SugarMamma’s Fireplay

Canna Campbell SugarMammaTV
  • 4.9 (42)
  • Investing
  • Updated Weekly

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

  1. 2d ago

    Reverse Mortgages Explained: The Pros, The Risks & Who They’re Really For

    What happens when you’ve worked your whole life to pay off your home… but you’re struggling to afford retirement? More Australians are finding themselves asset rich but cash poor. Their home may be worth over $1 million, but rising living costs, healthcare expenses and longer life expectancies are putting pressure on retirement savings. One option that is becoming increasingly popular is a reverse mortgage. But is it a smart way to unlock the equity in your home, or could it quietly erode your wealth over time? In this episode of SugarMamma’s Fireplay, I explain exactly how reverse mortgages work, who they may suit, the benefits, the risks and the important questions I believe every Australian should ask before signing a reverse mortgage contract. This isn’t about telling you what to do. It’s about helping you make an informed decision. In this episode, we cover: • What a reverse mortgage actually is and how it works.• Why more Australians are considering reverse mortgages in retirement.• The difference between a traditional mortgage and a reverse mortgage.• How much you may be able to borrow and the different ways funds can be accessed.• The power of compound interest and why borrowing more than you need can dramatically reduce your home equity over time.• Real-life examples of how retirees use reverse mortgages to stay living in their homes.• The benefits, including improving cash flow, funding home modifications and supporting independence.• The risks, including compounding interest, living longer than expected, future healthcare costs and reducing the value of your estate.• The No Negative Equity Guarantee and what it means.• Alternative strategies, including downsizing, the Government Home Equity Access Scheme and other ways to access home equity.• The nine questions I believe every Australian should ask before taking out a reverse mortgage. Whether you’re approaching retirement, helping your parents understand their options or simply planning ahead, this episode will help you better understand one of Australia’s most misunderstood financial products. Remember, a reverse mortgage isn’t inherently good or bad. Like any financial strategy, it can be incredibly valuable when used thoughtfully—but it can also become very expensive if you borrow more than you truly need. As always, this podcast is for educational purposes only and does not constitute personal financial advice. Before making any financial decisions, consider seeking independent financial and legal advice that is appropriate for your individual circumstances. If you enjoyed this episode, please consider following SugarMamma’s Fireplay, leaving a review and sharing this episode with someone who may find it helpful. Because understanding your options today can help protect your financial future tomorrow. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

  2. 6d ago

    How to Make Your Super Last in Retirement: 8 Costly Mistakes to Avoid

    How to Make Your Super Last in Retirement: 8 Costly Mistakes to Avoid Retirement isn't just about reaching a magic superannuation number. It's about making sure your money lasts for the lifestyle you want to live. After more than 20 years as a financial planner, I've seen that many Australians focus on the obvious retirement risks—like market crashes or inflation—but often overlook the hidden traps that quietly erode wealth over time. In this episode of SugarMamma's Fireplay, I share the eight biggest retirement mistakes I see, along with practical strategies to help you build greater confidence, flexibility and financial security for the decades ahead. Whether you're planning to retire in five years or twenty-five years, this episode will help you make smarter decisions today for a more comfortable tomorrow. In this episode, you'll learn: • Why your retirement lifestyle matters more than your super balance • How inflation quietly reduces your purchasing power over time • Why being too conservative with your investments can become a hidden risk • What Sequence of Returns Risk is—and why it can significantly impact your retirement income • How to prepare financially for a longer life expectancy • Why future healthcare and aged care costs should be part of every retirement plan • How part-time work or passion projects can strengthen both your finances and your wellbeing • Why retiring with unnecessary debt can place pressure on your retirement cashflow • Practical steps you can take today to help your super last longer Retirement planning isn't about predicting the future. It's about creating flexibility, reducing unnecessary risks and making thoughtful financial decisions that give you more choice and greater peace of mind. If you enjoyed this episode, please share it with someone preparing for retirement and leave a review—it helps more Australians discover practical, empowering financial education. Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal objectives, financial situation or needs. Before making any financial decisions, consider seeking advice from a licensed financial adviser. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

  3. Aug 20

    START HERE: SHOULD I SELL MY CAR TO GET AHEAD FINANCIALLY?

