553 episodes

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com

Retirement Answer Man Roger Whitney, CFP®, CIMA®, RMA, CPWA®

    • Business
    • 4.6 • 1.1K Ratings

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com

    Financial Advisor Certifications - What They Mean for You

    Financial Advisor Certifications - What They Mean for You

    If you’ve ever searched for a financial professional you may have seen an endless string of letters after their names. Trying to figure out the financial advisor alphabet soup is exhausting.
    One listener threw his hands up and asked me what all those letters mean. On this episode, we’ll explore the meanings behind those designations and discuss what they mean for you.
    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS [5:47] Understanding the financial advisor alphabet soup [20:24] Which designations are more important for you [22:58] Does it make sense to pay off the mortgage [31:35] On using a recast to pay off your mortgage ROCK LIFE WITH DR. BOBBY [36:08] How weight relates to health [39:40] Intermittent fasting benefits [45:41] Intermittent fasting dangers? [52:00] On understanding science news articles TODAY’S SMART SPRINT SEGMENT [1:00:47] Go have fun! Resources Mentioned In This Episode Live Long and Well with Dr. Bobby
    Mark’s Money Mind Podcast
    Rock Retirement Club
    Roger’s YouTube Channel - Roger That
    BOOK - Rock Retirement  by Roger Whitney
    Roger’s Retirement Learning Center
     

    • 1 hr 3 min
    Steps to Secure Your Personal Information

    Steps to Secure Your Personal Information

    The moment you’ve been waiting for is here! The Rock Retirement Club has opened its doors once again. Enrollment is open until July 18, so head on over to Rock Retirement Club to sign up today.
    After you do that, listen to this episode to learn how to protect yourself and your data from scammers. On this episode, Pete, a cybersecurity expert, joins me to discuss ways to secure your personal information. Listen in to hear how you can defend your data. 
     
    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS [4:51] Are SMA’s the right choice for tax strategies? [10:45] On drawing down an HSA [14:01] How to get unbiased financial information [18:38] How do you define whether someone is overfunded, constrained, or underfunded? PRACTICAL PLANNING SEGMENT [23:20] What Pete does [26:50] What you should do first [41:04] Your level two line of defense [53:05] Level 3 [1:01:44] Final thoughts TODAY’S SMART SPRINT SEGMENT [1:03:12] Take one baby step from the list to protect your data Resources Mentioned In This Episode 1Password
    LastPass
    Align.Financial
    Rock Retirement Club
    Roger’s YouTube Channel - Roger That
    BOOK - Rock Retirement  by Roger Whitney
    Roger’s Retirement Learning Center
     

    • 1 hr 4 min
    Be a Super Communicator with Charles Duhigg

    Be a Super Communicator with Charles Duhigg

    The best predictor of happiness and health at age 65 is how many close relationships you have at age 45. To really rock retirement you need to build quality relationships. To do that you need to learn to be a better communicator. 
    On this episode of Retirement Answer Man, Super Communicators author, Charles Duhigg, joins me to discuss how to become a super communicator. 
    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOW TO BE A BETTER COMMUNICATOR [5:10] Relationships are key to stave off loneliness [10:42] What super communicators do [16:47] How to communicate with anyone [21:14] Understand the type of conversion you’re in  [24:55] How to take away conversational anxiety [33:00] AI communication LISTENER QUESTIONS [36:31] How to draw money from your portfolio in a down market [47:54] When to switch to decumulation mode in your portfolio TODAY’S SMART SPRINT SEGMENT [53:47] Practice identifying the types of conversations you are having Resources Mentioned In This Episode BOOK - Super Communicators by Charles Duhigg 
    Michael Easter
    PODCAST - Deep Questions with Cal Newport
    Rock Retirement Club
    Roger’s YouTube Channel - Roger That
    BOOK - Rock Retirement  by Roger Whitney
    Roger’s Retirement Learning Center

    • 55 min
    Lessons from Mike and Judy’s Investment Experience

    Lessons from Mike and Judy’s Investment Experience

    Every one of us has a different tolerance for risk. We even have different risk tolerances at different points in our lives. In this episode, we’ll learn about Mike and Judy’s comfort level with their investments. Learn how they’ll develop an investment approach that matches their risk tolerance. 
    If you have been enjoying Mike and Judy’s journey crafting their retirement plans, you won’t want to miss their live feasibility test on July 8. Join us on the latest Retirement Plan Live by signing up at LiveWithRoger.com.
    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN MIKE AND JUDY’S PAST INVESTING EXPERIENCE [2:30] Your investment strategy needs to match your comfort level [5:16] Contemplating Judy’s news [17:19] Their investment philosophy [23:51] What worries them most about retirement [27:59] How will they pay for retirement? ROCK LIFE WITH KEVIN LYLES [31:30] Learning from those who have walked this path [35:33] What you can do to improve your competence in an area TODAY’S SMART SPRINT SEGMENT [37:04] Review the RISA pdf to learn more about your risk tolerance Resources Mentioned In This Episode Rock Retirement Club
    Roger’s YouTube Channel - Roger That
    BOOK - Rock Retirement  by Roger Whitney
    Roger’s Retirement Learning Center

