Retire With Ryan

Ryan R Morrissey
  • 4.9 (34)
  • INVESTING
  • UPDATED WEEKLY
Retire With Ryan

If you’re 55 and older and thinking about retirement, then this is the only retirement podcast you need. From tax planning to managing your investment portfolio, we cover the issues you should be thinking about as you develop your financial plan for retirement. Your host, Ryan Morrissey, is a Fee-Only CERTIFIED FINANCIAL PLANNER TM who lives and breathes retirement planning. He’ll be bringing you stories and real life examples of how to set yourself up for a successful retirement.

  1. 1 DAY AGO

    11 Potential Tax Changes Under A Trump White House

    What could a Trump White House and Republican-controlled Congress mean for your finances? In this episode, we break down the potential tax changes—from individual tax brackets to business deductions and state taxes—that could impact your bottom line. Tune in to understand the areas with low, moderate, and high potential for change and what steps you should consider if you live in a high-tax state. You will want to hear this episode if you are interested in... [1:19] Sign up for my weekly newsletter  [2:28] Area of low potential for changes  [4:25] Area of moderate potential for changes  [10:05] Area of high potential for changes  [14:18] What to do if you’re in a high-tax state Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    16 min

  2. NOV 26

    Mistakes To Avoid During Medicare Open Enrollment with Danielle Roberts, #229

    How does Medicare Open Enrollment work? Do you need a supplement plan? How do you choose between a Medigap or Medicare Advantage plan? Navigating these questions can be overwhelming. That’s why Danielle Roberts—co-founder of Boomer Benefits and the author of “10 Costly Medicare Mistakes You Can't Afford to Make”—joins me in this episode to help you avoid common pitfalls during Medicare Open Enrollment. You will want to hear this episode if you are interested in... [1:42] How Medicare open enrollment works [3:45] Do you need a supplemental plan?  [5:13] How CMS changes impact plans [9:37] Comparing Medigap vs Medicare Advantage [12:41] The typical annual rate increase [15:21] How Medigap plans work when you move [16:12] When to choose a Medicare Advantage plan [19:34] How Medicare Part D works [21:38] How to choose between Medigap vs Advantage plans [24:06] How to choose a broker to work with [27:05] Start researching your Medicare options early [28:06] How to get a free copy of Danielle’s book Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel 10 Costly Medicare Mistakes You Can't Afford to Make Boomer Benefits 2025 Medicare IRMAA Surcharge Updates, #228 Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    29 min

  3. NOV 19

    2025 Medicare IRMAA Surcharge Updates

    On November 8th, 2024, Medicare announced that in 2025, Medicare Part B will cost $185 per month per person—an increase of about $10.30 from 2024. Keep in mind, if your income is above a certain point, you’ll have to pay an “Income-Related Monthly Adjusted Amount,” or “IRMAA” tax. Is there a way to avoid paying the IRMAA surcharge? I share some strategies in this episode of Retire with Ryan. You will want to hear this episode if you are interested in... [1:25] How to get a FREE copy of “10 Costly Medicare Mistakes”  [2:20] The cost of Medicare Parts A, B, and D in 2025 [4:26] When you would pay a higher Medicare premium  [8:32] What you can do to appeal the IRMAA Surcharge  [10:02] What you can do to avoid the IRMAA Surcharge  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel 2025 Medicare Parts A & B Premiums and Deductibles Form SSA-44: Medicare Income-Related Monthly Adjustment Amount Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    15 min

  4. NOV 12

    5 Overlooked Tax Benefits of 529 Plans

    In this episode, we’re diving into the often-overlooked tax benefits of 529 plans. Most people know that 529 plans can help cover college expenses, but there are other valuable perks beyond just tuition savings.  From paying down student loans to making the most of tax deferral advantages, this episode breaks down five key tax benefits you may not be aware of. Let me help you maximize the potential of your 529 plan.  You will want to hear this episode if you are interested in... [1:39] What are 529 plans?  [3:04] Repaying student loans [4:14] Covering K-12 expenses [5:20] Tax deferral  [8:10] Roth conversion [12:40] Potential state tax deductions Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel How To Complete a Fidelity 529 To Roth IRA Rollover 6 Ways To Use An Old CHET 529 Plan Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    17 min

  5. NOV 5

    Do Small-Cap Stocks Offer Greater Growth Potential Than Large-Cap Stocks?

