Headstart On Record

The Straits Times
Headstart On Record

Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Podcasters: Sue-Ann Tan & Tay Hong Yi Produced & edited by: Amirul Karim Executive producers: Ernest Luis & Lynda Hong A podcast by The Straits Times, SPH Media.

  1. Hitting the ground running for the first job

    9 HR. AGO

    Hitting the ground running for the first job

    An expert shows how fresh entrants to the workforce can gain the prior experience employers increasingly seek. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. It seems paradoxical for prospective employers to seek prior experience even for entry-level roles. This reflects the rising bar expected of fresh entrants to the job market. However, employers are becoming more open-minded towards what constitutes relevant prior experience. ST correspondent Tay Hong Yi speaks with his guest, a seasoned career expert who has worked with tertiary students from different backgrounds, on the help at hand. His guest is: Ms Sarah Neo, head of the career development office at the Singapore University of Social Sciences. Highlights (click/tap above): 1:55 Why are employers increasingly seeking prior experience even for entry-level roles? 4:13 The forms such experience can take, from internships to hackathons 9:05 Is it realistic to expect ever more prior experience from students before graduation? 11:58 How can students who lack experience still land that first job? 14:15 What does Sarah recommend those who remain undecided about their future careers do? Read Tay Hong Yi's articles: https://str.sg/w6cz Follow Tay Hong Yi on LinkedIn: https://str.sg/AAxy Host: Tay Hong Yi (hytay@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    19 min
  2. How to pick good stocks in 2025

    FEB 2

    How to pick good stocks in 2025

    Do your homework and hold for the long term - these are among expert tips for stock picking. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. There are so many different methods to invest these days - from buying roboportfolios, to exchange traded funds or index funds benchmarked to certain indices. But there are also investors who wish to pick their own stocks because they are convinced of their increasing value.  This particularly occurs when it comes to tech stocks that might be rapidly rising, or when certain industries show strong potential for growth.  But how does someone go about stock picking and what are the risks involved?  In this episode, ST business correspondent Sue-Ann Tan looks at how people can choose solid stocks in the volatile environment of 2025.  Her guests are young investor Troy Cheng and ex-ST journalist and veteran market watcher Ven Sreenivasan. Highlights (click/tap above): 1:42 What is stock picking and how to go about it? 6:00 How to decide if stocks are overvalued or undervalued? 8:10 Where do you get your stock picking recommendations from? 11:41 Which industries are promising in 2025?  15:47 What to know before jumping into overseas stock markets? 20:14 Looking at the Chinese stock market 25:09 Opportunities in the Singapore market   Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    36 min
  3. Neurodivergence: Not merely a “superpower”

    JAN 19

    Neurodivergence: Not merely a “superpower”

    Conditions such as ADHD, autism and dyslexia, as well as the ways one lives with these conditions, can provide fresh ways of thinking. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Neurodivergence: A big word, but one imbued with the simple promise of progress. It means to recognise that brains may be wired differently between different people, causing perceptible differences in information processing and social relations, impacting both work and personal life. ST correspondent Tay Hong Yi, who was himself diagnosed with attention-deficit hyperactivity disorder (ADHD) aged 27, talks about the emerging consciousness of neurodivergence and the importance of supporting the neurodivergent to fulfil their potential with his guests. His guests are: Mr Rumi Mohd, associate director for sales and marketing hiring at Randstad Singapore, who was diagnosed with dyslexia as a child Mr Himanshu Chaudhari, a finance professional diagnosed with ADHD in adulthood and board member of awareness group Unlocking ADHD Highlights (click/tap above): 02:30 How did the guests find out about their condition? 05:31 How did their conditions affect them at work? 10:34 What can employers do to meaningfully support neurodivergent team members? 14:33 Is it a good idea to disclose one’s neurodivergence to employers? 20:33 Has anyone ever dismissed the guests’ neurodivergence? 25:17 Is neurodivergence a “superpower”? Read more about neurodivergence in the workplace: https://str.sg/CZz6 Read Tay Hong Yi's articles: https://str.sg/w6cz Follow Tay Hong Yi on LinkedIn: https://str.sg/AAxy Host: Tay Hong Yi (hytay@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    30 min
  4. How to start a start-up in your 20s

    JAN 5

    How to start a start-up in your 20s

    A young start-up founder talks about quitting his job to take the path less trodden, and discuss with DBS the ingredients for success. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Gen Zs are embracing the entrepreneurial life. Instead of working for someone, they want to start their own companies, sometimes fresh out of school.  There are also more entrepreneurial programmes for them even in secondary schools. Online platforms also let them start businesses online and have a wider audience for their products and services.  But what exactly is involved in starting a start-up? Is it something only for the rich kids or is it within reach of everyone? In this episode, ST business correspondent Sue-Ann Tan looks at how people can start their own business even in their 20s, and what’s involved in the process.  Her guests are Accredify founder Quah Zheng Wei, who started his business aged 27, and DBS Head of Corporate and SME Banking Koh Kar Siong.  Highlights (click/tap above): 1:52 The steps to starting a start-up 5:33 Quitting his banking job to venture out on his own 8:39 Entrepreneurs as young as 12  14:40 How to get funding  21:16 What defines a successful start-up and what’s the survival rate? 24:28 What are your ingredients for success? 28:05 Will starting my own business make me rich?  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    37 min
  5. What is it like being a young boss?

