100 episodes

Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart.

Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free.

The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.

Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue.

It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.

The Smart Start Money Podcast Smart Start Money LLC

    • Education
    • 5.0 • 3 Ratings

Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart.

Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free.

The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.

Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue.

It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.

    Why Can’t I Buy a New Car Online?

    Why Can’t I Buy a New Car Online?

    I recently purchased a new vehicle and like most buyers, I hate the traditional car dealer experience with trying to negotiate a fair deal. Researching the truck I was interested in purchasing, I looked for ways to limit the outdated annoying typical car sale experience. The long negotiation and waiting game at the dealership to get a fair deal was something I really tried to see if I could avoid.


     


    With all the things people can buy online with the click of a mouse today, my initial idea to evade the conventional car sale experience at the dealership was to see if I could factory order a new automobile through the internet. To somewhat of a surprise I discovered this is not something that is possible. People can order prescription drugs, booze, and realistically just about anything by going to the internet.


     


    Why can’t I factory order a new vehicle online directly from the manufacturer?


     


    In this podcast episode, I talk about why a factory order from one of the popular automakers is not possible directly on the internet and how a buyer can still use technology to their advantage for a new car purchase. 


     


    Visit Our Website: https://smartstartmoney.com


    Subscribe to the Podcast:  https://smartstartmoney.podbean.com/


    Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com


     


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    #carfactoryorder


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    • 15 min
    What Is the Average Car Payment?

    What Is the Average Car Payment?

    With the price of automobiles skyrocketing in the United States, it should not come as a surprise the average car payment for a new vehicle in 2021 is now $563. American drivers are increasingly becoming poor due to the need for transportation. Although auto loans are leaving many people with little money left at the end of the month, it is not just the initial cost of a car that is a problem. Record-high gasoline prices and maintenance costs are making car ownership increasingly a financial burden.


     


    In this podcast episode, I talk about the average auto loan payment and why it is a problem.



     


    Visit Our Website: https://smartstartmoney.com


    Subscribe to the Podcast:  https://smartstartmoney.podbean.com/


    Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com


     


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    #carbuying


    #buyingacar


    #autoloan


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    #carpayments


    #smartstartmoney


     


     


     


     


       

    • 16 min
    My Car Buying Experience in a Difficult Market - Part 2

    My Car Buying Experience in a Difficult Market - Part 2

    In the previous podcast, I talked about my initial car buying experience in a difficult market. The pandemic has created a shortage of computer chips and inventory for new vehicles. Car dealers are trying to use the pandemic as an excuse to charge more for the vehicles they are selling. It is true that you might have to pay close to retail depending on the car you are looking to buy. Rebates and incentives are almost non-existent. However, you shouldn’t have to pay a large market adjustment price.


     


    There are deals that exist for purchasing a new car even in this challenging market. You just need to be patient and do your research. Don’t believe everything you hear and particularly from your local car dealer.


     


    In this podcast episode, I talk about the conclusion of my recent car buying experience.


     


    Listen to Part 1 of My Car Buying Experience in a Difficult Market: https://smartstartmoney.podbean.com/e/my-car-buying-experience-in-a-difficult-market/


     


    Visit Our Website: https://smartstartmoney.com


    Subscribe to the Podcast:  https://smartstartmoney.podbean.com/


    Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com


     


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    #carbuying


    #buyingacar


    #cardeal


    #cardealer


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    • 27 min
    My Car Buying Experience in a Difficult Market

    My Car Buying Experience in a Difficult Market

    Buying a car right now in this market might not be the best idea. A shortage of inventory and computer chips is making it challenging for buyers to get transportation at a fair price. Car dealer incentives and rebates appear to almost not even exist.


     


    Although it is a terrible time to purchase a new vehicle, I had to make the decision to do it. Car buying for most people is never a pleasant experience. My affection when it comes to shopping for transportation is no different. There is a reason car dealers and their salespeople have a bad reputation and I have found not much has changed with this since my last buying experience several years ago.


     


    In this podcast episode, I talk about my recent car buying experience and how sellers are trying to use the pandemic to their advantage. Even though there might be a shortage of inventory for cars, it doesn’t mean you still can’t find one at a fair price. It might be a seller’s market when it comes to car buying right now but there are some tools buyers can use to still get a reasonable price.


     


    Visit Our Website: https://smartstartmoney.com


    Subscribe to the Podcast:  https://smartstartmoney.podbean.com/


    Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com


     


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    #thesmartstartmoneypodcast


    #carbuying


    #buyingacar


    #cardeal


    #cardealer


    #smartstartmoney


     


     


     


     


       

    • 40 min
    Economic and Political News: It No Longer Ever Seems to Be Transparent or Exactly the Truth

    Economic and Political News: It No Longer Ever Seems to Be Transparent or Exactly the Truth

    With the economic and political divide in America, listening to the news has become both annoying and often a waste of time. Politicians and media outlets never seem to be telling the entire story. Transparency is lost in Washington and journalism. Regardless of a person’s political beliefs, both sides are regularly reporting the news while omitting important details.


     


    No one has all the answers for improving America socially and economically. This includes the media and politicians that repeatedly spin a story on how they want it to be perceived for their own benefit.


     


    This Smart Start Money Podcast episode talks about how the media and Washington don’t report the actual news. They are regularly only informing America on their own version of it while excluding important details that do not fit the story they want to tell.


     


    Visit Our Website: https://smartstartmoney.com


    Subscribe to the Podcast:  https://smartstartmoney.podbean.com/


    Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com


     


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    #Americanmedia


    #Americandecline


    #americanjournalism


    #americanpolitics


    #smartstartmoney


     


     


     


     


       

    • 36 min
    The Degradation of America Part 2: A Decline in the Standard of Living, Quality and Basic Decency

    The Degradation of America Part 2: A Decline in the Standard of Living, Quality and Basic Decency

    In the last podcast on The Degradation of America, there were a lot of comments and questions. This episode is a continuation of that conversation and why there is clearly a decline in America for every class of life. The changes are not just economically for much of the lower and middle class. There is also a deterioration of integrity and honesty at the cost of power, greed, and fame across every economic class. 


     


    This Smart Start Money podcast episode talks about the decline of American values, families, and economic opportunities.



     


    Listen to Part 1 The Degradation of America: https://smartstartmoney.podbean.com/e/the-degradation-of-america-a-decline-in-the-standard-of-living-quality-and-basic-decency/


     


    Visit Our Website: https://smartstartmoney.com


    Subscribe to the Podcast:  https://smartstartmoney.podbean.com/


    Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com


     


    Pinterest: https://www.pinterest.com/smartstartm...


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    #thesmartstartmoneypodcast


    #America


    #Americandecline


    #degradationofamerica


    #smartstartmoney


     


     


     


     

    • 26 min

Customer Reviews

5.0 out of 5
3 Ratings

3 Ratings

Suzanne Frances' boyfriend ,

Relevant and sound advice.

Easy to listen to and follow. Awesome insight on money management and the impact of real time issues and how that effects how we behave

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