The Hidden Upside

Chris Shebib
The Hidden Upside

Ready for a different side of real estate investing? You can find plenty of resources that will let you hear how someone scaled to hundreds of doors, built a real estate empire or filled their lives with fast cars and luxury living. But the real value is understanding and learning what it was that made a difference when someone faced an obstacle or needed to pivot or change a behaviour. Introducing The Hidden Upside podcast, a show with Honest talk about Real Estate, Life Lessons and Mindset. Every two weeks join your host, Chris Shebib, an experienced award-winning real estate investor and realtor, a former contractor and a former silicon valley technologist, as he encourages his guests to share the hidden side of a lesson learned, a mistake made or the secret success sauce they possess. Listen in as they share the lessons learned and the steps they took after that made all the difference and in turn help you know what it might take to accelerate your own real estate investing success as we uncover The Hidden Upside.

  1. Ontario's Shifting Rental Market: Smart Strategies for Landlords

    19 HR. AGO

    Ontario's Shifting Rental Market: Smart Strategies for Landlords

    Are you feeling overwhelmed by the challenges facing landlords in Ontario? You're not alone. The rental market has shifted dramatically, and many investors are struggling to adapt. But don't pack your bags for greener pastures just yet – there's still plenty of opportunity if you know where to look.   In this eye-opening conversation with Hart Togman, co-founder of Rent Panda, we explore the current state of Ontario's rental market and uncover strategies for success in today's challenging environment. From the evolving tenant landscape to the impact of recent legislation, we leave no stone unturned. Key Insights for Ontario Landlords Here's what you can expect to learn from this episode: The truth about tenant quality in today's market and how to attract the best renters Why vacancy periods are lengthening and how to adjust your investment strategy The surprising trends in rental rates across different Ontario markets How Bill 23 is creating new opportunities for savvy investors Why diversification might be the key to balancing risk in your portfolio Adapting to the New Normal Hart shares invaluable insights on how Rent Panda is leveraging technology and partnerships to help landlords navigate these choppy waters. From AI-powered tenant screening to innovative property management models, discover the tools that can give you an edge in today's market. The Investor Mindset Perhaps most importantly, we discuss the critical importance of self-evaluation as an investor. Are you truly cut out for the challenges of being a landlord in this market? Hart offers a fresh perspective on finding joy in the journey of real estate investing, rather than fixating solely on the end goal.   Whether you're a seasoned property owner or considering your first investment, this conversation provides valuable insights to help you thrive in Ontario's evolving rental landscape. Don't miss out on the strategies that could make all the difference in your real estate success story.   About Hart Togman Hart Togman is the Founder and CEO of Rent Panda - a rental services company specializing in tenant placement, property management and software for small landlords across Ontario. Hart believes that everyone can be a landlord and works with his team to provide the services investors need to make that vision a reality. Placing and managing tenants can be a pain, but Hart is no stranger to doing hard things - with a passion for mountain climbing, cold plunges and getting uncomfortable. With over 5000 tenants placed and properties under management in over 20 cities in Ontario, Rent Panda is on a mission to change the Canadian rental landscape one property at a time.   Connect with Hart  https://www.rentpanda.ca/ https://www.facebook.com/RentPanda https://www.linkedin.com/company/rent-panda https://www.instagram.com/rentpanda/   Connect with Chris https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/c/chrisshebib

    1 hr
  2. Key Insights and 2025 Predictions for Real Estate Buyers, Sellers and Investors

    NOV 13

    Key Insights and 2025 Predictions for Real Estate Buyers, Sellers and Investors

    Are you curious about the latest trends in Durham's real estate market? I've got you covered with a comprehensive update that breaks down the key performance indicators and what they mean for buyers and sellers. In this episode, we'll dive into the October stats and compare them to BMO's predictions for 2025. You'll get an insider's look at how the market is shifting and what it means for your real estate decisions. What You'll Learn: The current state of active listings and sales volume in Durham How average sales prices are trending month-over-month Why the absorption rate is a critical indicator of market balance What BMO's economic predictions suggest for the coming quarters Actionable insights for both buyers and sellers in today's market Key Market Insights: Active listings are down, while sales volume is up We've returned to a balanced market with a 40% absorption rate Average days on market are holding steady around 22-23 days Pricing strategies are crucial in the current market conditions What This Means for You: If you're a buyer, now might be an excellent time to enter the market. With high inventory, stable prices, and predicted rate drops, you could find yourself in a uniquely advantageous position. For sellers, while the market isn't seeing dramatic price increases, the uptick in sales volume could present opportunities, especially if you're considering selling an investment property. I'll break down the data by region, giving you a granular view of how different areas within Durham are performing. Plus, I'll share my theory on why we're seeing these trends and what they could mean for the future of our local real estate market. Whether you're looking to buy, sell, or simply stay informed, this market update provides the insights you need to navigate Durham's real estate landscape with confidence. Tune in to get all the current data and learn how to position yourself for success in this evolving market! Connect with Chris https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/c/chrisshebib

