Retire In Texas

Darryl Lyons
  • 4.8 (31)
  • BUSINESS
  • UPDATED WEEKLY
Retire In Texas

If you are close to retirement and your plan is to retire in Texas, this is the right money conversation for you. Here you will learn the Texas nitty-gritty of money and financial topics from a highly sought-after financial advisor, author, co-founder, and CEO of PAX Financial Group, Darryl Lyons. If your faith, family, and freedom are important to you, then you will love the Retire in Texas Podcast.

  1. Why Diversification Matters: Beyond the S&P 500

    2 DAYS AGO

    Why Diversification Matters: Beyond the S&P 500

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, explores the importance of diversification and why blindly following the S&P 500 may not be the best investment strategy. While many investors believe in a simple, passive approach, history has shown that overreliance on any single asset class can be risky - especially in unpredictable market cycles. Key highlights of the episode include: • Lessons learned from the Lost Decade (2000-2010) and how a stagnant S&P 500 impacted investors. • Why the four largest companies in the world in 1989 - based in Japan - led to a 30-year bear market. • The role of alternative investments such as private equity, private debt, and infrastructure in modern portfolios. • How PAX Financial Group approaches diversification to balance risk and opportunity in today’s market. For additional insights and to learn how PAX Financial Group can guide your financial journey, visit www.PAXFinancialGroup.com. If you enjoyed this episode, share it with someone who could benefit! Resources: Amazon.com: The Allocator's Edge: A modern guide to alternative investments and the future of diversification: 9780857197931: Huber, Phil, Asness, Clifford: Books

    17 min
  2. The #1 Reason Investors Underperform - And How to Fix It

    FEB 12

    The #1 Reason Investors Underperform - And How to Fix It

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, uncovers the surprising ways investors sabotage their own success. Despite strong market performance, studies show that the average investor consistently underperforms - by as much as 5% per year. Why? Behavioral biases. Key highlights of the episode include: •The Dow Bar study’s shocking findings on why investors consistently earn 5% less than the market. •How overconfidence causes even successful professionals to make costly financial mistakes. •Why recency bias leads investors to chase trends and panic during downturns. •The impact of confirmation bias and how it keeps investors from seeing the full picture. •Real-world examples of billionaires, fund managers, and everyday investors who fell into these traps. For additional insights and to learn how PAX Financial Group can guide your financial journey, visit www.PAXFinancialGroup.com. If you enjoyed this episode, share it with someone who could benefit! Resources: Keys to Financial Success and how Behavioral Tendencies can Impact... Is It Safer to Travel by Car or Plane? A Comprehensive Safety Comparison for Travelers  DALBAR Releases 30th Annual QAIB Report  How Investors Are Costing Themselves Money  5 Behavioral Biases That Affect Investing Decisions

    17 min
  3. The Power of Small-Cap Stocks: Hidden Opportunities in Your Portfolio

    FEB 5

    The Power of Small-Cap Stocks: Hidden Opportunities in Your Portfolio

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, explores the world of small-cap stocks and their potential role in your investment portfolio. While often overlooked, these companies present unique opportunities for growth - but also come with specific risks. Darryl unpacks the fundamentals of small caps, their historical performance, and key factors influencing their future outlook. Key highlights of the episode include: •    The definition of small-cap stocks and why they differ from traditional small businesses. •    How small-cap companies fit into a diversified investment strategy, typically making up 5-15% of a portfolio. •    The impact of interest rates on small caps and why rate cuts could create a tailwind for these stocks. •    Why private equity is changing the small-cap landscape and what that means for investors. •    Examples of small-cap companies that have grown into industry giants, like Monster Energy and Pilgrim’s Pride. •    The pros and cons of investing in small caps, including their potential for high returns and their vulnerability to market swings. For additional insights and to learn how PAX Financial Group can guide your financial journey, visit www.PAXFinancialGroup.com. If you enjoyed this episode, share it with someone who could benefit! Resources: 10 of the Best Small-Cap Stocks to Buy Today | Morningstar  (9) Have the insatiable private markets eaten the small cap effect? | LinkedIn  The Cross‐Section of Expected Stock Returns - FAMA - 1992 - The Journal of Finance - Wiley Online Library  StepStone PowerPoint Presentation Template_Jan 2024  The stars appear aligned for small caps  The best and worst Small Growth funds

