Voices of CARE

Credit Abuse Resistance Education (CARE)
Voices of CARE

Founded in 2002 by now-retired US Bankruptcy Court Judge John C. Ninfo II, Credit Abuse Resistance Education (CARE) was created to teach high school and college students about the responsible use of credit and the consequences of credit card abuse. CARE's mission is to educate individuals, with a focus on young adults, on the responsible use of credit and the fundamentals of financial literacy, as well as the potential consequences of poor money management and credit abuse.

  1. 07/16/2021

    Personal Finance & Paying for College with Judge Kindred (U.S. Bankruptcy Court, Eastern District of Virginia) and Ellie Lo (CARE's 2020-21 Student Liaison)

    In this episode, Ellie Lo, CARE’s 2020-21 Student Liaison and high school student, interviews Judge Kindred of the United States Bankruptcy Court, Eastern District of Virginia about personal finance, paying for college, and her own personal stories, experiences, and advice about how students should navigate financial decisions that will affect their future.

    27 min

  2. 02/25/2021

    Navigating the Student Loan Process: Paula Craw and Tom Bailey from ECMC

    Navigating student loans is both a complicated and important process. In the latest episode of the Voices of CARE podcast, Paula and Tom from ECMC share their tips on how best to manage the financial aid process from completing the FAFSA to signing your award letter.

    14 min

  3. 11/05/2020

    The Story of Three Generations of Bankruptcy w/ Pam Simmons-Beasley (CARE South Carolina)

    In the latest episode of Voices of CARE, Tammy Hettinger, CARE’s Executive Director, interviews Pamela Simmons-Beasley, a volunteer with the CARE South Carolina chapter and a Chapter 13 Trustee. Follow along as Pam talks about how she started volunteering with CARE and why she continues to volunteer, and shares a story about one of her cases from 2007 where she filed bankruptcy for the third generation in the same family. Pam also addresses some of the things she hopes students walk away with after one of her presentations: develop and put a lot of focus on your emergency fund, as well as how to understand the difference between wants versus needs, and how to recognize and deal with them.

    16 min

  4. 10/28/2020

    Taking Charge of Your Finances

    In this episode, Judge Ninfo moves beyond his Top 10 Personal Finance Tips and shares how you can take charge of your finances. Follow along as Judge Ninfo talks about the importance of financial security and how 8 of the top 14 stresses in life are money related. Learn more about how having a financial plan and sound financial habits are crucial in every person's life.

    15 min

  5. 09/15/2020

    Judge Ninfo's Top 10 Personal Finance Tips: #10 Make sure that you get the best value for every education dollar that you borrow or spend

    In this episode, Judge Ninfo shares his tenth and final personal finance tip: Make sure that you get the best value for every education dollar that you borrow or spend. Follow along as Judge Ninfo talks about the importance of determining whether or not college is right for you. Learn more about how to be honest with yourself and "business-like" when looking at things like interest, aptitude, work ethic, and likely academic success.

    7 min

  6. 09/09/2020

    Judge Ninfo's Top 10 Personal Finance Tips: #9 The only good debt is debt that you can afford to repay and have a plan to repay

    In this episode, Judge Ninfo shares his ninth personal finance tip: The only good debt is debt that you can afford to repay and have a plan to repay. Follow along as Judge Ninfo talks about the importance of determining affordability and having a realistic payment plan when you are in debt. Learn more about how to make sure you are not taken advantage of by individuals in the financial industry.

    7 min

  7. 08/31/2020

    Judge Ninfo's Top 10 Personal Finance Tips: #8 Don't make anticipated expenses false emergencies

    In this episode, Judge Ninfo shares his eighth personal finance tip: Don't make anticipated expenses false emergencies. Follow along as Judge Ninfo talks about the difference between anticipated expenses and emergencies. Learn more about how to plan and save for anticipated expenses so that you are not forced to go into debt because of them.

    7 min

  8. 08/26/2020

    Judge Ninfo's Top 10 Personal Finance Tips: #7 Don't make wants, wishes, luxuries, and conveniences into false needs

    In this episode, Judge Ninfo shares his seventh personal finance tip: Don't make wants, wishes, luxuries, and conveniences into false needs. Follow along as Judge Ninfo talks about the importance of distinguishing between wants and wishes and what you actually need. Learn more about how retailers and marketers have convinced us over time about how we "need" certain things that are not actual needs and can prevent us from saving for retirement and accomplishing our other financial goals.

    8 min
See All (14)

About

Founded in 2002 by now-retired US Bankruptcy Court Judge John C. Ninfo II, Credit Abuse Resistance Education (CARE) was created to teach high school and college students about the responsible use of credit and the consequences of credit card abuse. CARE's mission is to educate individuals, with a focus on young adults, on the responsible use of credit and the fundamentals of financial literacy, as well as the potential consequences of poor money management and credit abuse.

Information

  • Creator
    Credit Abuse Resistance Education (CARE)
  • Years Active
    2020 - 2021
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © Credit Abuse Resistance Education (CARE)
  • Show Website
    Voices of CARE

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