    The S&P 500 is having another stellar year, yet small-cap stocks—representing the smallest publicly traded companies in the United States—haven't performed as well. While this might seem like a downside, it can also present unique opportunities for investors. In this episode, we’ll dive into the pros and cons of investing in small-cap stocks, the potential growth they offer, and how you can get started. You will want to hear this episode if you are interested in... [0:51] Should you consider investing in small-caps?  [1:59] What are small-cap stocks?  [3:28] Pros and cons of small-cap stocks [5:00] The growth potential of small can stocks [7:03] Why is there a projected turnaround?  [8:23] How do you invest in small-cap stocks? [11:17] How to invest in value stocks Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Is the small-cap Premium Dead? The Russell 2,000 The S&P 600 VB Vanguard small-cap S&P Index IJR ETF SPSM SLYV Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    13 min

  6. OCT 29

    Will the Outcome of the Presidential Election Impact the Stock Market?

    The 2024 election is just days away, and soon you'll have your final chance to cast your vote. With so much at stake, many are anxious about how the markets might respond based on who takes the White House. In this episode of Retire with Ryan, I’ll dive into what we could expect from a Trump or Harris presidency—and explain why, no matter the outcome, it shouldn't drastically change your investment strategy. You will want to hear this episode if you are interested in... [2:37] The state of the Presidential election [6:00] How the stock market is impacted [6:50] How will a Harris presidency impact the market?  [8:01] How will a Trump presidency impact the market?  [12:57] Nothing will fundamentally change how you invest Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel State Street Global Advisors   Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    15 min

  7. OCT 22

    7 Ways to Keep Your Estate from Landing in Probate

    In some states, probate is avoidable. However, in many states, you can avoid having your estate go through the probate process. I recently went through the probate process when my grandfather passed away and I helped my father settle his estate. It is far easier for your family to settle your estate once you’re gone if it doesn’t go through probate. So, in this episode, I’ll cover 7 things you can do to keep your estate from landing in probate. You will want to hear this episode if you are interested in... [1:57] Settling my grandfather’s estate [4:06] Tip #1: Give things away while you’re alive [5:50] Tip #2: Own your real estate jointly [7:16] Tip #3: Joint ownership for non-real-estate [9:43] Tip #4: Use a “Payable Upon Death” account  [11:46] Tip #5: Designate beneficiaries on accounts [13:07] Tip #6: Designate a beneficiary for vehicles [13:52] Tip #7: Create a living trust [16:27] Probate is unavoidable in many states Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Federal gift tax allowance Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

    19 min

  8. OCT 15

    7 Steps To Protect Your Schwab Accounts From Hackers

    Protecting your finances from hackers is more critical than ever. Cybercriminals are getting more sophisticated, accessing sensitive information like social security numbers and attempting to steal directly from financial accounts. I recently experienced this firsthand when someone impersonated one of my clients. The fraudster knew my client’s social security number and tried to withdraw funds under the guise of an emergency.  Fortunately, we were suspicious and confirmed the scam before any money was lost. This encounter highlights the importance of being proactive about securing your accounts. That’s why, in this episode, I’ll share seven essential steps to protect your Schwab accounts from hackers. You will want to hear this episode if you are interested in... [1:22] Join a live in-person retirement readiness workshop or sign up online [1:56] What happened when a hacker tried to access a client’s account? [3:37] Step #1: Make sure your email is secure [5:00] Step #1: Protect your passwords [5:56] Step #3: Keep your web browser up to date [6:48] Step #4: Set up online access to your accounts [9:30] Step #5: Turn on alerts on your Schwab accounts [12:31] Step #6: Monitor your monthly statements for suspicious activity [13:11] Step #7: If you’ve been hacked, call Schwab Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel   Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

    16 min
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4.9
out of 5
34 Ratings

About

If you’re 55 and older and thinking about retirement, then this is the only retirement podcast you need. From tax planning to managing your investment portfolio, we cover the issues you should be thinking about as you develop your financial plan for retirement. Your host, Ryan Morrissey, is a Fee-Only CERTIFIED FINANCIAL PLANNER TM who lives and breathes retirement planning. He’ll be bringing you stories and real life examples of how to set yourself up for a successful retirement.

Information

  • Creator
    Ryan R Morrissey
  • Years Active
    2020 - 2024
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    © 2020 Retirewithryan.com. All Rights Reserved
  • Show Website
    Retire With Ryan

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