    18 min
  4. 2025 Financial Convictions: Preparing for the Year Ahead

    JAN 29

    2025 Financial Convictions: Preparing for the Year Ahead

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, breaks down his top ten convictions for 2025, exploring trends and insights shaping the financial landscape in the year ahead. From housing market optimism to artificial intelligence entering the mainstream, Darryl offers thoughtful perspectives to help you navigate opportunities and challenges in the coming year. Key highlights of the episode include: ●        Why millennials and Gen Z may finally catch a break in the housing market as regulatory incentives and builder optimism reshape the landscape. ●        Preparing for a potential 10% market pullback, driven by an unexpected and significant event. ●        Insights on how diversification may lead to opportunities beyond the "Magnificent Seven" tech stocks. ●        How the expiration of the Tax Cuts and Jobs Act (TCJA) could impact estate taxes, deductions, and planning strategies. ●        How significant advancements in artificial intelligence will begin to reshape productivity and innovation across industries, with companies leveraging AI to achieve unprecedented efficiencies and create new opportunities for growth. For additional insights and to learn how PAX Financial Group can guide your financial journey, visit www.PAXFinancialGroup.com. If you enjoyed this episode, share it with someone who could benefit! Resources: Housing Market Predictions For 2025: When Will Home Prices Drop? – Forbes Advisor Trump wants to fix the housing affordability crisis: Can he? | Fox Business About - The Hotel Guide Moore's Law Texas’ Main Voucher Bill This Chart Shows How Often Stock Market Corrections Occur | Money Travel 2025: The Forecast on Pricing is Mixed - The New York Times

    24 min
  5. The Art of Decisiveness: Making Better Financial Choices

    JAN 22

    The Art of Decisiveness: Making Better Financial Choices

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, dives into the art of decision-making and how honing this skill can elevate your financial and personal life. Drawing parallels between the decisiveness needed in investing and the permanence of tattoos, Darryl shares practical tips to help listeners approach life’s toughest choices with a thoughtful and deliberate mindset. Key highlights of the episode include: ●       The distinction between decisiveness and impulsiveness - and how to avoid costly mistakes. ●       Why setting the right mental stage (including adequate sleep and a clear mind) is crucial for sound investment decisions. ●       The importance of asking better questions to uncover deeper insights for your financial strategy. ●       Insights from Jim Collins’ Good to Great: quoting “Fire bullets, not cannons” for measured, thoughtful decision-making. ●       The risks of overconfidence in investments, including myths about the U.S. dollar and diversification strategies. ●       How to measure and manage downside risk effectively using tools like Monte Carlo analyses and structured products. For more insights and to explore how PAX Financial Group can guide you on your financial journey, visit www.PAXFinancialGroup.com. If you enjoyed this episode, share it with someone who could benefit! Resources: Mitch on the Markets The Strong Dollar's Impact on Markets and Economy in 2025 Decisive: How to Make Better Choices in Life and Work

