300 episodes

Arts & Adventure Podcasting Since 2010 - Adventure For Your Ears

The Banyan Collective The Banyan Collective

    • Society & Culture
    • 4.6 • 12 Ratings

Arts & Adventure Podcasting Since 2010 - Adventure For Your Ears

    Through the Pines Ep. 22 - How to Stick to a Budget

    Through the Pines Ep. 22 - How to Stick to a Budget

    HOW TO STICK TO A BUDGET - THROUGH THE PINES PODCAST

    Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would listen to while churning butter, this is Through the Pines…

    Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

    Our financial wizards this week include Rex Baxter, Brandyn Smith, and Dan Nelsen

    LIKE our Facebook Page: https://www.facebook.com/pinespodcast

    Follow our Instagram: https://www.instagram.com/pines_podcast/

     

    SHOW NOTES:

     

    What is a Budget?

    Best Budget Methods

    Savings vs Spending vs Retirement & Investments
    Budgeting Debt (payoff)
    Budgeting for purchases
    Where does a budget live: Apps, Notebooks, etc?

     

    Factors that Could derail Budgets?

    Life events - lost job, car repairs, divorce, medical
    Laziness - not putting in the effort
    Lack of Discipline (Greed) - wanting to make a purchase so bad you break budget
    Lack of support from life partner/spouse



    S’more Numbers



    How to get back on track

    Don’t panic
    Contact a professional
    Reset Goals

    Craziest Budget Hacks (https://inspiredbudget.com/); https://www.nerdwallet.com/article/finance/best-budget-apps

    Freezing money
    Online Groceries, Shopping lists & Meal Plans
    Envelopes
    Pay Debt First
    Mini-Budget 
    Remove cc info from online shopping sites.
    Let items sit in your cart for 24 hours  
    Split subscriptions
    Side-Hustles
    Buy in bulk
    “No-Spend” Month Challenge
    Budget apps: Mint, Goodbudget, YNAB, EveryDollar, PocketGuard, Honeydue

    Contact Info: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/

     

    Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams

    • 45 min
    Van Sessions at The Monarch - Giants in the Oak Tree

    Van Sessions at The Monarch - Giants in the Oak Tree

    Recorded during Ogden's First Friday Art Stroll. Supported by a generous grant from Ogden City Arts along with love from Roosters Brewing. 

     

    Support the show: https://www.buymeacoffee.com/banyanmedia

     

    GIANTS IN THE OAK TREE LIVE on Van Sessions at The Monarch

    Thanks to everyone who came out to the live show! Join us every First Friday for recordings at The Monarch Building in Ogden, Utah.

     

    MUSICIAN/BAND

    BANDCAMP: https://giantsintheoaktree.bandcamp.com/
    SPOTIFY: https://open.spotify.com/artist/58nwPjiNevhCB4GZ3tBBIe?si=T1XOd9sxQ1mtjmeZZ0FNDQ
    SOUNDCLOUD: https://soundcloud.com/giants-in-the-oak-tree
    FACEBOOK: https://www.facebook.com/giantsintheoaktree
    IG: https://www.instagram.com/giantsintheoaktree/

     

    SUPPORTERS

    The Monarch Building: https://themonarchogden.com/
    Ogden City Arts: https://www.ogdencity.com/707/Arts
    Roosters Brewing: https://www.roostersbrewingco.com/

     

    CREDITS

    Producer / Host / Editor: R. Brandon Long, The Banyan Collective
    Logistics / Bookings / Front of House: Todd Oberndorfer, The Banyan Collective
    Photographer: Ruth Silver

     

    FOLLOW

    Van Sessions Instagram: https://www.instagram.com/vansessions/
    Van Sessions Facebook: https://www.facebook.com/thevansessions

     

    Like what you hear, buy us beer: https://www.buymeacoffee.com/banyanmedia

     

    Bookings: todd@thebanyancollective.com

    • 26 min
    Through the Pines Ep. 21 - LOVE and MONEY, How to Structure Finances as a Couple

    Through the Pines Ep. 21 - LOVE and MONEY, How to Structure Finances as a Couple

    Through the Pines Financial Planning #podcast 

    Did you find value from this podcast, please consider supporting us here: https://www.buymeacoffee.com/banyanmedia

    Special thanks to our financial wizards this week from planwithbaxter.com Rex Baxter, Brandyn Smith, and Dan Nelsen. Any questions, reach out here: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/

    Follow us on Instagram: https://www.instagram.com/pines_podcast/
    LIKE our new Facebook Page: https://www.facebook.com/pinespodcast


    Through the Pines - LOVE and MONEY: how to structure finances as a couple

    Topics:

    Debt
    Current Debt
    Feelings on Debt
    When you get a new job, what does Gross Income versus Net Income look like?
    Recreational Spending
    How much?
    How often?
    Beneficiaries on each other’s accounts?
    We usually recommend waiting until after marriage unless it’s a long-term serious relationship with kids or other financial dependent factors.
    Feelings on how kids and careers will work together.
    Once Married
    Joint accounts versus Separate Accounts, how do you decide?
    Splitting bills with different incomes.
    Joint Goals versus Individual Financial Goals