    • 38 min
    Legal Tender: Tallying Their Resources

    Legal Tender: Tallying Their Resources

    #544 - Legal Tender: Tallying Their Resources 
    Planning for retirement isn’t about creating a new job for yourself, it’s about using what you have to create a great life. On this episode of Retirement Answer Man, I’ll help Mike and Judy tally up and organize their resources so they can come up with a feasible plan for retirement.
    Press play to hear how you can follow along and create your own plan of record. 
    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN MIKE AND JUDY’S RESOURCES [3:40] Some corrections from last time [8:41] Their social capital [12:34] Their estimated human capital [18:18] Their assets LISTENER QUESTIONS [31:33] On investing to only keep pace with inflation [38:14] Should he take his RMDs monthly or yearly [45:16] Funding later in life healthcare costs TODAY’S SMART SPRINT SEGMENT [57:02] Use the worksheet from Six Shot Saturday to organize your resources Resources Mentioned In This Episode Rock Retirement Club
    Roger’s YouTube Channel - Roger That
    BOOK - Rock Retirement  by Roger Whitney
    Roger’s Retirement Learning Center

    • 58 min
    The Lifestyle We Want in Retirement

    The Lifestyle We Want in Retirement

    We all have our own dreams for retirement and today, Mike and Judy share theirs. 
    On this episode of Retirement Answer Man, you’ll hear Mike and Judy describe their ideal retirement, then in the Rock Life segment, Kevin Lyles will lay out the 4 pillars for a balanced life. 
    As a bonus, you’ll hear Mark Ross interview me about my imperfect journey and the purchases we’ve made in Colorado. 
    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN WHAT MIKE AND JUDY WANT IN RETIREMENT [2:42] Their values [7:27] Their base great life [15:56] Their wants ROCK LIFE WITH KEVIN LYLES [30:33] 4 pillars for a balanced retirement TODAY’S SMART SPRINT SEGMENT [41:35] Think about your ideal retirement MY COLORADO UPDATE WITH MARK ROSS [42:40] Where did the Colorado idea begin? [49:50] How did Roger get to this next step? [54:47] How they ended up with two lots in Colorado [58:14] What are the plans now [1:03:28] How he’s reflecting on what he’s learned Resources Mentioned In This Episode WDW podcast
    Rock Retirement Club
    Roger’s YouTube Channel - Roger That
    BOOK - Rock Retirement  by Roger Whitney
    Roger’s Retirement Learning Center

    • 1 hr 7 min

Customer Reviews

4.6 out of 5
1.1K Ratings

1.1K Ratings

eureka homesteader ,

May 8th episode - stop doing these things

This was by far one of my favorite and most pragmatic episodes. I think we all intuitively understand theses things but sometimes get caught up in all the planning and organizing and forget the big picture and what is most important. I also really appreciate your honesty and transparency on how your thinking over the years on some of these topics has evolved. Years and experience add perspective that is invaluable for shaping our thoughts and our life. I have been a listener (and a fan) since 2014 and of all your episodes, this one caused me to take stock and action more than any other.

Thanks Roger.

NC podcast fan ,

Advice for both planning and later living your retirement

The show has evolved over the years, and I like that he tries new approaches and keeps what works. Some of his best podcast sections are his when he works with volunteers on their individual retirement plans.
There’s much to learn from their experiences and planning.

2.5 years to go ,

Great resource

This show is a great resource whether you are years away from retirement or already there. Roger and crew are very entertaining and do a great job of selecting topics and guests that are easy to listen to and understand. Some other retirement podcasts are super dry, this one is like ear candy that is actually good for you.

Give it a listen!

Top Podcasts In Business

The Ramsey Show
Ramsey Network
Planet Money
NPR
The Prof G Pod with Scott Galloway
Vox Media Podcast Network
PBD Podcast
PBD Podcast
The Diary Of A CEO with Steven Bartlett
DOAC
REAL AF with Andy Frisella
Andy Frisella #100to0

You Might Also Like

Retirement Starts Today
Benjamin Brandt CFP®, RICP®
Sound Retirement Radio
Jason Parker
Stay Wealthy Retirement Podcast
Taylor Schulte, CFP®
Ready For Retirement
James Conole, CFP®
The Retirement and IRA Show
Jim Saulnier, CFP® & Chris Stein, CFP®
Retirement Planning Education, with Andy Panko
Andy Panko