1,859 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.8K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    06.07.24 Clark Answers His Critics on Clark Stinks / Your Retirement Lifestyle

    06.07.24 Clark Answers His Critics on Clark Stinks / Your Retirement Lifestyle

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Retirement can be the beginning of a wonderful new life! But it can also present serious challenges after a lifetime of working, including depression. Clark talks about avoiding this pitfall, and making the most of your golden years. 


    Clark Stinks: Segments 1 & 2

    Joy In Retirement: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Costco vs. Sam's Club: What Is the Difference?

    Overdraft Protection: What Is It? Do You Really Need It?

    5 Tips To Protect Your Digital Privacy

    How age-friendly universities can improve the second half of life — The Conversation

    Why Retirees Are Going Back to College

    What the Heck is a Core Pursuit?

    Five Things I Wish I’d Known Before I Retired

    The Center for Auto Safety: Learn the latest news in auto safety.

    Virtual Credit Cards: An Online Security Measure Worth Taking?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 31 min
    06.06.24 Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders

    06.06.24 Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders

    Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements. 

    Price Negotiation: Segment 1

    Ask Clark: Segment 2

    Warning: Dietary Supplements: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    A Guide To Negotiating For Cars, TV Bills, Home Renos And More

    Is It Worth Buying High-End Appliances?

    Here's How Long Your Home Appliances Should Last

    The best time and place to buy appliances

    Submit a complaint | Consumer Financial Protection Bureau

    Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation

    How To Avoid Fraud With Herbal Supplements


    ConsumerLab.com /  NSF International /  U.S. Pharmacopeia


    Consumer Federation of America Life Insurance Rate of Return Service

    How To Find and Claim Missing Money in Your Name


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 33 min
    06.05.23 Back To Basics: Cryptocurrency / Financial Ed Begins At Home

    06.05.23 Back To Basics: Cryptocurrency / Financial Ed Begins At Home

    Clark checks in on the current state of cryptocurrency - where it’s been, where it’s going. Also today, a look at the financial education young students are getting - including the FiCycle curriculum, and how you can start teaching them at home. 

    Cypto Basics: Segment 1

    Ask Clark: Segment 2

    Financial Education: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    What Clark Howard Thinks of 'Crypto Winter' After Big Crash

    Axios: SEC sends Robinhood's crypto business Wells Notice

    Robinhood Markets receives SEC notice for alleged securities violations at crypto unit

    Why You Should Never Mail a Check

    NYTimes: The Key to Better Math Education? Explaining Money.

    Why Clark Howard Uses Unit Price To Save Money When Shopping

    How to Teach Young Kids About Money

    When Is the Best Time To Collect Social Security?

    Best Travel Credit Cards: Top Rewards Picks for 2024

    DOT - File a Consumer Complaint

    Submit a complaint | Consumer Financial Protection Bureau

    BBB-File a Complaint


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 32 min
    06.04.24 Don’t Get Burned On Sunscreen / Auto Repair Costs & Warranties

    06.04.24 Don’t Get Burned On Sunscreen / Auto Repair Costs & Warranties

    Today - What summer sunscreen shoppers need to know about effective, affordable skin protection. Also - Perennial questions about owning car warranties have only increased in the age of modern vehicles - basically computers on wheels that are more expensive than ever to repair. Clark shares new data & direction on warranties.  

    Choosing Sunscreen: Segment 1

    Ask Clark: Segment 2

    Auto Repair Costs & Warranties: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    SUNSCREEN - Consumer Reports

    NYTimes: How to Avoid One of the Deadliest Forms of Skin Cancer

    Fender benders mean serious high-tech repairs now

    Should You Buy an Extended Warranty on Your Car?

    Buying Gas From a Station on This List Is Better for Your Car

    What's the Best Way To Send Money Overseas?

    What’s the Best Way To Exchange Dollars for Foreign Currency?

