The 3rd Decade Podcast 3rd Decade

Join Nikita for a conversation with Diana, the founder of All The Colors. Diana is a CFP© and Registered Life Planner™, and uses her personal values to drive her work as a money coach to financially empower others, with a particular focus on supporting women of color who are entrepreneurs. 

Join Nikita for a conversation with 3rd Decade Alumni, Kyle Mittan, on a discussion around his history with budgeting (or lack thereof) and how he became the diligent budgeter that he is today. We hope if you've been procrastinating on using a budget that this episode inspires you to get started. 

Some resources if you're interested in YNAB include:
YNAB's YouTube ChannelThe "Get Started" PlaylistTheir Guide to Using YNAB on a Bi-Monthly Pay ScheduleTheir Guide on Sinking FundsTheir Guide on Managing Fluctuating ExpensesYNAB also offers a great selection of written guides, organized by topic, that anyone can use for free regardless of their subscription status. 

Join 3rd Decade Alumni, Rose (she/her) & Nikita (she/her) for a heartfelt conversation around the positive impact that budgeting has had in Rose's life.
As a former "checking-balance-budgeter", Rose shares how building this habit into her life has actually allowed her to think less about money, and has also enabled her to support the causes near to her heart and create a meaningful impact.

For anyone interested in connecting with Rose, you can do so here. 

In today's episode, Nikita speaks with Mary Cantor & Jacob Wingate, two of 3rd Decade's Alumni, on the financial transitions that come with marriage. Merging two adult's financial lives can be a significant challenge in a new marriage. Mary and Jacob share openly about their individual financial upbringings, how that impacted their relationship with money in adulthood, and ultimately what they've done to come together to form a healthy relationship around shared finances that honors their individual interests as well as their strengths.

3rd Decade Alum, Sarah Ventre, shares in detail how she hustled her way through unpaid internships & temp jobs in her 20s and ultimately built herself a successful career in the audio journalism and production industry. If you need inspiration or someone to relate to if you're currently walking that path, look no further. 

To find more of her work, you can visit her website at sarahventre.com

Join Nikita & Nina as they discuss the many factors to consider when determining what car to buy (and whether to seek a new or used car). 

When making a purchase, it's essential to weigh the pros and cons of both options to ensure that you make the right decision for your needs and budget. We'll give you some guidelines to determine what you can afford, as well as some thoughts on how your values, needs, and priorities might influence the decision. 
We'll explore the benefits of buying new, including the warranty and the peace of mind that often comes with a new purchase. We'll also consider the advantages of buying used, such as lower prices and the potential for finding a car that can be worked on outside of a dealership.
Ultimately, the decision to buy new or used comes down to personal preference and individual circumstances. Join us as we explore the factors to consider when making this decision, and how to ensure you make the best choice for your needs and budget.