    Should You Sell Your Car to Pay Off Your Mortgage?Episode Description Would selling your car save you thousands of dollars... or could it actually be the wrong financial move? In this episode of Start Here, Canna answers a listener's question about whether selling a $50,000 Toyota Hilux to put an extra $25,000 onto their mortgage is the smartest way to get ahead financially. The numbers are surprising. Yes, a lump sum repayment could save around $76,000 in interest over the life of the loan. But when you're already making significant extra mortgage repayments every month, that lump sum may not have the impact you expect. More importantly, this conversation isn't really about a car. It's about knowing when to optimise your finances... and when it's okay to enjoy something you've worked hard for without guilt. In this episode you'll learn: Whether selling your car will genuinely accelerate your mortgage repayments. Why context matters more than calculators. The hidden costs of replacing an expensive vehicle. How to work out whether you actually need the car you own. Why extra mortgage repayments often do far more heavy lifting than one-off lump sums. The emotional reasons we sometimes question purchases we've already made. How to find the balance between building wealth and enjoying your life. A simple framework for making future big-ticket spending decisions with confidence. If you've ever wondered whether you should sell your car, downgrade your lifestyle or sacrifice more to reach your financial goals faster, this episode will help you make that decision with greater clarity and confidence. In this episode: ✔ How much a $25,000 lump sum could save on your mortgage✔ Why replacing a car isn't always as cheap as it seems✔ The true cost of running an older vehicle✔ The importance of understanding what your car actually needs to do✔ Why your monthly habits matter more than one-off decisions✔ The psychology behind financial guilt✔ How to enjoy your money without compromising your long-term goals Remember, wealth isn't built by making one perfect financial decision. It's built through consistently making good decisions over time. Have a question for Start Here? If there's a money question you've been quietly wrestling with, send it in. Chances are, thousands of other Australians are wondering exactly the same thing. canna@sugarmamma.tv  Don't forget to subscribe, leave a review and share this episode with someone who might be asking themselves... "Should I sell my car?" 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    START HERE: SHOULD I SELL MY CAR TO GET AHEAD FINANCIALLY?

  4. Aug 16

    7 Sneaky Tricks Real Estate Agents Use On Buyers - Home Buyer Beware!

    Buying property is one of the biggest financial decisions most Australians will ever make. But many buyers don’t realise: property sales are highly emotional negotiations are psychological pressure tactics are common buyers can unintentionally reveal too much information This episode is NOT about attacking real estate agents. Important framing: many agents are professional and ethical selling property is their job BUT buyers need to understand how the process works so they can protect themselves financially and emotionally Key message: “The calmer and more informed you are as a buyer, the better financial decisions you’re likely to make.” Adam McCabe can be contacted Adam.McCabe@BlueLantern.com.au or 0423 685 133 IMPORTANT POINTS Buying property can feel exciting but also emotionally overwhelming Many buyers feel pressured, rushed or manipulated during negotiations Emotional decisions can cost people tens or even hundreds of thousands of dollars Today’s episode is about awareness and strategy Adam will walk through common tactics buyers should understand before entering the property market Transition: “Adam, let’s walk through some of the sneaky tricks buyers should be aware of when purchasing property.” 1. ASKING TO SEE YOUR PRE-APPROVAL LETTERDiscussion Points Agents may ask to see borrowing capacity Gives insight into buyer’s spending ceiling Your maximum approval ≠ your comfortable budget Key Message “Just because the bank says you can borrow that much doesn’t mean you should spend that much.” Important Notes Buyers are not obligated to disclose full borrowing limits Keep negotiations focused on property value, not your borrowing power 2. ONLY SHOWING HIGH RECENT SALES COMPARISONSDiscussion Points Agents may selectively present premium comparable sales Creates price anchoring psychology Can distort buyer perception of value Important Advice Buyers should research independently Look at: days on market passed-in auctions lower comparable sales suburb trends Key Message “Data can tell very different stories depending on what gets left out.” 3. CREATING ARTIFICIAL URGENCYCommon Phrases “There’s another strong offer.” “The vendor wants this wrapped up tonight.” “You’ll need to move quickly.” “There’s huge interest.” Discussion Points Sometimes true, sometimes strategic pressure Urgency increases emotional decision-making Buyers may skip due diligence Important Advice Slow down Don’t waive important checks under pressure Avoid emotionally chasing the property 4. UNDERQUOTING THE PROPERTYDiscussion Points Low advertised pricing attracts emotional attachment Buyers spend time emotionally investing in properties outside realistic budget Creates bidding competition Emotional Impact Buyer exhaustion FOMO Overstretching financially Important Advice Research comparable sales Understand realistic suburb pricing Maintain borrowing buffers 5. ASKING FOR YOUR MAXIMUM BUDGETCommon Questions “What’s your ceiling?” “What are you comfortable spending?” “How high can you go?” Discussion Points Valuable negotiation information Buyers often reveal too much unintentionally Key Message “Your budget is your business.” Important Advice Set your own ceiling privately beforehand Avoid negotiating against yourself emotionally 6. USING EMOTIONAL LANGUAGE & FOMOExamples “Dream family home.” “Rare opportunity.” “You don’t want to miss this.” “Properties like this never come up.” Discussion Points Emotional attachment clouds financial judgment Buyers start imagining future lifestyle before evaluating affordability Important Advice Separate emotion from numbers Another property will always come along Protect long-term financial stability 7. CONDITIONING BUYERS TO INCREMENTALLY INCREASE OFFERSExamples “If you could just increase another $5K…” “You’re very close.” “The vendor might accept a little more.” Discussion Points Small increases feel psychologically manageable But small increments compound quickly Important Advice Decide maximum limit BEFORE negotiating Understand repayment impact of every increase Key Message “The purchase price is only the beginning — you have to live with the repayments afterwards.” IMPORTANT THEMES TO REPEAT THROUGHOUT EPISODE Stay calm and strategic Don’t let emotion override affordability Buying property should not feel like panic Long-term financial stability matters more than “winning” There will always be another property Protect your borrowing capacity and mental health GOOD QUESTIONS FOR YOU TO ASK ADAM “What’s the biggest mistake emotional buyers make?” “At what point do buyers start overpaying emotionally?” “What should buyers never reveal?” “How can buyers stay calm during negotiations?” “What are signs someone is financially overstretching themselves?” “How important is having a broker involved before making offers?” CONCLUSIONFinal Talking Points Buying property is emotional and competitive Understanding negotiation psychology is empowering Buyers don’t need to feel pressured or rushed Good decisions usually come from calmness, preparation and clarity Final message: “Sometimes the property you don’t buy ends up being the best financial decision you ever make.” Reach out to Adam and the team at Blue Lantern Home Loans if you would like help understanding your borrowing capacity, structuring your loan properly or navigating the property buying process strategically. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    7 Sneaky Tricks Real Estate Agents Use On Buyers - Home Buyer Beware!

