Understanding Mortgage Rates: A Conversation with Todd Smith of Bank Iowa

This week, Matt Moklestad has a conversation with Todd Smith, the Mortgage Director at Bank Iowa, as he breaks down the complexities of mortgage rates. With nearly 30 years of experience in the banking and mortgage industry, Todd shares insights on how mortgage rates are determined, the factors that influence them, and tips for securing the best rates.

Foster Group and Bank Iowa are unaffiliated businesses with no common ownership. Bank Iowa may refer prospective clients to Foster Group and Foster Group pays Bank Iowa a percentage of the fees earned from the client or a flat dollar amount. Additional disclosure is provided to all prospective clients Bank Iowa refers.

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