87 episodes
Smart Money Happy Hour with Rachel Cruze and George Kamel Ramsey Network
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- Business
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4.9 • 2.6K Ratings
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Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Today Year’s Old: Surprising Money Facts Everyone Should Know
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You were “today years old” when . . . you learned about catch-up contributions, HSA benefits and the scam of genuine leather. Today we’re spilling all the tea on money (and life) lessons we learned too early, too late or right on time.
Next Steps
📗 Order George Kamel’s new book, Breaking Free From Broke. https://store.ramseysolutions.com
📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special ☕️ The BEST Espresso Martini Mocktail
Recipe: Entirely Elizabeth
Ingredients:
- 4 ounces cold brew concentrate
- 2 ounces heavy whipping cream
- 2 ounces simple syrup
- 1/4 teaspoon vanilla extract
- 1 pinch of salt
- 1 tablespoon cocoa powder
- 2 coffee beans
- Ice
Instructions: Add cold brew concentrate, heavy whipping cream, simple syrup, vanilla extract and salt to a cocktail mixer and shake with ice. Coat the rim of a glass with simple syrup and cocoa powder. Pour coffee mixture into the glass. Garnish with coffee beans on top.
Listen to More From Ramsey Network
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💼 The Ken Coleman Show
📈 EntreLeadership
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Frugal Fails that Might Actually Ruin You
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We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run!
Next Steps
· 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
➡️ Don’t miss out on the tax deductions you qualify for—get help from a pro.
· 💵 Start budgeting today! Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special: 🍸 Dirty Shirley
Recipe: New York Times Cooking
Ingredients:
· 2 ounces vodka
· 1 ounce grenadine
· 8 ounces Sprite
· 1 maraschino cherry
· Ice
Instructions: Fill a glass with ice. Add vodka and grenadine. Top with Sprite and garnish with a maraschino cherry.
Listen to More From Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
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Are You Guilty of These Financial Turn Offs?
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Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff.
Next Steps
· 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
· ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special 🍸 Corpse Reviver No. 2
Recipe: Difford’s Guide
Ingredients:
· 3/4 ounce gin
· 3/4 ounce triple sec
· 3/4 ounce Lillet Blanc
· 3/4 ounce fresh lemon juice
· 2 dashes absinthe
· Ice
Instructions: Shake all ingredients with ice and fine strain into a chilled glass.
Listen to More From Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
When Is Dipping into Your Savings Justified?
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Stash, stash, spend! In this episode, Rachel and George are breaking down America’s current attitude about saving money. Plus, they’ll decide which popular explanations for dipping into savings are justified—and their answers might surprise you.
Next Steps
· 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
· ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special 🍸 Blackberry Paloma Mocktail
Recipe: Moody Mixologist
Ingredients:
· 4 fresh blackberries
· 5 dashes smoked chili bitters
· 1/2 ounce lime juice
· 6 ounces grapefruit soda
· 1 ounce butterfly pea tea (room temperature)
· Ice
Instructions: Prepare butterfly pea tea according to package instructions and let cool. Muddle three blackberries in the bottom of a glass. Add bitters and lime juice. Muddle again. Top with ice and grapefruit soda. Add butterfly pea tea and garnish with the remaining blackberry.
Listen to More From Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
“Harmless” Purchases That Drain Your Bank Account
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Life is hard, but it’s nothing a “little treat” can’t fix . . . right? Get Rachel and George’s take on the true cost of those seemingly innocent serotonin splurges. Plus, we’re keeping our hosts honest about the treats they secretly love to indulge in!
Next Steps
· 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
· ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special 🍸 Mudslide
Ingredients:
· 2 ounces vodka
· 1 ounce Bailey’s Irish Cream
· 1 ounce Kahlúa
· 1 1/2 ounces heavy cream
· Chocolate syrup
Instructions: In a cocktail shaker filled with ice, combine the vodka, Bailey’s, Kahlúa and heavy cream. Shake until well chilled. Decorate the inside of your favorite cocktail glass with a drizzle of chocolate syrup. Strain the shaker into the decorated glass and enjoy!
Listen to More From Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy -
Rating the Most Predatory Financial Products
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Are we the world’s biggest basketball fans? Not exactly. But we’re always game for a friendly bracket competition! Join Rachel and George for a special round of March MONEY Madness as they debate some of the worst financial products in the world.
Next Steps
· 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
· ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Today’s Happy Hour Special 🍸 Grapefruit Jalapeño Mocktail
Recipe: Allianna's Kitchen Grapefruit Mocktail
Ingredients:
· 1 cup grapefruit juice
· 1 cup club soda
· 1/2 small jalapeño
· 1 teaspoon lime juice
· Ice
Instructions: Mix grapefruit juice, lime juice and club soda in a glass. Add ice. Garnish with 2–5 jalapeño slices, stir and serve.
Listen to More From Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Customer Reviews
Faves Since Kenny
Are you a millennial that daydreams of escaping reality for a moment in time, sprinkled with a dash of Zenon, JNCO jeans, and Backstreet Boys? Do you dream of a podcast that relates current economics to pop culture, a la “The Dow Jones hit a record today, and so did Taylor Swift!” Do you long to catch up with your friends on how reality TV compares to real life? Well, the tribe has spoken: no matter your age, Smart Money Happy Hour is for you! I listened to this podcast from the moment it launched, and I can confirm both my outlook on finances and my taste for cocktails/mocktails have improved. Every Thursday, the dopamine rush of a new episode when Rachel and George hop in my ears like Ms. Frizzle is like a triple shot of “expresso” (hey George) straight into my mind, and producer Lyndsie’s side eye is always the cherry on top. You. Won’t. Be. Disappointed. Subscribe today, and maybe, JUST MAYBE, the world can convince Winston to join an episode.
Too much Ramsey
I feel like Dave got ahold of this show and made you guys talk about money more. Don’t get me wrong, I love the Ramsey show and follow all of the principles, it changed my life. But if all of the podcasts say the exact same thing what’s the point of listening to more than one? This used to be one of my favorite podcasts when there was just fun conversation and a few money tidbits thrown in
Excellent and fun!
Love this show. Makes me laugh while enjoying the helpful tips. Maybe you could make it better by not interrupting each other so much. I’d love to hear a finished thought. Keep up the fun!