Credit Repair and Real Estate Investing with Irene Day
Listen in today as Irene Day joins Whitney on the She Buys It podcast. Irene is a real estate investor who's passion is in credit repair. Listen in today to learn how she bought her uncle's house and help her dad out at the same time. Irene inherited her first house from her grandfather. She had rented her entire life and struggled with taking responsibility for the house at first. When she decided to move into the house instead of continuing to rent, her mindset shifted. She figured that if she's taking out the trash, it might as well be in a house she owned. The house was free and clear, so all she had to do was pay the property taxes and house insurance. Her second deal was actually on the house her dad lives in. Her uncle lives down south and was renting the house to her dad. He got tired of owning the house so he said to her, "Irene, if you just pay the back taxes on the house, it's yours." So she paid $40,000 in back taxes on the $85,000 house, and he signed the house over to her. Buying the house was a no-brainer. Irene's other business is Hannah Financial, a financial service that offers credit repair, tax preparation, and student loan services. When her grandfather passed away, in addition to the house, he left Irene $50,000. She had bad credit and had some debts to pay, so she did. She paid off $30,000 worth of debt and her credit score only rose 12 points. She didn't understand what happened. She checked into credit repair, but they didn't seem legitimate. So she figured it out for herself. She researched credit repair, credit scoring, and credit laws. In 2016 she started helping friends, family, and coworkers. In 2017, she applied to an internal job listing at her job. It fell through and she quit her job to start Hannah Financial. She's been a full-time business owner for the past 13 years, and she has recently opened up Hannah Financial University, a digital school with monthly tuition to help business owners and people alike with their financial life. Listen in to the rest of this edition of the She Buys It Podcast as Whitney and Irene talk about the people you allow in your mental space, woman real estate investor problems, and credit repair. If a woman is wanting to get started in real estate, Irene offers the following advice: "Get your credit together. There are so many ways to get started other than just having $5,000 sitting willy nilly in your savings account. Ask yourself 'What do I need to fix with me to be in a position to do what I want to do?' Many times we don't want to have those real conversations with ourselves." You can find Irene at https://hannahfinancial.com/or on Instagram @creditqueenirene or @hannahfinancial. -- Do You Want Immediate Access to the Top, Easy-to-Implement Steps to Closing Your Very First Deal?! Go to http://getyourfirstdeal.com/ and sign up!
