram: https://instagram.com/harcourtsmandurah
🌌 Facebook: https://facebook.com/harcourts.mandurah
 
-- CONNECT WITH SANJEEV --
💼 LinkedIn: https://linkedin.com/in/sahsanjeev
 
-- FOLLOW INVESTORS DREAM --
👉 Website: https://investorsdream.com.au
📞 Book a call: https://investorsdream.com.au/bookcall
📸 Instagram: https://instagram.com/investorsdreambuyersagent
🌌 Facebook: https://facebook.com/investorzdream