71 episodes

Hi! This podcast is for you if you are ready to build the Life you want through organizing, decluttering and living! Here we, my guests and I, talk about money, mindset and (life's) Miracles! In no particular order!
You are not here to work at a job you hate and buy stuff you don't need to impress people you don't like! Living is so much more than that! You are here to live your life's purpose, on purpose!
I think that #moneymatters, #mindsetiskey and #livingmybestlife are just a few key mindset fixes I want to help you adopt so you can progress in your own journey!

The Money Whine & Cheese Club with Sara Fernandes Sara R Fernandes

    • Education

Hi! This podcast is for you if you are ready to build the Life you want through organizing, decluttering and living! Here we, my guests and I, talk about money, mindset and (life's) Miracles! In no particular order!
You are not here to work at a job you hate and buy stuff you don't need to impress people you don't like! Living is so much more than that! You are here to live your life's purpose, on purpose!
I think that #moneymatters, #mindsetiskey and #livingmybestlife are just a few key mindset fixes I want to help you adopt so you can progress in your own journey!

    What is a Zero Balance Budget and why you need one

    What is a Zero Balance Budget and why you need one

    Zero Balance Budgeting: Sipping on Financial Freedom

    Pour yourself a glass of your favorite vintage and join us for a nother episode of the Money, W(h)ine and Cheese Club podcast, where we uncork the secrets of zero balance budgeting. Get ready to indulge as we go through the principles of zero balance budgeting, guiding you through the process of creating a budget that puts you in control.

    Whether you're a seasoned sommelier of finance or just dipping your toes into the world of budgeting, this episode promises to leave your palate satisfied and your wallet feeling fuller.

    So grab your glass, settle in, and let's raise a toast to financial freedom with the Money Whine and Cheese Club podcast. Cheers to budgeting bliss and Creating Your Best Life!

    https://moneywhineandcheese.com⁠

    ⁠TheSaraFernandes⁠

    ⁠Personal Finance⁠

    ⁠Digital Planners



    Thank you for listening!

    Please consider subscribing to the show and sending it to a friend that might enjoy it!

    • 14 min
    Why Align your Lifestyle with your Money

    Why Align your Lifestyle with your Money

    The difference between a Dream and a Goal is that we make plans for goals!

    What we focus on grows, and it's the same with your Finances.



    As always you can find me:

    https://moneywhineandcheese.com

    TheSaraFernandes

    Personal Finance

    Digital Planners



    Thank you for listening!

    Please consider subscribing to the show and sending it to a friend that might enjoy it!

    • 19 min
    How to get out of debt when you have a low income

    How to get out of debt when you have a low income

    Getting out of debt on a low income can be challenging, but it's not impossible. With determination, strategic planning, and disciplined financial habits, you can start to dream of a debt-free future.

    Breaking free from debt on a low income requires commitment, resourcefulness, and a strategic approach. By creating a realistic budget, prioritizing debts, and exploring various financial strategies, you can pave the way to a debt-free future. Remember, it's not about the size of your income; it's about making intentional choices that lead to financial well-being. And being grateful for what you have right now, even if it seems like you have nothing to be grateful about!



    As usual you can find me here:

    ♥ www.moneywhineandcheese.com

    Etsy

    Here - for everything else!



    Thank you for being here and I'll see you next time!

    • 25 min
    5 Steps to creating your Financial Vision Board

    5 Steps to creating your Financial Vision Board

    Why is visualization such a powerful tool? Our brains respond positively to images and visuals. By creating a vision board, you're essentially providing your mind with a constant reminder of your financial goals, making it more likely for you to stay focused and motivated.



    As usual you can find me here:

    https://www.moneywhineandcheese.com

    https://linktr.ee/Thesparklingbudgeteer



    or you can write to me at

    sara@thesarafernandes.com and tell me about your Vision Board!

    • 13 min
    5 Steps to a No-Spend January

    5 Steps to a No-Spend January

    A no-spend month is already a staple around here. If this is your first time, you'll find some useful tips in this episode like:


    Define Clear Rules and Goals


    Create a Realistic Budget


    Plan for Free Activities

    as well as some tips as to how to stick to the challenge!



    As usual you can find me here:

    https://moneywhineandcheese.com

    https://linktr.ee/Thesparklingbudgeteer

    or you can write to me at

    sara@thesarafernandes.com and tell me how your challenge is going!



    Thanks for being here!

    • 24 min
    Why should he pop the question if you don't want to commit to it?

    Why should he pop the question if you don't want to commit to it?

    A play on words, but I think you'll find that commitment is commitment, whether it's to a person or... not. Are we walking the walk or are we just talking about it?

    Hope this episode inspires you to live your best life.



    Her Business Planner 2024:

    https://www.amazon.com/Her-Business-Planner-2024-entrepreneurs/dp/B0CNKQ2PV9/ref=sr_1_1?crid=1ONCJ5C6M77HU&keywords=her+business+planner+2024+by+the+creative+cornucopia&qid=1700728158&s=books&sprefix=her+business+planner+2024+by+the+creative+cornucopia%2Cstripbooks-intl-ship%2C136&sr=1-1



    As usual you can find me here:

    https://linktr.ee/Thesparklingbudgeteer

    or here:

    https://moneywhineandcheese.com

    • 13 min

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