The International Money Café Show

The International Money Cafe
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  • UPDATED BIWEEKLY
The International Money Café Show

Foreign-born US citizens, green card holders (immigrants) in the US, and foreign nationals on temporary nonimmigrant US visas, have unique financial & US tax compliance challenges as they straddle their multi-country footprint. US expats living abroad have somewhat similar challenges from having to deal with US taxes and foreign obligations. In "The International Money Café Podcast" Jane Mepham, CFP®, and Manasa Nadig, EA, address these unique challenges over a cup of Coffee/Chai in addition to talking about life in the US. Join them as they filter out the noise on cross-border taxes, finances, and life in the US, and save you hours combing the internet for information relevant to your situation. Jane & Manasa being foreign-born, are able to address these issues from a very personal and relatable point of view every other week, as they walk the same journey and pursue their own version of the American dream. The views and opinions are those of the speakers, and should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.

  1. DEC 11

    Ep 33: Guided By The Stars No More: A Roadmap To Retiring Abroad! (Part 1)

    There has been an uptick in the number of people looking to retire overseas. In Part 1 of this episode, we discuss the essential considerations for the decision.  We start by grouping those who want to move into the following groups  Those like us, who came to the US ages ago and are now retiring.Those who have worked overseas and now want to returnThose who've only visited as tourists. We explore the motivations behind such a decision, the importance of choosing the correct country, navigating visa and residency requirements, and the practical steps needed to prepare for the move. Other topics that we cover here, amongst others, are: Maintaining connections and communication while living abroad.       Safety and political stability are key factors in choosing a country.Visa and residency requirements.Visiting a country as a tourist for valuable insights before moving.     The cost of living to ensure affordability.    Maintaining a US address for various logistical reasons. Healthcare access etc.   In part two of this episode, we'll address the financial and tax aspects of retiring overseas. Episode Links & Resources CNBC: Retiring Abroad Could Lower Your Cost Of LivingEp 23: Receiving Social Security From Overseas: Answering FAQsAre you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page.--------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    29 min

  2. NOV 27

    Ep 32: What Is English For "Job Loss on a Work Visa"?

    What happens to you if you lose a job on a work visa? It's the biggest threat to your financial life in the US. In this short episode, we detail your options based on your specific work visa.  Generally, you have to leave the country in 60 days or less, depending on your visa type, visa stamp, home country, and where you are in the visa process. However, there are some unique nuances regarding your other options based on the type of visa. In this episode, we address the H-1B, L-1, E3, TN, and O visas and the specific repercussions of losing a job. Episode Links & Resources How to Prepare For a Job Loss on  Work VisaU.S. Citizenship & Immigration Services  - Become a Student of Your VisaAre you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    8 min

  3. NOV 15

    Bonus Episode: Post Election -Thoughts and Mitigating Concerns.

    The 2024 elections are behind us. In this episode, we discuss the aftermath of the US elections, focusing on the concerns of foreign-born clients and US expats. We explore the uncertainties surrounding immigration laws, visa changes, and the emotional impact of the election results. Our conversation emphasizes the importance of financial preparedness, including maintaining an emergency fund, being flexible with career plans, and ensuring proper estate planning. We include practical advice for navigating potential job loss and the complexities of financial planning in uncertain times. We remind you to lock your credit to protect your identity, especially if you have to leave the U.S.  Episode Links & Resources Ep 29: Stay A Step Ahead of Cyber Criminals. Protecting Your ID and Other Important Matters.U.S. Citizenship & Immigration Services  - Become a Student of Your VisaAre you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    23 min

  4. NOV 13

    Ep 31: Five Important Financial Planning Questions For Foreign Born Families!

    In this solo episode, Jane Mepham discusses the five questions she asks to create the financial planning framework for foreign-born families. Each question has many nuances and determines which way we go with the plan. Jane believes any foreign-born individual should ask themselves these questions as part of the settling process in the US. Money is tied to all aspects of our lives. What's your Immigration status?What's tax residency statusWhat are your long-term residency status?What's your home country of citizenship, what other citizenships do you have, and if married, what's your spouse's citizenship?What assets do you have in foreign countries? --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    24 min

  5. OCT 30

    Ep 30: What Is English For "Green Card"?

    Yeah, it's not green anymore, but the name has persisted. Do you know why the Permanent Residency Card is called the Green Card? We answer this question and provide many more details about this "magic" document, which permits you to live and work permanently in the US if you are foreign-born. We know quite a bit about it, having previously held this card. We discuss the tax obligations and financial planning implications of being a green cardholder rather than a US citizen. It's challenging to get, based on your home country, but once you get it, you must be careful if you want to abandon it to do it right. Are you a green card holder? What questions do you have? --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    12 min

  6. OCT 16

    Ep 29: Stay A Step Ahead of Cyber Criminals. Protecting Your ID and Other Important Matters.

    Assume that your information is already out there. Your goal is to ensure that nobody misuses your data. In this episode, we discuss the importance of protecting yourself from identity theft. We provide practical steps and tips for safeguarding your personal information and financial accounts.  Key takeaways Place fraud alerts on your credit and consider extended fraud alerts if your identity has already been stolen.Place a credit freeze on your credit to prevent new accounts from being opened in your name.Use a password manager to generate strong, unique passwords for each account.Enable two-factor authentication on all your financial accounts.Create a separate email address for your financial accounts, and be cautious of suspicious emails.Monitor your account activities regularly and set up alerts for any unusual transactions.Create a social security account to monitor your earnings and prevent unauthorized access.Create an IP PIN with the IRS to prevent fraudulent tax filings using your social security number.Take proactive steps to protect your identity before leaving the country. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    31 min

  7. OCT 9

    Ep 28: What Is English For "Health Insurance Options"?

    In this episode, we discuss the various health insurance options available during open enrollment. We break down all the different insurance plans - including PPO, HMO, EPO, and HDHP plans. We discuss the differences in premiums and coverage and the benefits of flexible spending accounts (FSA) and health savings accounts (HSA). The conversation also touches on the implications of Medicare for those over 65 and considerations for ex-pats and retirees living abroad who are considering the HSA plan. It's important to check with your provider about using the HSAs abroad.  It's essential to consider your length of stay in the US when choosing an HSA. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    13 min

  8. OCT 2

    Ep 27-"Happy 1st Birthday The IM Café!!"

    Cue the Confetti. Today, we celebrate a huge milestone - a year since we started this journey.  What started as a coffee chat has become a one-year podcast, and there are plans to do more. In this special episode, we look back on our beginnings, lessons learned, and things we've learned about each other, appreciate those who've been with us on the journey, and plan for the future. Please tune in to find out what we have in store for you and our big, hairy, audacious goal and vision for the International Money Cafe Podcast. Let's celebrate! -------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

    26 min
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out of 5
6 Ratings

About

Foreign-born US citizens, green card holders (immigrants) in the US, and foreign nationals on temporary nonimmigrant US visas, have unique financial & US tax compliance challenges as they straddle their multi-country footprint. US expats living abroad have somewhat similar challenges from having to deal with US taxes and foreign obligations. In "The International Money Café Podcast" Jane Mepham, CFP®, and Manasa Nadig, EA, address these unique challenges over a cup of Coffee/Chai in addition to talking about life in the US. Join them as they filter out the noise on cross-border taxes, finances, and life in the US, and save you hours combing the internet for information relevant to your situation. Jane & Manasa being foreign-born, are able to address these issues from a very personal and relatable point of view every other week, as they walk the same journey and pursue their own version of the American dream. The views and opinions are those of the speakers, and should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.

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