    5 Money Tips To Know Before You Travel Abroad


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 33 min
    06.03.24 Managing Travel Rewards / Smart Shopping Carts - A Review

    06.03.24 Managing Travel Rewards / Smart Shopping Carts - A Review

    Using reward points for summer airfare and hotels has been a great way to save over the years, but operators have long been devaluing these programs, and are limiting how you can earn those points. Know how to better manage the moving targets that are today’s variable travel rewards. Also, a special guest: Our man Anthony visited Manhattan’s Fairway Market, and reports on the latest version of cashier-less tech - the automated shopping cart.

    Travel Loyalty Points: Segment 1

    Ask Clark: Segment 2

    Smart Shopping Carts: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    American Airlines No Longer Awards Miles On Most Third Party Bookings - View from the Wing 

    NYTimes.com: To Protect Your Miles, Be Careful How You Book

    Find Best Flight Deals With Free American Express Tool Point.me

    Why Our Travel Expert Thinks This New Tool Is a “Game Changer”

    How To Open a Roth IRA

    How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

    10 Ways To Save Money on Car Insurance

    [NY Post] Future of shopping: Instacart debuts AI-driven 'smart carts' to NYC retailers

    No more 'just walk out' at Amazon grocery stores. The new bet is smart shopping carts

    Amazon’s cashier-less technology was to revolutionize grocery shopping. It’s been a flop

    Amazon Ditches "Just Walk Out" Checkouts at Its Grocery Stores


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 23 min
    05.31.24 Clark Answers His Critics on Clark Stinks / Back To Basics: Life Insurance

    05.31.24 Clark Answers His Critics on Clark Stinks / Back To Basics: Life Insurance

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, something many of us need but generally ignore is life insurance. Clark helps you take it off the back burner and take care of business, with info on how much you need and how to buy it. 


    Clark Stinks: Segments 1 & 2

    Life Insurance 101: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Warning: Why You Should Never Buy Visa Gift Cards

    How Do I Use All the Funds on My Virtual Gift Card?

    The One and Only Exception to Clark Howard's 'No Gift Card' Rule

    Travel Insurance: What You Need To Know Before You Buy

    Mint Mobile Review: 6 Things To Know Before You Sign Up

    3 Things To Know About Amazon Pharmacy Before You Sign Up

    Why It's Still Better To Fill Prescriptions at Costco Than Amazon

    10 Ways To Save on Prescription Drugs

    How Much Life Insurance Do I Need? - Clark.com

    Best Term Life Insurance Companies, Plans & Coverage

    Life Insurance Archives - Clark Howard

    Quotacy: Quote, compare and buy life insurance online

    Vacations To Go: Can You Find Bargain Cruises?

    Costco Travel: 5 Things To Know Before You Book


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 33 min

Customer Reviews

4.6 out of 5
4.8K Ratings

4.8K Ratings

J.G. from Alaska ,

Clark Howard Show

Howard is so smart and interesting. He makes such wonderful and common sense points that people at all ages can learn from (I’m a young age 70. ) He has a great sense of humor that makes me laugh a lot ! I have been listening to him for years and I’m always bringing up his name and reiterating his advice to my family members and my social group. They always say to me “yes, we know about your podcast friend and all the great things he tells you ! “
Thank you, Clark and to your great staff for all that you do and teach us. You also are very humble man. God bless you ! Please don’t think about retiring- I’d miss you a lot!

LM58 ,

Sensible advice

Advice the every day person can given in a easy to understand, concise manner. Enjoy listening to Clark. Also enjoy his Clark Stinks. Clark takes criticism well.

Mercer, WI ,

Honestly the best financial and consumer advice out there

I’ve been listening to Clark Howard in syndicate and podcast for decades now. It’s an investment of 30 and every time I listen and I always gain some value out of the topics discussed. Even when they’re not relevant to me. Furthermore, Clark just has a very kind demeanor and is a good human. I think him, and all of his fantastic staff, as Team Clark is an awesome one.

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