13 episodes

Founded in 2002 by now-retired US Bankruptcy Court Judge John C. Ninfo II, Credit Abuse Resistance Education (CARE) was created to teach high school and college students about the responsible use of credit and the consequences of credit card abuse. CARE's mission is to educate individuals, with a focus on young adults, on the responsible use of credit and the fundamentals of financial literacy, as well as the potential consequences of poor money management and credit abuse.

Voices of CARE Credit Abuse Resistance Education (CARE)

    • Education
    • 5.0 • 1 Rating

Founded in 2002 by now-retired US Bankruptcy Court Judge John C. Ninfo II, Credit Abuse Resistance Education (CARE) was created to teach high school and college students about the responsible use of credit and the consequences of credit card abuse. CARE's mission is to educate individuals, with a focus on young adults, on the responsible use of credit and the fundamentals of financial literacy, as well as the potential consequences of poor money management and credit abuse.

    Navigating the Student Loan Process: Paula Craw and Tom Bailey from ECMC

    Navigating the Student Loan Process: Paula Craw and Tom Bailey from ECMC

    Navigating student loans is both a complicated and important process. In the latest episode of the Voices of CARE podcast, Paula and Tom from ECMC share their tips on how best to manage the financial aid process from completing the FAFSA to signing your award letter.

    • 13 min
    The Story of Three Generations of Bankruptcy w/ Pam Simmons-Beasley (CARE South Carolina)

    The Story of Three Generations of Bankruptcy w/ Pam Simmons-Beasley (CARE South Carolina)

    In the latest episode of Voices of CARE, Tammy Hettinger, CARE’s Executive Director, interviews Pamela Simmons-Beasley, a volunteer with the CARE South Carolina chapter and a Chapter 13 Trustee. Follow along as Pam talks about how she started volunteering with CARE and why she continues to volunteer, and shares a story about one of her cases from 2007 where she filed bankruptcy for the third generation in the same family.

    Pam also addresses some of the things she hopes students walk away with after one of her presentations: develop and put a lot of focus on your emergency fund, as well as how to understand the difference between wants versus needs, and how to recognize and deal with them.

    • 15 min
    Taking Charge of Your Finances

    Taking Charge of Your Finances

    In this episode, Judge Ninfo moves beyond his Top 10 Personal Finance Tips and shares how you can take charge of your finances. Follow along as Judge Ninfo talks about the importance of financial security and how 8 of the top 14 stresses in life are money related. Learn more about how having a financial plan and sound financial habits are crucial in every person's life.

    • 15 min
    Judge Ninfo's Top 10 Personal Finance Tips: #10 Make sure that you get the best value for every education dollar that you borrow or spend

    Judge Ninfo's Top 10 Personal Finance Tips: #10 Make sure that you get the best value for every education dollar that you borrow or spend

    In this episode, Judge Ninfo shares his tenth and final personal finance tip: Make sure that you get the best value for every education dollar that you borrow or spend. Follow along as Judge Ninfo talks about the importance of determining whether or not college is right for you. Learn more about how to be honest with yourself and "business-like" when looking at things like interest, aptitude, work ethic, and likely academic success.

    • 7 min
    Judge Ninfo's Top 10 Personal Finance Tips: #9 The only good debt is debt that you can afford to repay and have a plan to repay

    Judge Ninfo's Top 10 Personal Finance Tips: #9 The only good debt is debt that you can afford to repay and have a plan to repay

    In this episode, Judge Ninfo shares his ninth personal finance tip: The only good debt is debt that you can afford to repay and have a plan to repay. Follow along as Judge Ninfo talks about the importance of determining affordability and having a realistic payment plan when you are in debt. Learn more about how to make sure you are not taken advantage of by individuals in the financial industry.

    • 7 min
    Judge Ninfo's Top 10 Personal Finance Tips: #8 Don't make anticipated expenses false emergencies

    Judge Ninfo's Top 10 Personal Finance Tips: #8 Don't make anticipated expenses false emergencies

    In this episode, Judge Ninfo shares his eighth personal finance tip: Don't make anticipated expenses false emergencies. Follow along as Judge Ninfo talks about the difference between anticipated expenses and emergencies. Learn more about how to plan and save for anticipated expenses so that you are not forced to go into debt because of them.

    • 6 min

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