Vanguard Have Increased Their Fees - The Details, The Maths, Should You Switch & More

In this video I discuss the recently announced changes to Vanguard UK fees.

This took me by surprise.

In short, if you have <£32k on Vanguard's platform across your ISA, SIPP and GIA then you will be paying a £4 p/m fee from 31 January 2025 onwards. If you have >£32k then you are not impacted by this. This fee change also doesn't impact Junior ISAs.

In this podcast episode we run through the details of the fee change, the maths of it, who will be the worse impacted, whether you should consider switching or staying, and for those who will switch what platform and/or fund you should switch to.

Two specific platforms are appealing if you wanted to switch and I have linked them below.

Listen to the full episode for all the details!

If you what to sign up to Trading212 and get a free share - www.trading212.com/invite/Fg39FgeY

If you want to sign up to InvestEngine and get some free ££ - https://investengine.pxf.io/LKKVEL

These are both affiliate links, thanks in advance to anyone who uses them. T&C's apply, with investing your capital is at risk.

Timestamps:

0:37 - The Details

5:04 - The Maths

7:09 - Important Points

10:03 - What Should You Do

14:42 - What Platform To Switch To

17:55 - FTSE Global All Cap Equivalent?

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