Safer Retirement Radio Brian Decker - Owner and Founder - Decker Retirement Planning

📻 Welcome to Episode 106 of Safer Retirement Radio with Brian Decker, your trusted guide through the complexities of retirement planning and investment strategies. In this episode, Brian gets into the psychology of money, emphasizing the critical need for active management and adaptability in today's financial climate.

🔍 Key Highlights of This Episode:

Risk Management and Retirement Planning: Brian opens with an insightful discussion on safeguarding your retirement against market volatility.
The Psychology of Money: Explore how emotional factors influence investment decisions and the importance of a strategic approach to the stock market and fixed income investments.
Active vs. Passive Investing: Brian critically evaluates the pitfalls of passive investing, especially in high-interest environments, advocating for active management to navigate through market cycles.
Sector Rotation and Momentum Investing: Discover the benefits of these strategies for achieving retirement success and how they can protect and grow your investments during market downturns.
Financial Traps and How to Avoid Them: Learn about common financial traps in retirement planning, such as FOMO, and how Brian’s team uses sophisticated algorithms to steer clear of them.
Personalized Investment Strategies: The episode wraps up with a discussion on creating tailored investment strategies that align with individual risk tolerance and retirement goals.
🌟 Stay informed and prepared for your retirement with Brian Decker’s expert advice. For more insights and personalized consultations, reach out to Decker Retirement Planning. Don’t forget to like, share, and subscribe for more episodes on making your retirement safer and more prosperous!

🎙️ Learn about the essentials of retirement planning with financial expert Brian Decker on the 105th episode of Safer Retirement Radio. This session is packed with insights as Brian deconstructs retirement investing strategies, emphasizes the critical shift from accumulation to distribution, and lays out the potential pitfalls of traditional methods like the 4% rule in flat markets. 📈

Understand why Brian warns against relying on bond funds and pie charts for retirement plans and how he evolved his approach to include two-sided strategies for making gains in up and down markets. He also discusses the SEC’s restrictions and how thinking outside the box with a skier-inspired approach can keep your retirement on track regardless of market conditions. ⛷️

Discover the benefits of equity-indexed accounts and why Decker's distribution plan is designed to help bring you peace of mind. Learn how Brian's math-based investment models cater to market changes, prioritizing growth while managing risk. 📊

In this episode, Brian shares his expertise in creating a robust retirement plan that focuses on income and distribution planning, protecting against inflation, and preparing for market uncertainties. Take advantage of his insights on approaching retirement planning uniquely and effectively.

👉 For personalized advice and a deep dive into your retirement readiness, call 833-707-3030 for a free consultation with Decker Retirement Planning.

Welcome to Safer Retirement Radio with Brian Decker, founder of Decker Retirement Planning, and Bradley Geddes, one of our trusted advisors. In this episode, we're covering crucial topics surrounding retirement planning and financial safety. From fiduciary standards and financial advisor transparency to investment strategies and tax efficiency, we cover it all to help you achieve a safer and more secure retirement. Join us as we explore essential retirement planning principles, risk management strategies, and tax-saving opportunities. Whether you're nearing retirement or already enjoying your golden years, this episode offers invaluable insights to help you navigate the complexities of retirement planning with confidence. Tune in now and take the first step towards a safer and more fulfilling retirement journey.

In episode 103 of Safer Retirement Radio, financial experts Brian Decker and Arrin Wray dissect the complexities of planning for a financially secure retirement in an environment of fluctuating interest rates and uncertain markets.

🎧 Tune in to learn about:

Adjusting retirement investment strategies as Treasury rates rise, creating better options for those approaching retirement.
The nuances of the 'rule of 100' in asset allocation and the potential pitfalls in a climate of rising interest rates.
How Decker Retirement uses laddered principal guaranteed accounts to combat interest rate risk and enhance returns.
Proactive tax planning and how inflation, political uncertainty, and shifting market dynamics can affect your retirement savings.
The team dives deep into the strategies that promise stability and growth in both up and down markets, including momentum and relative strength approaches, sector rotation, and the crucial differences between accumulation and distribution strategies in investing.

🔄 Understanding the risks:

Discover the importance of sequence of returns risk and how it can affect the longevity of your portfolio.
Learn why traditional 60/40 portfolios may face a decade or more of flat returns and the significance of legacy planning in the face of political and financial risks.
Brian and Arrin bring their seasoned insights to the forefront, offering listeners actionable advice on managing their portfolios through conservative projections and stress testing against various market conditions.

📞 Ready to take the next step in securing your retirement? Call Decker Retirement Planning for a complimentary retirement readiness assessment at 833.707.3030

Subscribe to Safer Retirement Radio on SoundCloud for more insightful episodes that guide you towards a retirement plan that's as resilient as you are.

Welcome to another empowering episode of Safer Retirement Radio. Owner and Founder Brian J. Decker and Bradley Geddes, CFP(R), share expert insights on mastering tax planning for a secure retirement. Episode 102 is a deep dive into strategies designed to safeguard your finances and optimize your tax situation as you plan for those golden years.

🎧 In This Episode:

Discover the power of tax loss harvesting with real-world examples from the likes of ExxonMobil, Amazon, and Apple.
Learn the substantial benefits of Roth IRA conversions and how they could potentially save you millions in future taxes.
Find out how Decker Retirement Planning's advisors employ tax-deferred account conversions, DSTs, and CRUTs to minimize your tax liability.
Uncover the advantages of proactive tax strategies, including capital gains planning before potential rate increases.
Explore offensive tax planning techniques that cater to concentrated stock positions and offset income spikes with charitable contributions.
Brian and Brad go beyond the numbers to offer a holistic approach, contrasting traditional accounting practices with comprehensive retirement income planning that encompasses all facets of your financial life. From real estate investment tax hacks to dynasty trusts and the backdoor Roth IRA strategy, this episode is packed with valuable tactics to boost your tax efficiency.

📞 For a personalized path to tax-smart retirement planning, reach out to Decker Retirement Planning at 833-707-3030 for a complimentary consultation.

Hit follow for more insightful episodes that help pave the way to a financially secure retirement.

#TaxPlanning #RetirementStrategies #SaferRetirementRadio #FinancialPlanning #RetirementTaxTips #DeckerRetirementPlanning

🎙️ Welcome to Episode 101 of Safer Retirement Radio, where Decker Retirement Planning Owner and Founder Brian Decker is joined by our Utah-based planner Arrin Wray, who provides a wealth of knowledge for those navigating the uncertain waters of retirement planning.

In this episode:

Brian and Arrin outline the unique challenges of retirement planning, particularly for those in high-risk professions like firefighting and construction.
Learn why the traditional bond allocation strategies are failing in today's market and what alternative investment strategies you can use to eliminate interest rate risks.
Discover Decker Retirement Planning's innovative approach to portfolio management that protects against market downturns and improves potential returns.
Get exclusive insights into Smart beta indexes and why principal guaranteed accounts could revolutionize your retirement distribution plan.
And that's just the beginning! We also delve into momentum strategies for lowering investment risks and debate the effectiveness of various asset classes, including real estate ETFs and foreign exchange hedging.

Whether you're a seasoned investor or just starting to think about retirement, this episode is packed with actionable strategies to ensure your retirement funds are working as hard as you did to earn them.

👉 For a deeper dive into a math-based, personalized retirement strategy, call 833-707-3030 for a free consultation with the experts at Decker Retirement Planning.

📘 Don't miss out on our bonus offer – a free book on retirement principles when you visit our website!