1,850 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.8K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    05.24.24 Clark Answers His Critics on Clark Stinks / Paying For Adult Children

    05.24.24 Clark Answers His Critics on Clark Stinks / Paying For Adult Children

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic,  linked here and we invite you to share thoughts on financially supporting adult children.


    Clark Stinks: Segments 1 & 2

    Paying For Adult Children: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Streaming TV - Clark.com

    Do I Really Need To Put Premium Gasoline in My Vehicle?

    How to Get Your Kids to Step Off the Gravy Train

    60% of Parents Pay Bills For Adult Children. Do You?

    When it’s time to financially cut off your adult children

    Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

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    • 33 min
    05.23.24 Buyers Strike In The Grocery Aisle / Investment Property Purchase Rule

    05.23.24 Buyers Strike In The Grocery Aisle / Investment Property Purchase Rule

    Clark has never been a fan of brand names, and it seems he’s been ahead of the curve. Now consumers, sick of high prices, are fighting back. New private labels are popping up and it’s great for our wallets. Also today, with short-term rental bans proliferating, Clark has a key rule for purchasing investment property. 

    Private Label Store Brands Vs Big Brand Names: Segment 1

    Ask Clark: Segment 2

    Buying Investment Property: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Consumers Fed Up With Food Costs Are Ditching Big Brands

    Barrons: Walmart Is the Nation’s Largest Grocer. Why It Added a New Private Label Food Brand.

    Walmart Takes On Trader Joe’s and Whole Foods With New Premium Brand - WSJ

    How to Save Money on Groceries: 22 Clever Ways - Clark.com

    Are Airbnbs banned in Hawaii? New law seeks to crack down on short-term rentals -USA TODAY

    What Is a 1031 Exchange? Know the Rules


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 28 min
    05.22.24 An Update On Series I Savings Bonds / No-Show Fees

    05.22.24 An Update On Series I Savings Bonds / No-Show Fees

    Today, an important update on Inflation Savings Bonds. Clark explains how these bonds work over time and the advantage of owning new Series I Bonds. Also, extra fees have been a topic on the show in recent years. There’s a new fee in town making a splash - Clark tells you how to avoid it. 

    UPDATE - Series I Savings Bonds: Segment 1

    Ask Clark: Segment 2

    Cancellation & No-Show Fees: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Barrons: Treasury Sets New Rate of 4.28% for I Bonds as Inflation Ebbs

    6 Things To Know About Series I Savings Bonds

    The Era of ‘No-Show’ Fees Is Here—and It’s Going to Cost You - WSJ

    Should You Stay With Vanguard Despite the New Fee Announcement?

    NolahMattress - Is It Legal to Sell a Used Mattress? A State-by-State Guide

    The Best Place To Buy a Mattress

    How Can I Get Rid of My Old Mattress Cheaply?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 30 min
    05.21.24 Clarkonomics: How The U.S. Compares Globally / Clark Changes His Mind

    05.21.24 Clarkonomics: How The U.S. Compares Globally / Clark Changes His Mind

    Clarkonomics! Clark discusses how the US economy stacks up against the rest of the world, including concerns about our deficit. Also, Clark and Christa have a long running disagreement about a payment practice. Christa was right. Clark has changed his mind.

    Clarkonomics: Segment 1

    Ask Clark: Segment 2

    Automatic Payments: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    The US dollar is strengthening. Here’s what’s driving the rally and what it means for Americans

    America’s debt problem is storing up trouble for the rest of the world

    Inflation Is Stubborn. Is the Federal Budget Deficit Making It Worse?

    Stubborn Inflation Could Prod Fed to Keep Rates High for Longer

    With Inflation This High, Nobody Knows What a Dollar Is Worth

    Where Should I Set Up My Health Savings Account (HSA)?

    Florida Department of Agriculture and Consumer Services (FDACS)

    Money Talk with Liz Weston: Can my credit score really be marred over $20? 

    Automatic Bill Pay: How It Works and How To Do It Safely


    Credit Score Guide   /   Should You Get a Store Credit Card?


    Is a Self-Directed Real Estate IRA Right for Your Retirement?

    Real Estate Investing: What To Know BEFORE You Start

    What Should You Do if Your Insurance Claim Is Denied?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 28 min
    05.20.24 International Phone Use / Warning: The Toll Collection Scam

    05.20.24 International Phone Use / Warning: The Toll Collection Scam

    In this episode - did you hear about the T-Mobile customer who received a six figure bill for an international trip? Get Clark smart advice for traveling overseas with your phone. Also today - there’s a new warning out about a scam trying to collect money from you from phantom tolls.

    International Calling: Segment 1

    Ask Clark: Segment 2

    Toll Collection Scam Warning: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    PhoneArena: This T-Mobile customer got a $143442.74 bill after a three-week Switzerland vacation

    The Best International Phone Plans

    Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons)

    Hello Mobile

    How To Choose the Best Charities for Your Donations

    What's the Best Way To Donate to a Charity?

    Alert: FBI issues warning on toll road smishing scam

    USA TODAY: Road toll 'smishing' texts on the rise, FBI says: Here's what to know

    E-ZPass Group - Home

    T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up

    How To Prevent, Report and Repair Identity Theft


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 29 min
    05.17.24 Clark Answers His Critics on Clark Stinks / Home Renting Vs. Buying

    05.17.24 Clark Answers His Critics on Clark Stinks / Home Renting Vs. Buying

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, we’ve talked a lot about renting vs. buying in today’s housing market. New data makes a compelling argument and provides direction for aspiring homeowners. 


    Clark Stinks: Segments 1 & 2

    Rent Vs Buy A Home: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Best 529 College Savings Plans By State

    Homes at Menards®

    Insurers Are Spying on Your Home From the Sky

    Axios: Unpacking the productivity surge

    Where should I place a carbon monoxide detector?

    The $10 Travel Essential Clark Howard Always Packs

    Big city dwellers are better off renting than buying a home everywhere, analysis says - USA TODAY

    One-Third of Parents Are Paying An Adult Child's House Down Payment? Are You?

    Map: Here's Zillow's updated home-price forecast for more than 400 housing markets

    The cost breakdown of building a single-family home

    The Only Reason You Should Make an Improvement to Your Home

    29 home remodeling projects that offer the best payback

    6 Tips for Hiring a Contractor

    Senior Planning


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 31 min

Customer Reviews

4.6 out of 5
4.8K Ratings

4.8K Ratings

LM58 ,

Sensible advice

Advice the every day person can given in a easy to understand, concise manner. Enjoy listening to Clark. Also enjoy his Clark Stinks. Clark takes criticism well.

Mercer, WI ,

Honestly the best financial and consumer advice out there

I’ve been listening to Clark Howard in syndicate and podcast for decades now. It’s an investment of 30 and every time I listen and I always gain some value out of the topics discussed. Even when they’re not relevant to me. Furthermore, Clark just has a very kind demeanor and is a good human. I think him, and all of his fantastic staff, as Team Clark is an awesome one.

Interested bystander ,

Not informed and confusing info about annuities

Go check out the economics literature in google scholar about annuities. Also check out Paul Merriman and Wade Pfau. Immediate fixed annuities from a reputable company are very effective. Most people do not make a distinction between indexed annuities and fixed immediate annuities. But they are very different.

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