    12/15/2024

    What is it like being a young boss?

    Good leadership that inspires confidence cuts across age. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. It isn’t possible to draw lines along age, tenure, skill and leadership in the working world as neatly as previously. The image of top leaders has expanded beyond the notion of someone assuming their position after a long-drawn process. This is a convention upended, perhaps most prominently, by the heady proliferation of influential start-ups with precociously young leaders at the helm, one of whom journalist Tay Hong Yi spoke to in the latest episode of Headstart On Record His guest is: Mr Looi Qin En, partner at venture capital firm Saison Capital, who co-founded careers discovery platform Glints. Highlights (click/tap above): 2:00 How did Glints’ co-founders start a business that young? 3:20 How did Qin En grow both his technical skills and soft skills so quickly? 6:30 How to convince people to look past your age as a young leader? 14:53 How to inspire confidence among those you lead? 16:59 Has Qin En ever felt he has peaked early in his career? 20:32 Where young leaders have the most room to learn Read Tay Hong Yi's articles: https://str.sg/w6cz Follow Tay Hong Yi on LinkedIn: https://str.sg/AAxy Host: Tay Hong Yi (hytay@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    25 min
  6. How do we spend less but still travel well?

    12/01/2024

    How do we spend less but still travel well?

    Two avid travellers reveal their top hacks, where to sit on the plane and how to cut the budget while having fun. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Singaporeans love to travel. In a survey, people said one overseas trip a year is essential. But how do we travel well while still maintaining our budgets? Would you travel to Europe but eat cup noodles to save money? In this episode, ST business correspondent Sue-Ann Tan looks at the top travel hacks from experts, how people achieve “budget comfort” and upgrade the travel experience without splurging thousands of dollars.  Her guests are Youtrip chief operating officer Kelvin Lam, who once left his investment banking job to be a full-time backpacker, and youthful “budget comfort” traveller Prisca Ang.   Highlights (click/tap above): 2:00 How Prisca spent $3,500 for seven cities in 10 days in Japan  8:33 Should I take a direct flight or layover; top travel hacks; benefits of (being near) youth hostels  13:59 Flight hacks: what to pack, where to sit, sales 18:00 How much is too much to spend on travel? 23:45 Prioritising experiences, rather than just seeing famous sights 33:00 Must you take at least one overseas holiday a year?  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    41 min
  7. How does working abroad help your career?

    11/17/2024

    How does working abroad help your career?

    The move may be difficult, but can be rewarding for both personal and professional development. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Talents with overseas exposure are coveted for their ability to help companies realise their global aspirations. There is also robust appetite among Singapore talents to work abroad. However, employers frequently find it challenging to convince talents here to take up overseas opportunities. Journalist Tay Hong Yi speaks to those who have navigated and are helping others to navigate this complex undertaking to work abroad to shed light on the dilemma. His guests are: Dr Nadir Zafar, chief experience officer at the Human Capital Leadership Institute and director of the Singapore Leaders Network Ms Cheryl Lin, a business analyst based in Copenhagen who moved there for further studies Highlights (click/tap above): 2:39 What are the pathways to working abroad? 5:23 What are some of the trade-offs to consider? 7:52 Why do employers find it especially challenging to convince talents to move elsewhere? 16:58 What can you do to increase the chances of an offer? 24:57 What support is needed to increase the number of locals who work abroad to develop professionally? Read the feature by Kai Xiang discussed on the podcast: https://str.sg/dPro Read Tay Hong Yi's articles: https://str.sg/w6cz Follow Tay Hong Yi on LinkedIn: https://str.sg/AAxy Host: Tay Hong Yi (hytay@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX #headstart See omnystudio.com/listener for privacy information.

    41 min
  8. Sustainable finance: Where are the investing and job opportunities?

    11/03/2024

    Sustainable finance: Where are the investing and job opportunities?

    DBS’ sustainability chief reveals ways to get into sustainability and why sustainable finance matters. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. The warmer the weather, the more we feel the impact of human activities on climate change. But how do we make a difference? Should we find jobs that work on sustainability, particularly on the environment front? Or invest in more meaningful asset classes in the sustainability field?  In this episode, ST business correspondent Sue-Ann Tan examines why sustainability matters, how to get a job in the ESG field, and what we can do in our daily lives and with our investing to contribute to a more sustainable world.  Her guest, Helge Muenkel, also describes how his career started with a Masters in development economics, and the twists and turns he made before finally landing in his current position as DBS chief sustainability officer.  Highlights (click/tap above): 6:52 What skills do I need to work in sustainability? 10:20 What is sustainable finance?  12:47 Do my individual efforts make a difference? 15:07 How caring about climate change protects what we love 26:03 Three little things you can do to change the world Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan (suetan@sph.com.sg) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: podcast@sph.com.sg Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstart See omnystudio.com/listener for privacy information.

    30 min

About

Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Podcasters: Sue-Ann Tan & Tay Hong Yi Produced & edited by: Amirul Karim Executive producers: Ernest Luis & Lynda Hong A podcast by The Straits Times, SPH Media.

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