Money Ripples Podcast

Money Ripples Podcast
Money Ripples Podcast

Welcome to the Money Ripples Podcast with Cash Flow Expert, Chris Miles. This show is your trusted guide to learn ways to make your money work for you so you don't always have to work for your money. New episodes air every Wednesday and Friday with guest interviews every Friday. From learning new ways to unlock cash flow now to discussing the ways you can become a better steward of your money, this show will help you carve your way to the "work optional" lifestyle you've always dreamed of. Becoming a good steward of your money is step one. Business, money, and mindset advice are ahead.

  1. HACE 1 DÍA

    From Dentist to Financial Freedom with Infinite Banking!

    Book a MAX ROI Infinite Banking strategy session now: https://bit.ly/3BA8Joy In this episode, I sit down with Chris Waters, a retired dentist who successfully transitioned to financial freedom.  Chris shares his real-life experience of using Infinite Banking to fund investments like real estate, debt funds, and even natural gas projects. We dive into how he got started, the lessons he learned, and the flexibility Infinite Banking has provided him to control his money and create passive income. If you’re wondering, “Can Infinite Banking really work for me?” or “How can I fund my investments without relying on banks?” – this episode is for you.  Learn firsthand from Chris’s experience and see how you can take control of your finances and investments. Timestamps: 00:00 – Introduction: How to use Infinite Banking to fund investments 01:02 – Meet Chris Waters: Retired dentist turned financial freedom seeker 02:39 – Why Chris shifted from traditional investing to passive income 05:48 – Lessons learned from real estate investing and due diligence 09:28 – What got Chris started with Infinite Banking 10:34 – How Chris uses Infinite Banking to fund investments like real estate and debt funds 13:02 – Why Chris didn’t use Infinite Banking sooner (and lessons learned) 15:02 – Debunking Infinite Banking myths: Car loans vs. investing 17:01 – Using Infinite Banking for business purposes and tax advantages 18:27 – Advice for those considering Infinite Banking and passive investing 21:56 – Why Chris chose Money Ripples for his Infinite Banking strategy 23:34 – Chris’s ripple effect: Sharing wisdom and creating a legacy 25:23 – Final thoughts: Take action, cure fear, and build financial freedom

    27 min
  2. 13 DIC

    How to Get a Raise Without Asking for It!

    This is the tool to change your financial future. Try our calculator now: https://bit.ly/3BbXxOP How can you increase your income as an employee without begging for a raise? Better yet, how do you create massive value for your company so they can’t afford to lose you?   In this episode, I sit down with Glenn Lovelace, a coach who’s helped thousands of men and women uncover their full potential and negotiate bigger paychecks by solving real problems at work. We dive into the entrepreneurial mindset within the employee role, where you shift from just doing a job to becoming an indispensable asset.   Glenn shares actionable strategies to identify problems, propose solutions, and put yourself in a position where raises and bonuses are the natural result of the value you bring.   Whether you’re an employee looking to get paid what you’re worth or a business owner wanting employees who drive massive results, this episode will show you how to create win-win opportunities that change the game. Glenn Lovelace's links: Instagram: https://www.instagram.com/itsyourwingman?igsh=Z3gwcDhnampiczNp Website: https://glennlovelace.com/ Podcast: https://onedayonelifepodcast.buzzsprout.com/ Facebook: https://www.facebook.com/glenn.lovelace   00:00 Introduction 02:22 Glenn Lovelace’s journey: From hustler to wingman coach 08:00 What makes employees indispensable to business owners 11:20 The secret to writing your own paycheck as an employee 15:22 Real-life success stories: $500K raises and bonus structures 18:55 The entrepreneurial mindset for employees 22:40 How to approach raises without sounding entitled 26:14 Why “comfort” holds you back in your career growth 29:00 The ripple effect of stepping into confidence and solving problems #askingforaraise #employeemindset

    37 min
  3. 11 DIC

    The Safest Way to Invest your Money in 2025

    This is the tool to change your financial future. Try our calculator now: https://bit.ly/4fkcbS9 Do you consider yourself a conservative, safe investor? What's the safest way to save and grow your money while minimizing risk? In this episode, I dig into how you can truly protect your hard-earned cash and maximize returns without taking unnecessary risks. I share the biggest mindset shift you need to reject: high risk does NOT create high returns. Instead, I show you how to manage risk, analyze opportunities, and surround yourself with the right people and strategies to create wealth safely and securely. You’ll hear how I personally evaluate investments, reduce risks in real estate deals, and vet operators I trust with my passive investments. Plus, I’ll share the single most important resource for reducing risk: a community of trusted advisors and counselors who’ve been there, done that, and are still succeeding today. If you’re tired of chasing returns and losing money, this episode will show you how to find confidence, safety, and success in your investments. 00:00 Are you a conservative investor? 02:00 Why "high risk = high returns" is a lie 04:10 How to safely invest in real estate 06:30 Key steps to minimize risk on deals 08:50 Vetting operators: Integrity matters most 12:00 The power of trusted advisors and counselors 18:00 Building a community for safer investments 21:00 Why diverse perspectives reduce your risks 24:00 How I stay updated on smart investments

    23 min
  4. 27 NOV

    Is Owning Debt Safer Than Equity?

    Want to learn the way to invest in debt and make passive income? Click here: https://bit.ly/40Jts3r In today’s episode, I dive into a question that may seem a bit counterintuitive: could debt actually be safer than equity? When it comes to real estate, we’re often taught to pursue ownership and build equity, but what if taking a debt position – being the lender instead of the owner – offers more security? I share how banks view debt as a low-risk investment by ensuring they’re first in line to be repaid, a concept known as "priority in the capital stack." As I’ve seen in my experience, lenders often get paid before equity investors, particularly in challenging economic times. I cover how debt positions can yield stable returns with less risk compared to traditional equity investments, especially in uncertain markets. 00:00 – Is debt safer than equity? 01:05 – Welcome to Money Ripples 02:20 – Equity versus debt in investing 04:00 – Banks’ preference for debt 05:45 – Equity mindset versus debt 07:30 – Debt's position in capital stack 09:15 – Understanding senior and mezzanine debt 11:00 – Risks in equity investments 13:20 – Why banks prioritize debt 15:10 – Real estate market downturns 17:00 – Choosing debt over equity 19:30 – Example of debt priority 21:00 – Common pitfalls in equity 23:15 – Benefits of private lending 25:00 – First position in lending 27:05 – High equity as bank temptation 29:10 – Debt in rental properties 31:00 – Wrapping up and key takeaways #gooddebt

    24 min
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Welcome to the Money Ripples Podcast with Cash Flow Expert, Chris Miles. This show is your trusted guide to learn ways to make your money work for you so you don't always have to work for your money. New episodes air every Wednesday and Friday with guest interviews every Friday. From learning new ways to unlock cash flow now to discussing the ways you can become a better steward of your money, this show will help you carve your way to the "work optional" lifestyle you've always dreamed of. Becoming a good steward of your money is step one. Business, money, and mindset advice are ahead.

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