  5. Aug 13

    START HERE: SLOWING DOWN TO BUILD SUSTAINABLE WEALTH WITHOUT BURNOUT

    Is It Okay to Slow Down? Building Wealth Without Burning Out Have you ever wondered whether taking your foot off the accelerator could actually be one of the smartest financial decisions you make? We're constantly told to earn more, save more, invest more and keep pushing for the next financial milestone. But what happens when life, your health or your family needs something different from you? In this episode of Start Here, we explore a question that so many working parents quietly ask themselves: Can you slow down without sacrificing your financial future? Inspired by a heartfelt listener question, we discuss why building wealth isn't just about increasing your income. It's about creating enough financial resilience to have choices when life changes. In this episode, you'll learn: Why paying off your mortgage creates more than financial security—it creates options. How to recognise the different seasons of life and adjust your financial strategy accordingly. Why your health, energy and mental wellbeing are some of your most valuable financial assets. How to redesign your life before making the decision to leave your job or reduce your income. Practical ways to buy back your time and protect your energy without necessarily earning less. Why financial planning should be a shared responsibility within a relationship. The systems, routines and support that help me balance work, motherhood and building long-term wealth. How to calculate the real financial impact of reducing your income so you can make confident decisions based on facts, not fear. Why slowing down doesn't have to mean falling behind. If you've ever felt guilty for wanting a slower pace of life, struggled to balance work and family, or wondered whether it's possible to build wealth without burning yourself out, this episode is for you. Because sometimes the smartest financial decision isn't earning more. Sometimes it's creating a life that's financially, emotionally and physically sustainable. If you enjoyed this episode, I'd love it if you could leave a review, share it with someone who needs to hear this conversation, or send me your own question for a future episode of Start Here. You can also continue the conversation and explore my reflections on creating a calmer, more intentional life through my Substack, Quiet Wealth: https://cannacampbellakasugarmamma.substack.com  💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    START HERE: SLOWING DOWN TO BUILD SUSTAINABLE WEALTH WITHOUT BURNOUT

  6. Aug 9

    Laura Paid Off Another $177,000 of Her Mortgage... Here's Exactly How - Secrets & Hacks

    How She Paid Off Even More of Her Mortgage (An Inspiring Debt-Free Update) A few years ago, Laura from The Savvy Mam  https://www.instagram.com/thesavvymam/  joined me on Fireplay to share how she and her husband paid an incredible $316,500 off their mortgage in just four and a half years. It quickly became one of our most inspiring conversations, proving that you don't need a huge income or a perfect financial situation to make extraordinary progress—you simply need a clear goal, consistency and a willingness to take action. Today, Laura is back. Since we last spoke, life has changed. Her family has grown, they've settled into a new home and continued working towards financial freedom. In this follow-up episode, we discuss: • How much more debt Laura has paid off since we last spoke.• Her current mortgage balance and financial progress.• How becoming a parent again has influenced her financial decisions.• The biggest lessons she's learned along the way.• Common mistakes homeowners make when trying to pay off their mortgage.• The habits that have made the biggest difference.• Whether she's now focusing on investing outside of property.• What financial freedom looks like for her family today. If you're feeling overwhelmed by your mortgage, wondering whether extra repayments are worth it or simply looking for motivation to stay focused on your financial goals, this episode is packed with practical advice and real-life inspiration. Remember, financial freedom isn't built through one big decision—it's built through hundreds of small decisions made consistently over time. If you enjoyed this episode, please subscribe, leave a review and share it with someone who is working towards becoming debt free. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   Follow Laura: @thesavvymamma #Mortgage #MortgageFree #DebtFree #HomeLoan #PersonalFinance #FinancialFreedom #MoneyMindset #FinancialPlanning #PayOffYourMortgage #AustralianFinance See omnystudio.com/listener for privacy information.