    18 min
  6. Patience Pays: Avoiding Costly Investment Mistakes

    JAN 15

    Patience Pays: Avoiding Costly Investment Mistakes

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, explores the nuances of investment decision-making and the importance of patience in achieving long-term financial success. Drawing on real-world examples and lessons from PAX Financial’s due diligence process, Darryl unpacks the complexities of managing portfolios and avoiding common investment pitfalls. Key highlights of the episode include: The importance of patience and why the market rewards long-term investors. Real-life examples of investment mistakes, including the infamous Zoom vs. Zoom Technologies mix-up. Insights on diversification and how outsourcing to skilled money managers can reduce risk. The critical role of due diligence in assessing underperforming assets or asset managers. Why switching "money lanes" prematurely is one of the most common and costly errors investors make. How PAX Financial Group remains loyal to clients by maintaining transparency and avoiding conflicts of interest. For more insights and to explore how PAX Financial Group can guide you on your financial journey, visit www.PAXFinancialGroup.com. If you enjoyed this episode, share it with someone who could benefit! Resources: https://www.carsongroup.com/insights/blog/the-real-message-behind-missing-the-best-market-days-chart/ www.eventide.com https://www.thewealthadvisor.com/article/stock-markets-momentum-poised-shift-2025?mkt_tok=NjY2LVBIQS05NTgAAAGX4cJOvDMCrG-KdOpyw4xXagyLXAXeKV2TRrwjkkeRiR4mkA5jC6oavlNp9NpnnLAdLFVk00VA0D2DC5YMPz7nJau5SeYkRqCiO347 https://drive.google.com/file/d/14GhhPcotO_CFqa8tTgOhgGlt3TMjjDLc/view?usp=sharing

    18 min
  7. The Complexity of Global Trade and What It Means for You

    JAN 8

    The Complexity of Global Trade and What It Means for You

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, tackles the growing complexity of today's world and its impact on the global economy, investment strategies, and everyday decisions. Drawing comparisons to the simplicity of the 1950s, Darryl examines how technological advancements, trade policies, and consumer behaviors have evolved and how embracing complexity can lead to better financial outcomes. Key highlights of the episode include: The importance of developing tolerance for complexity in a rapidly changing world. How tariffs, global trade, and interconnected supply chains shape economic trends. Insights into the Consumer Confidence Index and what declining numbers signal about the economy. Why diversification remains crucial in managing risk during uncertain times. Opportunities for innovation and strategic investment in a complex global market. Practical advice for overcoming fear and making sound financial decisions in a multifaceted environment. To learn more and explore how PAX Financial Group can help you navigate economic challenges, visit www.PAXFinancialGroup.com. If you found this episode helpful, share it with someone who might benefit! Resources: Opinion: Trump is right on tariffs, here’s why Americans Are Less Confident About Where The US Economy Is Headed | The WealthAdvisor

    16 min
  8. 2025 Market Insights: What Investors Need to Know

    12/18/2024

    2025 Market Insights: What Investors Need to Know

    In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, explores Charles Schwab's 2025 US Stock and Economic Outlook and its implications for investors in the coming year. Darryl provides a thoughtful breakdown of the report's key insights, covering everything from tariffs and trade policies to economic growth, housing affordability, and opportunities in the stock market. This episode takes a balanced look at how policy changes, economic trends, and market volatility might shape the 2025 financial landscape, helping listeners better understand what to expect in the months ahead. Whether you’re a seasoned investor or someone simply curious about where the economy may be headed, this discussion offers clarity and actionable takeaways. Key highlights of the episode include: The potential impact of tariffs, mass deportations, and trade dynamics on the US economy and inflation. Why small businesses remain optimistic despite inflationary challenges and how they drive job growth. The importance of domestic production, innovation, and unexpected market upsides. Insights into the housing market, affordability concerns, and the role of foreign labor in construction. Opportunities in stocks, small-cap companies, private credit, and international markets as we enter 2025. Practical advice for weathering market pullbacks and preparing for volatility in a shifting economic environment. To learn more and explore how PAX Financial Group can guide you through economic changes, visit www.PAXFinancialGroup.com. If you found this episode valuable, share it with someone else who might benefit! Resource: 2025 Schwab Market Outlook | Schwab Funds

    21 min
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4.8
out of 5
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About

If you are close to retirement and your plan is to retire in Texas, this is the right money conversation for you. Here you will learn the Texas nitty-gritty of money and financial topics from a highly sought-after financial advisor, author, co-founder, and CEO of PAX Financial Group, Darryl Lyons. If your faith, family, and freedom are important to you, then you will love the Retire in Texas Podcast.

Information

  • Creator
    Darryl Lyons
  • Years Active
    2021 - 2025
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    © 2021-2022
  • Show Website
    Retire In Texas

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