    19 min
  3. Why Your Property Portfolio Needs a Numbers Whisperer

    NOV 6

    Why Your Property Portfolio Needs a Numbers Whisperer

    Do you know what a Fractional CFO is?  In this episode, I sit down with Stefanie Beharry, a CPA and Fractional CFO, to explore how financial expertise can revolutionize your investment strategy. As real estate investors, we often focus on property acquisition and management, but overlook the critical role of financial management. Stefanie sheds light on how a Fractional CFO can provide high-level financial expertise without the hefty price tag of a full-time executive. Why Financial Clarity Matters in Real Estate Investing Stefanie emphasizes the importance of understanding your numbers, not just for tax purposes, but for making strategic decisions about your portfolio. She explains how proper financial management can: Reduce stress and uncertainty in your business Help you make informed decisions about acquiring or selling properties Identify cash flow issues before they become critical Position you to take advantage of market opportunities Key Takeaways for Real Estate Investors Here's what you can expect to learn from this insightful conversation: The difference between a bookkeeper, accountant, and CFO - and when you need each How to determine if your real estate portfolio is ready for fractional CFO services Strategies for managing cash flow and building reserves in uncertain market conditions The importance of regular financial check-ins and how they can prevent costly mistakes How to leverage financial data to make strategic decisions about your real estate portfolio Is It Time to Level Up Your Financial Strategy? Whether you're a seasoned investor or just starting out, this episode will challenge you to think differently about the financial side of your real estate business. Stefanie provides actionable advice on how to gain clarity on your numbers and use that information to grow your portfolio strategically. Don't miss this opportunity to gain insights from a financial expert who understands the unique challenges of real estate investing. Tune in now to discover how you can use financial expertise to uncover hidden opportunities in your real estate business.   About Stefanie Beharry Stefanie Beharry is a CPA with extensive experience in corporate finance. She now runs her own accounting firm  specializing in fractional CFO services for real estate investors across Canada and the United States. Her expertise lies in helping investors make strategic financial decisions to grow their portfolios and achieve their long-term goals. Connect with Stefanie Linked In https://www.linkedin.com/company/rei-finance Instagram https://www.instagram.com/stefbeharry/ FB: https://www.facebook.com/profile.php?id=61550295974229   Connect with Chris https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/c/chrisshebib

    47 min
  4. What Lurks Behind Those Walls? The Critical Role of Home Inspections

    OCT 30

    What Lurks Behind Those Walls? The Critical Role of Home Inspections

    Are you considering buying or selling a home? If so, you're in for a treat. In this episode, I sit down with Brad Bojda from Twin Peaks Home Inspection to discuss the crucial role of home inspections in real estate transactions. With the market shifting, home inspections are making a comeback as a viable option for buyers and sellers alike. Brad shares his insights on the inspection process, pricing, and some of the most unusual findings he's encountered during his career. What You'll Learn The importance of home inspections in today's real estate market How pre-listing inspections can benefit sellers Common issues found during home inspections The role of thermal imaging in detecting hidden problems Tips for choosing a qualified home inspector Key Takeaways Home inspections are becoming more common again as the market balances out Pre-listing inspections can help sellers address issues before listing their property Thermal imaging can detect hidden problems like water leaks and insulation gaps New construction homes may benefit from third-party inspections Choosing an experienced inspector with proper credentials is crucial Interesting Insights Brad shares some fascinating stories from his inspections, including encounters with angry raccoons and discovering major plumbing issues caused by tree roots. These anecdotes highlight the unexpected challenges that can arise during a home inspection and the value of having a professional assess your property. "Every house is like a puzzle. So you get to piece it together and help people make good real estate decisions." Whether you're a first-time homebuyer, a seasoned investor, or a curious homeowner, this episode offers valuable information about the home inspection process and its importance in real estate transactions. Don't miss out on these expert insights that could save you time, money, and stress in your next property deal. Connect with Brad here https://twinpeaksinspections.ca/ https://www.facebook.com/twinpeaksinspections https://www.instagram.com/twinpeaks.inspections/ https://www.linkedin.com/company/twin-peaks-property-inspections https://www.tiktok.com/@twinpeaksinspections   Connect with Chris Shebib here: https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/c/chrisshebib