  7. Aug 6

    START HERE: Will My Super Last? How to Avoid Running Out of Money in Retirement

    Will Your Super Last? How to Avoid Running Out of Money in Retirement One of the biggest fears Australians have about retirement isn't building enough super. It's running out of it. In this episode of Start Here, I answer a thoughtful question from a listener who is about to retire with almost $800,000 in superannuation but is worried it may not last. If you've ever wondered: Will my super be enough? How much money do I actually need in retirement? Should I move everything into cash? How do I protect myself from market downturns? What happens if I live longer than expected? ...then this episode is for you. Together we'll explore practical ways to create more confidence around your retirement, including: ✔️ Why knowing your annual living expenses is more important than focusing on your super balance. ✔️ Why your money may still need exposure to growth assets throughout retirement. ✔️ My "Sleep Well Strategy" and why holding around two years of living expenses in cash may help you navigate market volatility. ✔️ Retirement strategies worth exploring, including the downsizer contribution, reviewing assets held outside super and understanding potential Centrelink entitlements. ✔️ Why retirement doesn't have to be all or nothing, and how even a small amount of income can reduce pressure on your retirement savings. ✔️ The importance of seeking personalised financial advice before making significant retirement decisions. Retirement isn't about having certainty. It's about building a flexible plan that gives you confidence, peace of mind and the freedom to enjoy the next chapter of your life. Whether retirement is just around the corner or still years away, this episode will help you start preparing today. If you enjoyed this episode, I'd be so grateful if you left a review or shared it with someone who may also be thinking about retirement. It really helps more Australians discover the podcast and improve their financial confidence. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    START HERE: Will My Super Last? How to Avoid Running Out of Money in Retirement

  8. Aug 2

    Why Money Is The #1 Cause Of Relationship Stress (And How To Fix It)

    Why Money Is The #1 Cause Of Relationship Stress (And How To Fix It) Money touches almost every area of our lives. It affects where we live, how we raise our children, our lifestyle choices, retirement plans, career decisions and even our sense of security. It's therefore no surprise that financial stress is one of the leading causes of relationship conflict, with recent research showing that 71% of relationship breakdowns involve financial stress. In this episode, I unpack why money creates so much tension in relationships, the warning signs to watch for, and the practical strategies couples can use to build greater financial harmony. In This Episode We Discuss: ✅ Why money arguments are rarely just about money ✅ How different money personalities can create conflict ✅ Common financial red flags in relationships ✅ The dangers of hidden debt and secret spending ✅ Financial abuse and coercive control: what it looks like ✅ Why transparency builds trust ✅ How to create shared financial goals without losing independence ✅ The importance of "sanity money" and personal spending freedom ✅ How regular money conversations can strengthen a relationship ✅ Practical ways to reduce financial stress as a couple Financial Red Flags To Watch For Hiding purchases or debts Refusing to discuss money One partner controlling all financial decisions Restricting access to bank accounts or financial information Excessive gambling or spending habits Constant financial secrecy Using money to manipulate, punish or control a partner Simple Ways To Improve Financial Harmony Schedule regular money check-ins Create shared financial goals Build an emergency fund together Be transparent about debt, spending and financial commitments Maintain some personal financial independence Ensure both partners understand the household finances Seek professional support early if money becomes a major source of conflict Key Takeaway A strong relationship isn't built by having perfect finances. It's built through trust, communication, transparency and working together towards a shared vision for your future. Money should be a tool that supports your relationship, not something that quietly undermines it. If you enjoyed this episode, please share it with a friend or loved one who might benefit from it. Don't forget to subscribe to SugarMamma's Fireplay and leave a review to help more Australians improve their financial wellbeing and create greater financial freedom. 🔥💛 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

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About

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

Information

  • Creator
    Canna Campbell SugarMammaTV
  • Years Active
    2020 - 2026
  • Episodes
    331
  • Rating
    Clean
  • Copyright
    © 2026 Canna Campbell SugarMammaTV
  • Show Website
    SugarMamma’s Fireplay

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