52 min
Through the Pines Ep. 21 - LOVE and MONEY, How to Structure Finances as a Couple The Banyan Collective
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- Arts
Through the Pines Financial Planning #podcast
Did you find value from this podcast, please consider supporting us here: https://www.buymeacoffee.com/banyanmedia
Special thanks to our financial wizards this week from planwithbaxter.com Rex Baxter, Brandyn Smith, and Dan Nelsen. Any questions, reach out here: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Follow us on Instagram: https://www.instagram.com/pines_podcast/LIKE our new Facebook Page: https://www.facebook.com/pinespodcast
Through the Pines - LOVE and MONEY: how to structure finances as a couple
Topics:
DebtCurrent DebtFeelings on DebtWhen you get a new job, what does Gross Income versus Net Income look like?Recreational SpendingHow much?How often?Beneficiaries on each other’s accounts?We usually recommend waiting until after marriage unless it’s a long-term serious relationship with kids or other financial dependent factors.Feelings on how kids and careers will work together.Once MarriedJoint accounts versus Separate Accounts, how do you decide?Splitting bills with different incomes.Joint Goals versus Individual Financial Goals
(S’more Numbers) - Dynamics of Spenders Versus Savers
Challenges and Strengths of:2 Savers2 Spenders1 Saver and 1 SpenderHow do you get on the same page?Communicate and Set Goals/ spending boundaries.How do the financial dynamics change when people are on 2nd or 3rd marriages?Often times more separate accounts?\How are bills split?Prenuptial AgreementsWhat happens when a surviving spouse marries a much younger spouse late in retirement?How do people handle inheritances? (both biological parents have passed, but assets remain with 2nd surviving spouse unless trust work is involved
Contact Info: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Bumper Music: Branson Anderson on Van Sessions as produced by The Banyan Collective - https://www.thebanyancollective.com/vansessions/2020/6/27/van-sessions-at-the-monarch-branson-anderson
Through the Pines Financial Planning #podcast
Did you find value from this podcast, please consider supporting us here: https://www.buymeacoffee.com/banyanmedia
Special thanks to our financial wizards this week from planwithbaxter.com Rex Baxter, Brandyn Smith, and Dan Nelsen. Any questions, reach out here: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Follow us on Instagram: https://www.instagram.com/pines_podcast/LIKE our new Facebook Page: https://www.facebook.com/pinespodcast
Through the Pines - LOVE and MONEY: how to structure finances as a couple
Topics:
DebtCurrent DebtFeelings on DebtWhen you get a new job, what does Gross Income versus Net Income look like?Recreational SpendingHow much?How often?Beneficiaries on each other’s accounts?We usually recommend waiting until after marriage unless it’s a long-term serious relationship with kids or other financial dependent factors.Feelings on how kids and careers will work together.Once MarriedJoint accounts versus Separate Accounts, how do you decide?Splitting bills with different incomes.Joint Goals versus Individual Financial Goals
(S’more Numbers) - Dynamics of Spenders Versus Savers
Challenges and Strengths of:2 Savers2 Spenders1 Saver and 1 SpenderHow do you get on the same page?Communicate and Set Goals/ spending boundaries.How do the financial dynamics change when people are on 2nd or 3rd marriages?Often times more separate accounts?\How are bills split?Prenuptial AgreementsWhat happens when a surviving spouse marries a much younger spouse late in retirement?How do people handle inheritances? (both biological parents have passed, but assets remain with 2nd surviving spouse unless trust work is involved
Contact Info: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Bumper Music: Branson Anderson on Van Sessions as produced by The Banyan Collective - https://www.thebanyancollective.com/vansessions/2020/6/27/van-sessions-at-the-monarch-branson-anderson
52 min