Temperament: Money, Mind & Emotions

Personal Finance TV
Temperament: Money, Mind & Emotions

After an incredible first season, Temperament is back with Season 2, and we’re taking things to the next level! In this season, we dive even deeper into the emotional and psychological dynamics behind financial decision-making. How do our behaviors, mindsets, and emotions shape our financial lives? Tune in for insightful conversations with leading experts in wealth management, psychology, fintech, and investing, who bring both practical strategies and a human touch to the world of finance. And that’s not all! We’re turning Temperament into a video podcast! Catch exclusive video interviews on our YouTube channel, while our popular narrative-style episodes continue on Spotify and other audio streaming platforms.

  1. Understanding Retirement Funds: NPS, PPF, and EPF

    23 JANV.

    Understanding Retirement Funds: NPS, PPF, and EPF

    Retirement: the word conjures up images of leisurely pursuits, travel, and finally having the time to do the things you've always dreamed of. But for many Indians, the reality is far from idyllic. With a significant portion of the population yet to start saving, and existing savers plagued by anxiety about their financial future, retirement looms as a distant and uncertain prospect. In this episode, we delve into the anxieties and aspirations surrounding retirement in India. We'll explore: Retirement Reality: Why are so many unprepared?Retirement Products: NPS, PPF, and other options.Best Fit: Finding the right products for you.Planning Better: Setting goals, budgeting, and investing. Listen to full conversation with Rajani Tandale: https://youtu.be/Nv4QhBsn0AI?si=0oUCfH7WwE2qJOAp Listen to full conversation with Kuldeep Parashar: https://youtu.be/QQdYu66zMr8?si=tkKBru-OhGzUaYne Listen to full conversation with Sriram Iyer: https://youtu.be/H2laCAidZcc?si=_dweY-fRwHffyY *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    26 min
  2. Weddings in India – The financial dimensions

    16 JANV.

    Weddings in India – The financial dimensions

    The Indian wedding industry is worth a jaw-dropping $130 billion—double the size of the U.S. wedding market and nearly 1.5 times the GDP of Sri Lanka. With over one crore weddings happening annually, the average family spends twice as much on a wedding as on education, showcasing the cultural and emotional significance of these grand celebrations. But here’s the question: How do you balance creating the wedding of your dreams with financial security, especially when unexpected costs can quickly spiral out of control? In this episode, we tried to understand the financial dimensions of Indian weddings and discuss: The cost spectrum of Indian weddings, from ₹30 lakhs to ₹35 crores.Emotional and social pressures that drive overspending.Real-life budgeting challenges and surprises.How inflation has tripled wedding costs in recent years.Smart post-wedding financial planning tips. Watch full conversation with Pratik:https://youtu.be/E5LPpIdj-o4?si=LHoJ17VgrwPZEsvF *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    24 min
  3. Understanding alternative real estate: Exploring REITs and beyond

    9 JANV.

    Understanding alternative real estate: Exploring REITs and beyond

    Have you ever imagined owning a share of a premium commercial property in a bustling corporate hub—earning steady income without shelling out hundreds of crores upfront? What if we told you this isn’t just a far-fetched dream? Picture yourself owning a piece of an iconic skyscraper or reaping dividends from India's most coveted real estate, all without the hassle of managing tenants, dealing with maintenance, or shouldering massive costs. Sounds enticing, doesn’t it? Welcome to the world of alternative real estate investments—a revolutionary space making premium properties accessible through innovations like REITs and fractional ownership. In this episode of Temperament, we dive into: How REITs are democratizing real estate by allowing you to invest with just a few thousand rupeesThe concept of fractional ownership and how it’s transforming the real estate landscapeA comparison between traditional property ownership and these modern investment toolsWhy alternative real estate investments are gaining traction and what they mean for you as an investor Watch the full conversation with Shiv Parekh: https://youtu.be/oWqY75h2uIM?si=FEJ99RoixrPclzyd Watch the full conversation with Ashish Khandelia: https://youtu.be/k5LgAUhV-eA?si=HOruvdQ1J017HBWN *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    30 min
  4. How the macroeconomy shapes your wealth?

    28/12/2024

    How the macroeconomy shapes your wealth?