    (S’more Numbers) - Dynamics of Spenders Versus Savers 

    Challenges and Strengths of:
    2 Savers
    2 Spenders
    1 Saver and 1 Spender
    How do you get on the same page?
    Communicate and Set Goals/ spending boundaries.
    How do the financial dynamics change when people are on 2nd or 3rd marriages?
    Often times more separate accounts?\
    How are bills split?
    Prenuptial Agreements
    What happens when a surviving spouse marries a much younger spouse late in retirement?
    How do people handle inheritances? (both biological parents have passed, but assets remain with 2nd surviving spouse unless trust work is involved

    Contact Info: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/



    Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams

    Bumper Music: Branson Anderson on Van Sessions as produced by The Banyan Collective - https://www.thebanyancollective.com/vansessions/2020/6/27/van-sessions-at-the-monarch-branson-anderson

    • 52 min
    Van Sessions at The Monarch - Mars Highway

    Van Sessions at The Monarch - Mars Highway

    MARS HIGHWAY on Van Sessions.

     

    Recorded during Ogden's First Friday Art Stroll. Supported by a generous grant from Ogden City Arts along with love from Roosters Brewing. 

     

    Thanks to everyone who came out to the live show! Join us every First Friday for recordings at The Monarch Building in Ogden, Utah.

     

    MUSICIAN/BAND

    Mars Highway: https://marshighway.com/

    Spotify: https://open.spotify.com/artist/5S0Obn4XG4h7ScG5jeybfc?si=ECWe4yQ4Q4irop7OHWcxjQ

    Facebook: https://www.facebook.com/mars.highway/

    IG: https://www.instagram.com/marshighway/

     

    SUPPORTERS

    The Monarch Building: https://themonarchogden.com/

    Ogden City Arts: https://www.ogdencity.com/707/Arts

    Roosters Brewing: https://www.roostersbrewingco.com/

     

    CREDITS

    Producer / Host / Editor: R. Brandon Long, The Banyan Collective

    Logistics / Bookings / Front of House: Todd Oberndorfer, The Banyan Collective

    Photographer: Ruth Silver

     

    FOLLOW

    Van Sessions Instagram: https://www.instagram.com/vansessions/

    Van Sessions Facebook: https://www.facebook.com/thevansessions

     

    Like what you hear, buy us beer: https://www.buymeacoffee.com/banyanmedia

     

    Bookings: todd@thebanyancollective.com

    • 24 min
    Through the Pines Ep. 20 - Build a Money Base, Managing Money in Your Teens and 20s.

    Through the Pines Ep. 20 - Build a Money Base, Managing Money in Your Teens and 20s.

    Through the Pines Financial Podcast Ep. 20 - Building a Money Base - Managing Money in Your Teens & 20s

     

    Does College make sense?

    Trade Schools?

    Community College?

    Student Loans/ Other debt

    Is owning a Credit Card a good idea?

    Car Loans?

    Building Credit

    Forming good habits and savings money.

    401k Plans

    Emergency funds

     

    S’MORE NUMBERS

     

    How to manage money in relationships?

    Pre and Post marriage money management

    What if one is a “saver” and the other is a “spender”?

    Getting into a home

    How much down?

    How much to buy?

    When to buy?

    How much in savings?

     

    Contact Info: planwithbaxter.com
    https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/



     

    Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams

     

    Consider supporting the podcast: https://www.buymeacoffee.com/banyanmedia

     

    This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

    • 56 min
    Van Sessions at The Monarch - Fever Dream

    Van Sessions at The Monarch - Fever Dream

    Fever Dream on Van Sessions.

    Recorded during Ogden's First Friday Art Stroll. Supported by a generous grant from Ogden City Arts along with love from Roosters Brewing. 

    Thanks to everyone who came out to the live show! Join us every First Friday for recordings at The Monarch Building in Ogden, Utah.

     

    MUSICIAN/BAND

    Fever Dream: https://linktr.ee/fever.dream.ut

    Facebook: https://www.facebook.com/fever.dream.ut/

    IG: https://www.instagram.com/fever.dream.ut/

     

    SUPPORTERS

    The Monarch Building: https://themonarchogden.com/

    Ogden City Arts: https://www.ogdencity.com/707/Arts

    Roosters Brewing: https://www.roostersbrewingco.com/

     

    CREDITS

    Producer / Host / Editor: R. Brandon Long, The Banyan Collective

    Logistics / Bookings / Front of House: Todd Oberndorfer, The Banyan Collective

    Photographer: Ruth Silver

     

    FOLLOW

    Van Sessions Instagram: https://www.instagram.com/vansessions/

    Van Sessions Facebook: https://www.facebook.com/thevansessions

     

    Like what you hear, buy us beer: https://www.buymeacoffee.com/banyanmedia

     

    Bookings: todd@thebanyancollective.com

    • 21 min

Customer Reviews

4.6 out of 5
12 Ratings

12 Ratings

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