3 episodes

Founded in 2002 by now-retired US Bankruptcy Court Judge John C. Ninfo II, Credit Abuse Resistance Education (CARE) was created to teach high school and college students about the responsible use of credit and the consequences of credit card abuse. CARE's mission is to educate individuals, with a focus on young adults, on the responsible use of credit and the fundamentals of financial literacy, as well as the potential consequences of poor money management and credit abuse.

Voices of CARE Credit Abuse Resistance Education (CARE)

    • Education

Founded in 2002 by now-retired US Bankruptcy Court Judge John C. Ninfo II, Credit Abuse Resistance Education (CARE) was created to teach high school and college students about the responsible use of credit and the consequences of credit card abuse. CARE's mission is to educate individuals, with a focus on young adults, on the responsible use of credit and the fundamentals of financial literacy, as well as the potential consequences of poor money management and credit abuse.

    Judge Ninfo's Top 10 Personal Finance Tips: #3 Budget to control your spending or it will control you

    Judge Ninfo's Top 10 Personal Finance Tips: #3 Budget to control your spending or it will control you

    In this episode, Judge Ninfo shares his third personal finance tip: Budget to control your spending or it will control you. Follow along as Judge Ninfo talks about “automatic spending pilot” and how to actively track and analyze your spending, make smart choices, and be financially responsible by using a budget. Learn how creating and using a budget will help you meet all your financial goals, while having what you need as well as some of your wants, wishes, luxuries, and conveniences without ending up in unaffordable debt.

    • 9 min
    Judge Ninfo's Top 10 Personal Finance Tips: #2 Cash is king

    Judge Ninfo's Top 10 Personal Finance Tips: #2 Cash is king

    In this episode, Judge Ninfo shares his second personal finance tip: Cash is king. Follow along as Judge Ninfo shares stories about why "cash is king" is so impactful and how a simple phrase can make a significant different in an individual's financial life. Learn why individuals who use cash for their spending make different and better spending decisions and ultimately end up spending less of their hard earned money.

    • 6 min
    Judge Ninfo's Top 10 Personal Finance Tips: #1 Don’t use credit cards to buy “stuff” you can’t afford

    Judge Ninfo's Top 10 Personal Finance Tips: #1 Don’t use credit cards to buy “stuff” you can’t afford

    CARE’s Founder Hon. John C. Ninfo II (Ret.) launches a new series on his Top Ten Personal Finance Tips on the Voices of CARE Podcast.  We kick off the the series with Tip #1: “Don’t use your credit card to buy “stuff” you can’t afford.” Each episode will be short and focus on one easy to remember tip on managing your money.

    During this podcast episode, Judge Ninfo shares his experiences working in the bankruptcy field and stories of individuals who get in over their head with debt. Through this new series, youth across the country have the opportunity to hear the advice Judge Ninfo has been giving youth in his community for the past twenty years.

    • 8 min

Top Podcasts In Education