    38 min
  5. Bold Predictions for the Real Estate Market in the Final Months of 2024

    OCT 23

    Bold Predictions for the Real Estate Market in the Final Months of 2024

    Are you curious about what's on the horizon for the real estate market? In this episode, I'm sharing my insights and predictions for October 2024, along with some valuable data from BMO's economic forecast. We'll dive into the latest market trends, including new listings, active listings, and average sale prices across Durham. I'll break down the data by area and compare it to previous years, giving you a comprehensive view of the current market conditions. Key Points You'll Learn: How the market is shifting towards buyers and what it means for both sellers and investors The relationship between listing prices and sales prices Average days on market and what it indicates about market activity Price trends across different areas in Durham The absorption rate and its impact on market dynamics BMO's Economic Forecast I'll share BMO's predictions for the coming quarters, including: Expected increases in existing home sales Projected price changes How these forecasts might affect your real estate decisions Actionable Insights for Buyers and Sellers Whether you're looking to buy or sell, I'll provide you with actionable insights based on the current data and future projections. You'll learn why this might be an opportune time for both buyers and sellers, and how to navigate the market effectively. Remember, while we can't predict the future with certainty, understanding market trends and expert forecasts can help you make informed decisions. Connect with Chris Shebib here: https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/channel/UCIP29W-Jnbi528FAGMhhSjg

    14 min
  6. Cashing In on ADUs: Financing Tips for Smart Property Investors

    OCT 16

    Cashing In on ADUs: Financing Tips for Smart Property Investors

    Cashing In on ADUs: Financing Tips for Smart Property Investors Are you looking to maximize your property's potential and boost your real estate investment returns? The world of Additional Dwelling Units (ADUs) is opening up exciting opportunities for investors, and I'm here to guide you through the latest developments. In this episode, I sit down with Matthew Pickering from National Bank to explore the evolving landscape of ADU financing. We dive into how lenders are adapting to this growing trend and what it means for your investment strategy. Key Insights on ADU Financing Here's what you can expect to learn from our conversation: How National Bank is leading the charge in recognizing ADUs for lending purposes The impact of ADUs on property valuation and rental income potential Various financing options available for ADU projects, including refinancing, HELOCs, and construction loans Strategies for leveraging ADUs to enhance your investment portfolio The future of ADU financing and its potential to reshape the real estate market Why This Matters for Investors The rise of ADUs presents a unique opportunity to increase property value and generate additional rental income. Understanding the financing landscape is crucial for making informed investment decisions. Expert Insights and Practical Advice Matthew shares his expertise on: Navigating the approval process for ADU financing Maximizing your borrowing potential with ADU projects Timing your investments in a changing interest rate environment Building a team of professionals who understand ADU projects Whether you're a seasoned investor or just starting out, this episode offers valuable insights into a rapidly evolving aspect of real estate investing. Don't miss out on this opportunity to stay ahead of the curve and optimize your investment strategy. Matthew has over 12 years of experience in the financial industry, which includes 5 years at National Bank. Matthew is a highly knowledgeable mortgage expert who enjoys helping customers navigate through different markets and achieving their real estate goals of wealth creation. Customer service and providing mortgage expertise are top priorities! Ready to explore how ADUs can transform your real estate portfolio? Tune in now and discover the hidden potential in your properties! Connect with Matthew Pickering on IG @mattpickering.mortgages Connect with Chris Shebib here: https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/channel/UCIP29W-Jnbi528FAGMhhSjg

    1 hr
  7. Aggressive Rate drops ahead, Insolvencies UP and Mortgage defaults double