    The price of everything you buy—the chai you sip, the gas you fill, the stocks you invest in—isn’t just about supply and demand. It’s part of a much bigger web of forces at play, one we often hear about but rarely stop to understand: macroeconomics. Think about it. When inflation rises, your money buys less. When GDP grows, it could mean more jobs and higher incomes. And when the government shifts policies, your taxes, investments, and even daily expenses can take a hit. These aren’t just numbers—they’re signals shaping your everyday life. Hence, in this episode of temperament we explored What inflation really costs you?Why government policies matter more than you think?How India’s bold vision of becoming a developed country by 2047 could rewrite the rules of the game. Listen to full conversation with Ankita Pathak: https://youtu.be/Xljd6Hs3tc8?si=iT34todvQLkhzABn Listen to full conversation with Navneet Munhot: https://youtu.be/zANtCxxY4rM?si=7zh9ma-5Uq71nRcM Listen to full conversation with Niket Shah : https://youtu.be/5MjY1EbMBRI?si=mfVxFDAbFIA3GxWw *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    26 min
  5. Investing in Airbnb: A smart move or risky bet?

    19/12/2024

    Investing in Airbnb: A smart move or risky bet?

    Short-term rentals have emerged as a popular avenue for passive income, with India becoming a key player in this trend. According to Amanpreet Bajaj, Airbnb India’s General Manager, the country is one of Airbnb’s fastest-growing markets. In 2023 alone, Airbnb saw a 30% increase in nights booked across India, with domestic bookings skyrocketing by 110%. As Indians embrace travel and look for stays that combine comfort with unique experiences, short-term rentals are booming. But is running an Airbnb or a short-term rental as straightforward as it seems? In this episode of Temperament, we dive into: The challenges of starting and managing an AirbnbThe rapid growth of short-term rentals in IndiaTop markets to consider for investmentThe costs, returns, and profitability of short-term rentals Watch the full conversation with Amit: https://youtu.be/uCzfGf8n7_o?si=HZNUc-2Q7WuT-IKV Watch the full conversation with Rafique: https://youtu.be/d_yxRKXt2CI?si=dUq0bKAgc2DF6X8a *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    29 min
  6. Winning the mutual fund game: Insights from top investors

    13/12/2024

    Winning the mutual fund game: Insights from top investors

    "Mutual Fund Sahi Hai"—a phrase we’ve all heard. And the numbers prove it. India's mutual fund industry has experienced remarkable growth, expanding sixfold in the last decade to manage an impressive ₹61.33 trillion by mid-2024. It’s clear that more Indians are harnessing the power of compounding and making their money work for them. Yet, here’s the paradox: 97% of investors discontinue their SIPs within five years. If mutual funds are so effective, why do so many struggle to stay invested long-term? In this episode of Temperament, we uncover the answers. We discussed Why mutual funds are essential for every investor.Behavioral biases affecting both fund managers and investors.The reasons behind India’s low mutual fund penetration.Common mistakes investors make—and how to avoid them.Watch full conversation with Gajendra: https://youtu.be/1IopPA-4My0?si=k1_NnsJXn63y0aOl Watch full conversation with Swarup: https://youtu.be/CumXmEiV_1A?si=h_dYWPA6ZqO0CoVO *Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

    31 min

À propos

After an incredible first season, Temperament is back with Season 2, and we’re taking things to the next level! In this season, we dive even deeper into the emotional and psychological dynamics behind financial decision-making. How do our behaviors, mindsets, and emotions shape our financial lives? Tune in for insightful conversations with leading experts in wealth management, psychology, fintech, and investing, who bring both practical strategies and a human touch to the world of finance. And that’s not all! We’re turning Temperament into a video podcast! Catch exclusive video interviews on our YouTube channel, while our popular narrative-style episodes continue on Spotify and other audio streaming platforms.

Vous aimeriez peut‑être aussi

Pour écouter des épisodes au contenu explicite, connectez‑vous.

Recevez les dernières actualités sur cette émission

Connectez‑vous ou inscrivez‑vous pour suivre des émissions, enregistrer des épisodes et recevoir les dernières actualités.

Choisissez un pays ou une région

Afrique, Moyen‑Orient et Inde

Asie‑Pacifique

Europe

Amérique latine et Caraïbes

États‑Unis et Canada