170 episodes

Want to discover step-by-step how true professionals help their clients win big using life insurance to build cash, get great returns without taking risk, and develop a tax free income? What can be improved in your financial strategy by using life insurance as a tool? Listen for the whole story!

The Insurance Pro Blog Podcast The Insurance Pro Blog

    • Investing

Want to discover step-by-step how true professionals help their clients win big using life insurance to build cash, get great returns without taking risk, and develop a tax free income? What can be improved in your financial strategy by using life insurance as a tool? Listen for the whole story!

    Why Paid-Up Additions Matter

    Why Paid-Up Additions Matter

    If I had to pick one, and only one, additional feature of whole life insurance, it is hands down the paid-up additions feature.  Even if I lose the ability to blend death benefit, if I still have the PUA feature, I'm in a position to augment policy value.  This very special aspect of whole life […]

    • 31 min
    Indexed Universal Life Must Be Contained: It’s Getting Out of Hand

    Indexed Universal Life Must Be Contained: It’s Getting Out of Hand

    According to a recent article penned by Leslie Scism at the Wall Street Journal, “sales of a life-insurance policy tied to the longest bull market in U.S. history are soaring.” There’s a lot to unpack from that statement. But that’s the opening statement and it gives you a taste of what you can expect if […]

    • 42 min
    Indexed Universal Life Insurance Sales Success Myth

    Indexed Universal Life Insurance Sales Success Myth

    Industry chatter about indexed universal life insurance spans a wide spectrum of woohoo! and boohoo!  Regardless of your position on the product, the one apparent consensus is: the product is on fire!  Sales for indexed universal life insurance are up up UP!  And if I end one more sentence with an exclamation, you'll probably want […]

    • 27 min
    The End of the Insurance Pro Blog Podcast

    The End of the Insurance Pro Blog Podcast

    We started podcasting seven years ago.  It seems a little crazy to me to write that.  But our first foray into the podcasting began in early September 2012 with the Financial Procast.  Here's the very first episode if you'd like to know what we sounded like when we recorded using whatever microphones we could find […]

    • 13 min
    Is the Cash Surrender Value of Life Insurance Taxable?

    Is the Cash Surrender Value of Life Insurance Taxable?

    The taxability of life insurance cash surrender value causes much confusion.  Agents often extol the tax free nature of life insurance.  But the marketing brochures often have numerous footnotes on the tax subject. So is your the cash surrender value of life insurance taxable?  The answer is yes.  The answer is also no.  The truth […]

    • 30 min
    Does Whole Life Insurance Cost More than Term Life Insurance?

    Does Whole Life Insurance Cost More than Term Life Insurance?

    You might have heard that whole life insurance cost more than term life insurance. This very statement is the foundation of many arguments suggesting that term life insurance is simply a smarter financial decision.   We wanted to test this argument, so we gathered some data to understand what makes term life insurance cost so much […]

    • 31 min

Customer Reviews

AndyB555 ,

It’s the end of the world as we know it

As a life insurance agent here in Long Beach, NY, I’m always trying to find easy third party sources to reinforce my concepts. Not only do these guys hit the mark on that, but I (and my clients) have learned a lot from these guys. Love(d) this podcast. Amazing insider information shared in an easy and fun way that common non-financial services professionals can get. Sorry to see you guys sailing off into the sunset, however kudos to sticking to it for as long as you did on a regular basis.
- Andrew Berman

Rob in Newtown ,

My go to insurance experts

Their go to phrase... ”it depends” 😁

Markie4400 ,

Great Information

I love listening to these guys every week.

As a huge believer in owning over-funded Whole Life Policies from Mutual Companies (own three and want more when I can afford it), these guys keep me focused on the “big picture reasons” of why these policies are such a great place to store cash. Contrary to what other FINANCIAL EXPERTS advise as safe and smart places to put money....These guys are speaking the truth.

Only thing I disagree with them on is that they say that Universal Life is a good tool to build cash values long term. When I look at the enormous increases of the Term Side on the policies at age 70 and above, I cannot agree that the investment side of the policy is ever going to 100% for sure take care of the Term payment each year? I finally did a 1035 Exchange on a UL policy I had 7 years ago into a Whole Life and now feel that I know it will always increase in value every year without the worries of the Stock Market roller coaster.

Thank you guys....looking forward to many more years of hearing your level headed advice.

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