    OCT 9

    Aggressive Rate drops ahead, Insolvencies UP and Mortgage defaults double

    In this episode, I am sharing the current economic factors shaping the housing market and what it means for investors and home buyers alike. I explore the delicate balancing act the Bank of Canada is attempting as they navigate between stimulating the economy and preventing another housing market frenzy. From aggressive rate drops to loosening mortgage requirements, there's a lot to unpack. What You'll Learn: The latest changes to CMHC regulations and how they impact first-time home buyers OSFI's new stance on mortgage renewals and what it means for you Key economic indicators like GDP, unemployment, and insolvencies - and why they matter Predictions for interest rate drops and their potential impact on the market The surprising population growth trends and their effect on housing supply and demand Why This Matters: Whether you're an experienced investor or just starting out, understanding these economic shifts is crucial. We'll break down complex data into actionable insights, helping you make informed decisions in an ever-changing market. "If somebody says they know what's going to happen, just exit that conversation because you're probably talking to the wrong person."  Instead of crystal ball predictions, we'll focus on data-driven analysis and historical context to help you navigate the current real estate climate. From Toronto's potential role as a market indicator to the nuances of fall market activity, we've got you covered. Don't miss this opportunity to gain a deeper understanding of the forces at play in today's real estate market. Tune in now and equip yourself with the knowledge to make smart, informed decisions in your real estate journey. Connect with Chris Shebib here: https://shebib.com/ https://www.facebook.com/shebib https://www.linkedin.com/in/chrisshebib/ https://twitter.com/chrisshebib https://www.youtube.com/c/chrisshebib

    16 min
  8. The Art of Raising Capital and Managing Assets: An Investor's Blueprint

    OCT 2

    The Art of Raising Capital and Managing Assets: An Investor's Blueprint

    Want to know the surprising twist in real estate investing that led to achieving financial independence?   You'll be amazed by how Adriana Ostapenko transformed her life and built a real estate portfolio. Her path from immigrant struggles to successful multifamily investments in Ontario and New Brunswick is a captivating story of resilience and strategic prowess.   And the best part? She's now helping others raise capital and achieve their own real estate dreams.   Curious to discover the unexpected turn that led to her remarkable success? Stay tuned for the full story!   “I do foresee the markets in the next couple of years turning back around. And I'm excited for that to happen because I feel like we will be able to capitalize it in a way that's even more attractive and optimized than we were first time around.” - Adriana Ostapenko   In this episode, you will be able to:   Master Real Estate Investment Strategies in Ontario: Discover the insider tips for maximizing returns in Ontario's dynamic real estate market. Transition Smoothly to Multifamily Investments: Discover the secrets to diversifying your real estate portfolio and maximizing cash flow with multifamily properties. Unlock the Benefits of Investing in New Brunswick Real Estate: Explore the untapped potential and lucrative opportunities in New Brunswick's real estate market. Implement Successful Real Estate Development Strategies: Learn how to navigate challenges and capitalize on opportunities for profitable real estate development projects. Elevate Your Capital Raising Game for Real Estate Investments: Discover proven techniques for securing the funds you need to take your real estate investments to the next level.   Adriana Ostapenko, an experienced real estate investor, brings a unique perspective to the table with her background as an immigrant from Brazil. Overcoming challenges and carving her path in Canada, she has built a successful real estate portfolio, transitioning from residential investments in Ontario to multifamily properties in New Brunswick. With a portfolio of over 100 units and a development project underway, Adriana's story reflects a dedication to strategic growth and wealth-building, making her knowledge invaluable to real estate investors seeking to expand their portfolios and navigate diverse markets.   Connect with Adriana Ostapenko here: https://www.instagram.com/adriana.ostapenko/ https://www.ace-properties.com/ https://www.facebook.com/AdrianaOstapenko https://www.youtube.com/@adrianaostapenko9429  https://www.linkedin.com/in/adriana-ostapenko-446a8a248

    47 min

About

Ready for a different side of real estate investing? You can find plenty of resources that will let you hear how someone scaled to hundreds of doors, built a real estate empire or filled their lives with fast cars and luxury living. But the real value is understanding and learning what it was that made a difference when someone faced an obstacle or needed to pivot or change a behaviour. Introducing The Hidden Upside podcast, a show with Honest talk about Real Estate, Life Lessons and Mindset. Every two weeks join your host, Chris Shebib, an experienced award-winning real estate investor and realtor, a former contractor and a former silicon valley technologist, as he encourages his guests to share the hidden side of a lesson learned, a mistake made or the secret success sauce they possess. Listen in as they share the lessons learned and the steps they took after that made all the difference and in turn help you know what it might take to accelerate your own real estate investing success as we uncover The Hidden Upside.

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